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ARTESIAN RESOURCES CORP（ARTNA）与合众银行（FSBC）财务数据对比。点击上方公司名可切换其他公司
合众银行的季度营收约是ARTESIAN RESOURCES CORP的1.6倍（$45.1M vs $28.0M），合众银行净利率更高（41.3% vs 14.8%，领先26.5%），过去两年合众银行的营收复合增速更高（21.3% vs 6.8%）
Artesian Resources Corp是一家总部位于美国的受监管水务公用事业企业，主要在特拉华州开展业务，为住宅、商业、工业及市政客户提供安全可靠的饮用水供应与可持续的污水处理服务。
合众银行是总部设在美国明尼阿波利斯、在特拉华州注册的美国跨国银行机构，截至2025年为美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的银行。它旗下核心运营实体为美国银行全国协会，以US Bank品牌开展业务，提供银行、投资、抵押等金融服务。
ARTNA vs FSBC — 直观对比
营收规模更大
FSBC
是对方的1.6倍
$28.0M
净利率更高
FSBC
高出26.5%
14.8%
两年增速更快
FSBC
近两年复合增速
6.8%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $28.0M | $45.1M |
| 净利润 | $4.1M | $18.6M |
| 毛利率 | — | — |
| 营业利润率 | 20.6% | — |
| 净利率 | 14.8% | 41.3% |
| 营收同比 | 4.3% | — |
| 净利润同比 | 7.5% | 42.0% |
| 每股收益（稀释后） | $0.39 | $0.87 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ARTNAFSBC
| Q1 26 | — | $45.1M | ||
| Q4 25 | $28.0M | $43.5M | ||
| Q3 25 | $30.5M | $41.3M | ||
| Q2 25 | $28.5M | $38.3M | ||
| Q1 25 | $25.9M | $35.3M | ||
| Q4 24 | $26.9M | $35.2M | ||
| Q3 24 | $29.1M | $31.8M | ||
| Q2 24 | $27.4M | $30.7M |
净利润ARTNAFSBC
| Q1 26 | — | $18.6M | ||
| Q4 25 | $4.1M | $17.6M | ||
| Q3 25 | $7.0M | $16.3M | ||
| Q2 25 | $6.3M | $14.5M | ||
| Q1 25 | $5.4M | $13.1M | ||
| Q4 24 | $3.8M | $13.3M | ||
| Q3 24 | $6.8M | $10.9M | ||
| Q2 24 | $5.3M | $10.8M |
营业利润率ARTNAFSBC
| Q1 26 | — | — | ||
| Q4 25 | 20.6% | 52.9% | ||
| Q3 25 | 28.3% | 53.8% | ||
| Q2 25 | 27.5% | 52.4% | ||
| Q1 25 | 21.4% | 52.0% | ||
| Q4 24 | 21.0% | 55.1% | ||
| Q3 24 | 29.5% | 48.0% | ||
| Q2 24 | 26.3% | 49.4% |
净利率ARTNAFSBC
| Q1 26 | — | 41.3% | ||
| Q4 25 | 14.8% | 40.6% | ||
| Q3 25 | 22.8% | 39.6% | ||
| Q2 25 | 22.0% | 37.9% | ||
| Q1 25 | 21.0% | 37.1% | ||
| Q4 24 | 14.3% | 37.9% | ||
| Q3 24 | 23.4% | 34.4% | ||
| Q2 24 | 19.4% | 35.2% |
每股收益（稀释后）ARTNAFSBC
| Q1 26 | — | $0.87 | ||
| Q4 25 | $0.39 | $0.83 | ||
| Q3 25 | $0.68 | $0.77 | ||
| Q2 25 | $0.61 | $0.68 | ||
| Q1 25 | $0.53 | $0.62 | ||
| Q4 24 | $0.37 | $0.61 | ||
| Q3 24 | $0.66 | $0.52 | ||
| Q2 24 | $0.52 | $0.51 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $52.0K | $644.4M |
| 总债务越低越好 | $176.4M | — |
| 股东权益账面价值 | $249.9M | $458.5M |
| 总资产 | $851.2M | $5.0B |
| 负债/权益比越低杠杆越低 | 0.71× | — |
8季度趋势，按日历期对齐
现金及短期投资ARTNAFSBC
| Q1 26 | — | $644.4M | ||
| Q4 25 | $52.0K | — | ||
| Q3 25 | $705.0K | — | ||
| Q2 25 | $349.0K | — | ||
| Q1 25 | $3.7M | — | ||
| Q4 24 | $1.1M | — | ||
| Q3 24 | $10.7M | — | ||
| Q2 24 | $6.3M | — |
总债务ARTNAFSBC
| Q1 26 | — | — | ||
| Q4 25 | $176.4M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $178.7M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益ARTNAFSBC
| Q1 26 | — | $458.5M | ||
| Q4 25 | $249.9M | $445.8M | ||
| Q3 25 | $248.8M | $431.3M | ||
| Q2 25 | $244.9M | $416.7M | ||
| Q1 25 | $241.7M | $406.5M | ||
| Q4 24 | $239.2M | $396.6M | ||
| Q3 24 | $238.3M | $389.9M | ||
| Q2 24 | $234.4M | $380.5M |
总资产ARTNAFSBC
| Q1 26 | — | $5.0B | ||
| Q4 25 | $851.2M | $4.8B | ||
| Q3 25 | $833.9M | $4.6B | ||
| Q2 25 | $819.3M | $4.4B | ||
| Q1 25 | $808.9M | $4.2B | ||
| Q4 24 | $798.6M | $4.1B | ||
| Q3 24 | $796.0M | $3.9B | ||
| Q2 24 | $783.1M | $3.6B |
负债/权益比ARTNAFSBC
| Q1 26 | — | — | ||
| Q4 25 | 0.71× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.75× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $10.5M | — |
| 自由现金流经营现金流 - 资本支出 | $-7.9M | — |
| 自由现金流率自由现金流/营收 | -28.1% | — |
| 资本支出强度资本支出/营收 | 65.4% | — |
| 现金转化率经营现金流/净利润 | 2.53× | — |
| 过去12个月自由现金流最近4个季度 | $-18.5M | — |
8季度趋势，按日历期对齐
经营现金流ARTNAFSBC
| Q1 26 | — | — | ||
| Q4 25 | $10.5M | $72.6M | ||
| Q3 25 | $11.0M | $18.8M | ||
| Q2 25 | $7.9M | $17.8M | ||
| Q1 25 | $11.0M | $15.5M | ||
| Q4 24 | $6.7M | $51.8M | ||
| Q3 24 | $10.7M | $17.5M | ||
| Q2 24 | $6.9M | $16.0M |
自由现金流ARTNAFSBC
| Q1 26 | — | — | ||
| Q4 25 | $-7.9M | $71.4M | ||
| Q3 25 | $-3.3M | $18.6M | ||
| Q2 25 | $-7.9M | $17.5M | ||
| Q1 25 | $560.0K | $15.4M | ||
| Q4 24 | $-8.3M | $51.2M | ||
| Q3 24 | $-1.9M | $17.3M | ||
| Q2 24 | $-2.6M | $15.8M |
自由现金流率ARTNAFSBC
| Q1 26 | — | — | ||
| Q4 25 | -28.1% | 164.3% | ||
| Q3 25 | -10.7% | 45.0% | ||
| Q2 25 | -27.8% | 45.8% | ||
| Q1 25 | 2.2% | 43.5% | ||
| Q4 24 | -30.9% | 145.5% | ||
| Q3 24 | -6.5% | 54.5% | ||
| Q2 24 | -9.4% | 51.6% |
资本支出强度ARTNAFSBC
| Q1 26 | — | — | ||
| Q4 25 | 65.4% | 2.8% | ||
| Q3 25 | 46.7% | 0.5% | ||
| Q2 25 | 55.6% | 0.6% | ||
| Q1 25 | 40.2% | 0.3% | ||
| Q4 24 | 55.9% | 1.8% | ||
| Q3 24 | 43.1% | 0.7% | ||
| Q2 24 | 34.5% | 0.7% |
现金转化率ARTNAFSBC
| Q1 26 | — | — | ||
| Q4 25 | 2.53× | 4.12× | ||
| Q3 25 | 1.58× | 1.15× | ||
| Q2 25 | 1.26× | 1.23× | ||
| Q1 25 | 2.02× | 1.18× | ||
| Q4 24 | 1.74× | 3.89× | ||
| Q3 24 | 1.56× | 1.60× | ||
| Q2 24 | 1.29× | 1.49× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ARTNA
| Water Sales | $22.3M | 80% |
| Other Utility Operating Revenue | $3.8M | 14% |
| Non Utility Operating Revenue | $1.9M | 7% |
FSBC
| Net Interest Income | $43.5M | 96% |
| Noninterest Income | $1.6M | 4% |
