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ASSOCIATED BANC-CORP（ASB）与Stitch Fix, Inc.（SFIX）财务数据对比。点击上方公司名可切换其他公司
ASSOCIATED BANC-CORP的季度营收约是Stitch Fix, Inc.的1.1倍（$383.0M vs $342.1M），ASSOCIATED BANC-CORP净利率更高（31.2% vs -1.9%，领先33.1%），过去两年ASSOCIATED BANC-CORP的营收复合增速更高（9.1% vs 1.8%）
联合银行集团（Associated Banc-Corp）是美国区域性银行控股公司，总部位于威斯康星州格林贝，深耕美国中西部地区，主营零售银行、商业银行、商业地产贷款、私人银行及特色金融服务，在威斯康星州、伊利诺伊州、明尼苏达州设有220多个营业网点，覆盖100多个社区，还在印第安纳、密歇根等多州设有贷款办事处。
Stitch Fix是美国的在线个人造型服务平台，依托推荐算法与数据科学技术，根据顾客的身形尺寸、预算和风格偏好推送个性化服饰单品。该公司创立于2011年，2017年完成首次公开募股，目前总部位于旧金山。
ASB vs SFIX — 直观对比
营收规模更大
ASB
是对方的1.1倍
$342.1M
净利率更高
ASB
高出33.1%
-1.9%
两年增速更快
ASB
近两年复合增速
1.8%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $383.0M | $342.1M |
| 净利润 | $119.6M | $-6.4M |
| 毛利率 | — | 43.6% |
| 营业利润率 | — | -2.5% |
| 净利率 | 31.2% | -1.9% |
| 营收同比 | — | 7.3% |
| 净利润同比 | 566.6% | -1.7% |
| 每股收益（稀释后） | $0.70 | $-0.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASBSFIX
| Q1 26 | $383.0M | — | ||
| Q4 25 | $310.0M | $342.1M | ||
| Q3 25 | $305.2M | $311.2M | ||
| Q2 25 | $300.0M | $325.0M | ||
| Q1 25 | $285.9M | $312.1M | ||
| Q4 24 | $270.3M | $318.8M | ||
| Q3 24 | $329.7M | $319.6M | ||
| Q2 24 | $321.8M | $322.7M |
净利润ASBSFIX
| Q1 26 | $119.6M | — | ||
| Q4 25 | $137.1M | $-6.4M | ||
| Q3 25 | $124.7M | $-8.6M | ||
| Q2 25 | $111.2M | $-7.4M | ||
| Q1 25 | $101.7M | $-6.5M | ||
| Q4 24 | $-161.6M | $-6.3M | ||
| Q3 24 | $88.0M | $-36.5M | ||
| Q2 24 | $115.6M | $-21.3M |
毛利率ASBSFIX
| Q1 26 | — | — | ||
| Q4 25 | — | 43.6% | ||
| Q3 25 | — | 43.6% | ||
| Q2 25 | — | 44.2% | ||
| Q1 25 | — | 44.5% | ||
| Q4 24 | — | 45.4% | ||
| Q3 24 | — | 44.6% | ||
| Q2 24 | — | 45.5% |
营业利润率ASBSFIX
| Q1 26 | — | — | ||
| Q4 25 | 52.6% | -2.5% | ||
| Q3 25 | 50.5% | -3.6% | ||
| Q2 25 | 46.5% | -3.0% | ||
| Q1 25 | 42.3% | -2.9% | ||
| Q4 24 | -65.8% | -2.8% | ||
| Q3 24 | 32.8% | -13.1% | ||
| Q2 24 | 32.0% | -7.7% |
净利率ASBSFIX
| Q1 26 | 31.2% | — | ||
| Q4 25 | 44.2% | -1.9% | ||
| Q3 25 | 40.9% | -2.8% | ||
| Q2 25 | 37.1% | -2.3% | ||
| Q1 25 | 35.6% | -2.1% | ||
| Q4 24 | -59.8% | -2.0% | ||
| Q3 24 | 26.7% | -11.4% | ||
| Q2 24 | 35.9% | -6.6% |
每股收益（稀释后）ASBSFIX
| Q1 26 | $0.70 | — | ||
| Q4 25 | $0.80 | $-0.05 | ||
| Q3 25 | $0.73 | $-0.06 | ||
| Q2 25 | $0.65 | $-0.06 | ||
| Q1 25 | $0.59 | $-0.05 | ||
| Q4 24 | $-1.10 | $-0.05 | ||
| Q3 24 | $0.56 | $-0.29 | ||
| Q2 24 | $0.74 | $-0.18 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $244.2M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $5.0B | $204.1M |
| 总资产 | $45.6B | $530.7M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ASBSFIX
| Q1 26 | — | — | ||
| Q4 25 | — | $244.2M | ||
| Q3 25 | — | $234.9M | ||
| Q2 25 | — | $234.2M | ||
| Q1 25 | — | $219.1M | ||
| Q4 24 | — | $253.3M | ||
| Q3 24 | — | $247.0M | ||
| Q2 24 | — | $244.5M |
总债务ASBSFIX
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | — | ||
| Q3 25 | $594.1M | — | ||
| Q2 25 | $593.5M | — | ||
| Q1 25 | $591.4M | — | ||
| Q4 24 | $1.4B | — | ||
| Q3 24 | $844.3M | — | ||
| Q2 24 | $536.1M | — |
股东权益ASBSFIX
| Q1 26 | $5.0B | — | ||
| Q4 25 | $5.0B | $204.1M | ||
| Q3 25 | $4.9B | $203.0M | ||
| Q2 25 | $4.8B | $200.4M | ||
| Q1 25 | $4.7B | $197.8M | ||
| Q4 24 | $4.6B | $190.5M | ||
| Q3 24 | $4.4B | $187.0M | ||
| Q2 24 | $4.2B | $208.9M |
总资产ASBSFIX
| Q1 26 | $45.6B | — | ||
| Q4 25 | $45.2B | $530.7M | ||
| Q3 25 | $44.5B | $480.6M | ||
| Q2 25 | $44.0B | $484.7M | ||
| Q1 25 | $43.3B | $472.6M | ||
| Q4 24 | $43.0B | $507.1M | ||
| Q3 24 | $42.2B | $486.9M | ||
| Q2 24 | $41.6B | $537.0M |
负债/权益比ASBSFIX
| Q1 26 | — | — | ||
| Q4 25 | 0.20× | — | ||
| Q3 25 | 0.12× | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.13× | — | ||
| Q4 24 | 0.31× | — | ||
| Q3 24 | 0.19× | — | ||
| Q2 24 | 0.13× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $10.9M |
| 自由现金流经营现金流 - 资本支出 | — | $5.6M |
| 自由现金流率自由现金流/营收 | — | 1.6% |
| 资本支出强度资本支出/营收 | — | 1.6% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $4.9M |
8季度趋势，按日历期对齐
经营现金流ASBSFIX
| Q1 26 | — | — | ||
| Q4 25 | $218.1M | $10.9M | ||
| Q3 25 | $158.0M | $7.0M | ||
| Q2 25 | $141.5M | $20.5M | ||
| Q1 25 | $98.2M | $-16.2M | ||
| Q4 24 | $207.1M | $14.3M | ||
| Q3 24 | $105.1M | $8.2M | ||
| Q2 24 | $113.5M | $21.7M |
自由现金流ASBSFIX
| Q1 26 | — | — | ||
| Q4 25 | — | $5.6M | ||
| Q3 25 | — | $2.8M | ||
| Q2 25 | — | $16.0M | ||
| Q1 25 | — | $-19.4M | ||
| Q4 24 | — | $9.9M | ||
| Q3 24 | — | $4.5M | ||
| Q2 24 | — | $18.9M |
自由现金流率ASBSFIX
| Q1 26 | — | — | ||
| Q4 25 | — | 1.6% | ||
| Q3 25 | — | 0.9% | ||
| Q2 25 | — | 4.9% | ||
| Q1 25 | — | -6.2% | ||
| Q4 24 | — | 3.1% | ||
| Q3 24 | — | 1.4% | ||
| Q2 24 | — | 5.9% |
资本支出强度ASBSFIX
| Q1 26 | — | — | ||
| Q4 25 | — | 1.6% | ||
| Q3 25 | — | 1.4% | ||
| Q2 25 | — | 1.4% | ||
| Q1 25 | — | 1.0% | ||
| Q4 24 | — | 1.4% | ||
| Q3 24 | — | 1.2% | ||
| Q2 24 | — | 0.9% |
现金转化率ASBSFIX
| Q1 26 | — | — | ||
| Q4 25 | 1.59× | — | ||
| Q3 25 | 1.27× | — | ||
| Q2 25 | 1.27× | — | ||
| Q1 25 | 0.97× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.19× | — | ||
| Q2 24 | 0.98× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASB
| Net Interest Income | $307.2M | 80% |
| Noninterest Income | $75.9M | 20% |
SFIX
暂无分部数据
