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Essent Group Ltd.（ESNT）与OCTAVE SPECIALTY GROUP INC（OSG）财务数据对比。点击上方公司名可切换其他公司
Essent Group Ltd.的季度营收约是OCTAVE SPECIALTY GROUP INC的7.8倍（$312.4M vs $40.2M）。Essent Group Ltd.净利率更高（49.6% vs -73.8%，领先123.4%）。OCTAVE SPECIALTY GROUP INC同比增速更快（5.8% vs -0.8%）。过去两年OCTAVE SPECIALTY GROUP INC的营收复合增速更高（50.6% vs 2.3%）
Essentra PLC是一家面向全球市场的塑料及纤维产品供应商，总部位于英国牛津郡基德灵顿，业务网络覆盖全球多个区域，目前在伦敦证券交易所上市，可面向各行业客户提供多元化的相关产品及配套服务，在所属细分领域拥有较高的市场认可度。
奥克塔夫专业集团是一家专业保险控股企业，主营定制化财产与意外伤害保险产品，核心业务聚焦超额剩余保险领域，为北美地区的商业及个人客户提供定制化风险保障解决方案。
ESNT vs OSG — 直观对比
营收规模更大
ESNT
是对方的7.8倍
$40.2M
营收增速更快
OSG
高出6.7%
-0.8%
净利率更高
ESNT
高出123.4%
-73.8%
两年增速更快
OSG
近两年复合增速
2.3%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $312.4M | $40.2M |
| 净利润 | $155.0M | $-29.7M |
| 毛利率 | — | — |
| 营业利润率 | 59.1% | -76.7% |
| 净利率 | 49.6% | -73.8% |
| 营收同比 | -0.8% | 5.8% |
| 净利润同比 | -7.7% | -41.7% |
| 每股收益（稀释后） | $1.61 | $-0.82 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ESNTOSG
| Q4 25 | $312.4M | $40.2M | ||
| Q3 25 | $311.8M | $36.1M | ||
| Q2 25 | $319.1M | $30.3M | ||
| Q1 25 | $317.6M | $36.8M | ||
| Q4 24 | $315.0M | $38.0M | ||
| Q3 24 | $316.6M | $23.1M | ||
| Q2 24 | $312.9M | $13.2M | ||
| Q1 24 | $298.4M | $17.7M |
净利润ESNTOSG
| Q4 25 | $155.0M | $-29.7M | ||
| Q3 25 | $164.2M | $-112.6M | ||
| Q2 25 | $195.3M | $-72.7M | ||
| Q1 25 | $175.4M | $-44.7M | ||
| Q4 24 | $167.9M | $-20.9M | ||
| Q3 24 | $176.2M | $-27.5M | ||
| Q2 24 | $203.6M | $-750.0K | ||
| Q1 24 | $181.7M | $20.8M |
营业利润率ESNTOSG
| Q4 25 | 59.1% | -76.7% | ||
| Q3 25 | 63.9% | -89.0% | ||
| Q2 25 | 72.4% | -75.8% | ||
| Q1 25 | 65.2% | -41.1% | ||
| Q4 24 | 61.9% | -55.5% | ||
| Q3 24 | 65.6% | -90.0% | ||
| Q2 24 | 76.4% | -111.6% | ||
| Q1 24 | 71.6% | -18.3% |
净利率ESNTOSG
| Q4 25 | 49.6% | -73.8% | ||
| Q3 25 | 52.7% | -312.3% | ||
| Q2 25 | 61.2% | -239.8% | ||
| Q1 25 | 55.2% | -121.7% | ||
| Q4 24 | 53.3% | -55.1% | ||
| Q3 24 | 55.6% | -119.2% | ||
| Q2 24 | 65.1% | -5.7% | ||
| Q1 24 | 60.9% | 117.2% |
每股收益（稀释后）ESNTOSG
| Q4 25 | $1.61 | $-0.82 | ||
| Q3 25 | $1.67 | $-2.35 | ||
| Q2 25 | $1.93 | $-1.54 | ||
| Q1 25 | $1.69 | $-1.22 | ||
| Q4 24 | $1.59 | $-11.75 | ||
| Q3 24 | $1.65 | $-0.63 | ||
| Q2 24 | $1.91 | $-0.02 | ||
| Q1 24 | $1.70 | $0.44 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $146.4M |
| 总债务越低越好 | — | $117.6M |
| 股东权益账面价值 | $5.8B | $715.8M |
| 总资产 | $7.4B | $2.2B |
| 负债/权益比越低杠杆越低 | — | 0.16× |
8季度趋势，按日历期对齐
现金及短期投资ESNTOSG
| Q4 25 | — | $146.4M | ||
| Q3 25 | — | $27.5M | ||
| Q2 25 | — | $22.5M | ||
| Q1 25 | — | $34.1M | ||
| Q4 24 | — | $157.2M | ||
| Q3 24 | — | $40.8M | ||
| Q2 24 | — | $14.6M | ||
| Q1 24 | — | $13.8M |
总债务ESNTOSG
| Q4 25 | — | $117.6M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | $518.0M | ||
| Q2 24 | — | $515.0M | ||
| Q1 24 | — | $512.0M |
股东权益ESNTOSG
| Q4 25 | $5.8B | $715.8M | ||
| Q3 25 | $5.7B | $843.4M | ||
| Q2 25 | $5.7B | $859.8M | ||
| Q1 25 | $5.7B | $852.2M | ||
| Q4 24 | $5.6B | $798.4M | ||
| Q3 24 | $5.6B | $1.5B | ||
| Q2 24 | $5.4B | $1.4B | ||
| Q1 24 | $5.2B | $1.4B |
总资产ESNTOSG
| Q4 25 | $7.4B | $2.2B | ||
| Q3 25 | $7.4B | $2.1B | ||
| Q2 25 | $7.2B | $8.5B | ||
| Q1 25 | $7.2B | $8.3B | ||
| Q4 24 | $7.1B | $8.1B | ||
| Q3 24 | $7.1B | $9.3B | ||
| Q2 24 | $6.7B | $8.2B | ||
| Q1 24 | $6.6B | $8.4B |
负债/权益比ESNTOSG
| Q4 25 | — | 0.16× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | 0.35× | ||
| Q2 24 | — | 0.38× | ||
| Q1 24 | — | 0.38× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $229.1M | — |
| 自由现金流经营现金流 - 资本支出 | $228.0M | — |
| 自由现金流率自由现金流/营收 | 73.0% | — |
| 资本支出强度资本支出/营收 | 0.4% | — |
| 现金转化率经营现金流/净利润 | 1.48× | — |
| 过去12个月自由现金流最近4个季度 | $848.7M | — |
8季度趋势，按日历期对齐
经营现金流ESNTOSG
| Q4 25 | $229.1M | — | ||
| Q3 25 | $215.9M | $-41.2M | ||
| Q2 25 | $189.5M | $2.1M | ||
| Q1 25 | $221.6M | $-12.6M | ||
| Q4 24 | $226.7M | — | ||
| Q3 24 | $229.2M | $48.9M | ||
| Q2 24 | $188.7M | $20.4M | ||
| Q1 24 | $216.9M | $7.1M |
自由现金流ESNTOSG
| Q4 25 | $228.0M | — | ||
| Q3 25 | $210.6M | — | ||
| Q2 25 | $188.8M | — | ||
| Q1 25 | $221.3M | — | ||
| Q4 24 | $226.0M | — | ||
| Q3 24 | $228.7M | — | ||
| Q2 24 | $187.6M | — | ||
| Q1 24 | $212.5M | — |
自由现金流率ESNTOSG
| Q4 25 | 73.0% | — | ||
| Q3 25 | 67.5% | — | ||
| Q2 25 | 59.2% | — | ||
| Q1 25 | 69.7% | — | ||
| Q4 24 | 71.7% | — | ||
| Q3 24 | 72.2% | — | ||
| Q2 24 | 60.0% | — | ||
| Q1 24 | 71.2% | — |
资本支出强度ESNTOSG
| Q4 25 | 0.4% | — | ||
| Q3 25 | 1.7% | — | ||
| Q2 25 | 0.2% | — | ||
| Q1 25 | 0.1% | — | ||
| Q4 24 | 0.2% | — | ||
| Q3 24 | 0.2% | — | ||
| Q2 24 | 0.3% | — | ||
| Q1 24 | 1.5% | — |
现金转化率ESNTOSG
| Q4 25 | 1.48× | — | ||
| Q3 25 | 1.31× | — | ||
| Q2 25 | 0.97× | — | ||
| Q1 25 | 1.26× | — | ||
| Q4 24 | 1.35× | — | ||
| Q3 24 | 1.30× | — | ||
| Q2 24 | 0.93× | — | ||
| Q1 24 | 1.19× | 0.34× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ESNT
暂无分部数据
OSG
| Specialty Property Casualty Program | $23.1M | 57% |
| Accident Health | $9.6M | 24% |
| Specialty Automobile | $3.1M | 8% |
| Niche Specialty Risks | $2.4M | 6% |
| Other | $2.0M | 5% |
