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Atlanticus Holdings Corp（ATLCP）与LOUISIANA-PACIFIC CORP（LPX）财务数据对比。点击上方公司名可切换其他公司
Atlanticus Holdings Corp的季度营收约是LOUISIANA-PACIFIC CORP的1.3倍（$734.4M vs $566.0M），Atlanticus Holdings Corp净利率更高（4.7% vs -1.4%，领先6.1%），Atlanticus Holdings Corp同比增速更快（107.8% vs -16.9%），过去两年Atlanticus Holdings Corp的营收复合增速更高（58.9% vs -11.6%）
Atlanticus Holdings Corp是一家总部位于美国的金融科技及消费金融企业，主要服务美国境内信用记录不足或非优质信用的消费者群体，提供消费分期、个人贷款等普惠信贷产品，同时与零售商户及金融机构合作推出定制化灵活信贷解决方案。
路易斯安那-太平洋公司（简称LP）是美国知名建材制造商，成立于1973年，是美国定向结构刨花板（OSB）生产的开创者，总部现位于田纳西州纳什维尔。作为全球最大的OSB生产商，公司还生产工程木建材产品，通过建材分销商、经销商及家居零售中心向建筑商和业主供货。
ATLCP vs LPX — 直观对比
营收规模更大
ATLCP
是对方的1.3倍
$566.0M
营收增速更快
ATLCP
高出124.6%
-16.9%
净利率更高
ATLCP
高出6.1%
-1.4%
两年增速更快
ATLCP
近两年复合增速
-11.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $734.4M | $566.0M |
| 净利润 | $34.6M | $-8.0M |
| 毛利率 | 92.4% | 15.0% |
| 营业利润率 | 6.3% | -1.6% |
| 净利率 | 4.7% | -1.4% |
| 营收同比 | 107.8% | -16.9% |
| 净利润同比 | 11.7% | -112.9% |
| 每股收益（稀释后） | $1.75 | $-0.12 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ATLCPLPX
| Q4 25 | $734.4M | $566.0M | ||
| Q3 25 | $494.7M | $663.0M | ||
| Q2 25 | $394.2M | $755.0M | ||
| Q1 25 | $345.2M | $724.0M | ||
| Q4 24 | $353.5M | $681.0M | ||
| Q3 24 | $351.2M | $722.0M | ||
| Q2 24 | $316.0M | $814.0M | ||
| Q1 24 | $290.7M | $724.0M |
净利润ATLCPLPX
| Q4 25 | $34.6M | $-8.0M | ||
| Q3 25 | $25.0M | $9.0M | ||
| Q2 25 | $30.6M | $54.0M | ||
| Q1 25 | $31.5M | $91.0M | ||
| Q4 24 | $31.0M | $62.0M | ||
| Q3 24 | $29.5M | $90.0M | ||
| Q2 24 | $24.3M | $160.0M | ||
| Q1 24 | $26.2M | $108.0M |
毛利率ATLCPLPX
| Q4 25 | 92.4% | 15.0% | ||
| Q3 25 | 92.1% | 19.5% | ||
| Q2 25 | 91.4% | 23.6% | ||
| Q1 25 | 90.7% | 27.2% | ||
| Q4 24 | 89.9% | 23.8% | ||
| Q3 24 | 92.0% | 26.7% | ||
| Q2 24 | 91.2% | 32.3% | ||
| Q1 24 | 90.8% | 29.6% |
营业利润率ATLCPLPX
| Q4 25 | 6.3% | -1.6% | ||
| Q3 25 | 6.6% | 2.7% | ||
| Q2 25 | 10.2% | 10.6% | ||
| Q1 25 | 11.8% | 16.6% | ||
| Q4 24 | 11.3% | 11.0% | ||
| Q3 24 | 10.6% | 16.1% | ||
| Q2 24 | 9.1% | 23.8% | ||
| Q1 24 | 11.3% | 20.0% |
净利率ATLCPLPX
| Q4 25 | 4.7% | -1.4% | ||
| Q3 25 | 5.0% | 1.4% | ||
| Q2 25 | 7.8% | 7.2% | ||
| Q1 25 | 9.1% | 12.6% | ||
| Q4 24 | 8.8% | 9.1% | ||
| Q3 24 | 8.4% | 12.5% | ||
| Q2 24 | 7.7% | 19.7% | ||
| Q1 24 | 9.0% | 14.9% |
每股收益（稀释后）ATLCPLPX
| Q4 25 | $1.75 | $-0.12 | ||
| Q3 25 | $1.21 | $0.13 | ||
| Q2 25 | $1.51 | $0.77 | ||
| Q1 25 | $1.49 | $1.30 | ||
| Q4 24 | $1.42 | $0.90 | ||
| Q3 24 | $1.27 | $1.28 | ||
| Q2 24 | $0.99 | $2.23 | ||
| Q1 24 | $1.09 | $1.48 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $621.1M | $292.0M |
| 总债务越低越好 | — | $348.0M |
| 股东权益账面价值 | $608.7M | $1.7B |
| 总资产 | $7.6B | $2.6B |
| 负债/权益比越低杠杆越低 | — | 0.20× |
8季度趋势，按日历期对齐
现金及短期投资ATLCPLPX
| Q4 25 | $621.1M | $292.0M | ||
| Q3 25 | $425.0M | $316.0M | ||
| Q2 25 | $329.4M | $333.0M | ||
| Q1 25 | $350.4M | $256.0M | ||
| Q4 24 | $375.4M | $340.0M | ||
| Q3 24 | $308.7M | $346.0M | ||
| Q2 24 | $350.9M | $317.0M | ||
| Q1 24 | $444.8M | $244.0M |
总债务ATLCPLPX
| Q4 25 | — | $348.0M | ||
| Q3 25 | — | $348.0M | ||
| Q2 25 | — | $348.0M | ||
| Q1 25 | — | $348.0M | ||
| Q4 24 | — | $348.0M | ||
| Q3 24 | — | $347.0M | ||
| Q2 24 | — | $347.0M | ||
| Q1 24 | — | $347.0M |
股东权益ATLCPLPX
| Q4 25 | $608.7M | $1.7B | ||
| Q3 25 | $589.3M | $1.7B | ||
| Q2 25 | $563.3M | $1.7B | ||
| Q1 25 | $532.7M | $1.7B | ||
| Q4 24 | $492.9M | $1.7B | ||
| Q3 24 | $457.7M | $1.7B | ||
| Q2 24 | $433.8M | $1.7B | ||
| Q1 24 | $416.0M | $1.6B |
总资产ATLCPLPX
| Q4 25 | $7.6B | $2.6B | ||
| Q3 25 | $7.1B | $2.6B | ||
| Q2 25 | $3.6B | $2.7B | ||
| Q1 25 | $3.3B | $2.6B | ||
| Q4 24 | $3.3B | $2.6B | ||
| Q3 24 | $3.0B | $2.6B | ||
| Q2 24 | $2.8B | $2.5B | ||
| Q1 24 | $2.8B | $2.5B |
负债/权益比ATLCPLPX
| Q4 25 | — | 0.20× | ||
| Q3 25 | — | 0.20× | ||
| Q2 25 | — | 0.20× | ||
| Q1 25 | — | 0.21× | ||
| Q4 24 | — | 0.21× | ||
| Q3 24 | — | 0.21× | ||
| Q2 24 | — | 0.21× | ||
| Q1 24 | — | 0.21× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $266.3M | $67.0M |
| 自由现金流经营现金流 - 资本支出 | — | $-8.0M |
| 自由现金流率自由现金流/营收 | — | -1.4% |
| 资本支出强度资本支出/营收 | — | 13.3% |
| 现金转化率经营现金流/净利润 | 7.69× | — |
| 过去12个月自由现金流最近4个季度 | — | $91.0M |
8季度趋势，按日历期对齐
经营现金流ATLCPLPX
| Q4 25 | $266.3M | $67.0M | ||
| Q3 25 | $107.5M | $89.0M | ||
| Q2 25 | $132.7M | $162.0M | ||
| Q1 25 | $131.6M | $64.0M | ||
| Q4 24 | $122.6M | $105.0M | ||
| Q3 24 | $112.4M | $183.0M | ||
| Q2 24 | $115.6M | $212.0M | ||
| Q1 24 | $118.8M | $105.0M |
自由现金流ATLCPLPX
| Q4 25 | — | $-8.0M | ||
| Q3 25 | — | $5.0M | ||
| Q2 25 | — | $94.0M | ||
| Q1 25 | — | $0 | ||
| Q4 24 | — | $43.0M | ||
| Q3 24 | — | $139.0M | ||
| Q2 24 | — | $176.0M | ||
| Q1 24 | — | $64.0M |
自由现金流率ATLCPLPX
| Q4 25 | — | -1.4% | ||
| Q3 25 | — | 0.8% | ||
| Q2 25 | — | 12.5% | ||
| Q1 25 | — | 0.0% | ||
| Q4 24 | — | 6.3% | ||
| Q3 24 | — | 19.3% | ||
| Q2 24 | — | 21.6% | ||
| Q1 24 | — | 8.8% |
资本支出强度ATLCPLPX
| Q4 25 | — | 13.3% | ||
| Q3 25 | — | 12.7% | ||
| Q2 25 | — | 9.0% | ||
| Q1 25 | — | 8.8% | ||
| Q4 24 | — | 9.1% | ||
| Q3 24 | — | 6.1% | ||
| Q2 24 | — | 4.4% | ||
| Q1 24 | — | 5.7% |
现金转化率ATLCPLPX
| Q4 25 | 7.69× | — | ||
| Q3 25 | 4.30× | 9.89× | ||
| Q2 25 | 4.34× | 3.00× | ||
| Q1 25 | 4.17× | 0.70× | ||
| Q4 24 | 3.96× | 1.69× | ||
| Q3 24 | 3.80× | 2.03× | ||
| Q2 24 | 4.76× | 1.32× | ||
| Q1 24 | 4.54× | 0.97× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ATLCP
暂无分部数据
LPX
| OS Bvalueadd | $472.0M | 83% |
| Other | $84.0M | 15% |
| Otherproducts | $10.0M | 2% |
