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APPFOLIO INC（APPF）与OFG BANCORP（OFG）财务数据对比。点击上方公司名可切换其他公司
APPFOLIO INC的季度营收约是OFG BANCORP的1.4倍（$262.2M vs $184.3M），OFG BANCORP净利率更高（30.3% vs 16.2%，领先14.1%），APPFOLIO INC同比增速更快（20.4% vs 0.9%），过去两年APPFOLIO INC的营收复合增速更高（15.3% vs 2.8%）
AppFolio Inc.是一家2006年成立的美国企业，专注服务房地产行业，为客户提供软件即服务（SaaS）类应用产品及相关配套服务，助力房地产相关经营主体优化管理流程、提升运营效率。
OFG Bancorp成立于1964年，总部位于波多黎各圣胡安，是东方银行的金融控股公司。公司通过东方银行、东方金融服务有限责任公司、东方保险有限责任公司等核心子公司，主要面向波多黎各和美属维尔京群岛市场，提供多元化的零售与商业银行、贷款、财富管理相关产品、服务及技术解决方案。
APPF vs OFG — 直观对比
营收规模更大
APPF
是对方的1.4倍
$184.3M
营收增速更快
APPF
高出19.6%
0.9%
净利率更高
OFG
高出14.1%
16.2%
两年增速更快
APPF
近两年复合增速
2.8%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $262.2M | $184.3M |
| 净利润 | $42.4M | $55.9M |
| 毛利率 | — | — |
| 营业利润率 | 19.4% | 25.7% |
| 净利率 | 16.2% | 30.3% |
| 营收同比 | 20.4% | 0.9% |
| 净利润同比 | 35.2% | 11.0% |
| 每股收益（稀释后） | $1.18 | $1.27 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收APPFOFG
| Q1 26 | $262.2M | — | ||
| Q4 25 | $248.2M | $184.3M | ||
| Q3 25 | $249.4M | $186.2M | ||
| Q2 25 | $235.6M | $182.4M | ||
| Q1 25 | $217.7M | $178.6M | ||
| Q4 24 | $203.7M | $182.7M | ||
| Q3 24 | $205.7M | $174.7M | ||
| Q2 24 | $197.4M | $179.8M |
净利润APPFOFG
| Q1 26 | $42.4M | — | ||
| Q4 25 | $39.9M | $55.9M | ||
| Q3 25 | $33.6M | $51.8M | ||
| Q2 25 | $36.0M | $51.8M | ||
| Q1 25 | $31.4M | $45.6M | ||
| Q4 24 | $102.7M | $50.3M | ||
| Q3 24 | $33.0M | $47.0M | ||
| Q2 24 | $29.7M | $51.1M |
营业利润率APPFOFG
| Q1 26 | 19.4% | — | ||
| Q4 25 | 17.6% | 25.7% | ||
| Q3 25 | 14.1% | 33.0% | ||
| Q2 25 | 17.2% | 36.1% | ||
| Q1 25 | 15.5% | 33.3% | ||
| Q4 24 | 11.3% | 28.9% | ||
| Q3 24 | 20.7% | 35.4% | ||
| Q2 24 | 18.3% | 39.6% |
净利率APPFOFG
| Q1 26 | 16.2% | — | ||
| Q4 25 | 16.1% | 30.3% | ||
| Q3 25 | 13.5% | 27.8% | ||
| Q2 25 | 15.3% | 28.4% | ||
| Q1 25 | 14.4% | 25.5% | ||
| Q4 24 | 50.4% | 27.6% | ||
| Q3 24 | 16.0% | 26.9% | ||
| Q2 24 | 15.0% | 28.4% |
每股收益（稀释后）APPFOFG
| Q1 26 | $1.18 | — | ||
| Q4 25 | $1.10 | $1.27 | ||
| Q3 25 | $0.93 | $1.16 | ||
| Q2 25 | $0.99 | $1.15 | ||
| Q1 25 | $0.86 | $1.00 | ||
| Q4 24 | $2.79 | $1.10 | ||
| Q3 24 | $0.90 | $1.00 | ||
| Q2 24 | $0.81 | $1.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $147.4M | $1.0B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $470.2M | $1.4B |
| 总资产 | $580.6M | $12.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资APPFOFG
| Q1 26 | $147.4M | — | ||
| Q4 25 | $107.0M | $1.0B | ||
| Q3 25 | $76.1M | $740.3M | ||
| Q2 25 | $73.5M | $851.8M | ||
| Q1 25 | $56.9M | $710.6M | ||
| Q4 24 | $42.5M | $591.1M | ||
| Q3 24 | $62.4M | $680.6M | ||
| Q2 24 | $59.6M | $740.4M |
股东权益APPFOFG
| Q1 26 | $470.2M | — | ||
| Q4 25 | $542.6M | $1.4B | ||
| Q3 25 | $498.9M | $1.4B | ||
| Q2 25 | $455.6M | $1.3B | ||
| Q1 25 | $462.1M | $1.3B | ||
| Q4 24 | $519.3M | $1.3B | ||
| Q3 24 | $412.8M | $1.3B | ||
| Q2 24 | $371.4M | $1.2B |
总资产APPFOFG
| Q1 26 | $580.6M | — | ||
| Q4 25 | $689.0M | $12.5B | ||
| Q3 25 | $640.5M | $12.2B | ||
| Q2 25 | $567.4M | $12.2B | ||
| Q1 25 | $564.7M | $11.7B | ||
| Q4 24 | $626.7M | $11.5B | ||
| Q3 24 | $523.3M | $11.5B | ||
| Q2 24 | $479.3M | $11.3B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $34.3M | $217.7M |
| 自由现金流经营现金流 - 资本支出 | — | $199.3M |
| 自由现金流率自由现金流/营收 | — | 108.1% |
| 资本支出强度资本支出/营收 | — | 10.0% |
| 现金转化率经营现金流/净利润 | 0.81× | 3.90× |
| 过去12个月自由现金流最近4个季度 | — | $345.4M |
8季度趋势，按日历期对齐
经营现金流APPFOFG
| Q1 26 | $34.3M | — | ||
| Q4 25 | $65.0M | $217.7M | ||
| Q3 25 | $86.0M | $39.5M | ||
| Q2 25 | $52.6M | $35.9M | ||
| Q1 25 | $38.5M | $83.1M | ||
| Q4 24 | $36.6M | $252.5M | ||
| Q3 24 | $57.8M | $58.1M | ||
| Q2 24 | $50.9M | $95.1M |
自由现金流APPFOFG
| Q1 26 | — | — | ||
| Q4 25 | $63.7M | $199.3M | ||
| Q3 25 | $84.7M | $35.5M | ||
| Q2 25 | $52.4M | $31.8M | ||
| Q1 25 | $38.2M | $78.7M | ||
| Q4 24 | $36.4M | $231.2M | ||
| Q3 24 | $57.4M | $51.8M | ||
| Q2 24 | $50.8M | $90.4M |
自由现金流率APPFOFG
| Q1 26 | — | — | ||
| Q4 25 | 25.7% | 108.1% | ||
| Q3 25 | 34.0% | 19.1% | ||
| Q2 25 | 22.2% | 17.4% | ||
| Q1 25 | 17.6% | 44.1% | ||
| Q4 24 | 17.9% | 126.5% | ||
| Q3 24 | 27.9% | 29.6% | ||
| Q2 24 | 25.8% | 50.3% |
资本支出强度APPFOFG
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | 10.0% | ||
| Q3 25 | 0.5% | 2.1% | ||
| Q2 25 | 0.1% | 2.3% | ||
| Q1 25 | 0.1% | 2.4% | ||
| Q4 24 | 0.1% | 11.7% | ||
| Q3 24 | 0.2% | 3.6% | ||
| Q2 24 | 0.0% | 2.6% |
现金转化率APPFOFG
| Q1 26 | 0.81× | — | ||
| Q4 25 | 1.63× | 3.90× | ||
| Q3 25 | 2.56× | 0.76× | ||
| Q2 25 | 1.46× | 0.69× | ||
| Q1 25 | 1.23× | 1.82× | ||
| Q4 24 | 0.36× | 5.02× | ||
| Q3 24 | 1.75× | 1.24× | ||
| Q2 24 | 1.71× | 1.86× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
APPF
| Value Added Services | $201.4M | 77% |
| Subscription Services | $58.2M | 22% |
OFG
暂无分部数据
