Truist FinancialTFCEarnings & Financial Report
Truist Financial Corporation is an American bank holding company headquartered in Charlotte, North Carolina. The company was formed in December 2019 as the result of the merger of BB&T and SunTrust. Its bank operates 1,928 branches in 15 states and Washington, D.C., offering consumer, commercial, and investment banking, securities brokerage, asset management, mortgage, and insurance products and services. It is the tenth-largest bank in the United States, with $523 billion in assets.
TFC Q4 FY2025 Key Financial Metrics
Revenue
$3.7B
Gross Profit
N/A
Operating Profit
$1.6B
Net Profit
$1.4B
Gross Margin
N/A
Operating Margin
42.3%
Net Margin
36.6%
YoY Growth
3.1%
EPS
$1.01
Truist Financial Q4 FY2025 Financial Summary
Truist Financial reported revenue of $3.7B (up 3.1% YoY) for Q4 FY2025, with a net profit of $1.4B (up 6.1% YoY) (36.6% margin).
Key Financial Metrics
| Total Revenue | $3.7B |
|---|---|
| Net Profit | $1.4B |
| Gross Margin | N/A |
| Operating Margin | 42.3% |
| Report Period | Q4 FY2025 |
Truist Financial Annual Revenue by Year
Truist Financial annual revenue history includes year-by-year totals (for example, 2025 revenue was $14.4B).
Truist Financial Quarterly Revenue & Net Profit History
Truist Financial results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $3.7B | +3.1% | $1.4B | 36.6% |
| Q3 FY2025 | $3.6B | +0.7% | $1.5B | 40.0% |
| Q2 FY2025 | $3.6B | +1.7% | $1.2B | 34.6% |
| Q1 FY2025 | $3.5B | +4.0% | $1.3B | 36.0% |
| Q4 FY2024 | $3.6B | +1.3% | $1.3B | 35.5% |
| Q3 FY2024 | $3.6B | +1.1% | $1.4B | 40.0% |
| Q2 FY2024 | $3.5B | -2.7% | $922.0M | 26.1% |
| Q1 FY2024 | $3.4B | -12.8% | $1.2B | 35.6% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $3.37B | $3.53B | $3.60B | $3.59B | $3.51B | $3.59B | $3.63B | $3.70B |
| YoY Growth | -12.8% | -2.7% | 1.1% | 1.3% | 4.0% | 1.7% | 0.7% | 3.1% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $534.96B | $519.85B | $523.43B | $531.18B | $535.90B | $543.83B | $543.85B | $547.54B |
| Liabilities | $475.91B | $456.03B | $457.74B | $467.50B | $471.26B | $478.99B | $478.20B | $482.35B |
| Equity | $59.05B | $63.83B | $65.70B | $63.68B | $64.64B | $64.84B | $65.65B | $65.19B |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $-990.0M | $845.0M | $1.53B | $775.0M | $746.0M | $914.0M | $1.50B | $2.58B |