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Atlanticus Holdings Corp（ATLCP）与罗技（LOGI）财务数据对比。点击上方公司名可切换其他公司
罗技的季度营收约是Atlanticus Holdings Corp的1.9倍（$1.4B vs $734.4M），罗技净利率更高（17.7% vs 4.7%，领先12.9%），Atlanticus Holdings Corp同比增速更快（107.8% vs 6.1%），过去两年Atlanticus Holdings Corp的营收复合增速更高（58.9% vs 18.5%）
Atlanticus Holdings Corp是一家总部位于美国的金融科技及消费金融企业，主要服务美国境内信用记录不足或非优质信用的消费者群体，提供消费分期、个人贷款等普惠信贷产品，同时与零售商户及金融机构合作推出定制化灵活信贷解决方案。
罗技国际是总部位于瑞士洛桑的跨国企业，专注于计算机外设及相关软件的研发与生产，在欧洲、亚洲、大洋洲、美洲均设有分支机构，为瑞士市场指数成分股，同时在纳斯达克交易所挂牌上市。
ATLCP vs LOGI — 直观对比
营收规模更大
LOGI
是对方的1.9倍
$734.4M
营收增速更快
ATLCP
高出101.7%
6.1%
净利率更高
LOGI
高出12.9%
4.7%
两年增速更快
ATLCP
近两年复合增速
18.5%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $734.4M | $1.4B |
| 净利润 | $34.6M | $251.0M |
| 毛利率 | 92.4% | 43.2% |
| 营业利润率 | 6.3% | 20.1% |
| 净利率 | 4.7% | 17.7% |
| 营收同比 | 107.8% | 6.1% |
| 净利润同比 | 11.7% | 25.4% |
| 每股收益（稀释后） | $1.75 | $1.69 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ATLCPLOGI
| Q4 25 | $734.4M | $1.4B | ||
| Q3 25 | $494.7M | $1.2B | ||
| Q2 25 | $394.2M | $1.1B | ||
| Q1 25 | $345.2M | $1.0B | ||
| Q4 24 | $353.5M | $1.3B | ||
| Q3 24 | $351.2M | $1.1B | ||
| Q2 24 | $316.0M | $1.1B | ||
| Q1 24 | $290.7M | $1.0B |
净利润ATLCPLOGI
| Q4 25 | $34.6M | $251.0M | ||
| Q3 25 | $25.0M | $170.7M | ||
| Q2 25 | $30.6M | $146.0M | ||
| Q1 25 | $31.5M | $144.1M | ||
| Q4 24 | $31.0M | $200.1M | ||
| Q3 24 | $29.5M | $145.5M | ||
| Q2 24 | $24.3M | $141.8M | ||
| Q1 24 | $26.2M | $167.6M |
毛利率ATLCPLOGI
| Q4 25 | 92.4% | 43.2% | ||
| Q3 25 | 92.1% | 43.4% | ||
| Q2 25 | 91.4% | 41.7% | ||
| Q1 25 | 90.7% | 43.1% | ||
| Q4 24 | 89.9% | 42.9% | ||
| Q3 24 | 92.0% | 43.6% | ||
| Q2 24 | 91.2% | 42.8% | ||
| Q1 24 | 90.8% | 43.2% |
营业利润率ATLCPLOGI
| Q4 25 | 6.3% | 20.1% | ||
| Q3 25 | 6.6% | 16.1% | ||
| Q2 25 | 10.2% | 14.1% | ||
| Q1 25 | 11.8% | 10.5% | ||
| Q4 24 | 11.3% | 17.5% | ||
| Q3 24 | 10.6% | 14.4% | ||
| Q2 24 | 9.1% | 14.1% | ||
| Q1 24 | 11.3% | 12.9% |
净利率ATLCPLOGI
| Q4 25 | 4.7% | 17.7% | ||
| Q3 25 | 5.0% | 14.4% | ||
| Q2 25 | 7.8% | 12.7% | ||
| Q1 25 | 9.1% | 14.3% | ||
| Q4 24 | 8.8% | 14.9% | ||
| Q3 24 | 8.4% | 13.0% | ||
| Q2 24 | 7.7% | 13.0% | ||
| Q1 24 | 9.0% | 16.6% |
每股收益（稀释后）ATLCPLOGI
| Q4 25 | $1.75 | $1.69 | ||
| Q3 25 | $1.21 | $1.15 | ||
| Q2 25 | $1.51 | $0.98 | ||
| Q1 25 | $1.49 | $0.94 | ||
| Q4 24 | $1.42 | $1.32 | ||
| Q3 24 | $1.27 | $0.95 | ||
| Q2 24 | $0.99 | $0.92 | ||
| Q1 24 | $1.09 | $1.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $621.1M | $1.8B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $608.7M | $2.3B |
| 总资产 | $7.6B | $4.1B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ATLCPLOGI
| Q4 25 | $621.1M | $1.8B | ||
| Q3 25 | $425.0M | $1.4B | ||
| Q2 25 | $329.4M | $1.5B | ||
| Q1 25 | $350.4M | $1.5B | ||
| Q4 24 | $375.4M | $1.5B | ||
| Q3 24 | $308.7M | $1.4B | ||
| Q2 24 | $350.9M | $1.5B | ||
| Q1 24 | $444.8M | $1.5B |
股东权益ATLCPLOGI
| Q4 25 | $608.7M | $2.3B | ||
| Q3 25 | $589.3M | $2.1B | ||
| Q2 25 | $563.3M | $2.2B | ||
| Q1 25 | $532.7M | $2.1B | ||
| Q4 24 | $492.9M | $2.1B | ||
| Q3 24 | $457.7M | $2.1B | ||
| Q2 24 | $433.8M | $2.2B | ||
| Q1 24 | $416.0M | $2.2B |
总资产ATLCPLOGI
| Q4 25 | $7.6B | $4.1B | ||
| Q3 25 | $7.1B | $3.7B | ||
| Q2 25 | $3.6B | $3.7B | ||
| Q1 25 | $3.3B | $3.5B | ||
| Q4 24 | $3.3B | $3.7B | ||
| Q3 24 | $3.0B | $3.6B | ||
| Q2 24 | $2.8B | $3.7B | ||
| Q1 24 | $2.8B | $3.6B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $266.3M | $480.5M |
| 自由现金流经营现金流 - 资本支出 | — | $465.6M |
| 自由现金流率自由现金流/营收 | — | 32.8% |
| 资本支出强度资本支出/营收 | — | 1.0% |
| 现金转化率经营现金流/净利润 | 7.69× | 1.91× |
| 过去12个月自由现金流最近4个季度 | — | $903.6M |
8季度趋势，按日历期对齐
经营现金流ATLCPLOGI
| Q4 25 | $266.3M | $480.5M | ||
| Q3 25 | $107.5M | $228.8M | ||
| Q2 25 | $132.7M | $125.0M | ||
| Q1 25 | $131.6M | $129.7M | ||
| Q4 24 | $122.6M | $370.9M | ||
| Q3 24 | $112.4M | $166.0M | ||
| Q2 24 | $115.6M | $176.0M | ||
| Q1 24 | $118.8M | $239.1M |
自由现金流ATLCPLOGI
| Q4 25 | — | $465.6M | ||
| Q3 25 | — | $212.3M | ||
| Q2 25 | — | $108.8M | ||
| Q1 25 | — | $116.9M | ||
| Q4 24 | — | $356.6M | ||
| Q3 24 | — | $151.5M | ||
| Q2 24 | — | $161.4M | ||
| Q1 24 | — | $228.8M |
自由现金流率ATLCPLOGI
| Q4 25 | — | 32.8% | ||
| Q3 25 | — | 17.9% | ||
| Q2 25 | — | 9.5% | ||
| Q1 25 | — | 11.6% | ||
| Q4 24 | — | 26.6% | ||
| Q3 24 | — | 13.6% | ||
| Q2 24 | — | 14.8% | ||
| Q1 24 | — | 22.6% |
资本支出强度ATLCPLOGI
| Q4 25 | — | 1.0% | ||
| Q3 25 | — | 1.4% | ||
| Q2 25 | — | 1.4% | ||
| Q1 25 | — | 1.3% | ||
| Q4 24 | — | 1.1% | ||
| Q3 24 | — | 1.3% | ||
| Q2 24 | — | 1.3% | ||
| Q1 24 | — | 1.0% |
现金转化率ATLCPLOGI
| Q4 25 | 7.69× | 1.91× | ||
| Q3 25 | 4.30× | 1.34× | ||
| Q2 25 | 4.34× | 0.86× | ||
| Q1 25 | 4.17× | 0.90× | ||
| Q4 24 | 3.96× | 1.85× | ||
| Q3 24 | 3.80× | 1.14× | ||
| Q2 24 | 4.76× | 1.24× | ||
| Q1 24 | 4.54× | 1.43× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ATLCP
暂无分部数据
LOGI
| Retail Gaming | $482.7M | 34% |
| Retail Keyboards Desktops | $254.6M | 18% |
| Retail Pointing Devices | $241.2M | 17% |
| Retail Video Collaboration | $193.3M | 14% |
| Retail Tablet And Other Accessories | $93.6M | 7% |
| Retail Webcams | $82.3M | 6% |
| Retail Headsets | $45.9M | 3% |
| Other Retail Products | $28.0M | 2% |
