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阿普塔集团（ATR）与Fair Isaac（FICO）财务数据对比。点击上方公司名可切换其他公司
阿普塔集团的季度营收约是Fair Isaac的1.9倍（$982.9M vs $512.0M），Fair Isaac净利率更高（30.9% vs 7.4%，领先23.5%），Fair Isaac同比增速更快（16.4% vs 10.8%），Fair Isaac自由现金流更多（$173.9M vs $53.3M），过去两年Fair Isaac的营收复合增速更高（8.6% vs 3.9%）
阿普塔集团（AptarGroup, Inc.）是总部位于美国的全球性制造企业，主营消费品分配包装产品及药物给药装置的研发与生产，目前在全球18个国家设有生产运营基地，服务医药、快消等多领域客户。
FICO（原Fair, Isaac and Company）是美国知名数据分析企业，1956年由比尔·费尔与厄尔·艾萨克创立，总部位于蒙大拿州博兹曼市，核心业务为信用评分服务，其推出的FICO信用分是评估消费者信贷风险的重要指标，目前已被美国消费信贷行业广泛采用。
ATR vs FICO — 直观对比
营收规模更大
ATR
是对方的1.9倍
$512.0M
营收增速更快
FICO
高出5.6%
10.8%
净利率更高
FICO
高出23.5%
7.4%
自由现金流更多
FICO
多$120.6M
$53.3M
两年增速更快
FICO
近两年复合增速
3.9%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $982.9M | $512.0M |
| 净利润 | $72.8M | $158.4M |
| 毛利率 | — | 83.0% |
| 营业利润率 | 10.9% | 45.7% |
| 净利率 | 7.4% | 30.9% |
| 营收同比 | 10.8% | 16.4% |
| 净利润同比 | -7.5% | 3.8% |
| 每股收益（稀释后） | $1.12 | $6.61 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ATRFICO
| Q1 26 | $982.9M | — | ||
| Q4 25 | $962.7M | $512.0M | ||
| Q3 25 | $961.1M | $515.8M | ||
| Q2 25 | $966.0M | $536.4M | ||
| Q1 25 | $887.3M | $498.7M | ||
| Q4 24 | $848.1M | $440.0M | ||
| Q3 24 | $909.3M | $453.8M | ||
| Q2 24 | $910.1M | $447.8M |
净利润ATRFICO
| Q1 26 | $72.8M | — | ||
| Q4 25 | $74.3M | $158.4M | ||
| Q3 25 | $127.9M | $155.0M | ||
| Q2 25 | $111.7M | $181.8M | ||
| Q1 25 | $78.8M | $162.6M | ||
| Q4 24 | $100.9M | $152.5M | ||
| Q3 24 | $100.0M | $135.7M | ||
| Q2 24 | $90.5M | $126.3M |
毛利率ATRFICO
| Q1 26 | — | — | ||
| Q4 25 | — | 83.0% | ||
| Q3 25 | — | 82.3% | ||
| Q2 25 | — | 83.7% | ||
| Q1 25 | — | 82.4% | ||
| Q4 24 | — | 80.1% | ||
| Q3 24 | — | 80.3% | ||
| Q2 24 | — | 80.3% |
营业利润率ATRFICO
| Q1 26 | 10.9% | — | ||
| Q4 25 | 11.0% | 45.7% | ||
| Q3 25 | 14.2% | 46.0% | ||
| Q2 25 | 14.9% | 48.9% | ||
| Q1 25 | 12.8% | 49.3% | ||
| Q4 24 | 14.2% | 40.8% | ||
| Q3 24 | 15.2% | 43.4% | ||
| Q2 24 | 13.8% | 42.5% |
净利率ATRFICO
| Q1 26 | 7.4% | — | ||
| Q4 25 | 7.7% | 30.9% | ||
| Q3 25 | 13.3% | 30.1% | ||
| Q2 25 | 11.6% | 33.9% | ||
| Q1 25 | 8.9% | 32.6% | ||
| Q4 24 | 11.9% | 34.7% | ||
| Q3 24 | 11.0% | 29.9% | ||
| Q2 24 | 9.9% | 28.2% |
每股收益（稀释后）ATRFICO
| Q1 26 | $1.12 | — | ||
| Q4 25 | $1.13 | $6.61 | ||
| Q3 25 | $1.92 | $6.41 | ||
| Q2 25 | $1.67 | $7.40 | ||
| Q1 25 | $1.17 | $6.59 | ||
| Q4 24 | $1.48 | $6.14 | ||
| Q3 24 | $1.48 | $5.44 | ||
| Q2 24 | $1.34 | $5.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $229.5M | $162.0M |
| 总债务越低越好 | — | $3.2B |
| 股东权益账面价值 | $2.6B | $-1.8B |
| 总资产 | $5.1B | $1.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ATRFICO
| Q1 26 | $229.5M | — | ||
| Q4 25 | $409.5M | $162.0M | ||
| Q3 25 | $264.8M | $134.1M | ||
| Q2 25 | $169.8M | $189.0M | ||
| Q1 25 | $136.8M | $146.6M | ||
| Q4 24 | $226.2M | $184.3M | ||
| Q3 24 | $327.9M | $150.7M | ||
| Q2 24 | $223.9M | $156.0M |
总债务ATRFICO
| Q1 26 | — | — | ||
| Q4 25 | $1.1B | $3.2B | ||
| Q3 25 | $546.0M | $3.1B | ||
| Q2 25 | $535.1M | $2.8B | ||
| Q1 25 | $561.2M | $2.5B | ||
| Q4 24 | $688.1M | $2.4B | ||
| Q3 24 | $822.7M | $2.2B | ||
| Q2 24 | $681.5M | $2.1B |
股东权益ATRFICO
| Q1 26 | $2.6B | — | ||
| Q4 25 | $2.7B | $-1.8B | ||
| Q3 25 | $2.8B | $-1.7B | ||
| Q2 25 | $2.7B | $-1.4B | ||
| Q1 25 | $2.5B | $-1.1B | ||
| Q4 24 | $2.5B | $-1.1B | ||
| Q3 24 | $2.5B | $-962.7M | ||
| Q2 24 | $2.4B | $-829.3M |
总资产ATRFICO
| Q1 26 | $5.1B | — | ||
| Q4 25 | $5.3B | $1.9B | ||
| Q3 25 | $5.1B | $1.9B | ||
| Q2 25 | $4.9B | $1.9B | ||
| Q1 25 | $4.5B | $1.8B | ||
| Q4 24 | $4.4B | $1.7B | ||
| Q3 24 | $4.6B | $1.7B | ||
| Q2 24 | $4.5B | $1.7B |
负债/权益比ATRFICO
| Q1 26 | — | — | ||
| Q4 25 | 0.43× | — | ||
| Q3 25 | 0.20× | — | ||
| Q2 25 | 0.20× | — | ||
| Q1 25 | 0.22× | — | ||
| Q4 24 | 0.28× | — | ||
| Q3 24 | 0.32× | — | ||
| Q2 24 | 0.28× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $174.1M |
| 自由现金流经营现金流 - 资本支出 | $53.3M | $173.9M |
| 自由现金流率自由现金流/营收 | 5.4% | 34.0% |
| 资本支出强度资本支出/营收 | 6.7% | 0.0% |
| 现金转化率经营现金流/净利润 | — | 1.10× |
| 过去12个月自由现金流最近4个季度 | $327.0M | $750.6M |
8季度趋势，按日历期对齐
经营现金流ATRFICO
| Q1 26 | — | — | ||
| Q4 25 | $183.7M | $174.1M | ||
| Q3 25 | $177.6M | $223.7M | ||
| Q2 25 | $126.0M | $286.2M | ||
| Q1 25 | $82.7M | $74.9M | ||
| Q4 24 | $178.2M | $194.0M | ||
| Q3 24 | $229.3M | $226.5M | ||
| Q2 24 | $143.6M | $213.3M |
自由现金流ATRFICO
| Q1 26 | $53.3M | — | ||
| Q4 25 | $96.9M | $173.9M | ||
| Q3 25 | $114.3M | $219.5M | ||
| Q2 25 | $62.5M | $284.4M | ||
| Q1 25 | $25.9M | $72.8M | ||
| Q4 24 | $112.2M | $193.2M | ||
| Q3 24 | $162.7M | $224.7M | ||
| Q2 24 | $75.4M | $211.6M |
自由现金流率ATRFICO
| Q1 26 | 5.4% | — | ||
| Q4 25 | 10.1% | 34.0% | ||
| Q3 25 | 11.9% | 42.6% | ||
| Q2 25 | 6.5% | 53.0% | ||
| Q1 25 | 2.9% | 14.6% | ||
| Q4 24 | 13.2% | 43.9% | ||
| Q3 24 | 17.9% | 49.5% | ||
| Q2 24 | 8.3% | 47.2% |
资本支出强度ATRFICO
| Q1 26 | 6.7% | — | ||
| Q4 25 | 9.0% | 0.0% | ||
| Q3 25 | 6.6% | 0.8% | ||
| Q2 25 | 6.6% | 0.3% | ||
| Q1 25 | 6.4% | 0.4% | ||
| Q4 24 | 7.8% | 0.2% | ||
| Q3 24 | 7.3% | 0.4% | ||
| Q2 24 | 7.5% | 0.4% |
现金转化率ATRFICO
| Q1 26 | — | — | ||
| Q4 25 | 2.47× | 1.10× | ||
| Q3 25 | 1.39× | 1.44× | ||
| Q2 25 | 1.13× | 1.57× | ||
| Q1 25 | 1.05× | 0.46× | ||
| Q4 24 | 1.77× | 1.27× | ||
| Q3 24 | 2.29× | 1.67× | ||
| Q2 24 | 1.59× | 1.69× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ATR
暂无分部数据
FICO
| Business To Business Scores | $248.6M | 49% |
| Saa S Products | $115.7M | 23% |
| Platform Software | $73.9M | 14% |
| Business To Consumer Scores | $55.9M | 11% |
| Technology Service | $19.2M | 4% |
