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ASSOCIATED BANC-CORP（ASB）与Life Time Group Holdings, Inc.（LTH）财务数据对比。点击上方公司名可切换其他公司
Life Time Group Holdings, Inc.的季度营收约是ASSOCIATED BANC-CORP的2.1倍（$788.7M vs $383.0M），ASSOCIATED BANC-CORP净利率更高（31.2% vs 11.2%，领先20.1%），过去两年ASSOCIATED BANC-CORP的营收复合增速更高（9.1% vs 8.7%）
联合银行集团（Associated Banc-Corp）是美国区域性银行控股公司，总部位于威斯康星州格林贝，深耕美国中西部地区，主营零售银行、商业银行、商业地产贷款、私人银行及特色金融服务，在威斯康星州、伊利诺伊州、明尼苏达州设有220多个营业网点，覆盖100多个社区，还在印第安纳、密歇根等多州设有贷款办事处。
Life Time Group Holdings是美国高端健身康养服务运营商，在全美运营连锁高端运动场馆，提供健身器材使用、团体课程、私教指导、SPA护理、营养咨询、青少年运动项目及联合办公等服务，服务于追求健康生活方式的消费群体。
ASB vs LTH — 直观对比
营收规模更大
LTH
是对方的2.1倍
$383.0M
净利率更高
ASB
高出20.1%
11.2%
两年增速更快
ASB
近两年复合增速
8.7%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $383.0M | $788.7M |
| 净利润 | $119.6M | $88.1M |
| 毛利率 | — | — |
| 营业利润率 | — | 17.1% |
| 净利率 | 31.2% | 11.2% |
| 营收同比 | — | 11.7% |
| 净利润同比 | 566.6% | 15.8% |
| 每股收益（稀释后） | $0.70 | $0.39 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASBLTH
| Q1 26 | $383.0M | $788.7M | ||
| Q4 25 | $310.0M | $745.1M | ||
| Q3 25 | $305.2M | $782.6M | ||
| Q2 25 | $300.0M | $761.5M | ||
| Q1 25 | $285.9M | $706.0M | ||
| Q4 24 | $270.3M | $663.3M | ||
| Q3 24 | $329.7M | $693.2M | ||
| Q2 24 | $321.8M | $667.8M |
净利润ASBLTH
| Q1 26 | $119.6M | $88.1M | ||
| Q4 25 | $137.1M | $123.0M | ||
| Q3 25 | $124.7M | $102.4M | ||
| Q2 25 | $111.2M | $72.1M | ||
| Q1 25 | $101.7M | $76.1M | ||
| Q4 24 | $-161.6M | $37.2M | ||
| Q3 24 | $88.0M | $41.4M | ||
| Q2 24 | $115.6M | $52.8M |
毛利率ASBLTH
| Q1 26 | — | — | ||
| Q4 25 | — | 49.1% | ||
| Q3 25 | — | 47.1% | ||
| Q2 25 | — | 47.0% | ||
| Q1 25 | — | 47.5% | ||
| Q4 24 | — | 48.2% | ||
| Q3 24 | — | 46.5% | ||
| Q2 24 | — | 46.8% |
营业利润率ASBLTH
| Q1 26 | — | 17.1% | ||
| Q4 25 | 52.6% | 17.4% | ||
| Q3 25 | 50.5% | 17.3% | ||
| Q2 25 | 46.5% | 14.2% | ||
| Q1 25 | 42.3% | 15.2% | ||
| Q4 24 | -65.8% | 13.1% | ||
| Q3 24 | 32.8% | 13.5% | ||
| Q2 24 | 32.0% | 15.7% |
净利率ASBLTH
| Q1 26 | 31.2% | 11.2% | ||
| Q4 25 | 44.2% | 16.5% | ||
| Q3 25 | 40.9% | 13.1% | ||
| Q2 25 | 37.1% | 9.5% | ||
| Q1 25 | 35.6% | 10.8% | ||
| Q4 24 | -59.8% | 5.6% | ||
| Q3 24 | 26.7% | 6.0% | ||
| Q2 24 | 35.9% | 7.9% |
每股收益（稀释后）ASBLTH
| Q1 26 | $0.70 | $0.39 | ||
| Q4 25 | $0.80 | $0.55 | ||
| Q3 25 | $0.73 | $0.45 | ||
| Q2 25 | $0.65 | $0.32 | ||
| Q1 25 | $0.59 | $0.34 | ||
| Q4 24 | $-1.10 | $0.17 | ||
| Q3 24 | $0.56 | $0.19 | ||
| Q2 24 | $0.74 | $0.26 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $120.0M |
| 总债务越低越好 | — | $1.5B |
| 股东权益账面价值 | $5.0B | $3.2B |
| 总资产 | $45.6B | $8.1B |
| 负债/权益比越低杠杆越低 | — | 0.46× |
8季度趋势，按日历期对齐
现金及短期投资ASBLTH
| Q1 26 | — | $120.0M | ||
| Q4 25 | — | $204.8M | ||
| Q3 25 | — | $218.9M | ||
| Q2 25 | — | $175.5M | ||
| Q1 25 | — | $59.0M | ||
| Q4 24 | — | $10.9M | ||
| Q3 24 | — | $120.9M | ||
| Q2 24 | — | $34.5M |
总债务ASBLTH
| Q1 26 | — | $1.5B | ||
| Q4 25 | $1.0B | $1.5B | ||
| Q3 25 | $594.1M | $1.5B | ||
| Q2 25 | $593.5M | $1.5B | ||
| Q1 25 | $591.4M | $1.5B | ||
| Q4 24 | $1.4B | $1.5B | ||
| Q3 24 | $844.3M | $1.7B | ||
| Q2 24 | $536.1M | $1.8B |
股东权益ASBLTH
| Q1 26 | $5.0B | $3.2B | ||
| Q4 25 | $5.0B | $3.1B | ||
| Q3 25 | $4.9B | $3.0B | ||
| Q2 25 | $4.8B | $2.9B | ||
| Q1 25 | $4.7B | $2.7B | ||
| Q4 24 | $4.6B | $2.6B | ||
| Q3 24 | $4.4B | $2.6B | ||
| Q2 24 | $4.2B | $2.4B |
总资产ASBLTH
| Q1 26 | $45.6B | $8.1B | ||
| Q4 25 | $45.2B | $8.0B | ||
| Q3 25 | $44.5B | $7.8B | ||
| Q2 25 | $44.0B | $7.6B | ||
| Q1 25 | $43.3B | $7.3B | ||
| Q4 24 | $43.0B | $7.2B | ||
| Q3 24 | $42.2B | $7.2B | ||
| Q2 24 | $41.6B | $7.1B |
负债/权益比ASBLTH
| Q1 26 | — | 0.46× | ||
| Q4 25 | 0.20× | 0.48× | ||
| Q3 25 | 0.12× | 0.51× | ||
| Q2 25 | 0.12× | 0.53× | ||
| Q1 25 | 0.13× | 0.56× | ||
| Q4 24 | 0.31× | 0.59× | ||
| Q3 24 | 0.19× | 0.64× | ||
| Q2 24 | 0.13× | 0.78× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $198.8M |
| 自由现金流经营现金流 - 资本支出 | — | $-61.2M |
| 自由现金流率自由现金流/营收 | — | -7.8% |
| 资本支出强度资本支出/营收 | — | 26.0% |
| 现金转化率经营现金流/净利润 | — | 2.26× |
| 过去12个月自由现金流最近4个季度 | — | $-123.6M |
8季度趋势，按日历期对齐
经营现金流ASBLTH
| Q1 26 | — | $198.8M | ||
| Q4 25 | $218.1M | $239.9M | ||
| Q3 25 | $158.0M | $251.1M | ||
| Q2 25 | $141.5M | $195.7M | ||
| Q1 25 | $98.2M | $183.9M | ||
| Q4 24 | $207.1M | $163.1M | ||
| Q3 24 | $105.1M | $151.1M | ||
| Q2 24 | $113.5M | $170.4M |
自由现金流ASBLTH
| Q1 26 | — | $-61.2M | ||
| Q4 25 | — | $-64.6M | ||
| Q3 25 | — | $28.6M | ||
| Q2 25 | — | $-26.3M | ||
| Q1 25 | — | $41.4M | ||
| Q4 24 | — | $26.8M | ||
| Q3 24 | — | $64.0M | ||
| Q2 24 | — | $26.1M |
自由现金流率ASBLTH
| Q1 26 | — | -7.8% | ||
| Q4 25 | — | -8.7% | ||
| Q3 25 | — | 3.7% | ||
| Q2 25 | — | -3.5% | ||
| Q1 25 | — | 5.9% | ||
| Q4 24 | — | 4.0% | ||
| Q3 24 | — | 9.2% | ||
| Q2 24 | — | 3.9% |
资本支出强度ASBLTH
| Q1 26 | — | 26.0% | ||
| Q4 25 | — | 40.9% | ||
| Q3 25 | — | 28.4% | ||
| Q2 25 | — | 29.2% | ||
| Q1 25 | — | 20.2% | ||
| Q4 24 | — | 20.6% | ||
| Q3 24 | — | 12.6% | ||
| Q2 24 | — | 21.6% |
现金转化率ASBLTH
| Q1 26 | — | 2.26× | ||
| Q4 25 | 1.59× | 1.95× | ||
| Q3 25 | 1.27× | 2.45× | ||
| Q2 25 | 1.27× | 2.71× | ||
| Q1 25 | 0.97× | 2.41× | ||
| Q4 24 | — | 4.39× | ||
| Q3 24 | 1.19× | 3.65× | ||
| Q2 24 | 0.98× | 3.23× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASB
| Net Interest Income | $307.2M | 80% |
| Noninterest Income | $75.9M | 20% |
LTH
| Center revenue | $767.6M | 97% |
| Other revenue | $21.1M | 3% |
