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AMES NATIONAL CORP（ATLO）与Truist Financial（TFC）财务数据对比。点击上方公司名可切换其他公司
Truist Financial的季度营收约是AMES NATIONAL CORP的242.9倍（$3.7B vs $15.2M）。AMES NATIONAL CORP净利率更高（42.8% vs 36.6%，领先6.2%）。AMES NATIONAL CORP同比增速更快（25.7% vs 3.1%）。过去两年AMES NATIONAL CORP的营收复合增速更高（18.2% vs 4.8%）
艾姆斯国家公司是总部位于美国爱荷华州的金融控股企业，运营多家社区银行子公司，提供零售及商业银行全品类服务，涵盖存取款、个人及企业贷款、抵押贷款、财富管理等，主要服务爱荷华州中部的消费者和中小微企业。
Truist Financial是美国银行控股公司，总部位于北卡罗来纳州夏洛特，2019年12月由BB&T与SunTrust合并组建。旗下银行在15个州及华盛顿特区共运营1928家网点，提供零售、商业、投资银行、证券经纪、资产管理、抵押贷款、保险等多元金融产品服务，为美国第十大银行，总资产达5230亿美元。
ATLO vs TFC — 直观对比
营收规模更大
TFC
是对方的242.9倍
$15.2M
营收增速更快
ATLO
高出22.6%
3.1%
净利率更高
ATLO
高出6.2%
36.6%
两年增速更快
ATLO
近两年复合增速
4.8%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $15.2M | $3.7B |
| 净利润 | $6.5M | $1.4B |
| 毛利率 | — | — |
| 营业利润率 | 54.3% | 42.3% |
| 净利率 | 42.8% | 36.6% |
| 营收同比 | 25.7% | 3.1% |
| 净利润同比 | 85.4% | 6.1% |
| 每股收益（稀释后） | — | $1.01 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ATLOTFC
| Q4 25 | $15.2M | $3.7B | ||
| Q3 25 | $14.0M | $3.6B | ||
| Q2 25 | $13.5M | $3.6B | ||
| Q1 25 | $12.9M | $3.5B | ||
| Q4 24 | $12.1M | $3.6B | ||
| Q3 24 | $11.1M | $3.6B | ||
| Q2 24 | $10.9M | $3.5B | ||
| Q1 24 | $10.9M | $3.4B |
净利润ATLOTFC
| Q4 25 | $6.5M | $1.4B | ||
| Q3 25 | $4.6M | $1.5B | ||
| Q2 25 | $4.5M | $1.2B | ||
| Q1 25 | $3.4M | $1.3B | ||
| Q4 24 | $3.5M | $1.3B | ||
| Q3 24 | $2.2M | $1.4B | ||
| Q2 24 | $2.2M | $922.0M | ||
| Q1 24 | $2.3M | $1.2B |
营业利润率ATLOTFC
| Q4 25 | 54.3% | 42.3% | ||
| Q3 25 | 40.7% | 47.9% | ||
| Q2 25 | 41.9% | 42.2% | ||
| Q1 25 | 32.8% | 43.8% | ||
| Q4 24 | 35.8% | 43.3% | ||
| Q3 24 | 23.6% | 47.5% | ||
| Q2 24 | 23.6% | -148.3% | ||
| Q1 24 | 24.9% | 40.5% |
净利率ATLOTFC
| Q4 25 | 42.8% | 36.6% | ||
| Q3 25 | 32.5% | 40.0% | ||
| Q2 25 | 33.5% | 34.6% | ||
| Q1 25 | 26.7% | 36.0% | ||
| Q4 24 | 29.0% | 35.5% | ||
| Q3 24 | 20.0% | 40.0% | ||
| Q2 24 | 20.1% | 26.1% | ||
| Q1 24 | 21.1% | 35.6% |
每股收益（稀释后）ATLOTFC
| Q4 25 | — | $1.01 | ||
| Q3 25 | — | $1.04 | ||
| Q2 25 | — | $0.90 | ||
| Q1 25 | — | $0.87 | ||
| Q4 24 | — | $0.94 | ||
| Q3 24 | — | $0.99 | ||
| Q2 24 | — | $0.62 | ||
| Q1 24 | — | $0.81 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $126.8M | — |
| 总债务越低越好 | $18.4M | $42.0B |
| 股东权益账面价值 | $207.9M | $65.2B |
| 总资产 | $2.1B | $547.5B |
| 负债/权益比越低杠杆越低 | 0.09× | 0.64× |
8季度趋势，按日历期对齐
现金及短期投资ATLOTFC
| Q4 25 | $126.8M | — | ||
| Q3 25 | $108.2M | — | ||
| Q2 25 | $95.2M | — | ||
| Q1 25 | $163.4M | — | ||
| Q4 24 | $101.2M | — | ||
| Q3 24 | $59.0M | — | ||
| Q2 24 | $63.4M | — | ||
| Q1 24 | $111.4M | — |
总债务ATLOTFC
| Q4 25 | $18.4M | $42.0B | ||
| Q3 25 | — | $41.7B | ||
| Q2 25 | — | $44.4B | ||
| Q1 25 | — | $32.0B | ||
| Q4 24 | $20.0M | $35.0B | ||
| Q3 24 | — | $36.8B | ||
| Q2 24 | — | $34.6B | ||
| Q1 24 | — | $39.1B |
股东权益ATLOTFC
| Q4 25 | $207.9M | $65.2B | ||
| Q3 25 | $200.6M | $65.6B | ||
| Q2 25 | $193.0M | $64.8B | ||
| Q1 25 | $183.1M | $64.6B | ||
| Q4 24 | $174.7M | $63.7B | ||
| Q3 24 | $183.4M | $65.7B | ||
| Q2 24 | $167.1M | $63.8B | ||
| Q1 24 | $165.5M | $59.1B |
总资产ATLOTFC
| Q4 25 | $2.1B | $547.5B | ||
| Q3 25 | $2.1B | $543.9B | ||
| Q2 25 | $2.1B | $543.8B | ||
| Q1 25 | $2.2B | $535.9B | ||
| Q4 24 | $2.1B | $531.2B | ||
| Q3 24 | $2.1B | $523.4B | ||
| Q2 24 | $2.1B | $519.9B | ||
| Q1 24 | $2.2B | $535.0B |
负债/权益比ATLOTFC
| Q4 25 | 0.09× | 0.64× | ||
| Q3 25 | — | 0.64× | ||
| Q2 25 | — | 0.69× | ||
| Q1 25 | — | 0.50× | ||
| Q4 24 | 0.11× | 0.55× | ||
| Q3 24 | — | 0.56× | ||
| Q2 24 | — | 0.54× | ||
| Q1 24 | — | 0.66× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $7.5M | $2.6B |
| 自由现金流经营现金流 - 资本支出 | $7.2M | — |
| 自由现金流率自由现金流/营收 | 47.4% | — |
| 资本支出强度资本支出/营收 | 1.5% | — |
| 现金转化率经营现金流/净利润 | 1.14× | 1.91× |
| 过去12个月自由现金流最近4个季度 | $20.7M | — |
8季度趋势，按日历期对齐
经营现金流ATLOTFC
| Q4 25 | $7.5M | $2.6B | ||
| Q3 25 | $2.8M | $1.5B | ||
| Q2 25 | $4.0M | $914.0M | ||
| Q1 25 | $7.1M | $746.0M | ||
| Q4 24 | $5.9M | $775.0M | ||
| Q3 24 | $3.1M | $1.5B | ||
| Q2 24 | $3.9M | $845.0M | ||
| Q1 24 | $1.4M | $-990.0M |
自由现金流ATLOTFC
| Q4 25 | $7.2M | — | ||
| Q3 25 | $2.6M | — | ||
| Q2 25 | $3.9M | — | ||
| Q1 25 | $6.9M | — | ||
| Q4 24 | $5.9M | — | ||
| Q3 24 | $3.0M | — | ||
| Q2 24 | $3.8M | — | ||
| Q1 24 | $1.3M | — |
自由现金流率ATLOTFC
| Q4 25 | 47.4% | — | ||
| Q3 25 | 18.9% | — | ||
| Q2 25 | 28.9% | — | ||
| Q1 25 | 53.6% | — | ||
| Q4 24 | 48.5% | — | ||
| Q3 24 | 27.4% | — | ||
| Q2 24 | 34.9% | — | ||
| Q1 24 | 12.0% | — |
资本支出强度ATLOTFC
| Q4 25 | 1.5% | — | ||
| Q3 25 | 0.7% | — | ||
| Q2 25 | 0.9% | — | ||
| Q1 25 | 1.5% | — | ||
| Q4 24 | 0.6% | — | ||
| Q3 24 | 0.6% | — | ||
| Q2 24 | 0.9% | — | ||
| Q1 24 | 0.6% | — |
现金转化率ATLOTFC
| Q4 25 | 1.14× | 1.91× | ||
| Q3 25 | 0.60× | 1.03× | ||
| Q2 25 | 0.89× | 0.74× | ||
| Q1 25 | 2.07× | 0.59× | ||
| Q4 24 | 1.69× | 0.61× | ||
| Q3 24 | 1.40× | 1.06× | ||
| Q2 24 | 1.78× | 0.92× | ||
| Q1 24 | 0.59× | -0.82× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
