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ASSOCIATED BANC-CORP（ASB）与GIBRALTAR INDUSTRIES, INC.（ROCK）财务数据对比。点击上方公司名可切换其他公司
ASSOCIATED BANC-CORP的季度营收约是GIBRALTAR INDUSTRIES, INC.的1.7倍（$383.0M vs $225.0M），过去两年ASSOCIATED BANC-CORP的营收复合增速更高（9.1% vs -12.3%）
联合银行集团（Associated Banc-Corp）是美国区域性银行控股公司，总部位于威斯康星州格林贝，深耕美国中西部地区，主营零售银行、商业银行、商业地产贷款、私人银行及特色金融服务，在威斯康星州、伊利诺伊州、明尼苏达州设有220多个营业网点，覆盖100多个社区，还在印第安纳、密歇根等多州设有贷款办事处。
直布罗陀工业公司是专业建筑、基础设施及可再生能源产品制造商与分销商，主营通风系统、屋面配件、太阳能安装支架、园林景观产品等，主要服务北美地区住宅、商业建筑及清洁能源市场，专注提供创新可持续的客户解决方案。
ASB vs ROCK — 直观对比
营收规模更大
ASB
是对方的1.7倍
$225.0M
两年增速更快
ASB
近两年复合增速
-12.3%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $383.0M | $225.0M |
| 净利润 | $119.6M | — |
| 毛利率 | — | 25.3% |
| 营业利润率 | — | 7.9% |
| 净利率 | 31.2% | — |
| 营收同比 | — | 24.9% |
| 净利润同比 | 566.6% | — |
| 每股收益（稀释后） | $0.70 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASBROCK
| Q1 26 | $383.0M | — | ||
| Q4 25 | $310.0M | $225.0M | ||
| Q3 25 | $305.2M | $310.9M | ||
| Q2 25 | $300.0M | $309.5M | ||
| Q1 25 | $285.9M | $290.0M | ||
| Q4 24 | $270.3M | $180.1M | ||
| Q3 24 | $329.7M | $277.1M | ||
| Q2 24 | $321.8M | $273.6M |
净利润ASBROCK
| Q1 26 | $119.6M | — | ||
| Q4 25 | $137.1M | — | ||
| Q3 25 | $124.7M | $-89.1M | ||
| Q2 25 | $111.2M | $26.0M | ||
| Q1 25 | $101.7M | $21.1M | ||
| Q4 24 | $-161.6M | — | ||
| Q3 24 | $88.0M | $34.0M | ||
| Q2 24 | $115.6M | $32.2M |
毛利率ASBROCK
| Q1 26 | — | — | ||
| Q4 25 | — | 25.3% | ||
| Q3 25 | — | 26.6% | ||
| Q2 25 | — | 28.4% | ||
| Q1 25 | — | 26.8% | ||
| Q4 24 | — | 29.0% | ||
| Q3 24 | — | 29.4% | ||
| Q2 24 | — | 30.5% |
营业利润率ASBROCK
| Q1 26 | — | — | ||
| Q4 25 | 52.6% | 7.9% | ||
| Q3 25 | 50.5% | 12.8% | ||
| Q2 25 | 46.5% | 12.8% | ||
| Q1 25 | 42.3% | 8.8% | ||
| Q4 24 | -65.8% | 13.3% | ||
| Q3 24 | 32.8% | 15.6% | ||
| Q2 24 | 32.0% | 14.9% |
净利率ASBROCK
| Q1 26 | 31.2% | — | ||
| Q4 25 | 44.2% | — | ||
| Q3 25 | 40.9% | -28.6% | ||
| Q2 25 | 37.1% | 8.4% | ||
| Q1 25 | 35.6% | 7.3% | ||
| Q4 24 | -59.8% | — | ||
| Q3 24 | 26.7% | 12.3% | ||
| Q2 24 | 35.9% | 11.8% |
每股收益（稀释后）ASBROCK
| Q1 26 | $0.70 | — | ||
| Q4 25 | $0.80 | — | ||
| Q3 25 | $0.73 | $-2.98 | ||
| Q2 25 | $0.65 | $0.87 | ||
| Q1 25 | $0.59 | — | ||
| Q4 24 | $-1.10 | — | ||
| Q3 24 | $0.56 | $1.11 | ||
| Q2 24 | $0.74 | $1.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $115.7M |
| 总债务越低越好 | — | $0 |
| 股东权益账面价值 | $5.0B | $950.4M |
| 总资产 | $45.6B | $1.4B |
| 负债/权益比越低杠杆越低 | — | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资ASBROCK
| Q1 26 | — | — | ||
| Q4 25 | — | $115.7M | ||
| Q3 25 | — | $89.4M | ||
| Q2 25 | — | $43.3M | ||
| Q1 25 | — | $25.1M | ||
| Q4 24 | — | $269.5M | ||
| Q3 24 | — | $228.9M | ||
| Q2 24 | — | $179.1M |
总债务ASBROCK
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $0 | ||
| Q3 25 | $594.1M | $0 | ||
| Q2 25 | $593.5M | $0 | ||
| Q1 25 | $591.4M | $0 | ||
| Q4 24 | $1.4B | $0 | ||
| Q3 24 | $844.3M | $0 | ||
| Q2 24 | $536.1M | $0 |
股东权益ASBROCK
| Q1 26 | $5.0B | — | ||
| Q4 25 | $5.0B | $950.4M | ||
| Q3 25 | $4.9B | $951.8M | ||
| Q2 25 | $4.8B | $1.0B | ||
| Q1 25 | $4.7B | $1.0B | ||
| Q4 24 | $4.6B | $1.0B | ||
| Q3 24 | $4.4B | $1.0B | ||
| Q2 24 | $4.2B | $975.7M |
总资产ASBROCK
| Q1 26 | $45.6B | — | ||
| Q4 25 | $45.2B | $1.4B | ||
| Q3 25 | $44.5B | $1.4B | ||
| Q2 25 | $44.0B | $1.5B | ||
| Q1 25 | $43.3B | $1.4B | ||
| Q4 24 | $43.0B | $1.4B | ||
| Q3 24 | $42.2B | $1.4B | ||
| Q2 24 | $41.6B | $1.4B |
负债/权益比ASBROCK
| Q1 26 | — | — | ||
| Q4 25 | 0.20× | 0.00× | ||
| Q3 25 | 0.12× | 0.00× | ||
| Q2 25 | 0.12× | 0.00× | ||
| Q1 25 | 0.13× | 0.00× | ||
| Q4 24 | 0.31× | 0.00× | ||
| Q3 24 | 0.19× | 0.00× | ||
| Q2 24 | 0.13× | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $35.5M |
| 自由现金流经营现金流 - 资本支出 | — | $26.2M |
| 自由现金流率自由现金流/营收 | — | 11.7% |
| 资本支出强度资本支出/营收 | — | 4.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $120.6M |
8季度趋势，按日历期对齐
经营现金流ASBROCK
| Q1 26 | — | — | ||
| Q4 25 | $218.1M | $35.5M | ||
| Q3 25 | $158.0M | $73.0M | ||
| Q2 25 | $141.5M | $44.9M | ||
| Q1 25 | $98.2M | $13.7M | ||
| Q4 24 | $207.1M | $19.9M | ||
| Q3 24 | $105.1M | $64.7M | ||
| Q2 24 | $113.5M | $36.5M |
自由现金流ASBROCK
| Q1 26 | — | — | ||
| Q4 25 | — | $26.2M | ||
| Q3 25 | — | $64.8M | ||
| Q2 25 | — | $27.3M | ||
| Q1 25 | — | $2.3M | ||
| Q4 24 | — | $14.1M | ||
| Q3 24 | — | $60.5M | ||
| Q2 24 | — | $33.5M |
自由现金流率ASBROCK
| Q1 26 | — | — | ||
| Q4 25 | — | 11.7% | ||
| Q3 25 | — | 20.8% | ||
| Q2 25 | — | 8.8% | ||
| Q1 25 | — | 0.8% | ||
| Q4 24 | — | 7.8% | ||
| Q3 24 | — | 21.8% | ||
| Q2 24 | — | 12.2% |
资本支出强度ASBROCK
| Q1 26 | — | — | ||
| Q4 25 | — | 4.1% | ||
| Q3 25 | — | 2.6% | ||
| Q2 25 | — | 5.7% | ||
| Q1 25 | — | 3.9% | ||
| Q4 24 | — | 3.3% | ||
| Q3 24 | — | 1.5% | ||
| Q2 24 | — | 1.1% |
现金转化率ASBROCK
| Q1 26 | — | — | ||
| Q4 25 | 1.59× | — | ||
| Q3 25 | 1.27× | — | ||
| Q2 25 | 1.27× | 1.73× | ||
| Q1 25 | 0.97× | 0.65× | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.19× | 1.90× | ||
| Q2 24 | 0.98× | 1.13× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASB
| Net Interest Income | $307.2M | 80% |
| Noninterest Income | $75.9M | 20% |
ROCK
| Transferred At Point In Time | $183.5M | 82% |
| Infrastructure | $22.5M | 10% |
| Other | $18.9M | 8% |
