vs
ASSOCIATED BANC-CORP（ASB）与COMPASS MINERALS INTERNATIONAL INC（CMP）财务数据对比。点击上方公司名可切换其他公司
COMPASS MINERALS INTERNATIONAL INC的季度营收约是ASSOCIATED BANC-CORP的1.0倍（$396.1M vs $383.0M），ASSOCIATED BANC-CORP净利率更高（31.2% vs 4.7%，领先26.5%），过去两年ASSOCIATED BANC-CORP的营收复合增速更高（9.1% vs 4.3%）
联合银行集团（Associated Banc-Corp）是美国区域性银行控股公司，总部位于威斯康星州格林贝，深耕美国中西部地区，主营零售银行、商业银行、商业地产贷款、私人银行及特色金融服务，在威斯康星州、伊利诺伊州、明尼苏达州设有220多个营业网点，覆盖100多个社区，还在印第安纳、密歇根等多州设有贷款办事处。
指南针矿产国际是一家美国上市矿产企业，总部位于堪萨斯州欧弗兰帕克，是盐、氯化镁和硫酸钾等产品的领先生产商。公司面向北美和英国客户供应经处理与未经处理的散装道路除冰盐，同时向全球种植者提供植物营养产品，此外也生产民用除冰、水质调节产品及相关商用产品。
ASB vs CMP — 直观对比
营收规模更大
CMP
是对方的1.0倍
$383.0M
净利率更高
ASB
高出26.5%
4.7%
两年增速更快
ASB
近两年复合增速
4.3%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $383.0M | $396.1M |
| 净利润 | $119.6M | $18.6M |
| 毛利率 | — | 16.0% |
| 营业利润率 | — | 9.2% |
| 净利率 | 31.2% | 4.7% |
| 营收同比 | — | 28.9% |
| 净利润同比 | 566.6% | 178.8% |
| 每股收益（稀释后） | $0.70 | $0.43 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASBCMP
| Q1 26 | $383.0M | — | ||
| Q4 25 | $310.0M | $396.1M | ||
| Q3 25 | $305.2M | $227.5M | ||
| Q2 25 | $300.0M | $214.6M | ||
| Q1 25 | $285.9M | $494.6M | ||
| Q4 24 | $270.3M | $307.2M | ||
| Q3 24 | $329.7M | $208.8M | ||
| Q2 24 | $321.8M | $202.9M |
净利润ASBCMP
| Q1 26 | $119.6M | — | ||
| Q4 25 | $137.1M | $18.6M | ||
| Q3 25 | $124.7M | $-7.2M | ||
| Q2 25 | $111.2M | $-17.0M | ||
| Q1 25 | $101.7M | $-32.0M | ||
| Q4 24 | $-161.6M | $-23.6M | ||
| Q3 24 | $88.0M | $-48.3M | ||
| Q2 24 | $115.6M | $-43.6M |
毛利率ASBCMP
| Q1 26 | — | — | ||
| Q4 25 | — | 16.0% | ||
| Q3 25 | — | 16.9% | ||
| Q2 25 | — | 19.2% | ||
| Q1 25 | — | 15.5% | ||
| Q4 24 | — | 11.2% | ||
| Q3 24 | — | 9.3% | ||
| Q2 24 | — | 16.1% |
营业利润率ASBCMP
| Q1 26 | — | — | ||
| Q4 25 | 52.6% | 9.2% | ||
| Q3 25 | 50.5% | 5.3% | ||
| Q2 25 | 46.5% | 7.4% | ||
| Q1 25 | 42.3% | -0.6% | ||
| Q4 24 | -65.8% | 0.2% | ||
| Q3 24 | 32.8% | -14.3% | ||
| Q2 24 | 32.0% | 2.9% |
净利率ASBCMP
| Q1 26 | 31.2% | — | ||
| Q4 25 | 44.2% | 4.7% | ||
| Q3 25 | 40.9% | -3.2% | ||
| Q2 25 | 37.1% | -7.9% | ||
| Q1 25 | 35.6% | -6.5% | ||
| Q4 24 | -59.8% | -7.7% | ||
| Q3 24 | 26.7% | -23.1% | ||
| Q2 24 | 35.9% | -21.5% |
每股收益（稀释后）ASBCMP
| Q1 26 | $0.70 | — | ||
| Q4 25 | $0.80 | $0.43 | ||
| Q3 25 | $0.73 | — | ||
| Q2 25 | $0.65 | $-0.41 | ||
| Q1 25 | $0.59 | $-0.77 | ||
| Q4 24 | $-1.10 | $-0.57 | ||
| Q3 24 | $0.56 | $-1.17 | ||
| Q2 24 | $0.74 | $-1.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $46.7M |
| 总债务越低越好 | — | $890.0M |
| 股东权益账面价值 | $5.0B | $260.5M |
| 总资产 | $45.6B | $1.5B |
| 负债/权益比越低杠杆越低 | — | 3.42× |
8季度趋势，按日历期对齐
现金及短期投资ASBCMP
| Q1 26 | — | — | ||
| Q4 25 | — | $46.7M | ||
| Q3 25 | — | $59.7M | ||
| Q2 25 | — | $79.4M | ||
| Q1 25 | — | $49.5M | ||
| Q4 24 | — | $45.8M | ||
| Q3 24 | — | $20.2M | ||
| Q2 24 | — | $12.8M |
总债务ASBCMP
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $890.0M | ||
| Q3 25 | $594.1M | $839.8M | ||
| Q2 25 | $593.5M | $833.4M | ||
| Q1 25 | $591.4M | $807.6M | ||
| Q4 24 | $1.4B | $974.4M | ||
| Q3 24 | $844.3M | $921.2M | ||
| Q2 24 | $536.1M | $875.1M |
股东权益ASBCMP
| Q1 26 | $5.0B | — | ||
| Q4 25 | $5.0B | $260.5M | ||
| Q3 25 | $4.9B | $234.1M | ||
| Q2 25 | $4.8B | $249.8M | ||
| Q1 25 | $4.7B | $236.5M | ||
| Q4 24 | $4.6B | $263.0M | ||
| Q3 24 | $4.4B | $316.6M | ||
| Q2 24 | $4.2B | $352.1M |
总资产ASBCMP
| Q1 26 | $45.6B | — | ||
| Q4 25 | $45.2B | $1.5B | ||
| Q3 25 | $44.5B | $1.5B | ||
| Q2 25 | $44.0B | $1.5B | ||
| Q1 25 | $43.3B | $1.5B | ||
| Q4 24 | $43.0B | $1.7B | ||
| Q3 24 | $42.2B | $1.6B | ||
| Q2 24 | $41.6B | $1.6B |
负债/权益比ASBCMP
| Q1 26 | — | — | ||
| Q4 25 | 0.20× | 3.42× | ||
| Q3 25 | 0.12× | 3.59× | ||
| Q2 25 | 0.12× | 3.34× | ||
| Q1 25 | 0.13× | 3.41× | ||
| Q4 24 | 0.31× | 3.70× | ||
| Q3 24 | 0.19× | 2.91× | ||
| Q2 24 | 0.13× | 2.49× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-37.0M |
| 自由现金流经营现金流 - 资本支出 | — | $-59.8M |
| 自由现金流率自由现金流/营收 | — | -15.1% |
| 资本支出强度资本支出/营收 | — | 5.8% |
| 现金转化率经营现金流/净利润 | — | -1.99× |
| 过去12个月自由现金流最近4个季度 | — | $94.1M |
8季度趋势，按日历期对齐
经营现金流ASBCMP
| Q1 26 | — | — | ||
| Q4 25 | $218.1M | $-37.0M | ||
| Q3 25 | $158.0M | $-6.9M | ||
| Q2 25 | $141.5M | $21.8M | ||
| Q1 25 | $98.2M | $186.9M | ||
| Q4 24 | $207.1M | $-4.1M | ||
| Q3 24 | $105.1M | $-12.7M | ||
| Q2 24 | $113.5M | $-6.8M |
自由现金流ASBCMP
| Q1 26 | — | — | ||
| Q4 25 | — | $-59.8M | ||
| Q3 25 | — | $-22.8M | ||
| Q2 25 | — | $3.8M | ||
| Q1 25 | — | $172.9M | ||
| Q4 24 | — | $-25.9M | ||
| Q3 24 | — | $-33.6M | ||
| Q2 24 | — | $-21.5M |
自由现金流率ASBCMP
| Q1 26 | — | — | ||
| Q4 25 | — | -15.1% | ||
| Q3 25 | — | -10.0% | ||
| Q2 25 | — | 1.8% | ||
| Q1 25 | — | 35.0% | ||
| Q4 24 | — | -8.4% | ||
| Q3 24 | — | -16.1% | ||
| Q2 24 | — | -10.6% |
资本支出强度ASBCMP
| Q1 26 | — | — | ||
| Q4 25 | — | 5.8% | ||
| Q3 25 | — | 7.0% | ||
| Q2 25 | — | 8.4% | ||
| Q1 25 | — | 2.8% | ||
| Q4 24 | — | 7.1% | ||
| Q3 24 | — | 10.0% | ||
| Q2 24 | — | 7.2% |
现金转化率ASBCMP
| Q1 26 | — | — | ||
| Q4 25 | 1.59× | -1.99× | ||
| Q3 25 | 1.27× | — | ||
| Q2 25 | 1.27× | — | ||
| Q1 25 | 0.97× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.19× | — | ||
| Q2 24 | 0.98× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASB
| Net Interest Income | $307.2M | 80% |
| Noninterest Income | $75.9M | 20% |
CMP
| Highway Deicing Salt | $210.8M | 53% |
| Consumer Industrial Salt | $120.7M | 30% |
| Plant Nutrition | $60.8M | 15% |
| Transferred Over Time | $2.8M | 1% |
| Other | $1.0M | 0% |
