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怡安集团（AON）与Neptune Insurance Holdings Inc.（NP）财务数据对比。点击上方公司名可切换其他公司
怡安集团的季度营收约是Neptune Insurance Holdings Inc.的113.8倍（$4.3B vs $37.8M）。怡安集团净利率更高（39.4% vs 0.1%，领先39.2%）。Neptune Insurance Holdings Inc.同比增速更快（28.8% vs 3.7%）
怡安集团（Aon plc）是一家英美背景的专业服务企业，下设两大业务板块：风险资本板块提供风险管理、保险及再保险领域的经纪与咨询服务；人力资本板块提供健康保险、退休及养老金计划、人才咨询等相关服务。
海王星保险控股有限公司是一家专业保险控股企业，主要经营财产及意外伤害保险业务，核心产品覆盖美国市场的住宅与商业洪水保险，服务个人消费者及中小型商业客户，依托数据分析实现精准定价和高效风险管理。
AON vs NP — 直观对比
营收规模更大
AON
是对方的113.8倍
$37.8M
营收增速更快
NP
高出25.1%
3.7%
净利率更高
AON
高出39.2%
0.1%
损益表 — Q4 2025 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $4.3B | $37.8M |
| 净利润 | $1.7B | $50.0K |
| 毛利率 | — | — |
| 营业利润率 | 28.1% | — |
| 净利率 | 39.4% | 0.1% |
| 营收同比 | 3.7% | 28.8% |
| 净利润同比 | 136.5% | 0.0% |
| 每股收益（稀释后） | $7.82 | $0.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AONNP
| Q1 26 | — | $37.8M | ||
| Q4 25 | $4.3B | — | ||
| Q3 25 | $4.0B | $44.4M | ||
| Q2 25 | $4.2B | — | ||
| Q1 25 | $4.7B | — | ||
| Q4 24 | $4.1B | — | ||
| Q3 24 | $3.7B | $33.8M | ||
| Q2 24 | $3.8B | — |
净利润AONNP
| Q1 26 | — | $50.0K | ||
| Q4 25 | $1.7B | — | ||
| Q3 25 | $458.0M | $11.5M | ||
| Q2 25 | $579.0M | — | ||
| Q1 25 | $965.0M | — | ||
| Q4 24 | $716.0M | — | ||
| Q3 24 | $343.0M | $12.1M | ||
| Q2 24 | $524.0M | — |
营业利润率AONNP
| Q1 26 | — | — | ||
| Q4 25 | 28.1% | — | ||
| Q3 25 | 20.4% | 46.7% | ||
| Q2 25 | 20.7% | — | ||
| Q1 25 | 30.9% | — | ||
| Q4 24 | 26.3% | — | ||
| Q3 24 | 16.7% | 58.6% | ||
| Q2 24 | 17.4% | — |
净利率AONNP
| Q1 26 | — | 0.1% | ||
| Q4 25 | 39.4% | — | ||
| Q3 25 | 11.5% | 25.9% | ||
| Q2 25 | 13.9% | — | ||
| Q1 25 | 20.4% | — | ||
| Q4 24 | 17.3% | — | ||
| Q3 24 | 9.2% | 35.8% | ||
| Q2 24 | 13.9% | — |
每股收益（稀释后）AONNP
| Q1 26 | — | $0.05 | ||
| Q4 25 | $7.82 | — | ||
| Q3 25 | $2.11 | $0.06 | ||
| Q2 25 | $2.66 | — | ||
| Q1 25 | $4.43 | — | ||
| Q4 24 | $3.11 | — | ||
| Q3 24 | $1.57 | $0.06 | ||
| Q2 24 | $2.46 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $2.8B | — |
| 总债务越低越好 | $15.2B | — |
| 股东权益账面价值 | $9.4B | — |
| 总资产 | $50.8B | — |
| 负债/权益比越低杠杆越低 | 1.63× | — |
8季度趋势，按日历期对齐
现金及短期投资AONNP
| Q1 26 | — | — | ||
| Q4 25 | $2.8B | — | ||
| Q3 25 | $1.3B | $12.2M | ||
| Q2 25 | $1.4B | — | ||
| Q1 25 | $1.3B | — | ||
| Q4 24 | $1.3B | — | ||
| Q3 24 | $1.3B | — | ||
| Q2 24 | $1.2B | — |
总债务AONNP
| Q1 26 | — | — | ||
| Q4 25 | $15.2B | — | ||
| Q3 25 | — | $247.6M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $17.0B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益AONNP
| Q1 26 | — | — | ||
| Q4 25 | $9.4B | — | ||
| Q3 25 | $7.9B | $-509.5M | ||
| Q2 25 | $7.8B | — | ||
| Q1 25 | $7.0B | — | ||
| Q4 24 | $6.1B | — | ||
| Q3 24 | $6.2B | $-374.3M | ||
| Q2 24 | $5.9B | — |
总资产AONNP
| Q1 26 | — | — | ||
| Q4 25 | $50.8B | — | ||
| Q3 25 | $51.6B | $89.6M | ||
| Q2 25 | $54.0B | — | ||
| Q1 25 | $50.3B | — | ||
| Q4 24 | $49.0B | — | ||
| Q3 24 | $49.9B | — | ||
| Q2 24 | $51.5B | — |
负债/权益比AONNP
| Q1 26 | — | — | ||
| Q4 25 | 1.63× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 2.78× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.4B | — |
| 自由现金流经营现金流 - 资本支出 | $1.3B | — |
| 自由现金流率自由现金流/营收 | 30.8% | — |
| 资本支出强度资本支出/营收 | 1.7% | — |
| 现金转化率经营现金流/净利润 | 0.83× | — |
| 过去12个月自由现金流最近4个季度 | $3.2B | — |
8季度趋势，按日历期对齐
经营现金流AONNP
| Q1 26 | — | — | ||
| Q4 25 | $1.4B | — | ||
| Q3 25 | $1.1B | — | ||
| Q2 25 | $796.0M | — | ||
| Q1 25 | $140.0M | — | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | $1.0B | — | ||
| Q2 24 | $513.0M | — |
自由现金流AONNP
| Q1 26 | — | — | ||
| Q4 25 | $1.3B | — | ||
| Q3 25 | $1.1B | — | ||
| Q2 25 | $732.0M | — | ||
| Q1 25 | $84.0M | — | ||
| Q4 24 | $1.1B | — | ||
| Q3 24 | $951.0M | — | ||
| Q2 24 | $460.0M | — |
自由现金流率AONNP
| Q1 26 | — | — | ||
| Q4 25 | 30.8% | — | ||
| Q3 25 | 27.0% | — | ||
| Q2 25 | 17.6% | — | ||
| Q1 25 | 1.8% | — | ||
| Q4 24 | 27.6% | — | ||
| Q3 24 | 25.6% | — | ||
| Q2 24 | 12.2% | — |
资本支出强度AONNP
| Q1 26 | — | — | ||
| Q4 25 | 1.7% | — | ||
| Q3 25 | 1.7% | — | ||
| Q2 25 | 1.5% | — | ||
| Q1 25 | 1.2% | — | ||
| Q4 24 | 1.3% | — | ||
| Q3 24 | 1.7% | — | ||
| Q2 24 | 1.4% | — |
现金转化率AONNP
| Q1 26 | — | — | ||
| Q4 25 | 0.83× | — | ||
| Q3 25 | 2.51× | — | ||
| Q2 25 | 1.37× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 1.68× | — | ||
| Q3 24 | 2.95× | — | ||
| Q2 24 | 0.98× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AON
| Commercial Risk Solutions | $2.3B | 54% |
| Health Solutions | $1.1B | 26% |
| Wealth Solutions | $490.0M | 11% |
| Reinsurance Solutions | $379.0M | 9% |
NP
暂无分部数据
