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AvalonBay Communities（AVB）与Fair Isaac（FICO）财务数据对比。点击上方公司名可切换其他公司
AvalonBay Communities的季度营收约是Fair Isaac的1.5倍（$767.9M vs $512.0M），AvalonBay Communities净利率更高（9040.6% vs 30.9%，领先9009.6%），Fair Isaac同比增速更快（16.4% vs 3.7%），AvalonBay Communities自由现金流更多（$1.4B vs $173.9M），过去两年Fair Isaac的营收复合增速更高（8.6% vs 3.8%）
AvalonBay Communities是一家公开上市的房地产投资信托（REIT），核心业务聚焦公寓类不动产的投资与运营，旗下持有并管理大量区位优质的公寓项目，为租户提供高品质居住服务，在北美住宅地产投资领域拥有较高知名度。
FICO（原Fair, Isaac and Company）是美国知名数据分析企业，1956年由比尔·费尔与厄尔·艾萨克创立，总部位于蒙大拿州博兹曼市，核心业务为信用评分服务，其推出的FICO信用分是评估消费者信贷风险的重要指标，目前已被美国消费信贷行业广泛采用。
AVB vs FICO — 直观对比
营收规模更大
AVB
是对方的1.5倍
$512.0M
营收增速更快
FICO
高出12.7%
3.7%
净利率更高
AVB
高出9009.6%
30.9%
自由现金流更多
AVB
多$1.2B
$173.9M
两年增速更快
FICO
近两年复合增速
3.8%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $767.9M | $512.0M |
| 净利润 | $166.0M | $158.4M |
| 毛利率 | — | 83.0% |
| 营业利润率 | 64.2% | 45.7% |
| 净利率 | 9040.6% | 30.9% |
| 营收同比 | 3.7% | 16.4% |
| 净利润同比 | -41.2% | 3.8% |
| 每股收益（稀释后） | $1.18 | $6.61 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AVBFICO
| Q4 25 | $767.9M | $512.0M | ||
| Q3 25 | $766.8M | $515.8M | ||
| Q2 25 | $760.2M | $536.4M | ||
| Q1 25 | $745.9M | $498.7M | ||
| Q4 24 | $740.5M | $440.0M | ||
| Q3 24 | $734.3M | $453.8M | ||
| Q2 24 | $726.0M | $447.8M | ||
| Q1 24 | $712.9M | $433.8M |
净利润AVBFICO
| Q4 25 | $166.0M | $158.4M | ||
| Q3 25 | $381.3M | $155.0M | ||
| Q2 25 | $268.7M | $181.8M | ||
| Q1 25 | $236.6M | $162.6M | ||
| Q4 24 | $282.1M | $152.5M | ||
| Q3 24 | $372.5M | $135.7M | ||
| Q2 24 | $253.9M | $126.3M | ||
| Q1 24 | $173.4M | $129.8M |
毛利率AVBFICO
| Q4 25 | — | 83.0% | ||
| Q3 25 | — | 82.3% | ||
| Q2 25 | — | 83.7% | ||
| Q1 25 | — | 82.4% | ||
| Q4 24 | — | 80.1% | ||
| Q3 24 | — | 80.3% | ||
| Q2 24 | — | 80.3% | ||
| Q1 24 | — | 80.0% |
营业利润率AVBFICO
| Q4 25 | 64.2% | 45.7% | ||
| Q3 25 | 65.7% | 46.0% | ||
| Q2 25 | 67.6% | 48.9% | ||
| Q1 25 | 68.5% | 49.3% | ||
| Q4 24 | 63.1% | 40.8% | ||
| Q3 24 | 65.4% | 43.4% | ||
| Q2 24 | 66.6% | 42.5% | ||
| Q1 24 | 67.2% | 44.9% |
净利率AVBFICO
| Q4 25 | 9040.6% | 30.9% | ||
| Q3 25 | 49.7% | 30.1% | ||
| Q2 25 | 35.3% | 33.9% | ||
| Q1 25 | 31.7% | 32.6% | ||
| Q4 24 | 38.1% | 34.7% | ||
| Q3 24 | 50.7% | 29.9% | ||
| Q2 24 | 35.0% | 28.2% | ||
| Q1 24 | 24.3% | 29.9% |
每股收益（稀释后）AVBFICO
| Q4 25 | $1.18 | $6.61 | ||
| Q3 25 | $2.68 | $6.41 | ||
| Q2 25 | $1.88 | $7.40 | ||
| Q1 25 | $1.66 | $6.59 | ||
| Q4 24 | $1.99 | $6.14 | ||
| Q3 24 | $2.61 | $5.44 | ||
| Q2 24 | $1.78 | $5.05 | ||
| Q1 24 | $1.22 | $5.16 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $187.2M | $162.0M |
| 总债务越低越好 | $9.3B | $3.2B |
| 股东权益账面价值 | $11.6B | $-1.8B |
| 总资产 | $22.2B | $1.9B |
| 负债/权益比越低杠杆越低 | 0.80× | — |
8季度趋势，按日历期对齐
现金及短期投资AVBFICO
| Q4 25 | $187.2M | $162.0M | ||
| Q3 25 | $123.3M | $134.1M | ||
| Q2 25 | $102.8M | $189.0M | ||
| Q1 25 | $53.3M | $146.6M | ||
| Q4 24 | $108.6M | $184.3M | ||
| Q3 24 | $552.4M | $150.7M | ||
| Q2 24 | $545.8M | $156.0M | ||
| Q1 24 | $287.9M | $135.7M |
总债务AVBFICO
| Q4 25 | $9.3B | $3.2B | ||
| Q3 25 | $8.7B | $3.1B | ||
| Q2 25 | $8.7B | $2.8B | ||
| Q1 25 | $8.3B | $2.5B | ||
| Q4 24 | $8.1B | $2.4B | ||
| Q3 24 | $8.4B | $2.2B | ||
| Q2 24 | $8.4B | $2.1B | ||
| Q1 24 | $8.0B | $2.0B |
股东权益AVBFICO
| Q4 25 | $11.6B | $-1.8B | ||
| Q3 25 | $11.9B | $-1.7B | ||
| Q2 25 | $11.9B | $-1.4B | ||
| Q1 25 | $11.9B | $-1.1B | ||
| Q4 24 | $11.9B | $-1.1B | ||
| Q3 24 | $11.9B | $-962.7M | ||
| Q2 24 | $11.7B | $-829.3M | ||
| Q1 24 | $11.7B | $-735.7M |
总资产AVBFICO
| Q4 25 | $22.2B | $1.9B | ||
| Q3 25 | $21.9B | $1.9B | ||
| Q2 25 | $21.8B | $1.9B | ||
| Q1 25 | $21.2B | $1.8B | ||
| Q4 24 | $21.0B | $1.7B | ||
| Q3 24 | $21.3B | $1.7B | ||
| Q2 24 | $21.0B | $1.7B | ||
| Q1 24 | $20.6B | $1.7B |
负债/权益比AVBFICO
| Q4 25 | 0.80× | — | ||
| Q3 25 | 0.73× | — | ||
| Q2 25 | 0.72× | — | ||
| Q1 25 | 0.70× | — | ||
| Q4 24 | 0.68× | — | ||
| Q3 24 | 0.70× | — | ||
| Q2 24 | 0.71× | — | ||
| Q1 24 | 0.68× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.7B | $174.1M |
| 自由现金流经营现金流 - 资本支出 | $1.4B | $173.9M |
| 自由现金流率自由现金流/营收 | 183.5% | 34.0% |
| 资本支出强度资本支出/营收 | 34.1% | 0.0% |
| 现金转化率经营现金流/净利润 | 10.07× | 1.10× |
| 过去12个月自由现金流最近4个季度 | $2.5B | $750.6M |
8季度趋势，按日历期对齐
经营现金流AVBFICO
| Q4 25 | $1.7B | $174.1M | ||
| Q3 25 | $477.0M | $223.7M | ||
| Q2 25 | $377.8M | $286.2M | ||
| Q1 25 | $415.9M | $74.9M | ||
| Q4 24 | $1.6B | $194.0M | ||
| Q3 24 | $486.2M | $226.5M | ||
| Q2 24 | $380.0M | $213.3M | ||
| Q1 24 | $412.9M | $71.0M |
自由现金流AVBFICO
| Q4 25 | $1.4B | $173.9M | ||
| Q3 25 | $402.2M | $219.5M | ||
| Q2 25 | $317.1M | $284.4M | ||
| Q1 25 | $367.5M | $72.8M | ||
| Q4 24 | $1.4B | $193.2M | ||
| Q3 24 | $434.2M | $224.7M | ||
| Q2 24 | $333.0M | $211.6M | ||
| Q1 24 | $375.4M | $67.0M |
自由现金流率AVBFICO
| Q4 25 | 183.5% | 34.0% | ||
| Q3 25 | 52.5% | 42.6% | ||
| Q2 25 | 41.7% | 53.0% | ||
| Q1 25 | 49.3% | 14.6% | ||
| Q4 24 | 191.0% | 43.9% | ||
| Q3 24 | 59.1% | 49.5% | ||
| Q2 24 | 45.9% | 47.2% | ||
| Q1 24 | 52.7% | 15.4% |
资本支出强度AVBFICO
| Q4 25 | 34.1% | 0.0% | ||
| Q3 25 | 9.8% | 0.8% | ||
| Q2 25 | 8.0% | 0.3% | ||
| Q1 25 | 6.5% | 0.4% | ||
| Q4 24 | 26.1% | 0.2% | ||
| Q3 24 | 7.1% | 0.4% | ||
| Q2 24 | 6.5% | 0.4% | ||
| Q1 24 | 5.3% | 0.9% |
现金转化率AVBFICO
| Q4 25 | 10.07× | 1.10× | ||
| Q3 25 | 1.25× | 1.44× | ||
| Q2 25 | 1.41× | 1.57× | ||
| Q1 25 | 1.76× | 0.46× | ||
| Q4 24 | 5.70× | 1.27× | ||
| Q3 24 | 1.31× | 1.67× | ||
| Q2 24 | 1.50× | 1.69× | ||
| Q1 24 | 2.38× | 0.55× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AVB
暂无分部数据
FICO
| Business To Business Scores | $248.6M | 49% |
| Saa S Products | $115.7M | 23% |
| Platform Software | $73.9M | 14% |
| Business To Consumer Scores | $55.9M | 11% |
| Technology Service | $19.2M | 4% |
