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怡安集团（AON）与天瑞祥控股有限公司（TIRX）财务数据对比。点击上方公司名可切换其他公司
怡安集团的季度营收约是天瑞祥控股有限公司的2136.9倍（$4.3B vs $2.0M）。怡安集团净利率更高（39.4% vs -12.3%，领先51.7%）。怡安集团同比增速更快（3.7% vs -35.8%）。怡安集团自由现金流更多（$1.3B vs $263.1K）
怡安集团（Aon plc）是一家英美背景的专业服务企业，下设两大业务板块：风险资本板块提供风险管理、保险及再保险领域的经纪与咨询服务；人力资本板块提供健康保险、退休及养老金计划、人才咨询等相关服务。
天瑞祥控股有限公司是总部位于中国的保险中介服务提供商，代理销售多家合作保险公司的财险、意外险、寿险等多元保险产品，主要服务中国大陆各区域的个人及企业客户。
AON vs TIRX — 直观对比
营收规模更大
AON
是对方的2136.9倍
$2.0M
营收增速更快
AON
高出39.5%
-35.8%
净利率更高
AON
高出51.7%
-12.3%
自由现金流更多
AON
多$1.3B
$263.1K
损益表 — Q4 2025 vs Q2 2025
| 指标 | | |
|---|---|---|
| 营收 | $4.3B | $2.0M |
| 净利润 | $1.7B | $-248.3K |
| 毛利率 | — | 85.6% |
| 营业利润率 | 28.1% | -6.7% |
| 净利率 | 39.4% | -12.3% |
| 营收同比 | 3.7% | -35.8% |
| 净利润同比 | 136.5% | -159.3% |
| 每股收益（稀释后） | $7.82 | $-0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AONTIRX
| Q4 25 | $4.3B | — | ||
| Q3 25 | $4.0B | — | ||
| Q2 25 | $4.2B | $2.0M | ||
| Q1 25 | $4.7B | — | ||
| Q4 24 | $4.1B | — | ||
| Q3 24 | $3.7B | — | ||
| Q2 24 | $3.8B | $3.1M | ||
| Q1 24 | $4.1B | — |
净利润AONTIRX
| Q4 25 | $1.7B | — | ||
| Q3 25 | $458.0M | — | ||
| Q2 25 | $579.0M | $-248.3K | ||
| Q1 25 | $965.0M | — | ||
| Q4 24 | $716.0M | — | ||
| Q3 24 | $343.0M | — | ||
| Q2 24 | $524.0M | $418.9K | ||
| Q1 24 | $1.1B | — |
毛利率AONTIRX
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 85.6% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 89.7% | ||
| Q1 24 | — | — |
营业利润率AONTIRX
| Q4 25 | 28.1% | — | ||
| Q3 25 | 20.4% | — | ||
| Q2 25 | 20.7% | -6.7% | ||
| Q1 25 | 30.9% | — | ||
| Q4 24 | 26.3% | — | ||
| Q3 24 | 16.7% | — | ||
| Q2 24 | 17.4% | 18.6% | ||
| Q1 24 | 36.0% | — |
净利率AONTIRX
| Q4 25 | 39.4% | — | ||
| Q3 25 | 11.5% | — | ||
| Q2 25 | 13.9% | -12.3% | ||
| Q1 25 | 20.4% | — | ||
| Q4 24 | 17.3% | — | ||
| Q3 24 | 9.2% | — | ||
| Q2 24 | 13.9% | 13.4% | ||
| Q1 24 | 26.3% | — |
每股收益（稀释后）AONTIRX
| Q4 25 | $7.82 | — | ||
| Q3 25 | $2.11 | — | ||
| Q2 25 | $2.66 | $-0.02 | ||
| Q1 25 | $4.43 | — | ||
| Q4 24 | $3.11 | — | ||
| Q3 24 | $1.57 | — | ||
| Q2 24 | $2.46 | $0.01 | ||
| Q1 24 | $5.35 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $2.8B | $28.0M |
| 总债务越低越好 | $15.2B | $3.5M |
| 股东权益账面价值 | $9.4B | $-16.1M |
| 总资产 | $50.8B | $6.0M |
| 负债/权益比越低杠杆越低 | 1.63× | — |
8季度趋势，按日历期对齐
现金及短期投资AONTIRX
| Q4 25 | $2.8B | — | ||
| Q3 25 | $1.3B | — | ||
| Q2 25 | $1.4B | $28.0M | ||
| Q1 25 | $1.3B | — | ||
| Q4 24 | $1.3B | — | ||
| Q3 24 | $1.3B | — | ||
| Q2 24 | $1.2B | $27.5M | ||
| Q1 24 | $6.4B | — |
总债务AONTIRX
| Q4 25 | $15.2B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $3.5M | ||
| Q1 25 | — | — | ||
| Q4 24 | $17.0B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益AONTIRX
| Q4 25 | $9.4B | — | ||
| Q3 25 | $7.9B | — | ||
| Q2 25 | $7.8B | $-16.1M | ||
| Q1 25 | $7.0B | — | ||
| Q4 24 | $6.1B | — | ||
| Q3 24 | $6.2B | — | ||
| Q2 24 | $5.9B | $32.3M | ||
| Q1 24 | $-133.0M | — |
总资产AONTIRX
| Q4 25 | $50.8B | — | ||
| Q3 25 | $51.6B | — | ||
| Q2 25 | $54.0B | $6.0M | ||
| Q1 25 | $50.3B | — | ||
| Q4 24 | $49.0B | — | ||
| Q3 24 | $49.9B | — | ||
| Q2 24 | $51.5B | $38.0M | ||
| Q1 24 | $40.8B | — |
负债/权益比AONTIRX
| Q4 25 | 1.63× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 2.78× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.4B | $263.7K |
| 自由现金流经营现金流 - 资本支出 | $1.3B | $263.1K |
| 自由现金流率自由现金流/营收 | 30.8% | 13.1% |
| 资本支出强度资本支出/营收 | 1.7% | 0.0% |
| 现金转化率经营现金流/净利润 | 0.83× | — |
| 过去12个月自由现金流最近4个季度 | $3.2B | — |
8季度趋势，按日历期对齐
经营现金流AONTIRX
| Q4 25 | $1.4B | — | ||
| Q3 25 | $1.1B | — | ||
| Q2 25 | $796.0M | $263.7K | ||
| Q1 25 | $140.0M | — | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | $1.0B | — | ||
| Q2 24 | $513.0M | $-646.8K | ||
| Q1 24 | $309.0M | — |
自由现金流AONTIRX
| Q4 25 | $1.3B | — | ||
| Q3 25 | $1.1B | — | ||
| Q2 25 | $732.0M | $263.1K | ||
| Q1 25 | $84.0M | — | ||
| Q4 24 | $1.1B | — | ||
| Q3 24 | $951.0M | — | ||
| Q2 24 | $460.0M | — | ||
| Q1 24 | $261.0M | — |
自由现金流率AONTIRX
| Q4 25 | 30.8% | — | ||
| Q3 25 | 27.0% | — | ||
| Q2 25 | 17.6% | 13.1% | ||
| Q1 25 | 1.8% | — | ||
| Q4 24 | 27.6% | — | ||
| Q3 24 | 25.6% | — | ||
| Q2 24 | 12.2% | — | ||
| Q1 24 | 6.4% | — |
资本支出强度AONTIRX
| Q4 25 | 1.7% | — | ||
| Q3 25 | 1.7% | — | ||
| Q2 25 | 1.5% | 0.0% | ||
| Q1 25 | 1.2% | — | ||
| Q4 24 | 1.3% | — | ||
| Q3 24 | 1.7% | — | ||
| Q2 24 | 1.4% | — | ||
| Q1 24 | 1.2% | — |
现金转化率AONTIRX
| Q4 25 | 0.83× | — | ||
| Q3 25 | 2.51× | — | ||
| Q2 25 | 1.37× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 1.68× | — | ||
| Q3 24 | 2.95× | — | ||
| Q2 24 | 0.98× | -1.54× | ||
| Q1 24 | 0.29× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AON
| Commercial Risk Solutions | $2.3B | 54% |
| Health Solutions | $1.1B | 26% |
| Wealth Solutions | $490.0M | 11% |
| Reinsurance Solutions | $379.0M | 9% |
TIRX
暂无分部数据
