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MERCANTILE BANK CORP（MBWM）与FIRST FINANCIAL CORP（THFF）财务数据对比。点击上方公司名可切换其他公司
FIRST FINANCIAL CORP的季度营收约是MERCANTILE BANK CORP的1.0倍（$70.5M vs $67.6M），MERCANTILE BANK CORP净利率更高（33.6% vs 30.4%，领先3.2%），过去两年FIRST FINANCIAL CORP的营收复合增速更高（20.8% vs 9.1%）
泰米尔纳德商业银行（TMB）是一家印度银行，总部位于泰米尔纳德邦杜蒂戈林。该行始建于1921年，最初名为纳达尔银行，1962年11月更名为泰米尔纳德商业银行，以拓展纳达尔社群以外的业务。目前该银行在印度全境拥有600家全功能网点、12个区域办事处及各类配套服务中心与自助设施。
第一美国金融公司是一家美国金融服务企业，主营为房地产与抵押贷款行业提供产权保险以及结算服务，深耕相关金融领域，是该细分赛道具备专业能力的服务提供商。
MBWM vs THFF — 直观对比
营收规模更大
THFF
是对方的1.0倍
$67.6M
净利率更高
MBWM
高出3.2%
30.4%
两年增速更快
THFF
近两年复合增速
9.1%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $67.6M | $70.5M |
| 净利润 | $22.7M | $21.5M |
| 毛利率 | — | — |
| 营业利润率 | — | 37.4% |
| 净利率 | 33.6% | 30.4% |
| 营收同比 | — | 14.1% |
| 净利润同比 | 16.1% | 32.1% |
| 每股收益（稀释后） | $1.32 | $1.81 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MBWMTHFF
| Q1 26 | $67.6M | — | ||
| Q4 25 | $62.1M | $70.5M | ||
| Q3 25 | $62.4M | $65.8M | ||
| Q2 25 | $60.9M | $63.1M | ||
| Q1 25 | $57.3M | $62.5M | ||
| Q4 24 | $58.5M | $61.8M | ||
| Q3 24 | $58.0M | $58.4M | ||
| Q2 24 | $56.8M | $49.2M |
净利润MBWMTHFF
| Q1 26 | $22.7M | — | ||
| Q4 25 | $22.8M | $21.5M | ||
| Q3 25 | $23.8M | $20.8M | ||
| Q2 25 | $22.6M | $18.6M | ||
| Q1 25 | $19.5M | $18.4M | ||
| Q4 24 | $19.6M | $16.2M | ||
| Q3 24 | $19.6M | $8.7M | ||
| Q2 24 | $18.8M | $11.4M |
营业利润率MBWMTHFF
| Q1 26 | — | — | ||
| Q4 25 | 42.0% | 37.4% | ||
| Q3 25 | 44.0% | 39.2% | ||
| Q2 25 | 42.6% | 36.2% | ||
| Q1 25 | 42.0% | 38.1% | ||
| Q4 24 | 39.7% | 32.4% | ||
| Q3 24 | 42.4% | 17.9% | ||
| Q2 24 | 41.4% | 27.6% |
净利率MBWMTHFF
| Q1 26 | 33.6% | — | ||
| Q4 25 | 36.8% | 30.4% | ||
| Q3 25 | 38.1% | 31.6% | ||
| Q2 25 | 37.1% | 29.5% | ||
| Q1 25 | 34.1% | 29.5% | ||
| Q4 24 | 33.5% | 26.3% | ||
| Q3 24 | 33.8% | 15.0% | ||
| Q2 24 | 33.1% | 23.1% |
每股收益（稀释后）MBWMTHFF
| Q1 26 | $1.32 | — | ||
| Q4 25 | $1.41 | $1.81 | ||
| Q3 25 | $1.46 | $1.75 | ||
| Q2 25 | $1.39 | $1.57 | ||
| Q1 25 | $1.21 | $1.55 | ||
| Q4 24 | $1.20 | $1.37 | ||
| Q3 24 | $1.22 | $0.74 | ||
| Q2 24 | $1.17 | $0.96 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | $1.5M | $188.2M |
| 股东权益账面价值 | $736.9M | $650.9M |
| 总资产 | $6.9B | $5.8B |
| 负债/权益比越低杠杆越低 | 0.00× | 0.29× |
8季度趋势，按日历期对齐
总债务MBWMTHFF
| Q1 26 | $1.5M | — | ||
| Q4 25 | — | $188.2M | ||
| Q3 25 | — | $170.5M | ||
| Q2 25 | — | $122.7M | ||
| Q1 25 | — | $124.9M | ||
| Q4 24 | — | $28.1M | ||
| Q3 24 | — | $30.5M | ||
| Q2 24 | — | $108.6M |
股东权益MBWMTHFF
| Q1 26 | $736.9M | — | ||
| Q4 25 | $724.9M | $650.9M | ||
| Q3 25 | $657.6M | $622.2M | ||
| Q2 25 | $631.5M | $587.7M | ||
| Q1 25 | $608.3M | $571.9M | ||
| Q4 24 | $584.5M | $549.0M | ||
| Q3 24 | $583.3M | $566.0M | ||
| Q2 24 | $551.2M | $530.7M |
总资产MBWMTHFF
| Q1 26 | $6.9B | — | ||
| Q4 25 | $6.8B | $5.8B | ||
| Q3 25 | $6.3B | $5.7B | ||
| Q2 25 | $6.2B | $5.6B | ||
| Q1 25 | $6.1B | $5.5B | ||
| Q4 24 | $6.1B | $5.6B | ||
| Q3 24 | $5.9B | $5.5B | ||
| Q2 24 | $5.6B | $4.9B |
负债/权益比MBWMTHFF
| Q1 26 | 0.00× | — | ||
| Q4 25 | — | 0.29× | ||
| Q3 25 | — | 0.27× | ||
| Q2 25 | — | 0.21× | ||
| Q1 25 | — | 0.22× | ||
| Q4 24 | — | 0.05× | ||
| Q3 24 | — | 0.05× | ||
| Q2 24 | — | 0.20× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $90.4M |
| 自由现金流经营现金流 - 资本支出 | — | $86.4M |
| 自由现金流率自由现金流/营收 | — | 122.5% |
| 资本支出强度资本支出/营收 | — | 5.6% |
| 现金转化率经营现金流/净利润 | — | 4.21× |
| 过去12个月自由现金流最近4个季度 | — | $144.3M |
8季度趋势，按日历期对齐
经营现金流MBWMTHFF
| Q1 26 | — | — | ||
| Q4 25 | $18.0M | $90.4M | ||
| Q3 25 | $23.1M | $26.9M | ||
| Q2 25 | $-7.8M | $12.7M | ||
| Q1 25 | $-3.0M | $21.1M | ||
| Q4 24 | $101.1M | $60.4M | ||
| Q3 24 | $-8.1M | $23.3M | ||
| Q2 24 | $9.1M | $8.8M |
自由现金流MBWMTHFF
| Q1 26 | — | — | ||
| Q4 25 | — | $86.4M | ||
| Q3 25 | — | $25.8M | ||
| Q2 25 | — | $11.6M | ||
| Q1 25 | — | $20.5M | ||
| Q4 24 | — | $54.3M | ||
| Q3 24 | — | $19.5M | ||
| Q2 24 | — | $8.4M |
自由现金流率MBWMTHFF
| Q1 26 | — | — | ||
| Q4 25 | — | 122.5% | ||
| Q3 25 | — | 39.2% | ||
| Q2 25 | — | 18.4% | ||
| Q1 25 | — | 32.8% | ||
| Q4 24 | — | 87.8% | ||
| Q3 24 | — | 33.5% | ||
| Q2 24 | — | 17.2% |
资本支出强度MBWMTHFF
| Q1 26 | — | — | ||
| Q4 25 | — | 5.6% | ||
| Q3 25 | — | 1.7% | ||
| Q2 25 | — | 1.8% | ||
| Q1 25 | — | 0.9% | ||
| Q4 24 | — | 9.9% | ||
| Q3 24 | — | 6.5% | ||
| Q2 24 | — | 0.7% |
现金转化率MBWMTHFF
| Q1 26 | — | — | ||
| Q4 25 | 0.79× | 4.21× | ||
| Q3 25 | 0.97× | 1.29× | ||
| Q2 25 | -0.35× | 0.68× | ||
| Q1 25 | -0.15× | 1.14× | ||
| Q4 24 | 5.15× | 3.72× | ||
| Q3 24 | -0.41× | 2.67× | ||
| Q2 24 | 0.49× | 0.77× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MBWM
| Net Interest Income | $55.9M | 83% |
| Noninterest Income | $11.7M | 17% |
THFF
暂无分部数据
