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怡安集团（AON）与Better Home & Finance Holding Co（BETR）财务数据对比。点击上方公司名可切换其他公司
怡安集团的季度营收约是Better Home & Finance Holding Co的3607.4倍（$4.3B vs $1.2M）。怡安集团净利率更高（39.4% vs -3349.0%，领先3388.4%）。怡安集团同比增速更快（3.7% vs -71.1%）。怡安集团自由现金流更多（$1.3B vs $-57.6M）。过去两年怡安集团的营收复合增速更高（2.8% vs -35.0%）
怡安集团（Aon plc）是一家英美背景的专业服务企业，下设两大业务板块：风险资本板块提供风险管理、保险及再保险领域的经纪与咨询服务；人力资本板块提供健康保险、退休及养老金计划、人才咨询等相关服务。
巴贾吉金融有限公司是印度一家可吸收存款的非银行金融机构，总部位于普纳。截至2025年9月，该公司拥有1.1064亿客户，管理资产规模达46225亿卢比，约合550亿美元，是印度知名的非银行金融服务商。
AON vs BETR — 直观对比
营收规模更大
AON
是对方的3607.4倍
$1.2M
营收增速更快
AON
高出74.8%
-71.1%
净利率更高
AON
高出3388.4%
-3349.0%
自由现金流更多
AON
多$1.4B
$-57.6M
两年增速更快
AON
近两年复合增速
-35.0%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $4.3B | $1.2M |
| 净利润 | $1.7B | $-39.9M |
| 毛利率 | — | — |
| 营业利润率 | 28.1% | -3376.8% |
| 净利率 | 39.4% | -3349.0% |
| 营收同比 | 3.7% | -71.1% |
| 净利润同比 | 136.5% | 32.6% |
| 每股收益（稀释后） | $7.82 | $-2.52 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AONBETR
| Q4 25 | $4.3B | $1.2M | ||
| Q3 25 | $4.0B | $2.8M | ||
| Q2 25 | $4.2B | $3.3M | ||
| Q1 25 | $4.7B | $4.0M | ||
| Q4 24 | $4.1B | $4.1M | ||
| Q3 24 | $3.7B | $3.1M | ||
| Q2 24 | $3.8B | $2.9M | ||
| Q1 24 | $4.1B | $2.8M |
净利润AONBETR
| Q4 25 | $1.7B | $-39.9M | ||
| Q3 25 | $458.0M | $-39.1M | ||
| Q2 25 | $579.0M | $-36.3M | ||
| Q1 25 | $965.0M | $-50.6M | ||
| Q4 24 | $716.0M | $-59.2M | ||
| Q3 24 | $343.0M | $-54.2M | ||
| Q2 24 | $524.0M | $-41.4M | ||
| Q1 24 | $1.1B | $-51.5M |
营业利润率AONBETR
| Q4 25 | 28.1% | -3376.8% | ||
| Q3 25 | 20.4% | -1403.7% | ||
| Q2 25 | 20.7% | -1096.2% | ||
| Q1 25 | 30.9% | -1250.9% | ||
| Q4 24 | 26.3% | -1428.3% | ||
| Q3 24 | 16.7% | -1761.7% | ||
| Q2 24 | 17.4% | -1428.7% | ||
| Q1 24 | 36.0% | -1822.8% |
净利率AONBETR
| Q4 25 | 39.4% | -3349.0% | ||
| Q3 25 | 11.5% | -1408.9% | ||
| Q2 25 | 13.9% | -1099.1% | ||
| Q1 25 | 20.4% | -1254.5% | ||
| Q4 24 | 17.3% | -1437.5% | ||
| Q3 24 | 9.2% | -1765.8% | ||
| Q2 24 | 13.9% | -1435.8% | ||
| Q1 24 | 26.3% | -1827.9% |
每股收益（稀释后）AONBETR
| Q4 25 | $7.82 | $-2.52 | ||
| Q3 25 | $2.11 | $-2.56 | ||
| Q2 25 | $2.66 | $-2.39 | ||
| Q1 25 | $4.43 | $-3.33 | ||
| Q4 24 | $3.11 | $-3.92 | ||
| Q3 24 | $1.57 | $-3.58 | ||
| Q2 24 | $2.46 | $-2.74 | ||
| Q1 24 | $5.35 | $-3.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $2.8B | $203.4M |
| 总债务越低越好 | $15.2B | — |
| 股东权益账面价值 | $9.4B | $37.2M |
| 总资产 | $50.8B | $1.5B |
| 负债/权益比越低杠杆越低 | 1.63× | — |
8季度趋势，按日历期对齐
现金及短期投资AONBETR
| Q4 25 | $2.8B | $203.4M | ||
| Q3 25 | $1.3B | $205.8M | ||
| Q2 25 | $1.4B | $221.5M | ||
| Q1 25 | $1.3B | $228.0M | ||
| Q4 24 | $1.3B | $264.9M | ||
| Q3 24 | $1.3B | $262.1M | ||
| Q2 24 | $1.2B | $378.8M | ||
| Q1 24 | $6.4B | $482.6M |
总债务AONBETR
| Q4 25 | $15.2B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $17.0B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益AONBETR
| Q4 25 | $9.4B | $37.2M | ||
| Q3 25 | $7.9B | $41.9M | ||
| Q2 25 | $7.8B | $76.6M | ||
| Q1 25 | $7.0B | $-102.1M | ||
| Q4 24 | $6.1B | $-58.2M | ||
| Q3 24 | $6.2B | $388.0K | ||
| Q2 24 | $5.9B | $44.9M | ||
| Q1 24 | $-133.0M | $76.3M |
总资产AONBETR
| Q4 25 | $50.8B | $1.5B | ||
| Q3 25 | $51.6B | $1.4B | ||
| Q2 25 | $54.0B | $1.2B | ||
| Q1 25 | $50.3B | $1.0B | ||
| Q4 24 | $49.0B | $913.1M | ||
| Q3 24 | $49.9B | $845.2M | ||
| Q2 24 | $51.5B | $957.9M | ||
| Q1 24 | $40.8B | $841.6M |
负债/权益比AONBETR
| Q4 25 | 1.63× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 2.78× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.4B | $-57.3M |
| 自由现金流经营现金流 - 资本支出 | $1.3B | $-57.6M |
| 自由现金流率自由现金流/营收 | 30.8% | -4833.4% |
| 资本支出强度资本支出/营收 | 1.7% | 28.9% |
| 现金转化率经营现金流/净利润 | 0.83× | — |
| 过去12个月自由现金流最近4个季度 | $3.2B | $-167.8M |
8季度趋势，按日历期对齐
经营现金流AONBETR
| Q4 25 | $1.4B | $-57.3M | ||
| Q3 25 | $1.1B | $4.2M | ||
| Q2 25 | $796.0M | $-56.3M | ||
| Q1 25 | $140.0M | $-57.2M | ||
| Q4 24 | $1.2B | $-106.0M | ||
| Q3 24 | $1.0B | $-10.6M | ||
| Q2 24 | $513.0M | $-220.6M | ||
| Q1 24 | $309.0M | $-42.8M |
自由现金流AONBETR
| Q4 25 | $1.3B | $-57.6M | ||
| Q3 25 | $1.1B | $4.0M | ||
| Q2 25 | $732.0M | $-56.7M | ||
| Q1 25 | $84.0M | $-57.4M | ||
| Q4 24 | $1.1B | $-106.5M | ||
| Q3 24 | $951.0M | $-11.7M | ||
| Q2 24 | $460.0M | $-221.8M | ||
| Q1 24 | $261.0M | $-43.3M |
自由现金流率AONBETR
| Q4 25 | 30.8% | -4833.4% | ||
| Q3 25 | 27.0% | 143.0% | ||
| Q2 25 | 17.6% | -1719.2% | ||
| Q1 25 | 1.8% | -1424.0% | ||
| Q4 24 | 27.6% | -2584.9% | ||
| Q3 24 | 25.6% | -382.7% | ||
| Q2 24 | 12.2% | -7699.9% | ||
| Q1 24 | 6.4% | -1536.4% |
资本支出强度AONBETR
| Q4 25 | 1.7% | 28.9% | ||
| Q3 25 | 1.7% | 8.6% | ||
| Q2 25 | 1.5% | 12.3% | ||
| Q1 25 | 1.2% | 5.0% | ||
| Q4 24 | 1.3% | 11.4% | ||
| Q3 24 | 1.7% | 38.6% | ||
| Q2 24 | 1.4% | 43.7% | ||
| Q1 24 | 1.2% | 16.8% |
现金转化率AONBETR
| Q4 25 | 0.83× | — | ||
| Q3 25 | 2.51× | — | ||
| Q2 25 | 1.37× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 1.68× | — | ||
| Q3 24 | 2.95× | — | ||
| Q2 24 | 0.98× | — | ||
| Q1 24 | 0.29× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AON
| Commercial Risk Solutions | $2.3B | 54% |
| Health Solutions | $1.1B | 26% |
| Wealth Solutions | $490.0M | 11% |
| Reinsurance Solutions | $379.0M | 9% |
BETR
暂无分部数据
