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ASSOCIATED BANC-CORP（ASB）与Childrens Place, Inc.（PLCE）财务数据对比。点击上方公司名可切换其他公司
ASSOCIATED BANC-CORP的季度营收约是Childrens Place, Inc.的1.1倍（$383.0M vs $339.5M），ASSOCIATED BANC-CORP净利率更高（31.2% vs -1.3%，领先32.5%），过去两年ASSOCIATED BANC-CORP的营收复合增速更高（9.1% vs -13.6%）
联合银行集团（Associated Banc-Corp）是美国区域性银行控股公司，总部位于威斯康星州格林贝，深耕美国中西部地区，主营零售银行、商业银行、商业地产贷款、私人银行及特色金融服务，在威斯康星州、伊利诺伊州、明尼苏达州设有220多个营业网点，覆盖100多个社区，还在印第安纳、密歇根等多州设有贷款办事处。
Children’s Place是专业儿童服饰零售商，产品主要以旗下自有品牌发售，涵盖Gymboree、Sugar & Jade、PJ Place、Crazy 8等。目前该品牌在美国、加拿大、波多黎各共开设约525家门店，同时通过两个线上渠道以及15个国家的5家加盟合作伙伴开展销售，产品涵盖上衣、裙装、鞋履、裤装、睡衣、背包等全品类儿童服饰配件。
ASB vs PLCE — 直观对比
营收规模更大
ASB
是对方的1.1倍
$339.5M
净利率更高
ASB
高出32.5%
-1.3%
两年增速更快
ASB
近两年复合增速
-13.6%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $383.0M | $339.5M |
| 净利润 | $119.6M | $-4.3M |
| 毛利率 | — | 33.1% |
| 营业利润率 | — | 1.1% |
| 净利率 | 31.2% | -1.3% |
| 营收同比 | — | -13.0% |
| 净利润同比 | 566.6% | -121.5% |
| 每股收益（稀释后） | $0.70 | $-0.19 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASBPLCE
| Q1 26 | $383.0M | — | ||
| Q4 25 | $310.0M | $339.5M | ||
| Q3 25 | $305.2M | $298.0M | ||
| Q2 25 | $300.0M | $242.1M | ||
| Q1 25 | $285.9M | $408.6M | ||
| Q4 24 | $270.3M | $390.2M | ||
| Q3 24 | $329.7M | $319.7M | ||
| Q2 24 | $321.8M | $267.9M |
净利润ASBPLCE
| Q1 26 | $119.6M | — | ||
| Q4 25 | $137.1M | $-4.3M | ||
| Q3 25 | $124.7M | $-5.4M | ||
| Q2 25 | $111.2M | $-34.0M | ||
| Q1 25 | $101.7M | $-8.0M | ||
| Q4 24 | $-161.6M | $20.1M | ||
| Q3 24 | $88.0M | $-32.1M | ||
| Q2 24 | $115.6M | $-37.8M |
毛利率ASBPLCE
| Q1 26 | — | — | ||
| Q4 25 | — | 33.1% | ||
| Q3 25 | — | 34.0% | ||
| Q2 25 | — | 29.2% | ||
| Q1 25 | — | 28.5% | ||
| Q4 24 | — | 35.5% | ||
| Q3 24 | — | 35.0% | ||
| Q2 24 | — | 34.6% |
营业利润率ASBPLCE
| Q1 26 | — | — | ||
| Q4 25 | 52.6% | 1.1% | ||
| Q3 25 | 50.5% | 1.4% | ||
| Q2 25 | 46.5% | -10.0% | ||
| Q1 25 | 42.3% | 1.7% | ||
| Q4 24 | -65.8% | 7.5% | ||
| Q3 24 | 32.8% | -6.8% | ||
| Q2 24 | 32.0% | -10.4% |
净利率ASBPLCE
| Q1 26 | 31.2% | — | ||
| Q4 25 | 44.2% | -1.3% | ||
| Q3 25 | 40.9% | -1.8% | ||
| Q2 25 | 37.1% | -14.1% | ||
| Q1 25 | 35.6% | -2.0% | ||
| Q4 24 | -59.8% | 5.1% | ||
| Q3 24 | 26.7% | -10.0% | ||
| Q2 24 | 35.9% | -14.1% |
每股收益（稀释后）ASBPLCE
| Q1 26 | $0.70 | — | ||
| Q4 25 | $0.80 | $-0.19 | ||
| Q3 25 | $0.73 | $-0.24 | ||
| Q2 25 | $0.65 | $-1.57 | ||
| Q1 25 | $0.59 | $-0.60 | ||
| Q4 24 | $-1.10 | $1.57 | ||
| Q3 24 | $0.56 | $-2.51 | ||
| Q2 24 | $0.74 | $-2.98 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $7.3M |
| 总债务越低越好 | — | $107.4M |
| 股东权益账面价值 | $5.0B | $-8.6M |
| 总资产 | $45.6B | $762.5M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ASBPLCE
| Q1 26 | — | — | ||
| Q4 25 | — | $7.3M | ||
| Q3 25 | — | $7.8M | ||
| Q2 25 | — | $5.7M | ||
| Q1 25 | — | $5.3M | ||
| Q4 24 | — | $5.7M | ||
| Q3 24 | — | $9.6M | ||
| Q2 24 | — | $13.0M |
总债务ASBPLCE
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $107.4M | ||
| Q3 25 | $594.1M | $107.2M | ||
| Q2 25 | $593.5M | $107.0M | ||
| Q1 25 | $591.4M | $166.0M | ||
| Q4 24 | $1.4B | $165.7M | ||
| Q3 24 | $844.3M | $165.4M | ||
| Q2 24 | $536.1M | $166.6M |
股东权益ASBPLCE
| Q1 26 | $5.0B | — | ||
| Q4 25 | $5.0B | $-8.6M | ||
| Q3 25 | $4.9B | $-4.9M | ||
| Q2 25 | $4.8B | $1.4M | ||
| Q1 25 | $4.7B | $-59.4M | ||
| Q4 24 | $4.6B | $-49.6M | ||
| Q3 24 | $4.4B | $-68.9M | ||
| Q2 24 | $4.2B | $-34.9M |
总资产ASBPLCE
| Q1 26 | $45.6B | — | ||
| Q4 25 | $45.2B | $762.5M | ||
| Q3 25 | $44.5B | $805.1M | ||
| Q2 25 | $44.0B | $779.6M | ||
| Q1 25 | $43.3B | $747.6M | ||
| Q4 24 | $43.0B | $888.8M | ||
| Q3 24 | $42.2B | $921.4M | ||
| Q2 24 | $41.6B | $848.3M |
负债/权益比ASBPLCE
| Q1 26 | — | — | ||
| Q4 25 | 0.20× | — | ||
| Q3 25 | 0.12× | — | ||
| Q2 25 | 0.12× | 75.63× | ||
| Q1 25 | 0.13× | — | ||
| Q4 24 | 0.31× | — | ||
| Q3 24 | 0.19× | — | ||
| Q2 24 | 0.13× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $6.2M |
| 自由现金流经营现金流 - 资本支出 | — | $-3.4M |
| 自由现金流率自由现金流/营收 | — | -1.0% |
| 资本支出强度资本支出/营收 | — | 2.8% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $39.5M |
8季度趋势，按日历期对齐
经营现金流ASBPLCE
| Q1 26 | — | — | ||
| Q4 25 | $218.1M | $6.2M | ||
| Q3 25 | $158.0M | $-30.5M | ||
| Q2 25 | $141.5M | $-43.0M | ||
| Q1 25 | $98.2M | $121.3M | ||
| Q4 24 | $207.1M | $-44.2M | ||
| Q3 24 | $105.1M | $-83.9M | ||
| Q2 24 | $113.5M | $-110.8M |
自由现金流ASBPLCE
| Q1 26 | — | — | ||
| Q4 25 | — | $-3.4M | ||
| Q3 25 | — | $-31.9M | ||
| Q2 25 | — | $-46.4M | ||
| Q1 25 | — | $121.2M | ||
| Q4 24 | — | $-47.7M | ||
| Q3 24 | — | $-91.7M | ||
| Q2 24 | — | $-115.5M |
自由现金流率ASBPLCE
| Q1 26 | — | — | ||
| Q4 25 | — | -1.0% | ||
| Q3 25 | — | -10.7% | ||
| Q2 25 | — | -19.2% | ||
| Q1 25 | — | 29.7% | ||
| Q4 24 | — | -12.2% | ||
| Q3 24 | — | -28.7% | ||
| Q2 24 | — | -43.1% |
资本支出强度ASBPLCE
| Q1 26 | — | — | ||
| Q4 25 | — | 2.8% | ||
| Q3 25 | — | 0.5% | ||
| Q2 25 | — | 1.4% | ||
| Q1 25 | — | 0.0% | ||
| Q4 24 | — | 0.9% | ||
| Q3 24 | — | 2.4% | ||
| Q2 24 | — | 1.8% |
现金转化率ASBPLCE
| Q1 26 | — | — | ||
| Q4 25 | 1.59× | — | ||
| Q3 25 | 1.27× | — | ||
| Q2 25 | 1.27× | — | ||
| Q1 25 | 0.97× | — | ||
| Q4 24 | — | -2.20× | ||
| Q3 24 | 1.19× | — | ||
| Q2 24 | 0.98× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASB
| Net Interest Income | $307.2M | 80% |
| Noninterest Income | $75.9M | 20% |
PLCE
| The Childrens Place US | $307.4M | 91% |
| The Childrens Place International | $32.1M | 9% |
| Gift Cards | $1.7M | 1% |
