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Ategrity Specialty Insurance Co Holdings（ASIC）与旅行者集团（TRV）财务数据对比。点击上方公司名可切换其他公司
旅行者集团的季度营收约是Ategrity Specialty Insurance Co Holdings的107.1倍（$12.4B vs $116.1M）。旅行者集团净利率更高（20.1% vs 19.5%，领先0.6%）
Ategrity Specialty Insurance Co Holdings是一家特种保险控股企业，提供商业财产及意外伤害保险解决方案，主营超额与盈余线保险业务，服务美国本土建筑、医疗、小型企业等细分领域，为标准保险公司通常不承接的特殊风险提供定制化保单。
旅行者集团是美国跨国保险企业，为美国第二大商业财产及意外伤害保险承保商，同时是美国第六大通过独立代理人展业的个人保险提供商。公司注册地为明尼苏达州，总部设于纽约市，最大办事处在康涅狄格州哈特福德，2009年6月8日起成为道琼斯工业平均指数成分股。
ASIC vs TRV — 直观对比
营收规模更大
TRV
是对方的107.1倍
$116.1M
净利率更高
TRV
高出0.6%
19.5%
损益表 — Q3 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $116.1M | $12.4B |
| 净利润 | $22.7M | $2.5B |
| 毛利率 | — | — |
| 营业利润率 | 25.6% | 25.0% |
| 净利率 | 19.5% | 20.1% |
| 营收同比 | — | 3.5% |
| 净利润同比 | — | 19.9% |
| 每股收益（稀释后） | $0.45 | $10.96 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASICTRV
| Q4 25 | — | $12.4B | ||
| Q3 25 | $116.1M | $12.5B | ||
| Q2 25 | $101.8M | $12.1B | ||
| Q1 25 | — | $11.8B | ||
| Q4 24 | — | $12.0B | ||
| Q3 24 | — | $11.9B | ||
| Q2 24 | — | $11.3B | ||
| Q1 24 | — | $11.2B |
净利润ASICTRV
| Q4 25 | — | $2.5B | ||
| Q3 25 | $22.7M | $1.9B | ||
| Q2 25 | $17.6M | $1.5B | ||
| Q1 25 | — | $395.0M | ||
| Q4 24 | — | $2.1B | ||
| Q3 24 | — | $1.3B | ||
| Q2 24 | — | $534.0M | ||
| Q1 24 | — | $1.1B |
营业利润率ASICTRV
| Q4 25 | — | 25.0% | ||
| Q3 25 | 25.6% | 18.8% | ||
| Q2 25 | 21.9% | 15.5% | ||
| Q1 25 | — | 4.0% | ||
| Q4 24 | — | 21.6% | ||
| Q3 24 | — | 13.1% | ||
| Q2 24 | — | 5.8% | ||
| Q1 24 | — | 12.2% |
净利率ASICTRV
| Q4 25 | — | 20.1% | ||
| Q3 25 | 19.5% | 15.1% | ||
| Q2 25 | 17.3% | 12.5% | ||
| Q1 25 | — | 3.3% | ||
| Q4 24 | — | 17.3% | ||
| Q3 24 | — | 10.6% | ||
| Q2 24 | — | 4.7% | ||
| Q1 24 | — | 10.0% |
每股收益（稀释后）ASICTRV
| Q4 25 | — | $10.96 | ||
| Q3 25 | $0.45 | $8.24 | ||
| Q2 25 | $0.39 | $6.53 | ||
| Q1 25 | — | $1.70 | ||
| Q4 24 | — | $8.96 | ||
| Q3 24 | — | $5.42 | ||
| Q2 24 | — | $2.29 | ||
| Q1 24 | — | $4.80 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $34.3M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $588.6M | $32.9B |
| 总资产 | $1.4B | $143.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ASICTRV
| Q4 25 | — | — | ||
| Q3 25 | $34.3M | — | ||
| Q2 25 | $23.5M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益ASICTRV
| Q4 25 | — | $32.9B | ||
| Q3 25 | $588.6M | $31.6B | ||
| Q2 25 | $559.7M | $29.5B | ||
| Q1 25 | — | $28.2B | ||
| Q4 24 | — | $27.9B | ||
| Q3 24 | — | $27.7B | ||
| Q2 24 | — | $24.9B | ||
| Q1 24 | — | $25.0B |
总资产ASICTRV
| Q4 25 | — | $143.7B | ||
| Q3 25 | $1.4B | $143.7B | ||
| Q2 25 | $1.4B | $138.9B | ||
| Q1 25 | — | $136.0B | ||
| Q4 24 | — | $133.2B | ||
| Q3 24 | — | $134.6B | ||
| Q2 24 | — | $129.3B | ||
| Q1 24 | — | $127.4B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $41.1M | $2.7B |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 1.81× | 1.08× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ASICTRV
| Q4 25 | — | $2.7B | ||
| Q3 25 | $41.1M | $4.2B | ||
| Q2 25 | $50.8M | $2.3B | ||
| Q1 25 | — | $1.4B | ||
| Q4 24 | — | $2.1B | ||
| Q3 24 | — | $3.9B | ||
| Q2 24 | — | $1.7B | ||
| Q1 24 | — | $1.5B |
现金转化率ASICTRV
| Q4 25 | — | 1.08× | ||
| Q3 25 | 1.81× | 2.24× | ||
| Q2 25 | 2.88× | 1.55× | ||
| Q1 25 | — | 3.44× | ||
| Q4 24 | — | 0.99× | ||
| Q3 24 | — | 3.08× | ||
| Q2 24 | — | 3.14× | ||
| Q1 24 | — | 1.30× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASIC
暂无分部数据
TRV
| Business And International Insurance | $6.6B | 53% |
| Personal Insurance | $4.6B | 37% |
| Bond And Specialty Insurance | $1.2B | 9% |
