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ASSOCIATED BANC-CORP（ASB）与福尼克斯（PLAB）财务数据对比。点击上方公司名可切换其他公司
ASSOCIATED BANC-CORP的季度营收约是福尼克斯的1.8倍（$383.0M vs $210.4M），ASSOCIATED BANC-CORP净利率更高（31.2% vs 10.9%，领先20.4%），过去两年ASSOCIATED BANC-CORP的营收复合增速更高（9.1% vs -3.8%）
联合银行集团（Associated Banc-Corp）是美国区域性银行控股公司，总部位于威斯康星州格林贝，深耕美国中西部地区，主营零售银行、商业银行、商业地产贷款、私人银行及特色金融服务，在威斯康星州、伊利诺伊州、明尼苏达州设有220多个营业网点，覆盖100多个社区，还在印第安纳、密歇根等多州设有贷款办事处。
福尼克斯是美国半导体光掩模制造商，2009年时位居全球第三大光掩模供应商，同时也是电子束产业倡议组织的成员，专注于为半导体行业提供关键的掩模产品，支撑芯片制造环节的图形转移需求。
ASB vs PLAB — 直观对比
营收规模更大
ASB
是对方的1.8倍
$210.4M
净利率更高
ASB
高出20.4%
10.9%
两年增速更快
ASB
近两年复合增速
-3.8%
损益表 — Q1 FY2026 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $383.0M | $210.4M |
| 净利润 | $119.6M | $22.9M |
| 毛利率 | — | 33.7% |
| 营业利润率 | — | 22.9% |
| 净利率 | 31.2% | 10.9% |
| 营收同比 | — | -5.5% |
| 净利润同比 | 566.6% | -32.4% |
| 每股收益（稀释后） | $0.70 | $0.39 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASBPLAB
| Q1 26 | $383.0M | — | ||
| Q4 25 | $310.0M | — | ||
| Q3 25 | $305.2M | $210.4M | ||
| Q2 25 | $300.0M | $211.0M | ||
| Q1 25 | $285.9M | $212.1M | ||
| Q4 24 | $270.3M | $222.6M | ||
| Q3 24 | $329.7M | $211.0M | ||
| Q2 24 | $321.8M | $217.0M |
净利润ASBPLAB
| Q1 26 | $119.6M | — | ||
| Q4 25 | $137.1M | — | ||
| Q3 25 | $124.7M | $22.9M | ||
| Q2 25 | $111.2M | $8.9M | ||
| Q1 25 | $101.7M | $42.9M | ||
| Q4 24 | $-161.6M | $33.9M | ||
| Q3 24 | $88.0M | $34.4M | ||
| Q2 24 | $115.6M | $36.3M |
毛利率ASBPLAB
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 33.7% | ||
| Q2 25 | — | 36.9% | ||
| Q1 25 | — | 35.6% | ||
| Q4 24 | — | 37.0% | ||
| Q3 24 | — | 35.6% | ||
| Q2 24 | — | 36.5% |
营业利润率ASBPLAB
| Q1 26 | — | — | ||
| Q4 25 | 52.6% | — | ||
| Q3 25 | 50.5% | 22.9% | ||
| Q2 25 | 46.5% | 26.4% | ||
| Q1 25 | 42.3% | 24.6% | ||
| Q4 24 | -65.8% | 25.1% | ||
| Q3 24 | 32.8% | 24.7% | ||
| Q2 24 | 32.0% | 25.8% |
净利率ASBPLAB
| Q1 26 | 31.2% | — | ||
| Q4 25 | 44.2% | — | ||
| Q3 25 | 40.9% | 10.9% | ||
| Q2 25 | 37.1% | 4.2% | ||
| Q1 25 | 35.6% | 20.2% | ||
| Q4 24 | -59.8% | 15.2% | ||
| Q3 24 | 26.7% | 16.3% | ||
| Q2 24 | 35.9% | 16.7% |
每股收益（稀释后）ASBPLAB
| Q1 26 | $0.70 | — | ||
| Q4 25 | $0.80 | — | ||
| Q3 25 | $0.73 | $0.39 | ||
| Q2 25 | $0.65 | $0.15 | ||
| Q1 25 | $0.59 | $0.68 | ||
| Q4 24 | $-1.10 | $0.54 | ||
| Q3 24 | $0.56 | $0.55 | ||
| Q2 24 | $0.74 | $0.58 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $575.8M |
| 总债务越低越好 | — | $16.0K |
| 股东权益账面价值 | $5.0B | $1.1B |
| 总资产 | $45.6B | $1.8B |
| 负债/权益比越低杠杆越低 | — | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资ASBPLAB
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $575.8M | ||
| Q2 25 | — | $558.4M | ||
| Q1 25 | — | $642.2M | ||
| Q4 24 | — | $640.7M | ||
| Q3 24 | — | $606.4M | ||
| Q2 24 | — | $559.9M |
总债务ASBPLAB
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | — | ||
| Q3 25 | $594.1M | $16.0K | ||
| Q2 25 | $593.5M | $19.0K | ||
| Q1 25 | $591.4M | $21.0K | ||
| Q4 24 | $1.4B | $25.0K | ||
| Q3 24 | $844.3M | $28.0K | ||
| Q2 24 | $536.1M | $2.5M |
股东权益ASBPLAB
| Q1 26 | $5.0B | — | ||
| Q4 25 | $5.0B | — | ||
| Q3 25 | $4.9B | $1.1B | ||
| Q2 25 | $4.8B | $1.1B | ||
| Q1 25 | $4.7B | $1.1B | ||
| Q4 24 | $4.6B | $1.1B | ||
| Q3 24 | $4.4B | $1.1B | ||
| Q2 24 | $4.2B | $1.0B |
总资产ASBPLAB
| Q1 26 | $45.6B | — | ||
| Q4 25 | $45.2B | — | ||
| Q3 25 | $44.5B | $1.8B | ||
| Q2 25 | $44.0B | $1.7B | ||
| Q1 25 | $43.3B | $1.7B | ||
| Q4 24 | $43.0B | $1.7B | ||
| Q3 24 | $42.2B | $1.6B | ||
| Q2 24 | $41.6B | $1.6B |
负债/权益比ASBPLAB
| Q1 26 | — | — | ||
| Q4 25 | 0.20× | — | ||
| Q3 25 | 0.12× | 0.00× | ||
| Q2 25 | 0.12× | 0.00× | ||
| Q1 25 | 0.13× | 0.00× | ||
| Q4 24 | 0.31× | 0.00× | ||
| Q3 24 | 0.19× | 0.00× | ||
| Q2 24 | 0.13× | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $50.1M |
| 自由现金流经营现金流 - 资本支出 | — | $25.2M |
| 自由现金流率自由现金流/营收 | — | 12.0% |
| 资本支出强度资本支出/营收 | — | 11.8% |
| 现金转化率经营现金流/净利润 | — | 2.19× |
| 过去12个月自由现金流最近4个季度 | — | $64.5M |
8季度趋势，按日历期对齐
经营现金流ASBPLAB
| Q1 26 | — | — | ||
| Q4 25 | $218.1M | — | ||
| Q3 25 | $158.0M | $50.1M | ||
| Q2 25 | $141.5M | $31.5M | ||
| Q1 25 | $98.2M | $78.5M | ||
| Q4 24 | $207.1M | $68.4M | ||
| Q3 24 | $105.1M | $75.1M | ||
| Q2 24 | $113.5M | $76.5M |
自由现金流ASBPLAB
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $25.2M | ||
| Q2 25 | — | $-29.1M | ||
| Q1 25 | — | $43.3M | ||
| Q4 24 | — | $25.2M | ||
| Q3 24 | — | $50.7M | ||
| Q2 24 | — | $56.5M |
自由现金流率ASBPLAB
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 12.0% | ||
| Q2 25 | — | -13.8% | ||
| Q1 25 | — | 20.4% | ||
| Q4 24 | — | 11.3% | ||
| Q3 24 | — | 24.0% | ||
| Q2 24 | — | 26.0% |
资本支出强度ASBPLAB
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 11.8% | ||
| Q2 25 | — | 28.7% | ||
| Q1 25 | — | 16.6% | ||
| Q4 24 | — | 19.4% | ||
| Q3 24 | — | 11.6% | ||
| Q2 24 | — | 9.2% |
现金转化率ASBPLAB
| Q1 26 | — | — | ||
| Q4 25 | 1.59× | — | ||
| Q3 25 | 1.27× | 2.19× | ||
| Q2 25 | 1.27× | 3.55× | ||
| Q1 25 | 0.97× | 1.83× | ||
| Q4 24 | — | 2.02× | ||
| Q3 24 | 1.19× | 2.18× | ||
| Q2 24 | 0.98× | 2.11× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASB
| Net Interest Income | $307.2M | 80% |
| Noninterest Income | $75.9M | 20% |
PLAB
| High End Integrated Circuits | $53.6M | 25% |
| High End Flat Panel Displays | $53.5M | 25% |
| KR | $43.7M | 21% |
| Other | $42.1M | 20% |
| Mainstream Flat Panel Displays | $9.1M | 4% |
| Transferred At Point In Time | $8.4M | 4% |
