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Atlanticus Holdings Corp（ATLCP）与Rollins, Inc.（ROL）财务数据对比。点击上方公司名可切换其他公司
Rollins, Inc.的季度营收约是Atlanticus Holdings Corp的1.2倍（$906.4M vs $734.4M），Rollins, Inc.净利率更高（11.9% vs 4.7%，领先7.2%），Atlanticus Holdings Corp同比增速更快（107.8% vs 10.2%），过去两年Atlanticus Holdings Corp的营收复合增速更高（58.9% vs 0.8%）
Atlanticus Holdings Corp是一家总部位于美国的金融科技及消费金融企业，主要服务美国境内信用记录不足或非优质信用的消费者群体，提供消费分期、个人贷款等普惠信贷产品，同时与零售商户及金融机构合作推出定制化灵活信贷解决方案。
Rollins, Inc.是北美知名虫害防治服务商，面向住宅及商业客户提供专业防控服务。公司依托Orkin、HomeTeam Pest Defense等多家全资子公司布局全球业务，覆盖北美、英国等市场，在民用及商用虫害治理领域具备深厚的行业积累与品牌优势。
ATLCP vs ROL — 直观对比
营收规模更大
ROL
是对方的1.2倍
$734.4M
营收增速更快
ATLCP
高出97.6%
10.2%
净利率更高
ROL
高出7.2%
4.7%
两年增速更快
ATLCP
近两年复合增速
0.8%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $734.4M | $906.4M |
| 净利润 | $34.6M | $107.8M |
| 毛利率 | 92.4% | — |
| 营业利润率 | 6.3% | 16.1% |
| 净利率 | 4.7% | 11.9% |
| 营收同比 | 107.8% | 10.2% |
| 净利润同比 | 11.7% | 2.5% |
| 每股收益（稀释后） | $1.75 | $0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ATLCPROL
| Q1 26 | — | $906.4M | ||
| Q4 25 | $734.4M | $912.9M | ||
| Q3 25 | $494.7M | $1.0B | ||
| Q2 25 | $394.2M | $999.5M | ||
| Q1 25 | $345.2M | $822.5M | ||
| Q4 24 | $353.5M | $832.2M | ||
| Q3 24 | $351.2M | $916.3M | ||
| Q2 24 | $316.0M | $891.9M |
净利润ATLCPROL
| Q1 26 | — | $107.8M | ||
| Q4 25 | $34.6M | $116.4M | ||
| Q3 25 | $25.0M | $163.5M | ||
| Q2 25 | $30.6M | $141.5M | ||
| Q1 25 | $31.5M | $105.2M | ||
| Q4 24 | $31.0M | $105.7M | ||
| Q3 24 | $29.5M | $136.9M | ||
| Q2 24 | $24.3M | $129.4M |
毛利率ATLCPROL
| Q1 26 | — | — | ||
| Q4 25 | 92.4% | — | ||
| Q3 25 | 92.1% | — | ||
| Q2 25 | 91.4% | — | ||
| Q1 25 | 90.7% | — | ||
| Q4 24 | 89.9% | — | ||
| Q3 24 | 92.0% | — | ||
| Q2 24 | 91.2% | — |
营业利润率ATLCPROL
| Q1 26 | — | 16.1% | ||
| Q4 25 | 6.3% | 17.5% | ||
| Q3 25 | 6.6% | 21.9% | ||
| Q2 25 | 10.2% | 19.8% | ||
| Q1 25 | 11.8% | 17.3% | ||
| Q4 24 | 11.3% | 18.1% | ||
| Q3 24 | 10.6% | 20.9% | ||
| Q2 24 | 9.1% | 20.4% |
净利率ATLCPROL
| Q1 26 | — | 11.9% | ||
| Q4 25 | 4.7% | 12.8% | ||
| Q3 25 | 5.0% | 15.9% | ||
| Q2 25 | 7.8% | 14.2% | ||
| Q1 25 | 9.1% | 12.8% | ||
| Q4 24 | 8.8% | 12.7% | ||
| Q3 24 | 8.4% | 14.9% | ||
| Q2 24 | 7.7% | 14.5% |
每股收益（稀释后）ATLCPROL
| Q1 26 | — | $0.22 | ||
| Q4 25 | $1.75 | $0.24 | ||
| Q3 25 | $1.21 | $0.34 | ||
| Q2 25 | $1.51 | $0.29 | ||
| Q1 25 | $1.49 | $0.22 | ||
| Q4 24 | $1.42 | $0.22 | ||
| Q3 24 | $1.27 | $0.28 | ||
| Q2 24 | $0.99 | $0.27 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $621.1M | $116.5M |
| 总债务越低越好 | — | $650.6M |
| 股东权益账面价值 | $608.7M | $1.4B |
| 总资产 | $7.6B | $3.2B |
| 负债/权益比越低杠杆越低 | — | 0.47× |
8季度趋势，按日历期对齐
现金及短期投资ATLCPROL
| Q1 26 | — | $116.5M | ||
| Q4 25 | $621.1M | $100.0M | ||
| Q3 25 | $425.0M | $127.4M | ||
| Q2 25 | $329.4M | $123.0M | ||
| Q1 25 | $350.4M | $201.2M | ||
| Q4 24 | $375.4M | $89.6M | ||
| Q3 24 | $308.7M | $95.3M | ||
| Q2 24 | $350.9M | $106.7M |
总债务ATLCPROL
| Q1 26 | — | $650.6M | ||
| Q4 25 | — | $486.1M | ||
| Q3 25 | — | $485.7M | ||
| Q2 25 | — | $485.3M | ||
| Q1 25 | — | $485.5M | ||
| Q4 24 | — | $395.3M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益ATLCPROL
| Q1 26 | — | $1.4B | ||
| Q4 25 | $608.7M | $1.4B | ||
| Q3 25 | $589.3M | $1.5B | ||
| Q2 25 | $563.3M | $1.4B | ||
| Q1 25 | $532.7M | $1.4B | ||
| Q4 24 | $492.9M | $1.3B | ||
| Q3 24 | $457.7M | $1.3B | ||
| Q2 24 | $433.8M | $1.2B |
总资产ATLCPROL
| Q1 26 | — | $3.2B | ||
| Q4 25 | $7.6B | $3.1B | ||
| Q3 25 | $7.1B | $3.2B | ||
| Q2 25 | $3.6B | $3.2B | ||
| Q1 25 | $3.3B | $2.9B | ||
| Q4 24 | $3.3B | $2.8B | ||
| Q3 24 | $3.0B | $2.8B | ||
| Q2 24 | $2.8B | $2.8B |
负债/权益比ATLCPROL
| Q1 26 | — | 0.47× | ||
| Q4 25 | — | 0.35× | ||
| Q3 25 | — | 0.32× | ||
| Q2 25 | — | 0.34× | ||
| Q1 25 | — | 0.36× | ||
| Q4 24 | — | 0.30× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $266.3M | $118.4M |
| 自由现金流经营现金流 - 资本支出 | — | $111.2M |
| 自由现金流率自由现金流/营收 | — | 12.3% |
| 资本支出强度资本支出/营收 | — | 0.8% |
| 现金转化率经营现金流/净利润 | 7.69× | 1.10× |
| 过去12个月自由现金流最近4个季度 | — | $621.1M |
8季度趋势，按日历期对齐
经营现金流ATLCPROL
| Q1 26 | — | $118.4M | ||
| Q4 25 | $266.3M | $164.7M | ||
| Q3 25 | $107.5M | $191.3M | ||
| Q2 25 | $132.7M | $175.1M | ||
| Q1 25 | $131.6M | $146.9M | ||
| Q4 24 | $122.6M | $188.2M | ||
| Q3 24 | $112.4M | $146.9M | ||
| Q2 24 | $115.6M | $145.1M |
自由现金流ATLCPROL
| Q1 26 | — | $111.2M | ||
| Q4 25 | — | $159.0M | ||
| Q3 25 | — | $182.8M | ||
| Q2 25 | — | $168.0M | ||
| Q1 25 | — | $140.1M | ||
| Q4 24 | — | $184.0M | ||
| Q3 24 | — | $139.4M | ||
| Q2 24 | — | $136.4M |
自由现金流率ATLCPROL
| Q1 26 | — | 12.3% | ||
| Q4 25 | — | 17.4% | ||
| Q3 25 | — | 17.8% | ||
| Q2 25 | — | 16.8% | ||
| Q1 25 | — | 17.0% | ||
| Q4 24 | — | 22.1% | ||
| Q3 24 | — | 15.2% | ||
| Q2 24 | — | 15.3% |
资本支出强度ATLCPROL
| Q1 26 | — | 0.8% | ||
| Q4 25 | — | 0.6% | ||
| Q3 25 | — | 0.8% | ||
| Q2 25 | — | 0.7% | ||
| Q1 25 | — | 0.8% | ||
| Q4 24 | — | 0.5% | ||
| Q3 24 | — | 0.8% | ||
| Q2 24 | — | 1.0% |
现金转化率ATLCPROL
| Q1 26 | — | 1.10× | ||
| Q4 25 | 7.69× | 1.41× | ||
| Q3 25 | 4.30× | 1.17× | ||
| Q2 25 | 4.34× | 1.24× | ||
| Q1 25 | 4.17× | 1.40× | ||
| Q4 24 | 3.96× | 1.78× | ||
| Q3 24 | 3.80× | 1.07× | ||
| Q2 24 | 4.76× | 1.12× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
