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ALTISOURCE PORTFOLIO SOLUTIONS S.A.（ASPS）与FIRST FINANCIAL CORP（THFF）财务数据对比。点击上方公司名可切换其他公司
FIRST FINANCIAL CORP的季度营收约是ALTISOURCE PORTFOLIO SOLUTIONS S.A.的1.7倍（$70.5M vs $42.3M），FIRST FINANCIAL CORP净利率更高（30.4% vs -16.8%，领先47.3%），FIRST FINANCIAL CORP同比增速更快（14.1% vs 3.2%），FIRST FINANCIAL CORP自由现金流更多（$86.4M vs $-525.0K），过去两年FIRST FINANCIAL CORP的营收复合增速更高（20.8% vs 3.6%）
Altisource Portfolio Solutions S.A.是面向抵押贷款、房地产及消费金融领域的全球服务商，为贷款机构、服务商、投资者等市场参与者提供技术、数据与运营解决方案，优化资产管理、房产交易等业务流程，提升客户运营效率。
第一美国金融公司是一家美国金融服务企业，主营为房地产与抵押贷款行业提供产权保险以及结算服务，深耕相关金融领域，是该细分赛道具备专业能力的服务提供商。
ASPS vs THFF — 直观对比
营收规模更大
THFF
是对方的1.7倍
$42.3M
营收增速更快
THFF
高出10.9%
3.2%
净利率更高
THFF
高出47.3%
-16.8%
自由现金流更多
THFF
多$86.9M
$-525.0K
两年增速更快
THFF
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $42.3M | $70.5M |
| 净利润 | $-7.1M | $21.5M |
| 毛利率 | 26.5% | — |
| 营业利润率 | -15.5% | 37.4% |
| 净利率 | -16.8% | 30.4% |
| 营收同比 | 3.2% | 14.1% |
| 净利润同比 | 18.2% | 32.1% |
| 每股收益（稀释后） | $-1.02 | $1.81 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASPSTHFF
| Q4 25 | $42.3M | $70.5M | ||
| Q3 25 | $41.9M | $65.8M | ||
| Q2 25 | $43.3M | $63.1M | ||
| Q1 25 | $43.4M | $62.5M | ||
| Q4 24 | $41.0M | $61.8M | ||
| Q3 24 | $40.5M | $58.4M | ||
| Q2 24 | $39.1M | $49.2M | ||
| Q1 24 | $39.5M | $48.4M |
净利润ASPSTHFF
| Q4 25 | $-7.1M | $21.5M | ||
| Q3 25 | $-2.3M | $20.8M | ||
| Q2 25 | $16.7M | $18.6M | ||
| Q1 25 | $-5.3M | $18.4M | ||
| Q4 24 | $-8.7M | $16.2M | ||
| Q3 24 | $-9.3M | $8.7M | ||
| Q2 24 | $-8.3M | $11.4M | ||
| Q1 24 | $-9.2M | $10.9M |
毛利率ASPSTHFF
| Q4 25 | 26.5% | — | ||
| Q3 25 | 27.1% | — | ||
| Q2 25 | 30.1% | — | ||
| Q1 25 | 30.7% | — | ||
| Q4 24 | 30.3% | — | ||
| Q3 24 | 29.8% | — | ||
| Q2 24 | 32.5% | — | ||
| Q1 24 | 31.2% | — |
营业利润率ASPSTHFF
| Q4 25 | -15.5% | 37.4% | ||
| Q3 25 | 1.2% | 39.2% | ||
| Q2 25 | 7.5% | 36.2% | ||
| Q1 25 | 7.5% | 38.1% | ||
| Q4 24 | 1.4% | 32.4% | ||
| Q3 24 | 2.7% | 17.9% | ||
| Q2 24 | 5.3% | 27.6% | ||
| Q1 24 | -1.4% | 27.2% |
净利率ASPSTHFF
| Q4 25 | -16.8% | 30.4% | ||
| Q3 25 | -5.5% | 31.6% | ||
| Q2 25 | 38.5% | 29.5% | ||
| Q1 25 | -12.1% | 29.5% | ||
| Q4 24 | -21.3% | 26.3% | ||
| Q3 24 | -23.0% | 15.0% | ||
| Q2 24 | -21.1% | 23.1% | ||
| Q1 24 | -23.2% | 22.6% |
每股收益（稀释后）ASPSTHFF
| Q4 25 | $-1.02 | $1.81 | ||
| Q3 25 | $-0.22 | $1.75 | ||
| Q2 25 | $1.48 | $1.57 | ||
| Q1 25 | $-0.09 | $1.55 | ||
| Q4 24 | $-4.72 | $1.37 | ||
| Q3 24 | $-2.61 | $0.74 | ||
| Q2 24 | $-2.33 | $0.96 | ||
| Q1 24 | $-0.33 | $0.93 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $26.6M | — |
| 总债务越低越好 | $191.1M | $188.2M |
| 股东权益账面价值 | $-110.2M | $650.9M |
| 总资产 | $139.8M | $5.8B |
| 负债/权益比越低杠杆越低 | — | 0.29× |
8季度趋势，按日历期对齐
现金及短期投资ASPSTHFF
| Q4 25 | $26.6M | — | ||
| Q3 25 | $28.6M | — | ||
| Q2 25 | $30.0M | — | ||
| Q1 25 | $30.8M | — | ||
| Q4 24 | $29.8M | — | ||
| Q3 24 | $28.3M | — | ||
| Q2 24 | $29.7M | — | ||
| Q1 24 | $29.6M | — |
总债务ASPSTHFF
| Q4 25 | $191.1M | $188.2M | ||
| Q3 25 | $192.5M | $170.5M | ||
| Q2 25 | $193.9M | $122.7M | ||
| Q1 25 | $195.0M | $124.9M | ||
| Q4 24 | $230.5M | $28.1M | ||
| Q3 24 | — | $30.5M | ||
| Q2 24 | — | $108.6M | ||
| Q1 24 | — | $58.6M |
股东权益ASPSTHFF
| Q4 25 | $-110.2M | $650.9M | ||
| Q3 25 | $-104.2M | $622.2M | ||
| Q2 25 | $-102.7M | $587.7M | ||
| Q1 25 | $-119.8M | $571.9M | ||
| Q4 24 | $-157.4M | $549.0M | ||
| Q3 24 | $-149.4M | $566.0M | ||
| Q2 24 | $-140.8M | $530.7M | ||
| Q1 24 | $-133.3M | $520.8M |
总资产ASPSTHFF
| Q4 25 | $139.8M | $5.8B | ||
| Q3 25 | $139.9M | $5.7B | ||
| Q2 25 | $142.9M | $5.6B | ||
| Q1 25 | $145.7M | $5.5B | ||
| Q4 24 | $143.6M | $5.6B | ||
| Q3 24 | $144.5M | $5.5B | ||
| Q2 24 | $146.6M | $4.9B | ||
| Q1 24 | $148.9M | $4.9B |
负债/权益比ASPSTHFF
| Q4 25 | — | 0.29× | ||
| Q3 25 | — | 0.27× | ||
| Q2 25 | — | 0.21× | ||
| Q1 25 | — | 0.22× | ||
| Q4 24 | — | 0.05× | ||
| Q3 24 | — | 0.05× | ||
| Q2 24 | — | 0.20× | ||
| Q1 24 | — | 0.11× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-505.0K | $90.4M |
| 自由现金流经营现金流 - 资本支出 | $-525.0K | $86.4M |
| 自由现金流率自由现金流/营收 | -1.2% | 122.5% |
| 资本支出强度资本支出/营收 | 0.0% | 5.6% |
| 现金转化率经营现金流/净利润 | — | 4.21× |
| 过去12个月自由现金流最近4个季度 | $-5.1M | $144.3M |
8季度趋势，按日历期对齐
经营现金流ASPSTHFF
| Q4 25 | $-505.0K | $90.4M | ||
| Q3 25 | $718.0K | $26.9M | ||
| Q2 25 | $-306.0K | $12.7M | ||
| Q1 25 | $-5.0M | $21.1M | ||
| Q4 24 | $-1.4M | $60.4M | ||
| Q3 24 | $-1.6M | $23.3M | ||
| Q2 24 | $180.0K | $8.8M | ||
| Q1 24 | $-2.2M | $12.4M |
自由现金流ASPSTHFF
| Q4 25 | $-525.0K | $86.4M | ||
| Q3 25 | $697.0K | $25.8M | ||
| Q2 25 | $-309.0K | $11.6M | ||
| Q1 25 | $-5.0M | $20.5M | ||
| Q4 24 | $-1.4M | $54.3M | ||
| Q3 24 | — | $19.5M | ||
| Q2 24 | — | $8.4M | ||
| Q1 24 | — | $11.5M |
自由现金流率ASPSTHFF
| Q4 25 | -1.2% | 122.5% | ||
| Q3 25 | 1.7% | 39.2% | ||
| Q2 25 | -0.7% | 18.4% | ||
| Q1 25 | -11.5% | 32.8% | ||
| Q4 24 | -3.4% | 87.8% | ||
| Q3 24 | — | 33.5% | ||
| Q2 24 | — | 17.2% | ||
| Q1 24 | — | 23.7% |
资本支出强度ASPSTHFF
| Q4 25 | 0.0% | 5.6% | ||
| Q3 25 | 0.1% | 1.7% | ||
| Q2 25 | 0.0% | 1.8% | ||
| Q1 25 | 0.1% | 0.9% | ||
| Q4 24 | 0.0% | 9.9% | ||
| Q3 24 | 0.0% | 6.5% | ||
| Q2 24 | 0.0% | 0.7% | ||
| Q1 24 | 0.0% | 2.0% |
现金转化率ASPSTHFF
| Q4 25 | — | 4.21× | ||
| Q3 25 | — | 1.29× | ||
| Q2 25 | -0.02× | 0.68× | ||
| Q1 25 | — | 1.14× | ||
| Q4 24 | — | 3.72× | ||
| Q3 24 | — | 2.67× | ||
| Q2 24 | — | 0.77× | ||
| Q1 24 | — | 1.14× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASPS
| Services | $39.9M | 94% |
| Revenue Relatedto Technology Platformsand Professional Services | $2.4M | 6% |
THFF
暂无分部数据
