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Atlantic Union Bankshares Corp（AUB）与LiveRamp Holdings, Inc.（RAMP）财务数据对比。点击上方公司名可切换其他公司
Atlantic Union Bankshares Corp的季度营收约是LiveRamp Holdings, Inc.的1.7倍（$367.2M vs $212.2M），Atlantic Union Bankshares Corp净利率更高（33.3% vs 18.8%，领先14.5%），过去两年Atlantic Union Bankshares Corp的营收复合增速更高（32.7% vs 11.1%）
大西洋联合银行股份公司是总部位于美国弗吉尼亚州里士满的银行控股企业，为区域性银行大西洋联合银行的母公司。其在弗吉尼亚州、马里兰州及北卡罗来纳州共设有129家分支机构，是总部设在弗吉尼亚州的最大银行，同时跻身美国大型银行之列。
LiveRamp Holdings, Inc.是一家美国SaaS企业，核心业务为提供数据连接平台，服务涵盖数据导入、线下数据线上迁移等能力，助力企业开展营销相关的数据应用，为品牌及营销从业者的数字化运营提供技术支撑。
AUB vs RAMP — 直观对比
营收规模更大
AUB
是对方的1.7倍
$212.2M
净利率更高
AUB
高出14.5%
18.8%
两年增速更快
AUB
近两年复合增速
11.1%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $367.2M | $212.2M |
| 净利润 | $122.2M | $39.9M |
| 毛利率 | — | 71.9% |
| 营业利润率 | — | 18.6% |
| 净利率 | 33.3% | 18.8% |
| 营收同比 | — | 8.6% |
| 净利润同比 | 145.2% | 255.7% |
| 每股收益（稀释后） | $0.84 | $0.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AUBRAMP
| Q1 26 | $367.2M | — | ||
| Q4 25 | $387.2M | $212.2M | ||
| Q3 25 | $371.0M | $199.8M | ||
| Q2 25 | $402.9M | $194.8M | ||
| Q1 25 | $213.3M | $188.7M | ||
| Q4 24 | $218.5M | $195.4M | ||
| Q3 24 | $217.2M | $185.5M | ||
| Q2 24 | $208.3M | $176.0M |
净利润AUBRAMP
| Q1 26 | $122.2M | — | ||
| Q4 25 | $112.0M | $39.9M | ||
| Q3 25 | $92.1M | $27.4M | ||
| Q2 25 | $19.8M | $7.7M | ||
| Q1 25 | $49.8M | $-6.3M | ||
| Q4 24 | $57.8M | $11.2M | ||
| Q3 24 | $76.4M | $1.7M | ||
| Q2 24 | $25.2M | $-7.5M |
毛利率AUBRAMP
| Q1 26 | — | — | ||
| Q4 25 | — | 71.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.1% | ||
| Q1 25 | — | 69.3% | ||
| Q4 24 | — | 71.9% | ||
| Q3 24 | — | 72.4% | ||
| Q2 24 | — | 70.6% |
营业利润率AUBRAMP
| Q1 26 | — | — | ||
| Q4 25 | 36.6% | 18.6% | ||
| Q3 25 | 31.3% | 10.7% | ||
| Q2 25 | 4.3% | 3.7% | ||
| Q1 25 | 28.8% | -6.1% | ||
| Q4 24 | 32.6% | 7.5% | ||
| Q3 24 | 42.4% | 4.0% | ||
| Q2 24 | 17.6% | -3.0% |
净利率AUBRAMP
| Q1 26 | 33.3% | — | ||
| Q4 25 | 28.9% | 18.8% | ||
| Q3 25 | 24.8% | 13.7% | ||
| Q2 25 | 4.9% | 4.0% | ||
| Q1 25 | 23.4% | -3.3% | ||
| Q4 24 | 26.4% | 5.7% | ||
| Q3 24 | 35.2% | 0.9% | ||
| Q2 24 | 12.1% | -4.3% |
每股收益（稀释后）AUBRAMP
| Q1 26 | $0.84 | — | ||
| Q4 25 | $0.76 | $0.62 | ||
| Q3 25 | $0.63 | $0.42 | ||
| Q2 25 | $0.12 | $0.12 | ||
| Q1 25 | $0.52 | $-0.10 | ||
| Q4 24 | $0.55 | $0.17 | ||
| Q3 24 | $0.82 | $0.03 | ||
| Q2 24 | $0.25 | $-0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $403.4M |
| 总债务越低越好 | $775.0M | — |
| 股东权益账面价值 | $5.1B | $962.3M |
| 总资产 | $37.3B | $1.3B |
| 负债/权益比越低杠杆越低 | 0.15× | — |
8季度趋势，按日历期对齐
现金及短期投资AUBRAMP
| Q1 26 | — | — | ||
| Q4 25 | $966.5M | $403.4M | ||
| Q3 25 | $794.7M | $376.9M | ||
| Q2 25 | $1.6B | $371.1M | ||
| Q1 25 | $434.1M | $420.8M | ||
| Q4 24 | $354.1M | $384.3M | ||
| Q3 24 | $528.1M | $348.4M | ||
| Q2 24 | $446.0M | $342.7M |
总债务AUBRAMP
| Q1 26 | $775.0M | — | ||
| Q4 25 | $771.9M | — | ||
| Q3 25 | $768.7M | — | ||
| Q2 25 | $765.4M | — | ||
| Q1 25 | $418.7M | — | ||
| Q4 24 | $418.3M | — | ||
| Q3 24 | $417.9M | — | ||
| Q2 24 | $416.6M | — |
股东权益AUBRAMP
| Q1 26 | $5.1B | — | ||
| Q4 25 | $5.0B | $962.3M | ||
| Q3 25 | $4.9B | $943.8M | ||
| Q2 25 | $4.8B | $947.8M | ||
| Q1 25 | $3.2B | $948.9M | ||
| Q4 24 | $3.1B | $957.7M | ||
| Q3 24 | $3.2B | $932.1M | ||
| Q2 24 | $3.0B | $951.9M |
总资产AUBRAMP
| Q1 26 | $37.3B | — | ||
| Q4 25 | $37.6B | $1.3B | ||
| Q3 25 | $37.1B | $1.2B | ||
| Q2 25 | $37.3B | $1.2B | ||
| Q1 25 | $24.6B | $1.3B | ||
| Q4 24 | $24.6B | $1.3B | ||
| Q3 24 | $24.8B | $1.2B | ||
| Q2 24 | $24.8B | $1.2B |
负债/权益比AUBRAMP
| Q1 26 | 0.15× | — | ||
| Q4 25 | 0.15× | — | ||
| Q3 25 | 0.16× | — | ||
| Q2 25 | 0.16× | — | ||
| Q1 25 | 0.13× | — | ||
| Q4 24 | 0.13× | — | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | 0.14× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AUB
| Net Interest Income | $312.4M | 85% |
| Noninterest Income | $54.8M | 15% |
RAMP
暂无分部数据
