vs
ALTISOURCE PORTFOLIO SOLUTIONS S.A.（ASPS）与SOUTHERN FIRST BANCSHARES INC（SFST）财务数据对比。点击上方公司名可切换其他公司
ALTISOURCE PORTFOLIO SOLUTIONS S.A.的季度营收约是SOUTHERN FIRST BANCSHARES INC的1.3倍（$42.3M vs $31.8M），SOUTHERN FIRST BANCSHARES INC同比增速更快（26.1% vs 3.2%），SOUTHERN FIRST BANCSHARES INC自由现金流更多（$29.9M vs $-525.0K），过去两年SOUTHERN FIRST BANCSHARES INC的营收复合增速更高（22.2% vs 3.6%）
Altisource Portfolio Solutions S.A.是面向抵押贷款、房地产及消费金融领域的全球服务商，为贷款机构、服务商、投资者等市场参与者提供技术、数据与运营解决方案，优化资产管理、房产交易等业务流程，提升客户运营效率。
第一社区银行股份公司是一家美国银行控股公司，为弗吉尼亚州布卢菲尔德第一社区银行的母公司。截至2012年，该公司旗下银行在弗吉尼亚、西弗吉尼亚和北卡罗来纳共设有45个网点，另有2个网点以人民社区银行名义在田纳西州运营，截至2023年4月，公司总资产达36亿美元。
ASPS vs SFST — 直观对比
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $42.3M | $31.8M |
| 净利润 | $-7.1M | — |
| 毛利率 | 26.5% | — |
| 营业利润率 | -15.5% | 40.1% |
| 净利率 | -16.8% | — |
| 营收同比 | 3.2% | 26.1% |
| 净利润同比 | 18.2% | — |
| 每股收益（稀释后） | $-1.02 | $1.19 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $42.3M | $31.8M | ||
| Q3 25 | $41.9M | $31.1M | ||
| Q2 25 | $43.3M | $28.6M | ||
| Q1 25 | $43.4M | $26.5M | ||
| Q4 24 | $41.0M | $25.2M | ||
| Q3 24 | $40.5M | $23.8M | ||
| Q2 24 | $39.1M | $23.1M | ||
| Q1 24 | $39.5M | $21.3M |
| Q4 25 | $-7.1M | — | ||
| Q3 25 | $-2.3M | $8.7M | ||
| Q2 25 | $16.7M | $6.6M | ||
| Q1 25 | $-5.3M | $5.3M | ||
| Q4 24 | $-8.7M | — | ||
| Q3 24 | $-9.3M | $4.4M | ||
| Q2 24 | $-8.3M | $3.0M | ||
| Q1 24 | $-9.2M | $2.5M |
| Q4 25 | 26.5% | — | ||
| Q3 25 | 27.1% | — | ||
| Q2 25 | 30.1% | — | ||
| Q1 25 | 30.7% | — | ||
| Q4 24 | 30.3% | — | ||
| Q3 24 | 29.8% | — | ||
| Q2 24 | 32.5% | — | ||
| Q1 24 | 31.2% | — |
| Q4 25 | -15.5% | 40.1% | ||
| Q3 25 | 1.2% | 36.4% | ||
| Q2 25 | 7.5% | 30.0% | ||
| Q1 25 | 7.5% | 26.1% | ||
| Q4 24 | 1.4% | 27.3% | ||
| Q3 24 | 2.7% | 24.1% | ||
| Q2 24 | 5.3% | 17.0% | ||
| Q1 24 | -1.4% | 15.9% |
| Q4 25 | -16.8% | — | ||
| Q3 25 | -5.5% | 27.8% | ||
| Q2 25 | 38.5% | 23.0% | ||
| Q1 25 | -12.1% | 19.9% | ||
| Q4 24 | -21.3% | — | ||
| Q3 24 | -23.0% | 18.4% | ||
| Q2 24 | -21.1% | 13.0% | ||
| Q1 24 | -23.2% | 11.8% |
| Q4 25 | $-1.02 | $1.19 | ||
| Q3 25 | $-0.22 | $1.07 | ||
| Q2 25 | $1.48 | $0.81 | ||
| Q1 25 | $-0.09 | $0.65 | ||
| Q4 24 | $-4.72 | $0.69 | ||
| Q3 24 | $-2.61 | $0.54 | ||
| Q2 24 | $-2.33 | $0.37 | ||
| Q1 24 | $-0.33 | $0.31 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $26.6M | — |
| 总债务越低越好 | $191.1M | — |
| 股东权益账面价值 | $-110.2M | $368.7M |
| 总资产 | $139.8M | $4.4B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
| Q4 25 | $26.6M | — | ||
| Q3 25 | $28.6M | — | ||
| Q2 25 | $30.0M | — | ||
| Q1 25 | $30.8M | — | ||
| Q4 24 | $29.8M | — | ||
| Q3 24 | $28.3M | — | ||
| Q2 24 | $29.7M | — | ||
| Q1 24 | $29.6M | — |
| Q4 25 | $191.1M | — | ||
| Q3 25 | $192.5M | — | ||
| Q2 25 | $193.9M | — | ||
| Q1 25 | $195.0M | — | ||
| Q4 24 | $230.5M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $-110.2M | $368.7M | ||
| Q3 25 | $-104.2M | $356.3M | ||
| Q2 25 | $-102.7M | $345.5M | ||
| Q1 25 | $-119.8M | $337.6M | ||
| Q4 24 | $-157.4M | $330.4M | ||
| Q3 24 | $-149.4M | $326.5M | ||
| Q2 24 | $-140.8M | $318.7M | ||
| Q1 24 | $-133.3M | $315.3M |
| Q4 25 | $139.8M | $4.4B | ||
| Q3 25 | $139.9M | $4.4B | ||
| Q2 25 | $142.9M | $4.3B | ||
| Q1 25 | $145.7M | $4.3B | ||
| Q4 24 | $143.6M | $4.1B | ||
| Q3 24 | $144.5M | $4.2B | ||
| Q2 24 | $146.6M | $4.1B | ||
| Q1 24 | $148.9M | $4.1B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-505.0K | $30.5M |
| 自由现金流经营现金流 - 资本支出 | $-525.0K | $29.9M |
| 自由现金流率自由现金流/营收 | -1.2% | 93.8% |
| 资本支出强度资本支出/营收 | 0.0% | 1.8% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $-5.1M | $62.1M |
8季度趋势，按日历期对齐
| Q4 25 | $-505.0K | $30.5M | ||
| Q3 25 | $718.0K | $14.5M | ||
| Q2 25 | $-306.0K | $10.5M | ||
| Q1 25 | $-5.0M | $7.6M | ||
| Q4 24 | $-1.4M | $25.6M | ||
| Q3 24 | $-1.6M | $26.3M | ||
| Q2 24 | $180.0K | $4.0M | ||
| Q1 24 | $-2.2M | $-2.9M |
| Q4 25 | $-525.0K | $29.9M | ||
| Q3 25 | $697.0K | $14.4M | ||
| Q2 25 | $-309.0K | $10.4M | ||
| Q1 25 | $-5.0M | $7.4M | ||
| Q4 24 | $-1.4M | $24.8M | ||
| Q3 24 | — | $26.1M | ||
| Q2 24 | — | $3.9M | ||
| Q1 24 | — | $-3.2M |
| Q4 25 | -1.2% | 93.8% | ||
| Q3 25 | 1.7% | 46.3% | ||
| Q2 25 | -0.7% | 36.3% | ||
| Q1 25 | -11.5% | 28.1% | ||
| Q4 24 | -3.4% | 98.2% | ||
| Q3 24 | — | 110.0% | ||
| Q2 24 | — | 16.8% | ||
| Q1 24 | — | -15.0% |
| Q4 25 | 0.0% | 1.8% | ||
| Q3 25 | 0.1% | 0.3% | ||
| Q2 25 | 0.0% | 0.3% | ||
| Q1 25 | 0.1% | 0.5% | ||
| Q4 24 | 0.0% | 3.1% | ||
| Q3 24 | 0.0% | 0.8% | ||
| Q2 24 | 0.0% | 0.4% | ||
| Q1 24 | 0.0% | 1.3% |
| Q4 25 | — | — | ||
| Q3 25 | — | 1.67× | ||
| Q2 25 | -0.02× | 1.59× | ||
| Q1 25 | — | 1.44× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 6.01× | ||
| Q2 24 | — | 1.32× | ||
| Q1 24 | — | -1.16× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASPS
| Services | $39.9M | 94% |
| Revenue Relatedto Technology Platformsand Professional Services | $2.4M | 6% |
SFST
暂无分部数据
