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ALTISOURCE PORTFOLIO SOLUTIONS S.A.（ASPS）与Business First Bancshares, Inc.（BFST）财务数据对比。点击上方公司名可切换其他公司
Business First Bancshares, Inc.的季度营收约是ALTISOURCE PORTFOLIO SOLUTIONS S.A.的2.0倍（$83.1M vs $42.3M），Business First Bancshares, Inc.同比增速更快（7.1% vs 3.2%），Business First Bancshares, Inc.自由现金流更多（$92.0M vs $-525.0K），过去两年Business First Bancshares, Inc.的营收复合增速更高（16.8% vs 3.6%）
Altisource Portfolio Solutions S.A.是面向抵押贷款、房地产及消费金融领域的全球服务商，为贷款机构、服务商、投资者等市场参与者提供技术、数据与运营解决方案，优化资产管理、房产交易等业务流程，提升客户运营效率。
第一公民银行股份公司是一家银行控股公司，总部位于美国北卡罗来纳州罗利，是美国规模最大的银行机构之一。公司核心子公司第一公民银行在全美23个州经营着超过500家网点，另一子公司硅谷银行则在15个州设有39家办事处。
ASPS vs BFST — 直观对比
营收规模更大
BFST
是对方的2.0倍
$42.3M
营收增速更快
BFST
高出3.9%
3.2%
自由现金流更多
BFST
多$92.5M
$-525.0K
两年增速更快
BFST
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $42.3M | $83.1M |
| 净利润 | $-7.1M | — |
| 毛利率 | 26.5% | — |
| 营业利润率 | -15.5% | 33.2% |
| 净利率 | -16.8% | — |
| 营收同比 | 3.2% | 7.1% |
| 净利润同比 | 18.2% | — |
| 每股收益（稀释后） | $-1.02 | $0.71 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASPSBFST
| Q4 25 | $42.3M | $83.1M | ||
| Q3 25 | $41.9M | $80.9M | ||
| Q2 25 | $43.3M | $81.5M | ||
| Q1 25 | $43.4M | $79.2M | ||
| Q4 24 | $41.0M | $77.6M | ||
| Q3 24 | $40.5M | $66.9M | ||
| Q2 24 | $39.1M | $66.2M | ||
| Q1 24 | $39.5M | $60.9M |
净利润ASPSBFST
| Q4 25 | $-7.1M | — | ||
| Q3 25 | $-2.3M | $22.9M | ||
| Q2 25 | $16.7M | $22.1M | ||
| Q1 25 | $-5.3M | $20.5M | ||
| Q4 24 | $-8.7M | — | ||
| Q3 24 | $-9.3M | $17.8M | ||
| Q2 24 | $-8.3M | $17.2M | ||
| Q1 24 | $-9.2M | $13.6M |
毛利率ASPSBFST
| Q4 25 | 26.5% | — | ||
| Q3 25 | 27.1% | — | ||
| Q2 25 | 30.1% | — | ||
| Q1 25 | 30.7% | — | ||
| Q4 24 | 30.3% | — | ||
| Q3 24 | 29.8% | — | ||
| Q2 24 | 32.5% | — | ||
| Q1 24 | 31.2% | — |
营业利润率ASPSBFST
| Q4 25 | -15.5% | 33.2% | ||
| Q3 25 | 1.2% | 35.7% | ||
| Q2 25 | 7.5% | 34.4% | ||
| Q1 25 | 7.5% | 32.6% | ||
| Q4 24 | 1.4% | 27.5% | ||
| Q3 24 | 2.7% | 34.0% | ||
| Q2 24 | 5.3% | 32.9% | ||
| Q1 24 | -1.4% | 28.2% |
净利率ASPSBFST
| Q4 25 | -16.8% | — | ||
| Q3 25 | -5.5% | 28.2% | ||
| Q2 25 | 38.5% | 27.1% | ||
| Q1 25 | -12.1% | 25.9% | ||
| Q4 24 | -21.3% | — | ||
| Q3 24 | -23.0% | 26.7% | ||
| Q2 24 | -21.1% | 26.0% | ||
| Q1 24 | -23.2% | 22.3% |
每股收益（稀释后）ASPSBFST
| Q4 25 | $-1.02 | $0.71 | ||
| Q3 25 | $-0.22 | $0.73 | ||
| Q2 25 | $1.48 | $0.70 | ||
| Q1 25 | $-0.09 | $0.65 | ||
| Q4 24 | $-4.72 | $0.51 | ||
| Q3 24 | $-2.61 | $0.65 | ||
| Q2 24 | $-2.33 | $0.62 | ||
| Q1 24 | $-0.33 | $0.48 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $26.6M | $411.2M |
| 总债务越低越好 | $191.1M | — |
| 股东权益账面价值 | $-110.2M | $896.9M |
| 总资产 | $139.8M | $8.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ASPSBFST
| Q4 25 | $26.6M | $411.2M | ||
| Q3 25 | $28.6M | $399.1M | ||
| Q2 25 | $30.0M | $495.8M | ||
| Q1 25 | $30.8M | $312.9M | ||
| Q4 24 | $29.8M | $319.1M | ||
| Q3 24 | $28.3M | $213.2M | ||
| Q2 24 | $29.7M | $208.1M | ||
| Q1 24 | $29.6M | $185.9M |
总债务ASPSBFST
| Q4 25 | $191.1M | — | ||
| Q3 25 | $192.5M | — | ||
| Q2 25 | $193.9M | — | ||
| Q1 25 | $195.0M | — | ||
| Q4 24 | $230.5M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益ASPSBFST
| Q4 25 | $-110.2M | $896.9M | ||
| Q3 25 | $-104.2M | $878.4M | ||
| Q2 25 | $-102.7M | $848.4M | ||
| Q1 25 | $-119.8M | $826.3M | ||
| Q4 24 | $-157.4M | $799.5M | ||
| Q3 24 | $-149.4M | $699.5M | ||
| Q2 24 | $-140.8M | $664.5M | ||
| Q1 24 | $-133.3M | $649.0M |
总资产ASPSBFST
| Q4 25 | $139.8M | $8.2B | ||
| Q3 25 | $139.9M | $8.0B | ||
| Q2 25 | $142.9M | $7.9B | ||
| Q1 25 | $145.7M | $7.8B | ||
| Q4 24 | $143.6M | $7.9B | ||
| Q3 24 | $144.5M | $6.9B | ||
| Q2 24 | $146.6M | $6.7B | ||
| Q1 24 | $148.9M | $6.7B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-505.0K | $92.1M |
| 自由现金流经营现金流 - 资本支出 | $-525.0K | $92.0M |
| 自由现金流率自由现金流/营收 | -1.2% | 110.7% |
| 资本支出强度资本支出/营收 | 0.0% | 0.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $-5.1M | $165.6M |
8季度趋势，按日历期对齐
经营现金流ASPSBFST
| Q4 25 | $-505.0K | $92.1M | ||
| Q3 25 | $718.0K | $32.4M | ||
| Q2 25 | $-306.0K | $14.0M | ||
| Q1 25 | $-5.0M | $28.7M | ||
| Q4 24 | $-1.4M | $61.4M | ||
| Q3 24 | $-1.6M | $21.4M | ||
| Q2 24 | $180.0K | $15.1M | ||
| Q1 24 | $-2.2M | $7.6M |
自由现金流ASPSBFST
| Q4 25 | $-525.0K | $92.0M | ||
| Q3 25 | $697.0K | $32.1M | ||
| Q2 25 | $-309.0K | $13.8M | ||
| Q1 25 | $-5.0M | $27.7M | ||
| Q4 24 | $-1.4M | $59.8M | ||
| Q3 24 | — | $21.0M | ||
| Q2 24 | — | $14.0M | ||
| Q1 24 | — | $7.2M |
自由现金流率ASPSBFST
| Q4 25 | -1.2% | 110.7% | ||
| Q3 25 | 1.7% | 39.6% | ||
| Q2 25 | -0.7% | 16.9% | ||
| Q1 25 | -11.5% | 34.9% | ||
| Q4 24 | -3.4% | 77.1% | ||
| Q3 24 | — | 31.4% | ||
| Q2 24 | — | 21.2% | ||
| Q1 24 | — | 11.8% |
资本支出强度ASPSBFST
| Q4 25 | 0.0% | 0.1% | ||
| Q3 25 | 0.1% | 0.4% | ||
| Q2 25 | 0.0% | 0.3% | ||
| Q1 25 | 0.1% | 1.3% | ||
| Q4 24 | 0.0% | 2.0% | ||
| Q3 24 | 0.0% | 0.6% | ||
| Q2 24 | 0.0% | 1.6% | ||
| Q1 24 | 0.0% | 0.6% |
现金转化率ASPSBFST
| Q4 25 | — | — | ||
| Q3 25 | — | 1.42× | ||
| Q2 25 | -0.02× | 0.63× | ||
| Q1 25 | — | 1.40× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 1.20× | ||
| Q2 24 | — | 0.88× | ||
| Q1 24 | — | 0.56× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASPS
| Services | $39.9M | 94% |
| Revenue Relatedto Technology Platformsand Professional Services | $2.4M | 6% |
BFST
暂无分部数据
