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ASSOCIATED BANC-CORP（ASB）与EAGLE MATERIALS INC（EXP）财务数据对比。点击上方公司名可切换其他公司
EAGLE MATERIALS INC的季度营收约是ASSOCIATED BANC-CORP的1.5倍（$556.0M vs $383.0M），ASSOCIATED BANC-CORP净利率更高（31.2% vs 18.5%，领先12.7%），过去两年ASSOCIATED BANC-CORP的营收复合增速更高（9.1% vs 8.0%）
联合银行集团（Associated Banc-Corp）是美国区域性银行控股公司，总部位于威斯康星州格林贝，深耕美国中西部地区，主营零售银行、商业银行、商业地产贷款、私人银行及特色金融服务，在威斯康星州、伊利诺伊州、明尼苏达州设有220多个营业网点，覆盖100多个社区，还在印第安纳、密歇根等多州设有贷款办事处。
Eagle Materials Inc.是总部位于美国得克萨斯州达拉斯的建筑材料生产企业，主营产品包括水泥、混凝土、建筑骨料、石膏、墙板、纸板以及水力压裂作业专用砂，产品广泛应用于建筑施工、能源开发等多个领域。
ASB vs EXP — 直观对比
营收规模更大
EXP
是对方的1.5倍
$383.0M
净利率更高
ASB
高出12.7%
18.5%
两年增速更快
ASB
近两年复合增速
8.0%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $383.0M | $556.0M |
| 净利润 | $119.6M | $102.9M |
| 毛利率 | — | 28.9% |
| 营业利润率 | — | — |
| 净利率 | 31.2% | 18.5% |
| 营收同比 | — | -0.4% |
| 净利润同比 | 566.6% | -13.9% |
| 每股收益（稀释后） | $0.70 | $3.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASBEXP
| Q1 26 | $383.0M | — | ||
| Q4 25 | $310.0M | $556.0M | ||
| Q3 25 | $305.2M | $638.9M | ||
| Q2 25 | $300.0M | $634.7M | ||
| Q1 25 | $285.9M | $470.2M | ||
| Q4 24 | $270.3M | $558.0M | ||
| Q3 24 | $329.7M | $623.6M | ||
| Q2 24 | $321.8M | $608.7M |
净利润ASBEXP
| Q1 26 | $119.6M | — | ||
| Q4 25 | $137.1M | $102.9M | ||
| Q3 25 | $124.7M | $137.4M | ||
| Q2 25 | $111.2M | $123.4M | ||
| Q1 25 | $101.7M | $66.5M | ||
| Q4 24 | $-161.6M | $119.6M | ||
| Q3 24 | $88.0M | $143.5M | ||
| Q2 24 | $115.6M | $133.8M |
毛利率ASBEXP
| Q1 26 | — | — | ||
| Q4 25 | — | 28.9% | ||
| Q3 25 | — | 31.3% | ||
| Q2 25 | — | 29.2% | ||
| Q1 25 | — | 22.2% | ||
| Q4 24 | — | 31.9% | ||
| Q3 24 | — | 32.7% | ||
| Q2 24 | — | 30.7% |
营业利润率ASBEXP
| Q1 26 | — | — | ||
| Q4 25 | 52.6% | — | ||
| Q3 25 | 50.5% | — | ||
| Q2 25 | 46.5% | — | ||
| Q1 25 | 42.3% | — | ||
| Q4 24 | -65.8% | 32.8% | ||
| Q3 24 | 32.8% | 34.2% | ||
| Q2 24 | 32.0% | 32.0% |
净利率ASBEXP
| Q1 26 | 31.2% | — | ||
| Q4 25 | 44.2% | 18.5% | ||
| Q3 25 | 40.9% | 21.5% | ||
| Q2 25 | 37.1% | 19.4% | ||
| Q1 25 | 35.6% | 14.1% | ||
| Q4 24 | -59.8% | 21.4% | ||
| Q3 24 | 26.7% | 23.0% | ||
| Q2 24 | 35.9% | 22.0% |
每股收益（稀释后）ASBEXP
| Q1 26 | $0.70 | — | ||
| Q4 25 | $0.80 | $3.22 | ||
| Q3 25 | $0.73 | $4.23 | ||
| Q2 25 | $0.65 | $3.76 | ||
| Q1 25 | $0.59 | $2.01 | ||
| Q4 24 | $-1.10 | $3.56 | ||
| Q3 24 | $0.56 | $4.26 | ||
| Q2 24 | $0.74 | $3.94 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $419.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $5.0B | $1.5B |
| 总资产 | $45.6B | $3.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ASBEXP
| Q1 26 | — | — | ||
| Q4 25 | — | $419.0M | ||
| Q3 25 | — | $35.0M | ||
| Q2 25 | — | $59.7M | ||
| Q1 25 | — | $20.4M | ||
| Q4 24 | — | $31.2M | ||
| Q3 24 | — | $93.9M | ||
| Q2 24 | — | $46.5M |
总债务ASBEXP
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | — | ||
| Q3 25 | $594.1M | — | ||
| Q2 25 | $593.5M | — | ||
| Q1 25 | $591.4M | $1.2B | ||
| Q4 24 | $1.4B | — | ||
| Q3 24 | $844.3M | — | ||
| Q2 24 | $536.1M | — |
股东权益ASBEXP
| Q1 26 | $5.0B | — | ||
| Q4 25 | $5.0B | $1.5B | ||
| Q3 25 | $4.9B | $1.5B | ||
| Q2 25 | $4.8B | $1.5B | ||
| Q1 25 | $4.7B | $1.5B | ||
| Q4 24 | $4.6B | $1.5B | ||
| Q3 24 | $4.4B | $1.4B | ||
| Q2 24 | $4.2B | $1.4B |
总资产ASBEXP
| Q1 26 | $45.6B | — | ||
| Q4 25 | $45.2B | $3.8B | ||
| Q3 25 | $44.5B | $3.4B | ||
| Q2 25 | $44.0B | $3.4B | ||
| Q1 25 | $43.3B | $3.3B | ||
| Q4 24 | $43.0B | $3.0B | ||
| Q3 24 | $42.2B | $3.1B | ||
| Q2 24 | $41.6B | $3.0B |
负债/权益比ASBEXP
| Q1 26 | — | — | ||
| Q4 25 | 0.20× | — | ||
| Q3 25 | 0.12× | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.13× | 0.86× | ||
| Q4 24 | 0.31× | — | ||
| Q3 24 | 0.19× | — | ||
| Q2 24 | 0.13× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $170.8M |
| 自由现金流经营现金流 - 资本支出 | — | $60.8M |
| 自由现金流率自由现金流/营收 | — | 10.9% |
| 资本支出强度资本支出/营收 | — | 19.8% |
| 现金转化率经营现金流/净利润 | — | 1.66× |
| 过去12个月自由现金流最近4个季度 | — | $231.8M |
8季度趋势，按日历期对齐
经营现金流ASBEXP
| Q1 26 | — | — | ||
| Q4 25 | $218.1M | $170.8M | ||
| Q3 25 | $158.0M | $204.6M | ||
| Q2 25 | $141.5M | $136.6M | ||
| Q1 25 | $98.2M | $62.8M | ||
| Q4 24 | $207.1M | $119.9M | ||
| Q3 24 | $105.1M | $233.3M | ||
| Q2 24 | $113.5M | $132.6M |
自由现金流ASBEXP
| Q1 26 | — | — | ||
| Q4 25 | — | $60.8M | ||
| Q3 25 | — | $96.1M | ||
| Q2 25 | — | $60.5M | ||
| Q1 25 | — | $14.5M | ||
| Q4 24 | — | $72.5M | ||
| Q3 24 | — | $166.8M | ||
| Q2 24 | — | $99.5M |
自由现金流率ASBEXP
| Q1 26 | — | — | ||
| Q4 25 | — | 10.9% | ||
| Q3 25 | — | 15.0% | ||
| Q2 25 | — | 9.5% | ||
| Q1 25 | — | 3.1% | ||
| Q4 24 | — | 13.0% | ||
| Q3 24 | — | 26.7% | ||
| Q2 24 | — | 16.3% |
资本支出强度ASBEXP
| Q1 26 | — | — | ||
| Q4 25 | — | 19.8% | ||
| Q3 25 | — | 17.0% | ||
| Q2 25 | — | 12.0% | ||
| Q1 25 | — | 10.3% | ||
| Q4 24 | — | 8.5% | ||
| Q3 24 | — | 10.7% | ||
| Q2 24 | — | 5.4% |
现金转化率ASBEXP
| Q1 26 | — | — | ||
| Q4 25 | 1.59× | 1.66× | ||
| Q3 25 | 1.27× | 1.49× | ||
| Q2 25 | 1.27× | 1.11× | ||
| Q1 25 | 0.97× | 0.94× | ||
| Q4 24 | — | 1.00× | ||
| Q3 24 | 1.19× | 1.63× | ||
| Q2 24 | 0.98× | 0.99× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASB
| Net Interest Income | $307.2M | 80% |
| Noninterest Income | $75.9M | 20% |
EXP
| External Customers | $283.5M | 51% |
| Gypsum Wallboard | $175.9M | 32% |
| Recycled Paperboard | $47.8M | 9% |
| Corporate Joint Venture | $29.4M | 5% |
| Other | $11.8M | 2% |
| Western Pennsylvania Acquisition | $7.6M | 1% |
