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ASSOCIATED BANC-CORP（ASB）与Essex Property Trust（ESS）财务数据对比。点击上方公司名可切换其他公司
Essex Property Trust的季度营收约是ASSOCIATED BANC-CORP的1.3倍（$479.6M vs $383.0M），ASSOCIATED BANC-CORP净利率更高（31.2% vs 17.9%，领先13.4%），过去两年ASSOCIATED BANC-CORP的营收复合增速更高（9.1% vs 6.0%）
联合银行集团（Associated Banc-Corp）是美国区域性银行控股公司，总部位于威斯康星州格林贝，深耕美国中西部地区，主营零售银行、商业银行、商业地产贷款、私人银行及特色金融服务，在威斯康星州、伊利诺伊州、明尼苏达州设有220多个营业网点，覆盖100多个社区，还在印第安纳、密歇根等多州设有贷款办事处。
Essex Property Trust是一家公开上市的房地产投资信托企业，重点布局美国西海岸优质不动产市场，核心投资标的为加利福尼亚州及西雅图大都会区的公寓类物业，在长租公寓的投资、运营及管理领域拥有深厚的行业积累与资源优势。
ASB vs ESS — 直观对比
营收规模更大
ESS
是对方的1.3倍
$383.0M
净利率更高
ASB
高出13.4%
17.9%
两年增速更快
ASB
近两年复合增速
6.0%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $383.0M | $479.6M |
| 净利润 | $119.6M | $85.7M |
| 毛利率 | — | 70.0% |
| 营业利润率 | — | 31.7% |
| 净利率 | 31.2% | 17.9% |
| 营收同比 | — | 5.5% |
| 净利润同比 | 566.6% | -71.6% |
| 每股收益（稀释后） | $0.70 | $1.24 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASBESS
| Q1 26 | $383.0M | — | ||
| Q4 25 | $310.0M | $479.6M | ||
| Q3 25 | $305.2M | $473.3M | ||
| Q2 25 | $300.0M | $469.8M | ||
| Q1 25 | $285.9M | $464.6M | ||
| Q4 24 | $270.3M | $454.5M | ||
| Q3 24 | $329.7M | $450.7M | ||
| Q2 24 | $321.8M | $442.4M |
净利润ASBESS
| Q1 26 | $119.6M | — | ||
| Q4 25 | $137.1M | $85.7M | ||
| Q3 25 | $124.7M | $172.7M | ||
| Q2 25 | $111.2M | $231.5M | ||
| Q1 25 | $101.7M | $212.8M | ||
| Q4 24 | $-161.6M | $301.7M | ||
| Q3 24 | $88.0M | $125.5M | ||
| Q2 24 | $115.6M | $99.0M |
毛利率ASBESS
| Q1 26 | — | — | ||
| Q4 25 | — | 70.0% | ||
| Q3 25 | — | 69.2% | ||
| Q2 25 | — | 70.7% | ||
| Q1 25 | — | 69.6% | ||
| Q4 24 | — | 70.0% | ||
| Q3 24 | — | 69.5% | ||
| Q2 24 | — | 70.8% |
营业利润率ASBESS
| Q1 26 | — | — | ||
| Q4 25 | 52.6% | 31.7% | ||
| Q3 25 | 50.5% | 44.5% | ||
| Q2 25 | 46.5% | 59.5% | ||
| Q1 25 | 42.3% | 55.3% | ||
| Q4 24 | -65.8% | 67.0% | ||
| Q3 24 | 32.8% | 28.6% | ||
| Q2 24 | 32.0% | 31.1% |
净利率ASBESS
| Q1 26 | 31.2% | — | ||
| Q4 25 | 44.2% | 17.9% | ||
| Q3 25 | 40.9% | 36.5% | ||
| Q2 25 | 37.1% | 49.3% | ||
| Q1 25 | 35.6% | 45.8% | ||
| Q4 24 | -59.8% | 66.4% | ||
| Q3 24 | 26.7% | 27.8% | ||
| Q2 24 | 35.9% | 22.4% |
每股收益（稀释后）ASBESS
| Q1 26 | $0.70 | — | ||
| Q4 25 | $0.80 | $1.24 | ||
| Q3 25 | $0.73 | $2.56 | ||
| Q2 25 | $0.65 | $3.44 | ||
| Q1 25 | $0.59 | $3.16 | ||
| Q4 24 | $-1.10 | $4.00 | ||
| Q3 24 | $0.56 | $1.84 | ||
| Q2 24 | $0.74 | $1.45 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $76.2M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $5.0B | $5.5B |
| 总资产 | $45.6B | $13.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ASBESS
| Q1 26 | — | — | ||
| Q4 25 | — | $76.2M | ||
| Q3 25 | — | $66.0M | ||
| Q2 25 | — | $58.7M | ||
| Q1 25 | — | $98.7M | ||
| Q4 24 | — | $66.8M | ||
| Q3 24 | — | $71.3M | ||
| Q2 24 | — | $55.2M |
总债务ASBESS
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | — | ||
| Q3 25 | $594.1M | $6.4B | ||
| Q2 25 | $593.5M | $6.4B | ||
| Q1 25 | $591.4M | $6.8B | ||
| Q4 24 | $1.4B | — | ||
| Q3 24 | $844.3M | $6.4B | ||
| Q2 24 | $536.1M | $6.2B |
股东权益ASBESS
| Q1 26 | $5.0B | — | ||
| Q4 25 | $5.0B | $5.5B | ||
| Q3 25 | $4.9B | $5.6B | ||
| Q2 25 | $4.8B | $5.6B | ||
| Q1 25 | $4.7B | $5.6B | ||
| Q4 24 | $4.6B | $5.5B | ||
| Q3 24 | $4.4B | $5.4B | ||
| Q2 24 | $4.2B | $5.5B |
总资产ASBESS
| Q1 26 | $45.6B | — | ||
| Q4 25 | $45.2B | $13.2B | ||
| Q3 25 | $44.5B | $13.2B | ||
| Q2 25 | $44.0B | $13.2B | ||
| Q1 25 | $43.3B | $13.2B | ||
| Q4 24 | $43.0B | $12.9B | ||
| Q3 24 | $42.2B | $12.6B | ||
| Q2 24 | $41.6B | $12.5B |
负债/权益比ASBESS
| Q1 26 | — | — | ||
| Q4 25 | 0.20× | — | ||
| Q3 25 | 0.12× | 1.15× | ||
| Q2 25 | 0.12× | 1.14× | ||
| Q1 25 | 0.13× | 1.22× | ||
| Q4 24 | 0.31× | — | ||
| Q3 24 | 0.19× | 1.18× | ||
| Q2 24 | 0.13× | 1.13× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $1.1B |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 12.53× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ASBESS
| Q1 26 | — | — | ||
| Q4 25 | $218.1M | $1.1B | ||
| Q3 25 | $158.0M | $342.6M | ||
| Q2 25 | $141.5M | $216.1M | ||
| Q1 25 | $98.2M | $281.5M | ||
| Q4 24 | $207.1M | $1.1B | ||
| Q3 24 | $105.1M | $316.2M | ||
| Q2 24 | $113.5M | $218.9M |
现金转化率ASBESS
| Q1 26 | — | — | ||
| Q4 25 | 1.59× | 12.53× | ||
| Q3 25 | 1.27× | 1.98× | ||
| Q2 25 | 1.27× | 0.93× | ||
| Q1 25 | 0.97× | 1.32× | ||
| Q4 24 | — | 3.54× | ||
| Q3 24 | 1.19× | 2.52× | ||
| Q2 24 | 0.98× | 2.21× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASB
| Net Interest Income | $307.2M | 80% |
| Noninterest Income | $75.9M | 20% |
ESS
暂无分部数据
