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ASSOCIATED BANC-CORP（ASB）与Reddit, Inc.（RDDT）财务数据对比。点击上方公司名可切换其他公司
Reddit, Inc.的季度营收约是ASSOCIATED BANC-CORP的1.7倍（$663.0M vs $383.0M），ASSOCIATED BANC-CORP净利率更高（31.2% vs 30.8%，领先0.5%），过去两年Reddit, Inc.的营收复合增速更高（53.6% vs 9.1%）
联合银行集团（Associated Banc-Corp）是美国区域性银行控股公司，总部位于威斯康星州格林贝，深耕美国中西部地区，主营零售银行、商业银行、商业地产贷款、私人银行及特色金融服务，在威斯康星州、伊利诺伊州、明尼苏达州设有220多个营业网点，覆盖100多个社区，还在印第安纳、密歇根等多州设有贷款办事处。
Reddit是美国知名的社交新闻聚合与论坛类社交媒体平台，注册用户可发布链接、文字帖、图片、视频等各类内容，其他用户可对内容进行点赞或点踩，内容按主题归类到用户创建的子板块中，获赞更高的内容会排在板块前列，热度足够的内容还将展示在全站首页。
ASB vs RDDT — 直观对比
营收规模更大
RDDT
是对方的1.7倍
$383.0M
净利率更高
ASB
高出0.5%
30.8%
两年增速更快
RDDT
近两年复合增速
9.1%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $383.0M | $663.0M |
| 净利润 | $119.6M | $204.0M |
| 毛利率 | — | 100.0% |
| 营业利润率 | — | 0.0% |
| 净利率 | 31.2% | 30.8% |
| 营收同比 | — | 69.0% |
| 净利润同比 | 566.6% | 680.0% |
| 每股收益（稀释后） | $0.70 | $1.01 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASBRDDT
| Q1 26 | $383.0M | $663.0M | ||
| Q4 25 | $310.0M | $725.6M | ||
| Q3 25 | $305.2M | $584.9M | ||
| Q2 25 | $300.0M | $499.6M | ||
| Q1 25 | $285.9M | $392.4M | ||
| Q4 24 | $270.3M | $427.7M | ||
| Q3 24 | $329.7M | $348.4M | ||
| Q2 24 | $321.8M | $281.2M |
净利润ASBRDDT
| Q1 26 | $119.6M | $204.0M | ||
| Q4 25 | $137.1M | $251.6M | ||
| Q3 25 | $124.7M | $162.7M | ||
| Q2 25 | $111.2M | $89.3M | ||
| Q1 25 | $101.7M | $26.2M | ||
| Q4 24 | $-161.6M | $71.0M | ||
| Q3 24 | $88.0M | $29.9M | ||
| Q2 24 | $115.6M | $-10.1M |
毛利率ASBRDDT
| Q1 26 | — | 100.0% | ||
| Q4 25 | — | 91.9% | ||
| Q3 25 | — | 91.0% | ||
| Q2 25 | — | 90.8% | ||
| Q1 25 | — | 90.5% | ||
| Q4 24 | — | 92.6% | ||
| Q3 24 | — | 90.1% | ||
| Q2 24 | — | 89.5% |
营业利润率ASBRDDT
| Q1 26 | — | 0.0% | ||
| Q4 25 | 52.6% | 31.9% | ||
| Q3 25 | 50.5% | 23.7% | ||
| Q2 25 | 46.5% | 13.6% | ||
| Q1 25 | 42.3% | 1.0% | ||
| Q4 24 | -65.8% | 12.4% | ||
| Q3 24 | 32.8% | 2.0% | ||
| Q2 24 | 32.0% | -11.0% |
净利率ASBRDDT
| Q1 26 | 31.2% | 30.8% | ||
| Q4 25 | 44.2% | 34.7% | ||
| Q3 25 | 40.9% | 27.8% | ||
| Q2 25 | 37.1% | 17.9% | ||
| Q1 25 | 35.6% | 6.7% | ||
| Q4 24 | -59.8% | 16.6% | ||
| Q3 24 | 26.7% | 8.6% | ||
| Q2 24 | 35.9% | -3.6% |
每股收益（稀释后）ASBRDDT
| Q1 26 | $0.70 | $1.01 | ||
| Q4 25 | $0.80 | $1.24 | ||
| Q3 25 | $0.73 | $0.80 | ||
| Q2 25 | $0.65 | $0.45 | ||
| Q1 25 | $0.59 | $0.13 | ||
| Q4 24 | $-1.10 | $4.76 | ||
| Q3 24 | $0.56 | $0.16 | ||
| Q2 24 | $0.74 | $-0.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.4B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $5.0B | $3.2B |
| 总资产 | $45.6B | $3.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ASBRDDT
| Q1 26 | — | $1.4B | ||
| Q4 25 | — | $953.6M | ||
| Q3 25 | — | $911.7M | ||
| Q2 25 | — | $734.1M | ||
| Q1 25 | — | $635.7M | ||
| Q4 24 | — | $562.1M | ||
| Q3 24 | — | $515.9M | ||
| Q2 24 | — | $468.0M |
总债务ASBRDDT
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | — | ||
| Q3 25 | $594.1M | — | ||
| Q2 25 | $593.5M | — | ||
| Q1 25 | $591.4M | — | ||
| Q4 24 | $1.4B | — | ||
| Q3 24 | $844.3M | — | ||
| Q2 24 | $536.1M | — |
股东权益ASBRDDT
| Q1 26 | $5.0B | $3.2B | ||
| Q4 25 | $5.0B | $2.9B | ||
| Q3 25 | $4.9B | $2.6B | ||
| Q2 25 | $4.8B | $2.4B | ||
| Q1 25 | $4.7B | $2.2B | ||
| Q4 24 | $4.6B | $2.1B | ||
| Q3 24 | $4.4B | $2.0B | ||
| Q2 24 | $4.2B | $1.9B |
总资产ASBRDDT
| Q1 26 | $45.6B | $3.5B | ||
| Q4 25 | $45.2B | $3.2B | ||
| Q3 25 | $44.5B | $2.9B | ||
| Q2 25 | $44.0B | $2.6B | ||
| Q1 25 | $43.3B | $2.4B | ||
| Q4 24 | $43.0B | $2.3B | ||
| Q3 24 | $42.2B | $2.2B | ||
| Q2 24 | $41.6B | $2.1B |
负债/权益比ASBRDDT
| Q1 26 | — | — | ||
| Q4 25 | 0.20× | — | ||
| Q3 25 | 0.12× | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.13× | — | ||
| Q4 24 | 0.31× | — | ||
| Q3 24 | 0.19× | — | ||
| Q2 24 | 0.13× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | — |
| 自由现金流经营现金流 - 资本支出 | — | $311.0M |
| 自由现金流率自由现金流/营收 | — | 46.9% |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $868.6M |
8季度趋势，按日历期对齐
经营现金流ASBRDDT
| Q1 26 | — | — | ||
| Q4 25 | $218.1M | $266.8M | ||
| Q3 25 | $158.0M | $185.2M | ||
| Q2 25 | $141.5M | $111.3M | ||
| Q1 25 | $98.2M | $127.6M | ||
| Q4 24 | $207.1M | $90.0M | ||
| Q3 24 | $105.1M | $71.6M | ||
| Q2 24 | $113.5M | $28.4M |
自由现金流ASBRDDT
| Q1 26 | — | $311.0M | ||
| Q4 25 | — | $263.6M | ||
| Q3 25 | — | $183.1M | ||
| Q2 25 | — | $110.8M | ||
| Q1 25 | — | $126.6M | ||
| Q4 24 | — | $89.2M | ||
| Q3 24 | — | $70.3M | ||
| Q2 24 | — | $27.2M |
自由现金流率ASBRDDT
| Q1 26 | — | 46.9% | ||
| Q4 25 | — | 36.3% | ||
| Q3 25 | — | 31.3% | ||
| Q2 25 | — | 22.2% | ||
| Q1 25 | — | 32.3% | ||
| Q4 24 | — | 20.8% | ||
| Q3 24 | — | 20.2% | ||
| Q2 24 | — | 9.7% |
资本支出强度ASBRDDT
| Q1 26 | — | — | ||
| Q4 25 | — | 0.4% | ||
| Q3 25 | — | 0.4% | ||
| Q2 25 | — | 0.1% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | 0.2% | ||
| Q3 24 | — | 0.4% | ||
| Q2 24 | — | 0.4% |
现金转化率ASBRDDT
| Q1 26 | — | — | ||
| Q4 25 | 1.59× | 1.06× | ||
| Q3 25 | 1.27× | 1.14× | ||
| Q2 25 | 1.27× | 1.25× | ||
| Q1 25 | 0.97× | 4.88× | ||
| Q4 24 | — | 1.27× | ||
| Q3 24 | 1.19× | 2.40× | ||
| Q2 24 | 0.98× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASB
| Net Interest Income | $307.2M | 80% |
| Noninterest Income | $75.9M | 20% |
RDDT
暂无分部数据
