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FIDELITY D & D BANCORP INC（FDBC）与SOUTHERN FIRST BANCSHARES INC（SFST）财务数据对比。点击上方公司名可切换其他公司
SOUTHERN FIRST BANCSHARES INC的季度营收约是FIDELITY D & D BANCORP INC的1.3倍（$31.8M vs $24.4M），SOUTHERN FIRST BANCSHARES INC同比增速更快（26.1% vs 15.0%），SOUTHERN FIRST BANCSHARES INC自由现金流更多（$29.9M vs $24.8M），过去两年SOUTHERN FIRST BANCSHARES INC的营收复合增速更高（22.2% vs 11.8%）
Fidelity D & D Bancorp Inc是一家总部位于美国的地区性银行控股公司，主要在宾夕法尼亚州东北部开展业务，为个人消费者、小微企业及当地社区客户提供存款账户、消费及商业贷款、抵押贷款、财富管理等综合零售及商业银行服务。
第一社区银行股份公司是一家美国银行控股公司，为弗吉尼亚州布卢菲尔德第一社区银行的母公司。截至2012年，该公司旗下银行在弗吉尼亚、西弗吉尼亚和北卡罗来纳共设有45个网点，另有2个网点以人民社区银行名义在田纳西州运营，截至2023年4月，公司总资产达36亿美元。
FDBC vs SFST — 直观对比
营收规模更大
SFST
是对方的1.3倍
$24.4M
营收增速更快
SFST
高出11.2%
15.0%
自由现金流更多
SFST
多$5.1M
$24.8M
两年增速更快
SFST
近两年复合增速
11.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $24.4M | $31.8M |
| 净利润 | $7.9M | — |
| 毛利率 | — | — |
| 营业利润率 | 37.7% | 40.1% |
| 净利率 | 32.5% | — |
| 营收同比 | 15.0% | 26.1% |
| 净利润同比 | 36.1% | — |
| 每股收益（稀释后） | $1.29 | $1.19 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FDBCSFST
| Q4 25 | $24.4M | $31.8M | ||
| Q3 25 | $23.5M | $31.1M | ||
| Q2 25 | $23.3M | $28.6M | ||
| Q1 25 | $22.0M | $26.5M | ||
| Q4 24 | $21.2M | $25.2M | ||
| Q3 24 | $20.4M | $23.8M | ||
| Q2 24 | $19.7M | $23.1M | ||
| Q1 24 | $19.5M | $21.3M |
净利润FDBCSFST
| Q4 25 | $7.9M | — | ||
| Q3 25 | $7.3M | $8.7M | ||
| Q2 25 | $6.9M | $6.6M | ||
| Q1 25 | $6.0M | $5.3M | ||
| Q4 24 | $5.8M | — | ||
| Q3 24 | $5.0M | $4.4M | ||
| Q2 24 | $4.9M | $3.0M | ||
| Q1 24 | $5.1M | $2.5M |
营业利润率FDBCSFST
| Q4 25 | 37.7% | 40.1% | ||
| Q3 25 | 36.5% | 36.4% | ||
| Q2 25 | 35.5% | 30.0% | ||
| Q1 25 | 32.2% | 26.1% | ||
| Q4 24 | 31.4% | 27.3% | ||
| Q3 24 | 28.2% | 24.1% | ||
| Q2 24 | 28.9% | 17.0% | ||
| Q1 24 | 29.5% | 15.9% |
净利率FDBCSFST
| Q4 25 | 32.5% | — | ||
| Q3 25 | 31.2% | 27.8% | ||
| Q2 25 | 29.7% | 23.0% | ||
| Q1 25 | 27.2% | 19.9% | ||
| Q4 24 | 27.5% | — | ||
| Q3 24 | 24.3% | 18.4% | ||
| Q2 24 | 25.0% | 13.0% | ||
| Q1 24 | 25.9% | 11.8% |
每股收益（稀释后）FDBCSFST
| Q4 25 | $1.29 | $1.19 | ||
| Q3 25 | $1.27 | $1.07 | ||
| Q2 25 | $1.27 | $0.81 | ||
| Q1 25 | $1.03 | $0.65 | ||
| Q4 24 | $1.00 | $0.69 | ||
| Q3 24 | $0.86 | $0.54 | ||
| Q2 24 | $0.86 | $0.37 | ||
| Q1 24 | $0.88 | $0.31 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $148.1M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $238.9M | $368.7M |
| 总资产 | $2.7B | $4.4B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FDBCSFST
| Q4 25 | $148.1M | — | ||
| Q3 25 | $142.2M | — | ||
| Q2 25 | $165.5M | — | ||
| Q1 25 | $211.2M | — | ||
| Q4 24 | $83.4M | — | ||
| Q3 24 | $120.2M | — | ||
| Q2 24 | $78.1M | — | ||
| Q1 24 | $72.7M | — |
股东权益FDBCSFST
| Q4 25 | $238.9M | $368.7M | ||
| Q3 25 | $229.2M | $356.3M | ||
| Q2 25 | $217.9M | $345.5M | ||
| Q1 25 | $211.7M | $337.6M | ||
| Q4 24 | $204.0M | $330.4M | ||
| Q3 24 | $207.3M | $326.5M | ||
| Q2 24 | $195.7M | $318.7M | ||
| Q1 24 | $191.6M | $315.3M |
总资产FDBCSFST
| Q4 25 | $2.7B | $4.4B | ||
| Q3 25 | $2.7B | $4.4B | ||
| Q2 25 | $2.7B | $4.3B | ||
| Q1 25 | $2.7B | $4.3B | ||
| Q4 24 | $2.6B | $4.1B | ||
| Q3 24 | $2.6B | $4.2B | ||
| Q2 24 | $2.5B | $4.1B | ||
| Q1 24 | $2.5B | $4.1B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $42.4M | $30.5M |
| 自由现金流经营现金流 - 资本支出 | $24.8M | $29.9M |
| 自由现金流率自由现金流/营收 | 101.7% | 93.8% |
| 资本支出强度资本支出/营收 | 71.9% | 1.8% |
| 现金转化率经营现金流/净利润 | 5.34× | — |
| 过去12个月自由现金流最近4个季度 | $45.4M | $62.1M |
8季度趋势，按日历期对齐
经营现金流FDBCSFST
| Q4 25 | $42.4M | $30.5M | ||
| Q3 25 | $8.4M | $14.5M | ||
| Q2 25 | $12.6M | $10.5M | ||
| Q1 25 | $11.7M | $7.6M | ||
| Q4 24 | $29.6M | $25.6M | ||
| Q3 24 | $9.1M | $26.3M | ||
| Q2 24 | $8.7M | $4.0M | ||
| Q1 24 | $5.3M | $-2.9M |
自由现金流FDBCSFST
| Q4 25 | $24.8M | $29.9M | ||
| Q3 25 | $2.2M | $14.4M | ||
| Q2 25 | $6.9M | $10.4M | ||
| Q1 25 | $11.5M | $7.4M | ||
| Q4 24 | $24.9M | $24.8M | ||
| Q3 24 | $7.8M | $26.1M | ||
| Q2 24 | $7.2M | $3.9M | ||
| Q1 24 | $4.0M | $-3.2M |
自由现金流率FDBCSFST
| Q4 25 | 101.7% | 93.8% | ||
| Q3 25 | 9.3% | 46.3% | ||
| Q2 25 | 29.6% | 36.3% | ||
| Q1 25 | 52.3% | 28.1% | ||
| Q4 24 | 117.3% | 98.2% | ||
| Q3 24 | 38.1% | 110.0% | ||
| Q2 24 | 36.6% | 16.8% | ||
| Q1 24 | 20.7% | -15.0% |
资本支出强度FDBCSFST
| Q4 25 | 71.9% | 1.8% | ||
| Q3 25 | 26.5% | 0.3% | ||
| Q2 25 | 24.4% | 0.3% | ||
| Q1 25 | 0.8% | 0.5% | ||
| Q4 24 | 22.0% | 3.1% | ||
| Q3 24 | 6.3% | 0.8% | ||
| Q2 24 | 7.5% | 0.4% | ||
| Q1 24 | 6.7% | 1.3% |
现金转化率FDBCSFST
| Q4 25 | 5.34× | — | ||
| Q3 25 | 1.15× | 1.67× | ||
| Q2 25 | 1.82× | 1.59× | ||
| Q1 25 | 1.95× | 1.44× | ||
| Q4 24 | 5.07× | — | ||
| Q3 24 | 1.83× | 6.01× | ||
| Q2 24 | 1.76× | 1.32× | ||
| Q1 24 | 1.05× | -1.16× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
