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ASSOCIATED BANC-CORP（ASB）与UiPath, Inc.（PATH）财务数据对比。点击上方公司名可切换其他公司
UiPath, Inc.的季度营收约是ASSOCIATED BANC-CORP的1.1倍（$411.1M vs $383.0M），UiPath, Inc.净利率更高（48.4% vs 31.2%，领先17.1%），过去两年ASSOCIATED BANC-CORP的营收复合增速更高（9.1% vs 0.7%）
联合银行集团（Associated Banc-Corp）是美国区域性银行控股公司，总部位于威斯康星州格林贝，深耕美国中西部地区，主营零售银行、商业银行、商业地产贷款、私人银行及特色金融服务，在威斯康星州、伊利诺伊州、明尼苏达州设有220多个营业网点，覆盖100多个社区，还在印第安纳、密歇根等多州设有贷款办事处。
UiPath是一家全球化软件企业，专注于开发人工智能、智能自动化及流程编排类软件，其产品支持用户搭建与调度AI代理，实现复杂业务流程、工作流的自动化运行，助力各行业客户提升运营效率、降低人力成本。
ASB vs PATH — 直观对比
营收规模更大
PATH
是对方的1.1倍
$383.0M
净利率更高
PATH
高出17.1%
31.2%
两年增速更快
ASB
近两年复合增速
0.7%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $383.0M | $411.1M |
| 净利润 | $119.6M | $198.8M |
| 毛利率 | — | 83.3% |
| 营业利润率 | — | 3.2% |
| 净利率 | 31.2% | 48.4% |
| 营收同比 | — | 15.9% |
| 净利润同比 | 566.6% | 1966.2% |
| 每股收益（稀释后） | $0.70 | $0.37 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASBPATH
| Q1 26 | $383.0M | — | ||
| Q4 25 | $310.0M | $411.1M | ||
| Q3 25 | $305.2M | $361.7M | ||
| Q2 25 | $300.0M | $356.6M | ||
| Q1 25 | $285.9M | $423.6M | ||
| Q4 24 | $270.3M | $354.7M | ||
| Q3 24 | $329.7M | $316.3M | ||
| Q2 24 | $321.8M | $335.1M |
净利润ASBPATH
| Q1 26 | $119.6M | — | ||
| Q4 25 | $137.1M | $198.8M | ||
| Q3 25 | $124.7M | $1.6M | ||
| Q2 25 | $111.2M | $-22.6M | ||
| Q1 25 | $101.7M | $51.8M | ||
| Q4 24 | $-161.6M | $-10.7M | ||
| Q3 24 | $88.0M | $-86.1M | ||
| Q2 24 | $115.6M | $-28.7M |
毛利率ASBPATH
| Q1 26 | — | — | ||
| Q4 25 | — | 83.3% | ||
| Q3 25 | — | 82.2% | ||
| Q2 25 | — | 82.1% | ||
| Q1 25 | — | 84.8% | ||
| Q4 24 | — | 82.0% | ||
| Q3 24 | — | 80.0% | ||
| Q2 24 | — | 83.5% |
营业利润率ASBPATH
| Q1 26 | — | — | ||
| Q4 25 | 52.6% | 3.2% | ||
| Q3 25 | 50.5% | -5.6% | ||
| Q2 25 | 46.5% | -4.6% | ||
| Q1 25 | 42.3% | 7.9% | ||
| Q4 24 | -65.8% | -12.2% | ||
| Q3 24 | 32.8% | -32.7% | ||
| Q2 24 | 32.0% | -14.8% |
净利率ASBPATH
| Q1 26 | 31.2% | — | ||
| Q4 25 | 44.2% | 48.4% | ||
| Q3 25 | 40.9% | 0.4% | ||
| Q2 25 | 37.1% | -6.3% | ||
| Q1 25 | 35.6% | 12.2% | ||
| Q4 24 | -59.8% | -3.0% | ||
| Q3 24 | 26.7% | -27.2% | ||
| Q2 24 | 35.9% | -8.6% |
每股收益（稀释后）ASBPATH
| Q1 26 | $0.70 | — | ||
| Q4 25 | $0.80 | $0.37 | ||
| Q3 25 | $0.73 | $0.00 | ||
| Q2 25 | $0.65 | $-0.04 | ||
| Q1 25 | $0.59 | $0.09 | ||
| Q4 24 | $-1.10 | $-0.02 | ||
| Q3 24 | $0.56 | $-0.15 | ||
| Q2 24 | $0.74 | $-0.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.4B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $5.0B | $1.9B |
| 总资产 | $45.6B | $2.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ASBPATH
| Q1 26 | — | — | ||
| Q4 25 | — | $1.4B | ||
| Q3 25 | — | $1.4B | ||
| Q2 25 | — | $1.6B | ||
| Q1 25 | — | $1.6B | ||
| Q4 24 | — | $1.6B | ||
| Q3 24 | — | $1.7B | ||
| Q2 24 | — | $1.9B |
总债务ASBPATH
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | — | ||
| Q3 25 | $594.1M | — | ||
| Q2 25 | $593.5M | — | ||
| Q1 25 | $591.4M | — | ||
| Q4 24 | $1.4B | — | ||
| Q3 24 | $844.3M | — | ||
| Q2 24 | $536.1M | — |
股东权益ASBPATH
| Q1 26 | $5.0B | — | ||
| Q4 25 | $5.0B | $1.9B | ||
| Q3 25 | $4.9B | $1.7B | ||
| Q2 25 | $4.8B | $1.7B | ||
| Q1 25 | $4.7B | $1.8B | ||
| Q4 24 | $4.6B | $1.7B | ||
| Q3 24 | $4.4B | $1.8B | ||
| Q2 24 | $4.2B | $2.0B |
总资产ASBPATH
| Q1 26 | $45.6B | — | ||
| Q4 25 | $45.2B | $2.9B | ||
| Q3 25 | $44.5B | $2.6B | ||
| Q2 25 | $44.0B | $2.6B | ||
| Q1 25 | $43.3B | $2.9B | ||
| Q4 24 | $43.0B | $2.7B | ||
| Q3 24 | $42.2B | $2.7B | ||
| Q2 24 | $41.6B | $2.8B |
负债/权益比ASBPATH
| Q1 26 | — | — | ||
| Q4 25 | 0.20× | — | ||
| Q3 25 | 0.12× | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.13× | — | ||
| Q4 24 | 0.31× | — | ||
| Q3 24 | 0.19× | — | ||
| Q2 24 | 0.13× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $28.3M |
| 自由现金流经营现金流 - 资本支出 | — | $25.1M |
| 自由现金流率自由现金流/营收 | — | 6.1% |
| 资本支出强度资本支出/营收 | — | 0.8% |
| 现金转化率经营现金流/净利润 | — | 0.14× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ASBPATH
| Q1 26 | — | — | ||
| Q4 25 | $218.1M | $28.3M | ||
| Q3 25 | $158.0M | $41.6M | ||
| Q2 25 | $141.5M | $119.0M | ||
| Q1 25 | $98.2M | $146.1M | ||
| Q4 24 | $207.1M | $28.1M | ||
| Q3 24 | $105.1M | $46.4M | ||
| Q2 24 | $113.5M | $100.0M |
自由现金流ASBPATH
| Q1 26 | — | — | ||
| Q4 25 | — | $25.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $106.2M | ||
| Q1 25 | — | $138.7M | ||
| Q4 24 | — | $23.2M | ||
| Q3 24 | — | $45.0M | ||
| Q2 24 | — | $98.8M |
自由现金流率ASBPATH
| Q1 26 | — | — | ||
| Q4 25 | — | 6.1% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 29.8% | ||
| Q1 25 | — | 32.7% | ||
| Q4 24 | — | 6.5% | ||
| Q3 24 | — | 14.2% | ||
| Q2 24 | — | 29.5% |
资本支出强度ASBPATH
| Q1 26 | — | — | ||
| Q4 25 | — | 0.8% | ||
| Q3 25 | — | 0.0% | ||
| Q2 25 | — | 3.6% | ||
| Q1 25 | — | 1.7% | ||
| Q4 24 | — | 1.4% | ||
| Q3 24 | — | 0.4% | ||
| Q2 24 | — | 0.4% |
现金转化率ASBPATH
| Q1 26 | — | — | ||
| Q4 25 | 1.59× | 0.14× | ||
| Q3 25 | 1.27× | 26.25× | ||
| Q2 25 | 1.27× | — | ||
| Q1 25 | 0.97× | 2.82× | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.19× | — | ||
| Q2 24 | 0.98× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASB
| Net Interest Income | $307.2M | 80% |
| Noninterest Income | $75.9M | 20% |
PATH
| Subscription Services | $247.6M | 60% |
| License | $150.0M | 36% |
| Professional Services And Other | $13.5M | 3% |
