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ASSOCIATED BANC-CORP（ASB）与OSI SYSTEMS INC（OSIS）财务数据对比。点击上方公司名可切换其他公司
OSI SYSTEMS INC的季度营收约是ASSOCIATED BANC-CORP的1.2倍（$464.1M vs $383.0M），ASSOCIATED BANC-CORP净利率更高（31.2% vs 8.3%，领先22.9%），过去两年ASSOCIATED BANC-CORP的营收复合增速更高（9.1% vs 7.0%）
联合银行集团（Associated Banc-Corp）是美国区域性银行控股公司，总部位于威斯康星州格林贝，深耕美国中西部地区，主营零售银行、商业银行、商业地产贷款、私人银行及特色金融服务，在威斯康星州、伊利诺伊州、明尼苏达州设有220多个营业网点，覆盖100多个社区，还在印第安纳、密歇根等多州设有贷款办事处。
OSI系统公司是总部位于美国加利福尼亚州的企业，主营安全检测系统、医疗设备及光电器件三大业务板块，产品涵盖机场安检X光机、金属探测器、医疗监护与麻醉系统等，旗下拥有Spacelabs Healthcare、Rapiscan Systems、OSI Optoelectronics等子公司，全球员工规模约3180人。
ASB vs OSIS — 直观对比
营收规模更大
OSIS
是对方的1.2倍
$383.0M
净利率更高
ASB
高出22.9%
8.3%
两年增速更快
ASB
近两年复合增速
7.0%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $383.0M | $464.1M |
| 净利润 | $119.6M | $38.7M |
| 毛利率 | — | 32.7% |
| 营业利润率 | — | 12.7% |
| 净利率 | 31.2% | 8.3% |
| 营收同比 | — | 10.5% |
| 净利润同比 | 566.6% | 2.3% |
| 每股收益（稀释后） | $0.70 | $2.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASBOSIS
| Q1 26 | $383.0M | — | ||
| Q4 25 | $310.0M | $464.1M | ||
| Q3 25 | $305.2M | $384.6M | ||
| Q2 25 | $300.0M | $505.0M | ||
| Q1 25 | $285.9M | $444.4M | ||
| Q4 24 | $270.3M | $419.8M | ||
| Q3 24 | $329.7M | $344.0M | ||
| Q2 24 | $321.8M | $480.9M |
净利润ASBOSIS
| Q1 26 | $119.6M | — | ||
| Q4 25 | $137.1M | $38.7M | ||
| Q3 25 | $124.7M | $20.6M | ||
| Q2 25 | $111.2M | $52.7M | ||
| Q1 25 | $101.7M | $41.1M | ||
| Q4 24 | $-161.6M | $37.8M | ||
| Q3 24 | $88.0M | $17.9M | ||
| Q2 24 | $115.6M | $44.7M |
毛利率ASBOSIS
| Q1 26 | — | — | ||
| Q4 25 | — | 32.7% | ||
| Q3 25 | — | 32.0% | ||
| Q2 25 | — | 33.3% | ||
| Q1 25 | — | 33.8% | ||
| Q4 24 | — | 35.1% | ||
| Q3 24 | — | 35.3% | ||
| Q2 24 | — | 32.1% |
营业利润率ASBOSIS
| Q1 26 | — | — | ||
| Q4 25 | 52.6% | 12.7% | ||
| Q3 25 | 50.5% | 8.6% | ||
| Q2 25 | 46.5% | 14.5% | ||
| Q1 25 | 42.3% | 12.7% | ||
| Q4 24 | -65.8% | 13.8% | ||
| Q3 24 | 32.8% | 8.8% | ||
| Q2 24 | 32.0% | 13.1% |
净利率ASBOSIS
| Q1 26 | 31.2% | — | ||
| Q4 25 | 44.2% | 8.3% | ||
| Q3 25 | 40.9% | 5.3% | ||
| Q2 25 | 37.1% | 10.4% | ||
| Q1 25 | 35.6% | 9.3% | ||
| Q4 24 | -59.8% | 9.0% | ||
| Q3 24 | 26.7% | 5.2% | ||
| Q2 24 | 35.9% | 9.3% |
每股收益（稀释后）ASBOSIS
| Q1 26 | $0.70 | — | ||
| Q4 25 | $0.80 | $2.22 | ||
| Q3 25 | $0.73 | $1.18 | ||
| Q2 25 | $0.65 | $3.04 | ||
| Q1 25 | $0.59 | $2.40 | ||
| Q4 24 | $-1.10 | $2.22 | ||
| Q3 24 | $0.56 | $1.05 | ||
| Q2 24 | $0.74 | $2.57 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $336.7M |
| 总债务越低越好 | — | $1.0B |
| 股东权益账面价值 | $5.0B | $845.5M |
| 总资产 | $45.6B | $2.5B |
| 负债/权益比越低杠杆越低 | — | 1.19× |
8季度趋势，按日历期对齐
现金及短期投资ASBOSIS
| Q1 26 | — | — | ||
| Q4 25 | — | $336.7M | ||
| Q3 25 | — | $124.4M | ||
| Q2 25 | — | $106.4M | ||
| Q1 25 | — | $95.8M | ||
| Q4 24 | — | $101.6M | ||
| Q3 24 | — | $85.1M | ||
| Q2 24 | — | $95.4M |
总债务ASBOSIS
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $1.0B | ||
| Q3 25 | $594.1M | $442.2M | ||
| Q2 25 | $593.5M | $471.6M | ||
| Q1 25 | $591.4M | $473.2M | ||
| Q4 24 | $1.4B | $474.8M | ||
| Q3 24 | $844.3M | $476.3M | ||
| Q2 24 | $536.1M | $137.6M |
股东权益ASBOSIS
| Q1 26 | $5.0B | — | ||
| Q4 25 | $5.0B | $845.5M | ||
| Q3 25 | $4.9B | $946.0M | ||
| Q2 25 | $4.8B | $951.1M | ||
| Q1 25 | $4.7B | $879.3M | ||
| Q4 24 | $4.6B | $825.8M | ||
| Q3 24 | $4.4B | $786.5M | ||
| Q2 24 | $4.2B | $863.5M |
总资产ASBOSIS
| Q1 26 | $45.6B | — | ||
| Q4 25 | $45.2B | $2.5B | ||
| Q3 25 | $44.5B | $2.3B | ||
| Q2 25 | $44.0B | $2.2B | ||
| Q1 25 | $43.3B | $2.1B | ||
| Q4 24 | $43.0B | $2.1B | ||
| Q3 24 | $42.2B | $2.1B | ||
| Q2 24 | $41.6B | $1.9B |
负债/权益比ASBOSIS
| Q1 26 | — | — | ||
| Q4 25 | 0.20× | 1.19× | ||
| Q3 25 | 0.12× | 0.47× | ||
| Q2 25 | 0.12× | 0.50× | ||
| Q1 25 | 0.13× | 0.54× | ||
| Q4 24 | 0.31× | 0.57× | ||
| Q3 24 | 0.19× | 0.61× | ||
| Q2 24 | 0.13× | 0.16× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $62.2M |
| 自由现金流经营现金流 - 资本支出 | — | $55.5M |
| 自由现金流率自由现金流/营收 | — | 12.0% |
| 资本支出强度资本支出/营收 | — | 1.4% |
| 现金转化率经营现金流/净利润 | — | 1.61× |
| 过去12个月自由现金流最近4个季度 | — | $137.2M |
8季度趋势，按日历期对齐
经营现金流ASBOSIS
| Q1 26 | — | — | ||
| Q4 25 | $218.1M | $62.2M | ||
| Q3 25 | $158.0M | $17.1M | ||
| Q2 25 | $141.5M | $562.0K | ||
| Q1 25 | $98.2M | $81.6M | ||
| Q4 24 | $207.1M | $52.5M | ||
| Q3 24 | $105.1M | $-37.2M | ||
| Q2 24 | $113.5M | $-29.0M |
自由现金流ASBOSIS
| Q1 26 | — | — | ||
| Q4 25 | — | $55.5M | ||
| Q3 25 | — | $10.1M | ||
| Q2 25 | — | $-5.6M | ||
| Q1 25 | — | $77.1M | ||
| Q4 24 | — | $47.1M | ||
| Q3 24 | — | $-44.9M | ||
| Q2 24 | — | $-37.5M |
自由现金流率ASBOSIS
| Q1 26 | — | — | ||
| Q4 25 | — | 12.0% | ||
| Q3 25 | — | 2.6% | ||
| Q2 25 | — | -1.1% | ||
| Q1 25 | — | 17.4% | ||
| Q4 24 | — | 11.2% | ||
| Q3 24 | — | -13.0% | ||
| Q2 24 | — | -7.8% |
资本支出强度ASBOSIS
| Q1 26 | — | — | ||
| Q4 25 | — | 1.4% | ||
| Q3 25 | — | 1.8% | ||
| Q2 25 | — | 1.2% | ||
| Q1 25 | — | 1.0% | ||
| Q4 24 | — | 1.3% | ||
| Q3 24 | — | 2.2% | ||
| Q2 24 | — | 1.8% |
现金转化率ASBOSIS
| Q1 26 | — | — | ||
| Q4 25 | 1.59× | 1.61× | ||
| Q3 25 | 1.27× | 0.83× | ||
| Q2 25 | 1.27× | 0.01× | ||
| Q1 25 | 0.97× | 1.98× | ||
| Q4 24 | — | 1.39× | ||
| Q3 24 | 1.19× | -2.07× | ||
| Q2 24 | 0.98× | -0.65× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASB
| Net Interest Income | $307.2M | 80% |
| Noninterest Income | $75.9M | 20% |
OSIS
| Security Division | $334.7M | 72% |
| Optoelectronics And Manufacturing Division | $92.8M | 20% |
| Healthcare Division | $36.5M | 8% |
