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ASURE SOFTWARE INC（ASUR）与Pioneer Bancorp, Inc.（PBFS）财务数据对比。点击上方公司名可切换其他公司
ASURE SOFTWARE INC的季度营收约是Pioneer Bancorp, Inc.的1.4倍（$36.3M vs $25.0M），Pioneer Bancorp, Inc.净利率更高（82.1% vs -14.8%，领先96.9%），过去两年Pioneer Bancorp, Inc.的营收复合增速更高（144.9% vs 11.2%）
Asure Software是一家软件企业，其前身为Forgent Networks，2007年9月完成品牌更名后，业务逐渐拓展至人力资本管理领域，为客户提供薪资发放、考勤管理、人才管理、人力资源管理、福利管理以及保险相关服务等解决方案。
先锋银行控股公司（马里兰州）是一家美国银行控股企业，为先锋银行的母公司，主要面向马里兰州本地社区用户提供零售及商业银行服务，涵盖存款账户、住房与商业抵押贷款、消费贷款及小微企业融资等产品。
ASUR vs PBFS — 直观对比
营收规模更大
ASUR
是对方的1.4倍
$25.0M
净利率更高
PBFS
高出96.9%
-14.8%
两年增速更快
PBFS
近两年复合增速
11.2%
损益表 — Q3 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $36.3M | $25.0M |
| 净利润 | $-5.4M | $3.7M |
| 毛利率 | 63.8% | — |
| 营业利润率 | -9.7% | 21.3% |
| 净利率 | -14.8% | 82.1% |
| 营收同比 | 23.7% | — |
| 净利润同比 | -37.5% | — |
| 每股收益（稀释后） | $-0.19 | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASURPBFS
| Q4 25 | — | $25.0M | ||
| Q3 25 | $36.3M | $24.0M | ||
| Q2 25 | $30.1M | $24.4M | ||
| Q1 25 | $34.9M | $22.8M | ||
| Q3 24 | $29.3M | $22.0M | ||
| Q2 24 | $28.0M | $20.9M | ||
| Q1 24 | $31.7M | $21.6M | ||
| Q4 23 | $26.3M | $4.2M |
净利润ASURPBFS
| Q4 25 | — | $3.7M | ||
| Q3 25 | $-5.4M | $4.3M | ||
| Q2 25 | $-6.1M | $6.5M | ||
| Q1 25 | $-2.4M | $5.8M | ||
| Q3 24 | $-3.9M | $6.3M | ||
| Q2 24 | $-4.4M | $3.9M | ||
| Q1 24 | $-308.0K | $4.7M | ||
| Q4 23 | $-3.6M | $3.2M |
毛利率ASURPBFS
| Q4 25 | — | — | ||
| Q3 25 | 63.8% | — | ||
| Q2 25 | 66.1% | — | ||
| Q1 25 | 70.6% | — | ||
| Q3 24 | 67.2% | — | ||
| Q2 24 | 67.3% | — | ||
| Q1 24 | 71.4% | — | ||
| Q4 23 | 67.9% | — |
营业利润率ASURPBFS
| Q4 25 | — | 21.3% | ||
| Q3 25 | -9.7% | 23.4% | ||
| Q2 25 | -15.4% | 33.3% | ||
| Q1 25 | -5.8% | 32.5% | ||
| Q3 24 | -12.4% | 37.2% | ||
| Q2 24 | -14.9% | 24.1% | ||
| Q1 24 | -1.4% | 28.1% | ||
| Q4 23 | -14.3% | 96.1% |
净利率ASURPBFS
| Q4 25 | — | 82.1% | ||
| Q3 25 | -14.8% | 18.0% | ||
| Q2 25 | -20.3% | 26.4% | ||
| Q1 25 | -6.9% | 25.3% | ||
| Q3 24 | -13.3% | 28.7% | ||
| Q2 24 | -15.5% | 107.4% | ||
| Q1 24 | -1.0% | 21.9% | ||
| Q4 23 | -13.6% | 76.4% |
每股收益（稀释后）ASURPBFS
| Q4 25 | — | $0.16 | ||
| Q3 25 | $-0.19 | $0.18 | ||
| Q2 25 | $-0.22 | $0.26 | ||
| Q1 25 | $-0.09 | $0.23 | ||
| Q3 24 | $-0.15 | $0.25 | ||
| Q2 24 | $-0.17 | $0.15 | ||
| Q1 24 | $-0.01 | $0.19 | ||
| Q4 23 | $-0.16 | $0.13 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $21.5M | — |
| 总债务越低越好 | $70.4M | — |
| 股东权益账面价值 | $193.1M | $323.9M |
| 总资产 | $447.1M | $2.2B |
| 负债/权益比越低杠杆越低 | 0.36× | — |
8季度趋势，按日历期对齐
现金及短期投资ASURPBFS
| Q4 25 | — | — | ||
| Q3 25 | $21.5M | — | ||
| Q2 25 | $66.0M | — | ||
| Q1 25 | $14.1M | — | ||
| Q3 24 | $11.2M | — | ||
| Q2 24 | $20.7M | — | ||
| Q1 24 | $23.2M | — | ||
| Q4 23 | $30.3M | — |
总债务ASURPBFS
| Q4 25 | — | — | ||
| Q3 25 | $70.4M | — | ||
| Q2 25 | $67.4M | — | ||
| Q1 25 | $14.1M | — | ||
| Q3 24 | $7.5M | — | ||
| Q2 24 | $6.0M | — | ||
| Q1 24 | $5.3M | — | ||
| Q4 23 | $4.3M | — |
股东权益ASURPBFS
| Q4 25 | — | $323.9M | ||
| Q3 25 | $193.1M | $314.2M | ||
| Q2 25 | $194.3M | $314.2M | ||
| Q1 25 | $197.7M | $310.7M | ||
| Q3 24 | $199.2M | $303.8M | ||
| Q2 24 | $195.5M | $296.5M | ||
| Q1 24 | $197.7M | $289.0M | ||
| Q4 23 | $191.7M | $283.8M |
总资产ASURPBFS
| Q4 25 | — | $2.2B | ||
| Q3 25 | $447.1M | $2.2B | ||
| Q2 25 | $505.6M | $2.1B | ||
| Q1 25 | $498.9M | $2.1B | ||
| Q3 24 | $428.1M | $2.0B | ||
| Q2 24 | $420.1M | — | ||
| Q1 24 | $469.3M | $2.0B | ||
| Q4 23 | $443.9M | $1.9B |
负债/权益比ASURPBFS
| Q4 25 | — | — | ||
| Q3 25 | 0.36× | — | ||
| Q2 25 | 0.35× | — | ||
| Q1 25 | 0.07× | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.03× | — | ||
| Q1 24 | 0.03× | — | ||
| Q4 23 | 0.02× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $5.8M | $11.1M |
| 自由现金流经营现金流 - 资本支出 | $5.7M | — |
| 自由现金流率自由现金流/营收 | 15.6% | — |
| 资本支出强度资本支出/营收 | 0.3% | — |
| 现金转化率经营现金流/净利润 | — | 2.97× |
| 过去12个月自由现金流最近4个季度 | $11.6M | — |
8季度趋势，按日历期对齐
经营现金流ASURPBFS
| Q4 25 | — | $11.1M | ||
| Q3 25 | $5.8M | $3.9M | ||
| Q2 25 | $3.2M | $5.1M | ||
| Q1 25 | $2.0M | $-3.5M | ||
| Q3 24 | $1.3M | $1.9M | ||
| Q2 24 | $2.2M | $9.0M | ||
| Q1 24 | $-3.9M | $3.3M | ||
| Q4 23 | $7.1M | $-943.0K |
自由现金流ASURPBFS
| Q4 25 | — | — | ||
| Q3 25 | $5.7M | — | ||
| Q2 25 | $3.0M | — | ||
| Q1 25 | $1.8M | — | ||
| Q3 24 | $1.2M | — | ||
| Q2 24 | $2.1M | — | ||
| Q1 24 | $-4.2M | — | ||
| Q4 23 | $6.8M | — |
自由现金流率ASURPBFS
| Q4 25 | — | — | ||
| Q3 25 | 15.6% | — | ||
| Q2 25 | 9.8% | — | ||
| Q1 25 | 5.2% | — | ||
| Q3 24 | 3.9% | — | ||
| Q2 24 | 7.5% | — | ||
| Q1 24 | -13.2% | — | ||
| Q4 23 | 26.1% | — |
资本支出强度ASURPBFS
| Q4 25 | — | — | ||
| Q3 25 | 0.3% | — | ||
| Q2 25 | 0.7% | — | ||
| Q1 25 | 0.6% | — | ||
| Q3 24 | 0.6% | — | ||
| Q2 24 | 0.5% | — | ||
| Q1 24 | 0.8% | — | ||
| Q4 23 | 0.8% | — |
现金转化率ASURPBFS
| Q4 25 | — | 2.97× | ||
| Q3 25 | — | 0.90× | ||
| Q2 25 | — | 0.78× | ||
| Q1 25 | — | -0.61× | ||
| Q3 24 | — | 0.30× | ||
| Q2 24 | — | 2.30× | ||
| Q1 24 | — | 0.70× | ||
| Q4 23 | — | -0.30× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASUR
| Recurring | $31.8M | 88% |
| Lathem Time | $4.6M | 13% |
PBFS
暂无分部数据
