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怡安集团(AON)与中国太平保险控股(IGIC)财务数据对比。点击上方公司名可切换其他公司
怡安集团的季度营收约是中国太平保险控股的10.6倍($4.3B vs $403.8M)。怡安集团净利率更高(39.4% vs -40.7%,领先80.1%)
怡安集团(Aon plc)是一家英美背景的专业服务企业,下设两大业务板块:风险资本板块提供风险管理、保险及再保险领域的经纪与咨询服务;人力资本板块提供健康保险、退休及养老金计划、人才咨询等相关服务。
中国太平保险控股有限公司(前身为中国保险国际控股有限公司)是一家中国保险集团,虽在香港注册成立,但背靠中国中央政府,属红筹企业,在保险行业拥有深厚的资源积累与市场影响力。
AON vs IGIC — 直观对比
营收规模更大
AON
是对方的10.6倍
$403.8M
净利率更高
AON
高出80.1%
-40.7%
损益表 — Q4 2025 vs Q3 2025
| 指标 | ||
|---|---|---|
| 营收 | $4.3B | $403.8M |
| 净利润 | $1.7B | $-164.3M |
| 毛利率 | — | — |
| 营业利润率 | 28.1% | — |
| 净利率 | 39.4% | -40.7% |
| 营收同比 | 3.7% | — |
| 净利润同比 | 136.5% | — |
| 每股收益(稀释后) | $7.82 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
AON
IGIC
| Q4 25 | $4.3B | — | ||
| Q3 25 | $4.0B | $403.8M | ||
| Q2 25 | $4.2B | $265.8M | ||
| Q1 25 | $4.7B | — | ||
| Q4 24 | $4.1B | — | ||
| Q3 24 | $3.7B | $369.6M | ||
| Q2 24 | $3.8B | $251.2M | ||
| Q1 24 | $4.1B | — |
净利润
AON
IGIC
| Q4 25 | $1.7B | — | ||
| Q3 25 | $458.0M | $-164.3M | ||
| Q2 25 | $579.0M | $-99.3M | ||
| Q1 25 | $965.0M | — | ||
| Q4 24 | $716.0M | — | ||
| Q3 24 | $343.0M | $-134.4M | ||
| Q2 24 | $524.0M | $-93.7M | ||
| Q1 24 | $1.1B | — |
营业利润率
AON
IGIC
| Q4 25 | 28.1% | — | ||
| Q3 25 | 20.4% | — | ||
| Q2 25 | 20.7% | — | ||
| Q1 25 | 30.9% | — | ||
| Q4 24 | 26.3% | — | ||
| Q3 24 | 16.7% | — | ||
| Q2 24 | 17.4% | — | ||
| Q1 24 | 36.0% | — |
净利率
AON
IGIC
| Q4 25 | 39.4% | — | ||
| Q3 25 | 11.5% | -40.7% | ||
| Q2 25 | 13.9% | -37.4% | ||
| Q1 25 | 20.4% | — | ||
| Q4 24 | 17.3% | — | ||
| Q3 24 | 9.2% | -36.4% | ||
| Q2 24 | 13.9% | -37.3% | ||
| Q1 24 | 26.3% | — |
每股收益(稀释后)
AON
IGIC
| Q4 25 | $7.82 | — | ||
| Q3 25 | $2.11 | — | ||
| Q2 25 | $2.66 | — | ||
| Q1 25 | $4.43 | — | ||
| Q4 24 | $3.11 | — | ||
| Q3 24 | $1.57 | — | ||
| Q2 24 | $2.46 | — | ||
| Q1 24 | $5.35 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | $2.8B | $155.2M |
| 总债务越低越好 | $15.2B | — |
| 股东权益账面价值 | $9.4B | $654.8M |
| 总资产 | $50.8B | $2.0B |
| 负债/权益比越低杠杆越低 | 1.63× | — |
8季度趋势,按日历期对齐
现金及短期投资
AON
IGIC
| Q4 25 | $2.8B | — | ||
| Q3 25 | $1.3B | $155.2M | ||
| Q2 25 | $1.4B | $164.8M | ||
| Q1 25 | $1.3B | — | ||
| Q4 24 | $1.3B | — | ||
| Q3 24 | $1.3B | $177.0M | ||
| Q2 24 | $1.2B | $237.3M | ||
| Q1 24 | $6.4B | — |
总债务
AON
IGIC
| Q4 25 | $15.2B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $17.0B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益
AON
IGIC
| Q4 25 | $9.4B | — | ||
| Q3 25 | $7.9B | $654.8M | ||
| Q2 25 | $7.8B | $662.3M | ||
| Q1 25 | $7.0B | — | ||
| Q4 24 | $6.1B | — | ||
| Q3 24 | $6.2B | $540.5M | ||
| Q2 24 | $5.9B | $588.2M | ||
| Q1 24 | $-133.0M | — |
总资产
AON
IGIC
| Q4 25 | $50.8B | — | ||
| Q3 25 | $51.6B | $2.0B | ||
| Q2 25 | $54.0B | $2.1B | ||
| Q1 25 | $50.3B | — | ||
| Q4 24 | $49.0B | — | ||
| Q3 24 | $49.9B | $1.8B | ||
| Q2 24 | $51.5B | $2.0B | ||
| Q1 24 | $40.8B | — |
负债/权益比
AON
IGIC
| Q4 25 | 1.63× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 2.78× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | $1.4B | — |
| 自由现金流经营现金流 - 资本支出 | $1.3B | — |
| 自由现金流率自由现金流/营收 | 30.8% | — |
| 资本支出强度资本支出/营收 | 1.7% | — |
| 现金转化率经营现金流/净利润 | 0.83× | — |
| 过去12个月自由现金流最近4个季度 | $3.2B | — |
8季度趋势,按日历期对齐
经营现金流
AON
IGIC
| Q4 25 | $1.4B | — | ||
| Q3 25 | $1.1B | — | ||
| Q2 25 | $796.0M | — | ||
| Q1 25 | $140.0M | — | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | $1.0B | — | ||
| Q2 24 | $513.0M | — | ||
| Q1 24 | $309.0M | — |
自由现金流
AON
IGIC
| Q4 25 | $1.3B | — | ||
| Q3 25 | $1.1B | — | ||
| Q2 25 | $732.0M | — | ||
| Q1 25 | $84.0M | — | ||
| Q4 24 | $1.1B | — | ||
| Q3 24 | $951.0M | — | ||
| Q2 24 | $460.0M | — | ||
| Q1 24 | $261.0M | — |
自由现金流率
AON
IGIC
| Q4 25 | 30.8% | — | ||
| Q3 25 | 27.0% | — | ||
| Q2 25 | 17.6% | — | ||
| Q1 25 | 1.8% | — | ||
| Q4 24 | 27.6% | — | ||
| Q3 24 | 25.6% | — | ||
| Q2 24 | 12.2% | — | ||
| Q1 24 | 6.4% | — |
资本支出强度
AON
IGIC
| Q4 25 | 1.7% | — | ||
| Q3 25 | 1.7% | — | ||
| Q2 25 | 1.5% | — | ||
| Q1 25 | 1.2% | — | ||
| Q4 24 | 1.3% | — | ||
| Q3 24 | 1.7% | — | ||
| Q2 24 | 1.4% | — | ||
| Q1 24 | 1.2% | — |
现金转化率
AON
IGIC
| Q4 25 | 0.83× | — | ||
| Q3 25 | 2.51× | — | ||
| Q2 25 | 1.37× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 1.68× | — | ||
| Q3 24 | 2.95× | — | ||
| Q2 24 | 0.98× | — | ||
| Q1 24 | 0.29× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AON
| Commercial Risk Solutions | $2.3B | 54% |
| Health Solutions | $1.1B | 26% |
| Wealth Solutions | $490.0M | 11% |
| Reinsurance Solutions | $379.0M | 9% |
IGIC
暂无分部数据