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ASSOCIATED BANC-CORP（ASB）与世纪互联（VNET）财务数据对比。点击上方公司名可切换其他公司
ASSOCIATED BANC-CORP的季度营收约是世纪互联的1.1倍（$383.0M vs $362.7M），ASSOCIATED BANC-CORP净利率更高（31.2% vs -10.7%，领先41.9%），过去两年世纪互联的营收复合增速更高（17.4% vs 9.1%）
联合银行集团（Associated Banc-Corp）是美国区域性银行控股公司，总部位于威斯康星州格林贝，深耕美国中西部地区，主营零售银行、商业银行、商业地产贷款、私人银行及特色金融服务，在威斯康星州、伊利诺伊州、明尼苏达州设有220多个营业网点，覆盖100多个社区，还在印第安纳、密歇根等多州设有贷款办事处。
VNET Group即世纪互联，是中国领先的第三方中立数据中心服务商，提供机柜托管、云基础设施、混合云部署及网络管理等解决方案，服务覆盖科技、金融、零售等多领域企业客户，为企业数字化运营提供稳定的算力与网络支撑。
ASB vs VNET — 直观对比
营收规模更大
ASB
是对方的1.1倍
$362.7M
净利率更高
ASB
高出41.9%
-10.7%
两年增速更快
VNET
近两年复合增速
9.1%
损益表 — Q1 FY2026 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $383.0M | $362.7M |
| 净利润 | $119.6M | $-38.7M |
| 毛利率 | — | 20.9% |
| 营业利润率 | — | 0.5% |
| 净利率 | 31.2% | -10.7% |
| 营收同比 | — | — |
| 净利润同比 | 566.6% | — |
| 每股收益（稀释后） | $0.70 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASBVNET
| Q1 26 | $383.0M | — | ||
| Q4 25 | $310.0M | — | ||
| Q3 25 | $305.2M | $362.7M | ||
| Q2 25 | $300.0M | — | ||
| Q1 25 | $285.9M | $309.5M | ||
| Q4 24 | $270.3M | — | ||
| Q3 24 | $329.7M | $302.2M | ||
| Q2 24 | $321.8M | $274.4M |
净利润ASBVNET
| Q1 26 | $119.6M | — | ||
| Q4 25 | $137.1M | — | ||
| Q3 25 | $124.7M | $-38.7M | ||
| Q2 25 | $111.2M | — | ||
| Q1 25 | $101.7M | $-2.4M | ||
| Q4 24 | $-161.6M | — | ||
| Q3 24 | $88.0M | $-2.1M | ||
| Q2 24 | $115.6M | $-1.1M |
毛利率ASBVNET
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 20.9% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 25.2% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 23.2% | ||
| Q2 24 | — | 21.3% |
营业利润率ASBVNET
| Q1 26 | — | — | ||
| Q4 25 | 52.6% | — | ||
| Q3 25 | 50.5% | 0.5% | ||
| Q2 25 | 46.5% | — | ||
| Q1 25 | 42.3% | 0.1% | ||
| Q4 24 | -65.8% | — | ||
| Q3 24 | 32.8% | 24.5% | ||
| Q2 24 | 32.0% | 0.2% |
净利率ASBVNET
| Q1 26 | 31.2% | — | ||
| Q4 25 | 44.2% | — | ||
| Q3 25 | 40.9% | -10.7% | ||
| Q2 25 | 37.1% | — | ||
| Q1 25 | 35.6% | -0.8% | ||
| Q4 24 | -59.8% | — | ||
| Q3 24 | 26.7% | -0.7% | ||
| Q2 24 | 35.9% | -0.4% |
每股收益（稀释后）ASBVNET
| Q1 26 | $0.70 | — | ||
| Q4 25 | $0.80 | — | ||
| Q3 25 | $0.73 | — | ||
| Q2 25 | $0.65 | — | ||
| Q1 25 | $0.59 | — | ||
| Q4 24 | $-1.10 | — | ||
| Q3 24 | $0.56 | — | ||
| Q2 24 | $0.74 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $492.1M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $5.0B | $890.8M |
| 总资产 | $45.6B | $6.1B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ASBVNET
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $492.1M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $544.3M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $219.5M | ||
| Q2 24 | — | $247.2M |
总债务ASBVNET
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | — | ||
| Q3 25 | $594.1M | — | ||
| Q2 25 | $593.5M | — | ||
| Q1 25 | $591.4M | — | ||
| Q4 24 | $1.4B | — | ||
| Q3 24 | $844.3M | $1.2B | ||
| Q2 24 | $536.1M | — |
股东权益ASBVNET
| Q1 26 | $5.0B | — | ||
| Q4 25 | $5.0B | — | ||
| Q3 25 | $4.9B | $890.8M | ||
| Q2 25 | $4.8B | — | ||
| Q1 25 | $4.7B | $927.8M | ||
| Q4 24 | $4.6B | — | ||
| Q3 24 | $4.4B | $902.9M | ||
| Q2 24 | $4.2B | $900.6M |
总资产ASBVNET
| Q1 26 | $45.6B | — | ||
| Q4 25 | $45.2B | — | ||
| Q3 25 | $44.5B | $6.1B | ||
| Q2 25 | $44.0B | — | ||
| Q1 25 | $43.3B | $5.4B | ||
| Q4 24 | $43.0B | — | ||
| Q3 24 | $42.2B | $4.3B | ||
| Q2 24 | $41.6B | $4.0B |
负债/权益比ASBVNET
| Q1 26 | — | — | ||
| Q4 25 | 0.20× | — | ||
| Q3 25 | 0.12× | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.13× | — | ||
| Q4 24 | 0.31× | — | ||
| Q3 24 | 0.19× | 1.28× | ||
| Q2 24 | 0.13× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $113.8M |
| 自由现金流经营现金流 - 资本支出 | — | $-193.1M |
| 自由现金流率自由现金流/营收 | — | -53.2% |
| 资本支出强度资本支出/营收 | — | 84.6% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-589.7M |
8季度趋势，按日历期对齐
经营现金流ASBVNET
| Q1 26 | — | — | ||
| Q4 25 | $218.1M | — | ||
| Q3 25 | $158.0M | $113.8M | ||
| Q2 25 | $141.5M | — | ||
| Q1 25 | $98.2M | $27.0M | ||
| Q4 24 | $207.1M | — | ||
| Q3 24 | $105.1M | $108.3M | ||
| Q2 24 | $113.5M | $55.8M |
自由现金流ASBVNET
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $-193.1M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $-220.0M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $-95.0M | ||
| Q2 24 | — | $-81.6M |
自由现金流率ASBVNET
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | -53.2% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | -71.1% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -31.4% | ||
| Q2 24 | — | -29.8% |
资本支出强度ASBVNET
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 84.6% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 79.8% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 67.3% | ||
| Q2 24 | — | 50.1% |
现金转化率ASBVNET
| Q1 26 | — | — | ||
| Q4 25 | 1.59× | — | ||
| Q3 25 | 1.27× | — | ||
| Q2 25 | 1.27× | — | ||
| Q1 25 | 0.97× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.19× | — | ||
| Q2 24 | 0.98× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASB
| Net Interest Income | $307.2M | 80% |
| Noninterest Income | $75.9M | 20% |
VNET
暂无分部数据
