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ASSOCIATED BANC-CORP（ASB）与Regency Centers（REG）财务数据对比。点击上方公司名可切换其他公司
Regency Centers的季度营收约是ASSOCIATED BANC-CORP的1.1倍（$404.2M vs $383.0M），Regency Centers净利率更高（50.1% vs 31.2%，领先18.9%），过去两年ASSOCIATED BANC-CORP的营收复合增速更高（9.1% vs 5.4%）
联合银行集团（Associated Banc-Corp）是美国区域性银行控股公司，总部位于威斯康星州格林贝，深耕美国中西部地区，主营零售银行、商业银行、商业地产贷款、私人银行及特色金融服务，在威斯康星州、伊利诺伊州、明尼苏达州设有220多个营业网点，覆盖100多个社区，还在印第安纳、密歇根等多州设有贷款办事处。
Regency Centers是总部位于美国佛罗里达州杰克逊维尔的房地产投资信托基金，也是以超市为核心租户的大型购物中心运营商之一。截至2020年10月21日，公司共持有415处物业，总建筑面积达5600万平方英尺，知名资产包括Serramonte Center及Village District 30%的股权。
ASB vs REG — 直观对比
营收规模更大
REG
是对方的1.1倍
$383.0M
净利率更高
REG
高出18.9%
31.2%
两年增速更快
ASB
近两年复合增速
5.4%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $383.0M | $404.2M |
| 净利润 | $119.6M | $202.5M |
| 毛利率 | — | — |
| 营业利润率 | — | 71.0% |
| 净利率 | 31.2% | 50.1% |
| 营收同比 | — | 8.5% |
| 净利润同比 | 566.6% | 134.1% |
| 每股收益（稀释后） | $0.70 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASBREG
| Q1 26 | $383.0M | — | ||
| Q4 25 | $310.0M | $404.2M | ||
| Q3 25 | $305.2M | $387.6M | ||
| Q2 25 | $300.0M | $380.8M | ||
| Q1 25 | $285.9M | $380.9M | ||
| Q4 24 | $270.3M | $372.5M | ||
| Q3 24 | $329.7M | $360.3M | ||
| Q2 24 | $321.8M | $357.3M |
净利润ASBREG
| Q1 26 | $119.6M | — | ||
| Q4 25 | $137.1M | $202.5M | ||
| Q3 25 | $124.7M | $109.4M | ||
| Q2 25 | $111.2M | $106.0M | ||
| Q1 25 | $101.7M | $109.6M | ||
| Q4 24 | $-161.6M | $86.5M | ||
| Q3 24 | $88.0M | $101.5M | ||
| Q2 24 | $115.6M | $102.7M |
营业利润率ASBREG
| Q1 26 | — | — | ||
| Q4 25 | 52.6% | 71.0% | ||
| Q3 25 | 50.5% | 72.7% | ||
| Q2 25 | 46.5% | 73.8% | ||
| Q1 25 | 42.3% | 71.8% | ||
| Q4 24 | -65.8% | 71.1% | ||
| Q3 24 | 32.8% | 72.5% | ||
| Q2 24 | 32.0% | 72.3% |
净利率ASBREG
| Q1 26 | 31.2% | — | ||
| Q4 25 | 44.2% | 50.1% | ||
| Q3 25 | 40.9% | 28.2% | ||
| Q2 25 | 37.1% | 27.8% | ||
| Q1 25 | 35.6% | 28.8% | ||
| Q4 24 | -59.8% | 23.2% | ||
| Q3 24 | 26.7% | 28.2% | ||
| Q2 24 | 35.9% | 28.7% |
每股收益（稀释后）ASBREG
| Q1 26 | $0.70 | — | ||
| Q4 25 | $0.80 | — | ||
| Q3 25 | $0.73 | — | ||
| Q2 25 | $0.65 | — | ||
| Q1 25 | $0.59 | — | ||
| Q4 24 | $-1.10 | — | ||
| Q3 24 | $0.56 | — | ||
| Q2 24 | $0.74 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | $4.7B |
| 股东权益账面价值 | $5.0B | $6.9B |
| 总资产 | $45.6B | $13.0B |
| 负债/权益比越低杠杆越低 | — | 0.69× |
8季度趋势，按日历期对齐
总债务ASBREG
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $4.7B | ||
| Q3 25 | $594.1M | $4.9B | ||
| Q2 25 | $593.5M | $4.8B | ||
| Q1 25 | $591.4M | $4.6B | ||
| Q4 24 | $1.4B | $4.4B | ||
| Q3 24 | $844.3M | $4.4B | ||
| Q2 24 | $536.1M | $4.4B |
股东权益ASBREG
| Q1 26 | $5.0B | — | ||
| Q4 25 | $5.0B | $6.9B | ||
| Q3 25 | $4.9B | $6.8B | ||
| Q2 25 | $4.8B | $6.7B | ||
| Q1 25 | $4.7B | $6.7B | ||
| Q4 24 | $4.6B | $6.7B | ||
| Q3 24 | $4.4B | $6.8B | ||
| Q2 24 | $4.2B | $6.8B |
总资产ASBREG
| Q1 26 | $45.6B | — | ||
| Q4 25 | $45.2B | $13.0B | ||
| Q3 25 | $44.5B | $13.1B | ||
| Q2 25 | $44.0B | $12.7B | ||
| Q1 25 | $43.3B | $12.6B | ||
| Q4 24 | $43.0B | $12.4B | ||
| Q3 24 | $42.2B | $12.4B | ||
| Q2 24 | $41.6B | $12.4B |
负债/权益比ASBREG
| Q1 26 | — | — | ||
| Q4 25 | 0.20× | 0.69× | ||
| Q3 25 | 0.12× | 0.72× | ||
| Q2 25 | 0.12× | 0.72× | ||
| Q1 25 | 0.13× | 0.69× | ||
| Q4 24 | 0.31× | 0.66× | ||
| Q3 24 | 0.19× | 0.65× | ||
| Q2 24 | 0.13× | 0.64× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $203.9M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 1.01× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ASBREG
| Q1 26 | — | — | ||
| Q4 25 | $218.1M | $203.9M | ||
| Q3 25 | $158.0M | $218.7M | ||
| Q2 25 | $141.5M | $244.0M | ||
| Q1 25 | $98.2M | $161.0M | ||
| Q4 24 | $207.1M | $191.4M | ||
| Q3 24 | $105.1M | $227.6M | ||
| Q2 24 | $113.5M | $203.5M |
现金转化率ASBREG
| Q1 26 | — | — | ||
| Q4 25 | 1.59× | 1.01× | ||
| Q3 25 | 1.27× | 2.00× | ||
| Q2 25 | 1.27× | 2.30× | ||
| Q1 25 | 0.97× | 1.47× | ||
| Q4 24 | — | 2.21× | ||
| Q3 24 | 1.19× | 2.24× | ||
| Q2 24 | 0.98× | 1.98× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASB
| Net Interest Income | $307.2M | 80% |
| Noninterest Income | $75.9M | 20% |
REG
| Shopping Centers | $418.0M | 103% |
| Propertymanagementservices | $4.1M | 1% |
| Assetmanagementservices | $1.7M | 0% |
