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ASSOCIATED BANC-CORP（ASB）与PROG Holdings, Inc.（PRG）财务数据对比。点击上方公司名可切换其他公司
PROG Holdings, Inc.的季度营收约是ASSOCIATED BANC-CORP的1.7倍（$651.6M vs $383.0M），ASSOCIATED BANC-CORP净利率更高（31.2% vs 5.5%，领先25.7%），过去两年ASSOCIATED BANC-CORP的营收复合增速更高（9.1% vs 4.9%）
联合银行集团（Associated Banc-Corp）是美国区域性银行控股公司，总部位于威斯康星州格林贝，深耕美国中西部地区，主营零售银行、商业银行、商业地产贷款、私人银行及特色金融服务，在威斯康星州、伊利诺伊州、明尼苏达州设有220多个营业网点，覆盖100多个社区，还在印第安纳、密歇根等多州设有贷款办事处。
PROG Holdings是一家总部位于美国的金融科技企业，主要面向美国本土市场提供灵活的租购及销售点融资解决方案，核心业务涵盖零售合作伙伴融资、消费信贷与支付服务，帮助消费者无需满足传统信用要求即可购买电子产品、家居用品等商品。
ASB vs PRG — 直观对比
营收规模更大
PRG
是对方的1.7倍
$383.0M
净利率更高
ASB
高出25.7%
5.5%
两年增速更快
ASB
近两年复合增速
4.9%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $383.0M | $651.6M |
| 净利润 | $119.6M | $36.1M |
| 毛利率 | — | — |
| 营业利润率 | — | 10.0% |
| 净利率 | 31.2% | 5.5% |
| 营收同比 | — | 457.1% |
| 净利润同比 | 566.6% | 3.8% |
| 每股收益（稀释后） | $0.70 | $3.68 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASBPRG
| Q1 26 | $383.0M | $651.6M | ||
| Q4 25 | $310.0M | $525.4M | ||
| Q3 25 | $305.2M | $595.1M | ||
| Q2 25 | $300.0M | $604.7M | ||
| Q1 25 | $285.9M | $684.1M | ||
| Q4 24 | $270.3M | $558.9M | ||
| Q3 24 | $329.7M | $606.1M | ||
| Q2 24 | $321.8M | $592.2M |
净利润ASBPRG
| Q1 26 | $119.6M | $36.1M | ||
| Q4 25 | $137.1M | $40.5M | ||
| Q3 25 | $124.7M | $33.1M | ||
| Q2 25 | $111.2M | $38.5M | ||
| Q1 25 | $101.7M | $34.7M | ||
| Q4 24 | $-161.6M | $57.5M | ||
| Q3 24 | $88.0M | $84.0M | ||
| Q2 24 | $115.6M | $33.8M |
营业利润率ASBPRG
| Q1 26 | — | 10.0% | ||
| Q4 25 | 52.6% | 6.9% | ||
| Q3 25 | 50.5% | 9.0% | ||
| Q2 25 | 46.5% | 10.0% | ||
| Q1 25 | 42.3% | 8.2% | ||
| Q4 24 | -65.8% | 8.9% | ||
| Q3 24 | 32.8% | 8.1% | ||
| Q2 24 | 32.0% | 9.4% |
净利率ASBPRG
| Q1 26 | 31.2% | 5.5% | ||
| Q4 25 | 44.2% | 7.7% | ||
| Q3 25 | 40.9% | 5.6% | ||
| Q2 25 | 37.1% | 6.4% | ||
| Q1 25 | 35.6% | 5.1% | ||
| Q4 24 | -59.8% | 10.3% | ||
| Q3 24 | 26.7% | 13.9% | ||
| Q2 24 | 35.9% | 5.7% |
每股收益（稀释后）ASBPRG
| Q1 26 | $0.70 | $3.68 | ||
| Q4 25 | $0.80 | $0.99 | ||
| Q3 25 | $0.73 | $0.82 | ||
| Q2 25 | $0.65 | $0.95 | ||
| Q1 25 | $0.59 | $0.83 | ||
| Q4 24 | $-1.10 | $1.33 | ||
| Q3 24 | $0.56 | $1.94 | ||
| Q2 24 | $0.74 | $0.77 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $69.4M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $5.0B | $774.4M |
| 总资产 | $45.6B | $2.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ASBPRG
| Q1 26 | — | $69.4M | ||
| Q4 25 | — | $308.8M | ||
| Q3 25 | — | $292.6M | ||
| Q2 25 | — | $222.0M | ||
| Q1 25 | — | $213.3M | ||
| Q4 24 | — | $90.9M | ||
| Q3 24 | — | $221.7M | ||
| Q2 24 | — | $250.1M |
总债务ASBPRG
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $594.9M | ||
| Q3 25 | $594.1M | — | ||
| Q2 25 | $593.5M | — | ||
| Q1 25 | $591.4M | — | ||
| Q4 24 | $1.4B | $643.6M | ||
| Q3 24 | $844.3M | — | ||
| Q2 24 | $536.1M | — |
股东权益ASBPRG
| Q1 26 | $5.0B | $774.4M | ||
| Q4 25 | $5.0B | $746.4M | ||
| Q3 25 | $4.9B | $703.6M | ||
| Q2 25 | $4.8B | $668.7M | ||
| Q1 25 | $4.7B | $654.4M | ||
| Q4 24 | $4.6B | $650.3M | ||
| Q3 24 | $4.4B | $630.8M | ||
| Q2 24 | $4.2B | $581.9M |
总资产ASBPRG
| Q1 26 | $45.6B | $2.0B | ||
| Q4 25 | $45.2B | $1.6B | ||
| Q3 25 | $44.5B | $1.5B | ||
| Q2 25 | $44.0B | $1.5B | ||
| Q1 25 | $43.3B | $1.5B | ||
| Q4 24 | $43.0B | $1.5B | ||
| Q3 24 | $42.2B | $1.4B | ||
| Q2 24 | $41.6B | $1.5B |
负债/权益比ASBPRG
| Q1 26 | — | — | ||
| Q4 25 | 0.20× | 0.80× | ||
| Q3 25 | 0.12× | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.13× | — | ||
| Q4 24 | 0.31× | 0.99× | ||
| Q3 24 | 0.19× | — | ||
| Q2 24 | 0.13× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASB
| Net Interest Income | $307.2M | 80% |
| Noninterest Income | $75.9M | 20% |
PRG
暂无分部数据
