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ALTISOURCE PORTFOLIO SOLUTIONS S.A.（ASPS）与OCTAVE SPECIALTY GROUP INC（OSG）财务数据对比。点击上方公司名可切换其他公司
OCTAVE SPECIALTY GROUP INC的季度营收约是ALTISOURCE PORTFOLIO SOLUTIONS S.A.的1.6倍（$66.9M vs $42.3M），ALTISOURCE PORTFOLIO SOLUTIONS S.A.净利率更高（-16.8% vs -73.8%，领先56.9%），ALTISOURCE PORTFOLIO SOLUTIONS S.A.同比增速更快（3.2% vs 2.6%），过去两年OCTAVE SPECIALTY GROUP INC的营收复合增速更高（16.2% vs 3.6%）
Altisource Portfolio Solutions S.A.是面向抵押贷款、房地产及消费金融领域的全球服务商，为贷款机构、服务商、投资者等市场参与者提供技术、数据与运营解决方案，优化资产管理、房产交易等业务流程，提升客户运营效率。
奥克塔夫专业集团是一家专业保险控股企业，主营定制化财产与意外伤害保险产品，核心业务聚焦超额剩余保险领域，为北美地区的商业及个人客户提供定制化风险保障解决方案。
ASPS vs OSG — 直观对比
营收规模更大
OSG
是对方的1.6倍
$42.3M
营收增速更快
ASPS
高出0.7%
2.6%
净利率更高
ASPS
高出56.9%
-73.8%
两年增速更快
OSG
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $42.3M | $66.9M |
| 净利润 | $-7.1M | $-29.7M |
| 毛利率 | 26.5% | — |
| 营业利润率 | -15.5% | -76.7% |
| 净利率 | -16.8% | -73.8% |
| 营收同比 | 3.2% | 2.6% |
| 净利润同比 | 18.2% | -41.7% |
| 每股收益（稀释后） | $-1.02 | $-0.82 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASPSOSG
| Q4 25 | $42.3M | $66.9M | ||
| Q3 25 | $41.9M | $66.6M | ||
| Q2 25 | $43.3M | $55.0M | ||
| Q1 25 | $43.4M | $62.8M | ||
| Q4 24 | $41.0M | $65.2M | ||
| Q3 24 | $40.5M | $70.0M | ||
| Q2 24 | $39.1M | $51.0M | ||
| Q1 24 | $39.5M | $49.6M |
净利润ASPSOSG
| Q4 25 | $-7.1M | $-29.7M | ||
| Q3 25 | $-2.3M | $-112.6M | ||
| Q2 25 | $16.7M | $-72.7M | ||
| Q1 25 | $-5.3M | $-44.7M | ||
| Q4 24 | $-8.7M | $-20.9M | ||
| Q3 24 | $-9.3M | $-27.5M | ||
| Q2 24 | $-8.3M | $-750.0K | ||
| Q1 24 | $-9.2M | $20.8M |
毛利率ASPSOSG
| Q4 25 | 26.5% | — | ||
| Q3 25 | 27.1% | — | ||
| Q2 25 | 30.1% | — | ||
| Q1 25 | 30.7% | — | ||
| Q4 24 | 30.3% | — | ||
| Q3 24 | 29.8% | — | ||
| Q2 24 | 32.5% | — | ||
| Q1 24 | 31.2% | — |
营业利润率ASPSOSG
| Q4 25 | -15.5% | -76.7% | ||
| Q3 25 | 1.2% | -48.2% | ||
| Q2 25 | 7.5% | -41.8% | ||
| Q1 25 | 7.5% | -24.1% | ||
| Q4 24 | 1.4% | -55.5% | ||
| Q3 24 | 2.7% | -29.7% | ||
| Q2 24 | 5.3% | -28.9% | ||
| Q1 24 | -1.4% | -6.5% |
净利率ASPSOSG
| Q4 25 | -16.8% | -73.8% | ||
| Q3 25 | -5.5% | -169.1% | ||
| Q2 25 | 38.5% | -132.3% | ||
| Q1 25 | -12.1% | -71.3% | ||
| Q4 24 | -21.3% | -55.1% | ||
| Q3 24 | -23.0% | -39.3% | ||
| Q2 24 | -21.1% | -1.5% | ||
| Q1 24 | -23.2% | 41.9% |
每股收益（稀释后）ASPSOSG
| Q4 25 | $-1.02 | $-0.82 | ||
| Q3 25 | $-0.22 | $-2.35 | ||
| Q2 25 | $1.48 | $-1.54 | ||
| Q1 25 | $-0.09 | $-1.22 | ||
| Q4 24 | $-4.72 | $-11.75 | ||
| Q3 24 | $-2.61 | $-0.63 | ||
| Q2 24 | $-2.33 | $-0.02 | ||
| Q1 24 | $-0.33 | $0.44 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $26.6M | $146.4M |
| 总债务越低越好 | $191.1M | $117.6M |
| 股东权益账面价值 | $-110.2M | $715.8M |
| 总资产 | $139.8M | $2.2B |
| 负债/权益比越低杠杆越低 | — | 0.16× |
8季度趋势，按日历期对齐
现金及短期投资ASPSOSG
| Q4 25 | $26.6M | $146.4M | ||
| Q3 25 | $28.6M | $27.5M | ||
| Q2 25 | $30.0M | $22.5M | ||
| Q1 25 | $30.8M | $34.1M | ||
| Q4 24 | $29.8M | $157.2M | ||
| Q3 24 | $28.3M | $40.8M | ||
| Q2 24 | $29.7M | $14.6M | ||
| Q1 24 | $29.6M | $13.8M |
总债务ASPSOSG
| Q4 25 | $191.1M | $117.6M | ||
| Q3 25 | $192.5M | — | ||
| Q2 25 | $193.9M | — | ||
| Q1 25 | $195.0M | — | ||
| Q4 24 | $230.5M | $0 | ||
| Q3 24 | — | $518.0M | ||
| Q2 24 | — | $515.0M | ||
| Q1 24 | — | $512.0M |
股东权益ASPSOSG
| Q4 25 | $-110.2M | $715.8M | ||
| Q3 25 | $-104.2M | $843.4M | ||
| Q2 25 | $-102.7M | $859.8M | ||
| Q1 25 | $-119.8M | $852.2M | ||
| Q4 24 | $-157.4M | $798.4M | ||
| Q3 24 | $-149.4M | $1.5B | ||
| Q2 24 | $-140.8M | $1.4B | ||
| Q1 24 | $-133.3M | $1.4B |
总资产ASPSOSG
| Q4 25 | $139.8M | $2.2B | ||
| Q3 25 | $139.9M | $2.1B | ||
| Q2 25 | $142.9M | $8.5B | ||
| Q1 25 | $145.7M | $8.3B | ||
| Q4 24 | $143.6M | $8.1B | ||
| Q3 24 | $144.5M | $9.3B | ||
| Q2 24 | $146.6M | $8.2B | ||
| Q1 24 | $148.9M | $8.4B |
负债/权益比ASPSOSG
| Q4 25 | — | 0.16× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | 0.35× | ||
| Q2 24 | — | 0.38× | ||
| Q1 24 | — | 0.38× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-505.0K | $-52.3M |
| 自由现金流经营现金流 - 资本支出 | $-525.0K | — |
| 自由现金流率自由现金流/营收 | -1.2% | — |
| 资本支出强度资本支出/营收 | 0.0% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $-5.1M | — |
8季度趋势，按日历期对齐
经营现金流ASPSOSG
| Q4 25 | $-505.0K | $-52.3M | ||
| Q3 25 | $718.0K | $-41.2M | ||
| Q2 25 | $-306.0K | $2.1M | ||
| Q1 25 | $-5.0M | $-12.6M | ||
| Q4 24 | $-1.4M | $762.0K | ||
| Q3 24 | $-1.6M | $48.9M | ||
| Q2 24 | $180.0K | $20.4M | ||
| Q1 24 | $-2.2M | $7.1M |
自由现金流ASPSOSG
| Q4 25 | $-525.0K | — | ||
| Q3 25 | $697.0K | — | ||
| Q2 25 | $-309.0K | — | ||
| Q1 25 | $-5.0M | — | ||
| Q4 24 | $-1.4M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
自由现金流率ASPSOSG
| Q4 25 | -1.2% | — | ||
| Q3 25 | 1.7% | — | ||
| Q2 25 | -0.7% | — | ||
| Q1 25 | -11.5% | — | ||
| Q4 24 | -3.4% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
资本支出强度ASPSOSG
| Q4 25 | 0.0% | — | ||
| Q3 25 | 0.1% | — | ||
| Q2 25 | 0.0% | — | ||
| Q1 25 | 0.1% | — | ||
| Q4 24 | 0.0% | — | ||
| Q3 24 | 0.0% | — | ||
| Q2 24 | 0.0% | — | ||
| Q1 24 | 0.0% | — |
现金转化率ASPSOSG
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | -0.02× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 0.34× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASPS
| Services | $39.9M | 94% |
| Revenue Relatedto Technology Platformsand Professional Services | $2.4M | 6% |
OSG
| Other | $28.7M | 43% |
| Specialty Property Casualty Program | $23.1M | 34% |
| Accident Health | $9.6M | 14% |
| Specialty Automobile | $3.1M | 5% |
| Niche Specialty Risks | $2.4M | 4% |
