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Atlanticus Holdings Corp（ATLCP）与DOCUSIGN, INC.（DOCU）财务数据对比。点击上方公司名可切换其他公司
DOCUSIGN, INC.的季度营收约是Atlanticus Holdings Corp的1.1倍（$818.4M vs $734.4M），DOCUSIGN, INC.净利率更高（10.2% vs 4.7%，领先5.5%），Atlanticus Holdings Corp同比增速更快（107.8% vs 8.4%）
Atlanticus Holdings Corp是一家总部位于美国的金融科技及消费金融企业，主要服务美国境内信用记录不足或非优质信用的消费者群体，提供消费分期、个人贷款等普惠信贷产品，同时与零售商户及金融机构合作推出定制化灵活信贷解决方案。
DocuSign是总部位于美国加利福尼亚州旧金山的软件企业，为各类机构提供多设备支持的电子协议管理及电子签名相关产品。截至2025年，公司在180个国家拥有约170万客户，其处理的签名符合美国ESIGN法案、欧盟eIDAS法规要求，满足欧盟高级及合格签名标准。
ATLCP vs DOCU — 直观对比
营收规模更大
DOCU
是对方的1.1倍
$734.4M
营收增速更快
ATLCP
高出99.3%
8.4%
净利率更高
DOCU
高出5.5%
4.7%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $734.4M | $818.4M |
| 净利润 | $34.6M | $83.7M |
| 毛利率 | 92.4% | 79.2% |
| 营业利润率 | 6.3% | 10.4% |
| 净利率 | 4.7% | 10.2% |
| 营收同比 | 107.8% | 8.4% |
| 净利润同比 | 11.7% | 34.1% |
| 每股收益（稀释后） | $1.75 | $0.40 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ATLCPDOCU
| Q4 25 | $734.4M | $818.4M | ||
| Q3 25 | $494.7M | $800.6M | ||
| Q2 25 | $394.2M | $763.7M | ||
| Q1 25 | $345.2M | — | ||
| Q4 24 | $353.5M | — | ||
| Q3 24 | $351.2M | — | ||
| Q2 24 | $316.0M | — | ||
| Q1 24 | $290.7M | — |
净利润ATLCPDOCU
| Q4 25 | $34.6M | $83.7M | ||
| Q3 25 | $25.0M | $63.0M | ||
| Q2 25 | $30.6M | $72.1M | ||
| Q1 25 | $31.5M | — | ||
| Q4 24 | $31.0M | — | ||
| Q3 24 | $29.5M | — | ||
| Q2 24 | $24.3M | — | ||
| Q1 24 | $26.2M | — |
毛利率ATLCPDOCU
| Q4 25 | 92.4% | 79.2% | ||
| Q3 25 | 92.1% | 79.3% | ||
| Q2 25 | 91.4% | 79.4% | ||
| Q1 25 | 90.7% | — | ||
| Q4 24 | 89.9% | — | ||
| Q3 24 | 92.0% | — | ||
| Q2 24 | 91.2% | — | ||
| Q1 24 | 90.8% | — |
营业利润率ATLCPDOCU
| Q4 25 | 6.3% | 10.4% | ||
| Q3 25 | 6.6% | 8.1% | ||
| Q2 25 | 10.2% | 7.9% | ||
| Q1 25 | 11.8% | — | ||
| Q4 24 | 11.3% | — | ||
| Q3 24 | 10.6% | — | ||
| Q2 24 | 9.1% | — | ||
| Q1 24 | 11.3% | — |
净利率ATLCPDOCU
| Q4 25 | 4.7% | 10.2% | ||
| Q3 25 | 5.0% | 7.9% | ||
| Q2 25 | 7.8% | 9.4% | ||
| Q1 25 | 9.1% | — | ||
| Q4 24 | 8.8% | — | ||
| Q3 24 | 8.4% | — | ||
| Q2 24 | 7.7% | — | ||
| Q1 24 | 9.0% | — |
每股收益（稀释后）ATLCPDOCU
| Q4 25 | $1.75 | $0.40 | ||
| Q3 25 | $1.21 | $0.30 | ||
| Q2 25 | $1.51 | $0.34 | ||
| Q1 25 | $1.49 | — | ||
| Q4 24 | $1.42 | — | ||
| Q3 24 | $1.27 | — | ||
| Q2 24 | $0.99 | — | ||
| Q1 24 | $1.09 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $621.1M | $583.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $608.7M | $2.0B |
| 总资产 | $7.6B | $4.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ATLCPDOCU
| Q4 25 | $621.1M | $583.3M | ||
| Q3 25 | $425.0M | $600.0M | ||
| Q2 25 | $329.4M | $657.4M | ||
| Q1 25 | $350.4M | — | ||
| Q4 24 | $375.4M | — | ||
| Q3 24 | $308.7M | — | ||
| Q2 24 | $350.9M | — | ||
| Q1 24 | $444.8M | — |
股东权益ATLCPDOCU
| Q4 25 | $608.7M | $2.0B | ||
| Q3 25 | $589.3M | $2.0B | ||
| Q2 25 | $563.3M | $2.0B | ||
| Q1 25 | $532.7M | — | ||
| Q4 24 | $492.9M | — | ||
| Q3 24 | $457.7M | — | ||
| Q2 24 | $433.8M | — | ||
| Q1 24 | $416.0M | — |
总资产ATLCPDOCU
| Q4 25 | $7.6B | $4.0B | ||
| Q3 25 | $7.1B | $3.9B | ||
| Q2 25 | $3.6B | $3.9B | ||
| Q1 25 | $3.3B | — | ||
| Q4 24 | $3.3B | — | ||
| Q3 24 | $3.0B | — | ||
| Q2 24 | $2.8B | — | ||
| Q1 24 | $2.8B | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $266.3M | $290.3M |
| 自由现金流经营现金流 - 资本支出 | — | $262.9M |
| 自由现金流率自由现金流/营收 | — | 32.1% |
| 资本支出强度资本支出/营收 | — | 3.3% |
| 现金转化率经营现金流/净利润 | 7.69× | 3.47× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ATLCPDOCU
| Q4 25 | $266.3M | $290.3M | ||
| Q3 25 | $107.5M | $246.1M | ||
| Q2 25 | $132.7M | $251.4M | ||
| Q1 25 | $131.6M | — | ||
| Q4 24 | $122.6M | — | ||
| Q3 24 | $112.4M | — | ||
| Q2 24 | $115.6M | — | ||
| Q1 24 | $118.8M | — |
自由现金流ATLCPDOCU
| Q4 25 | — | $262.9M | ||
| Q3 25 | — | $217.6M | ||
| Q2 25 | — | $227.8M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
自由现金流率ATLCPDOCU
| Q4 25 | — | 32.1% | ||
| Q3 25 | — | 27.2% | ||
| Q2 25 | — | 29.8% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
资本支出强度ATLCPDOCU
| Q4 25 | — | 3.3% | ||
| Q3 25 | — | 3.6% | ||
| Q2 25 | — | 3.1% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金转化率ATLCPDOCU
| Q4 25 | 7.69× | 3.47× | ||
| Q3 25 | 4.30× | 3.91× | ||
| Q2 25 | 4.34× | 3.49× | ||
| Q1 25 | 4.17× | — | ||
| Q4 24 | 3.96× | — | ||
| Q3 24 | 3.80× | — | ||
| Q2 24 | 4.76× | — | ||
| Q1 24 | 4.54× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ATLCP
暂无分部数据
DOCU
| Subscription And Circulation | $801.0M | 98% |
| Professional Services And Other | $17.4M | 2% |
