vs
ASSOCIATED BANC-CORP（ASB）与DigitalOcean Holdings, Inc.（DOCN）财务数据对比。点击上方公司名可切换其他公司
ASSOCIATED BANC-CORP的季度营收约是DigitalOcean Holdings, Inc.的1.6倍（$383.0M vs $242.4M），ASSOCIATED BANC-CORP净利率更高（31.2% vs 10.6%，领先20.6%），过去两年DigitalOcean Holdings, Inc.的营收复合增速更高（14.5% vs 9.1%）
联合银行集团（Associated Banc-Corp）是美国区域性银行控股公司，总部位于威斯康星州格林贝，深耕美国中西部地区，主营零售银行、商业银行、商业地产贷款、私人银行及特色金融服务，在威斯康星州、伊利诺伊州、明尼苏达州设有220多个营业网点，覆盖100多个社区，还在印第安纳、密歇根等多州设有贷款办事处。
DigitalOcean Holdings, Inc.是美国跨国科技企业及云服务提供商，总部位于美国科罗拉多州布鲁姆菲尔德，在全球布局15个数据中心，面向开发者、初创企业及中小微企业提供稳定易用的云基础设施即服务平台，助力各类技术团队高效开展业务。
ASB vs DOCN — 直观对比
营收规模更大
ASB
是对方的1.6倍
$242.4M
净利率更高
ASB
高出20.6%
10.6%
两年增速更快
DOCN
近两年复合增速
9.1%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $383.0M | $242.4M |
| 净利润 | $119.6M | $25.7M |
| 毛利率 | — | 58.7% |
| 营业利润率 | — | 16.0% |
| 净利率 | 31.2% | 10.6% |
| 营收同比 | — | 18.3% |
| 净利润同比 | 566.6% | 40.5% |
| 每股收益（稀释后） | $0.70 | $0.23 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASBDOCN
| Q1 26 | $383.0M | — | ||
| Q4 25 | $310.0M | $242.4M | ||
| Q3 25 | $305.2M | $229.6M | ||
| Q2 25 | $300.0M | $218.7M | ||
| Q1 25 | $285.9M | $210.7M | ||
| Q4 24 | $270.3M | $204.9M | ||
| Q3 24 | $329.7M | $198.5M | ||
| Q2 24 | $321.8M | $192.5M |
净利润ASBDOCN
| Q1 26 | $119.6M | — | ||
| Q4 25 | $137.1M | $25.7M | ||
| Q3 25 | $124.7M | $158.4M | ||
| Q2 25 | $111.2M | $37.0M | ||
| Q1 25 | $101.7M | $38.2M | ||
| Q4 24 | $-161.6M | $18.3M | ||
| Q3 24 | $88.0M | $32.9M | ||
| Q2 24 | $115.6M | $19.1M |
毛利率ASBDOCN
| Q1 26 | — | — | ||
| Q4 25 | — | 58.7% | ||
| Q3 25 | — | 59.6% | ||
| Q2 25 | — | 59.9% | ||
| Q1 25 | — | 61.4% | ||
| Q4 24 | — | 57.1% | ||
| Q3 24 | — | 60.2% | ||
| Q2 24 | — | 61.0% |
营业利润率ASBDOCN
| Q1 26 | — | — | ||
| Q4 25 | 52.6% | 16.0% | ||
| Q3 25 | 50.5% | 19.6% | ||
| Q2 25 | 46.5% | 16.3% | ||
| Q1 25 | 42.3% | 17.9% | ||
| Q4 24 | -65.8% | 15.9% | ||
| Q3 24 | 32.8% | 12.4% | ||
| Q2 24 | 32.0% | 11.6% |
净利率ASBDOCN
| Q1 26 | 31.2% | — | ||
| Q4 25 | 44.2% | 10.6% | ||
| Q3 25 | 40.9% | 69.0% | ||
| Q2 25 | 37.1% | 16.9% | ||
| Q1 25 | 35.6% | 18.1% | ||
| Q4 24 | -59.8% | 8.9% | ||
| Q3 24 | 26.7% | 16.6% | ||
| Q2 24 | 35.9% | 9.9% |
每股收益（稀释后）ASBDOCN
| Q1 26 | $0.70 | — | ||
| Q4 25 | $0.80 | $0.23 | ||
| Q3 25 | $0.73 | $1.51 | ||
| Q2 25 | $0.65 | $0.39 | ||
| Q1 25 | $0.59 | $0.39 | ||
| Q4 24 | $-1.10 | $0.21 | ||
| Q3 24 | $0.56 | $0.33 | ||
| Q2 24 | $0.74 | $0.20 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $254.5M |
| 总债务越低越好 | — | $1.3B |
| 股东权益账面价值 | $5.0B | $-28.7M |
| 总资产 | $45.6B | $1.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ASBDOCN
| Q1 26 | — | — | ||
| Q4 25 | — | $254.5M | ||
| Q3 25 | — | $236.6M | ||
| Q2 25 | — | $387.7M | ||
| Q1 25 | — | $360.4M | ||
| Q4 24 | — | $428.4M | ||
| Q3 24 | — | $439.9M | ||
| Q2 24 | — | $443.1M |
总债务ASBDOCN
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $1.3B | ||
| Q3 25 | $594.1M | $1.3B | ||
| Q2 25 | $593.5M | — | ||
| Q1 25 | $591.4M | — | ||
| Q4 24 | $1.4B | $1.5B | ||
| Q3 24 | $844.3M | — | ||
| Q2 24 | $536.1M | — |
股东权益ASBDOCN
| Q1 26 | $5.0B | — | ||
| Q4 25 | $5.0B | $-28.7M | ||
| Q3 25 | $4.9B | $-69.6M | ||
| Q2 25 | $4.8B | $-175.2M | ||
| Q1 25 | $4.7B | $-210.7M | ||
| Q4 24 | $4.6B | $-203.0M | ||
| Q3 24 | $4.4B | $-211.7M | ||
| Q2 24 | $4.2B | $-253.8M |
总资产ASBDOCN
| Q1 26 | $45.6B | — | ||
| Q4 25 | $45.2B | $1.8B | ||
| Q3 25 | $44.5B | $1.7B | ||
| Q2 25 | $44.0B | $1.7B | ||
| Q1 25 | $43.3B | $1.6B | ||
| Q4 24 | $43.0B | $1.6B | ||
| Q3 24 | $42.2B | $1.5B | ||
| Q2 24 | $41.6B | $1.5B |
负债/权益比ASBDOCN
| Q1 26 | — | — | ||
| Q4 25 | 0.20× | — | ||
| Q3 25 | 0.12× | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.13× | — | ||
| Q4 24 | 0.31× | — | ||
| Q3 24 | 0.19× | — | ||
| Q2 24 | 0.13× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $57.3M |
| 自由现金流经营现金流 - 资本支出 | — | $31.1M |
| 自由现金流率自由现金流/营收 | — | 12.8% |
| 资本支出强度资本支出/营收 | — | 10.8% |
| 现金转化率经营现金流/净利润 | — | 2.23× |
| 过去12个月自由现金流最近4个季度 | — | $180.5M |
8季度趋势，按日历期对齐
经营现金流ASBDOCN
| Q1 26 | — | — | ||
| Q4 25 | $218.1M | $57.3M | ||
| Q3 25 | $158.0M | $95.8M | ||
| Q2 25 | $141.5M | $92.4M | ||
| Q1 25 | $98.2M | $64.1M | ||
| Q4 24 | $207.1M | $71.3M | ||
| Q3 24 | $105.1M | $73.4M | ||
| Q2 24 | $113.5M | $71.3M |
自由现金流ASBDOCN
| Q1 26 | — | — | ||
| Q4 25 | — | $31.1M | ||
| Q3 25 | — | $88.0M | ||
| Q2 25 | — | $59.3M | ||
| Q1 25 | — | $2.1M | ||
| Q4 24 | — | $26.1M | ||
| Q3 24 | — | $16.0M | ||
| Q2 24 | — | $39.5M |
自由现金流率ASBDOCN
| Q1 26 | — | — | ||
| Q4 25 | — | 12.8% | ||
| Q3 25 | — | 38.3% | ||
| Q2 25 | — | 27.1% | ||
| Q1 25 | — | 1.0% | ||
| Q4 24 | — | 12.7% | ||
| Q3 24 | — | 8.1% | ||
| Q2 24 | — | 20.5% |
资本支出强度ASBDOCN
| Q1 26 | — | — | ||
| Q4 25 | — | 10.8% | ||
| Q3 25 | — | 3.4% | ||
| Q2 25 | — | 15.2% | ||
| Q1 25 | — | 29.4% | ||
| Q4 24 | — | 22.1% | ||
| Q3 24 | — | 28.9% | ||
| Q2 24 | — | 16.6% |
现金转化率ASBDOCN
| Q1 26 | — | — | ||
| Q4 25 | 1.59× | 2.23× | ||
| Q3 25 | 1.27× | 0.60× | ||
| Q2 25 | 1.27× | 2.50× | ||
| Q1 25 | 0.97× | 1.68× | ||
| Q4 24 | — | 3.91× | ||
| Q3 24 | 1.19× | 2.23× | ||
| Q2 24 | 0.98× | 3.73× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASB
| Net Interest Income | $307.2M | 80% |
| Noninterest Income | $75.9M | 20% |
DOCN
| Scalers | $84.3M | 35% |
| Scalers Plus | $69.9M | 29% |
| Builders | $64.1M | 26% |
| Learners Testers And Other | $24.1M | 10% |
