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ASSOCIATED BANC-CORP（ASB）与Kosmos Energy Ltd.（KOS）财务数据对比。点击上方公司名可切换其他公司
ASSOCIATED BANC-CORP的季度营收约是Kosmos Energy Ltd.的1.3倍（$383.0M vs $294.6M），过去两年ASSOCIATED BANC-CORP的营收复合增速更高（9.1% vs -16.5%）
联合银行集团（Associated Banc-Corp）是美国区域性银行控股公司，总部位于威斯康星州格林贝，深耕美国中西部地区，主营零售银行、商业银行、商业地产贷款、私人银行及特色金融服务，在威斯康星州、伊利诺伊州、明尼苏达州设有220多个营业网点，覆盖100多个社区，还在印第安纳、密歇根等多州设有贷款办事处。
科斯莫斯能源是一家美国上游石油企业，总部位于得克萨斯州达拉斯。公司目前在加纳、赤道几内亚近海以及墨西哥湾开展油气生产与开发业务，在毛里塔尼亚、塞内加尔近海拥有开发项目，还在纳米比亚、圣多美和普林西比、苏里南近海持有勘探许可。
ASB vs KOS — 直观对比
营收规模更大
ASB
是对方的1.3倍
$294.6M
两年增速更快
ASB
近两年复合增速
-16.5%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $383.0M | $294.6M |
| 净利润 | $119.6M | — |
| 毛利率 | — | — |
| 营业利润率 | — | -125.7% |
| 净利率 | 31.2% | — |
| 营收同比 | — | -25.9% |
| 净利润同比 | 566.6% | — |
| 每股收益（稀释后） | $0.70 | $-0.80 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASBKOS
| Q1 26 | $383.0M | — | ||
| Q4 25 | $310.0M | $294.6M | ||
| Q3 25 | $305.2M | $311.0M | ||
| Q2 25 | $300.0M | $392.6M | ||
| Q1 25 | $285.9M | $290.1M | ||
| Q4 24 | $270.3M | $397.6M | ||
| Q3 24 | $329.7M | $407.8M | ||
| Q2 24 | $321.8M | $447.8M |
净利润ASBKOS
| Q1 26 | $119.6M | — | ||
| Q4 25 | $137.1M | — | ||
| Q3 25 | $124.7M | $-124.3M | ||
| Q2 25 | $111.2M | $-87.7M | ||
| Q1 25 | $101.7M | $-110.6M | ||
| Q4 24 | $-161.6M | — | ||
| Q3 24 | $88.0M | $45.0M | ||
| Q2 24 | $115.6M | $59.8M |
营业利润率ASBKOS
| Q1 26 | — | — | ||
| Q4 25 | 52.6% | -125.7% | ||
| Q3 25 | 50.5% | -34.2% | ||
| Q2 25 | 46.5% | -16.2% | ||
| Q1 25 | 42.3% | -32.4% | ||
| Q4 24 | -65.8% | -8.5% | ||
| Q3 24 | 32.8% | 26.1% | ||
| Q2 24 | 32.0% | 30.2% |
净利率ASBKOS
| Q1 26 | 31.2% | — | ||
| Q4 25 | 44.2% | — | ||
| Q3 25 | 40.9% | -40.0% | ||
| Q2 25 | 37.1% | -22.3% | ||
| Q1 25 | 35.6% | -38.1% | ||
| Q4 24 | -59.8% | — | ||
| Q3 24 | 26.7% | 11.0% | ||
| Q2 24 | 35.9% | 13.3% |
每股收益（稀释后）ASBKOS
| Q1 26 | $0.70 | — | ||
| Q4 25 | $0.80 | $-0.80 | ||
| Q3 25 | $0.73 | $-0.26 | ||
| Q2 25 | $0.65 | $-0.18 | ||
| Q1 25 | $0.59 | $-0.23 | ||
| Q4 24 | $-1.10 | $0.00 | ||
| Q3 24 | $0.56 | $0.09 | ||
| Q2 24 | $0.74 | $0.12 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $91.5M |
| 总债务越低越好 | — | $3.1B |
| 股东权益账面价值 | $5.0B | $528.6M |
| 总资产 | $45.6B | $4.7B |
| 负债/权益比越低杠杆越低 | — | 5.78× |
8季度趋势，按日历期对齐
现金及短期投资ASBKOS
| Q1 26 | — | — | ||
| Q4 25 | — | $91.5M | ||
| Q3 25 | — | $64.0M | ||
| Q2 25 | — | $51.7M | ||
| Q1 25 | — | $49.8M | ||
| Q4 24 | — | $85.0M | ||
| Q3 24 | — | $51.6M | ||
| Q2 24 | — | $173.8M |
总债务ASBKOS
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $3.1B | ||
| Q3 25 | $594.1M | $3.0B | ||
| Q2 25 | $593.5M | $2.9B | ||
| Q1 25 | $591.4M | — | ||
| Q4 24 | $1.4B | $2.7B | ||
| Q3 24 | $844.3M | — | ||
| Q2 24 | $536.1M | — |
股东权益ASBKOS
| Q1 26 | $5.0B | — | ||
| Q4 25 | $5.0B | $528.6M | ||
| Q3 25 | $4.9B | $898.8M | ||
| Q2 25 | $4.8B | $1.0B | ||
| Q1 25 | $4.7B | $1.1B | ||
| Q4 24 | $4.6B | $1.2B | ||
| Q3 24 | $4.4B | $1.2B | ||
| Q2 24 | $4.2B | $1.1B |
总资产ASBKOS
| Q1 26 | $45.6B | — | ||
| Q4 25 | $45.2B | $4.7B | ||
| Q3 25 | $44.5B | $5.1B | ||
| Q2 25 | $44.0B | $5.2B | ||
| Q1 25 | $43.3B | $5.3B | ||
| Q4 24 | $43.0B | $5.3B | ||
| Q3 24 | $42.2B | $5.5B | ||
| Q2 24 | $41.6B | $5.4B |
负债/权益比ASBKOS
| Q1 26 | — | — | ||
| Q4 25 | 0.20× | 5.78× | ||
| Q3 25 | 0.12× | 3.31× | ||
| Q2 25 | 0.12× | 2.80× | ||
| Q1 25 | 0.13× | — | ||
| Q4 24 | 0.31× | 2.29× | ||
| Q3 24 | 0.19× | — | ||
| Q2 24 | 0.13× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $35.3M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ASBKOS
| Q1 26 | — | — | ||
| Q4 25 | $218.1M | $35.3M | ||
| Q3 25 | $158.0M | $-27.6M | ||
| Q2 25 | $141.5M | $127.2M | ||
| Q1 25 | $98.2M | $-888.0K | ||
| Q4 24 | $207.1M | $175.7M | ||
| Q3 24 | $105.1M | $6.3M | ||
| Q2 24 | $113.5M | $223.7M |
现金转化率ASBKOS
| Q1 26 | — | — | ||
| Q4 25 | 1.59× | — | ||
| Q3 25 | 1.27× | — | ||
| Q2 25 | 1.27× | — | ||
| Q1 25 | 0.97× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.19× | 0.14× | ||
| Q2 24 | 0.98× | 3.74× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASB
| Net Interest Income | $307.2M | 80% |
| Noninterest Income | $75.9M | 20% |
KOS
| Ghana Segment | $134.6M | 46% |
| Gulf Of America | $80.7M | 27% |
| Mauritania And Senegal | $54.9M | 19% |
| Equatorial Guinea Segment | $24.3M | 8% |
