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Avidia Bancorp, Inc.（AVBC）与Bogota Financial Corp.（BSBK）财务数据对比。点击上方公司名可切换其他公司
Avidia Bancorp, Inc.的季度营收约是Bogota Financial Corp.的5.4倍（$23.3M vs $4.3M）。Avidia Bancorp, Inc.净利率更高（22.9% vs 15.9%，领先7.0%）。Avidia Bancorp, Inc.自由现金流更多（$8.0M vs $988.0K）
Avidia银行是一家美国互助型社区银行，总部位于马萨诸塞州哈德逊市，于2007年由哈德逊储蓄银行与韦斯特伯勒银行合并成立，主要为当地社区提供各类金融服务。
波哥大金融公司是总部位于美国新泽西州的银行控股企业，旗下运营波哥大储蓄银行，为新泽西州及周边区域的零售客户和小微企业提供存款账户、住房抵押贷款、消费贷款、商业融资等全方位银行服务。
AVBC vs BSBK — 直观对比
营收规模更大
AVBC
是对方的5.4倍
$4.3M
净利率更高
AVBC
高出7.0%
15.9%
自由现金流更多
AVBC
多$7.0M
$988.0K
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $23.3M | $4.3M |
| 净利润 | $5.3M | $680.8K |
| 毛利率 | — | — |
| 营业利润率 | 33.3% | 15.6% |
| 净利率 | 22.9% | 15.9% |
| 营收同比 | — | 71.6% |
| 净利润同比 | — | 173.2% |
| 每股收益（稀释后） | — | $0.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AVBCBSBK
| Q4 25 | $23.3M | $4.3M | ||
| Q3 25 | $23.4M | $3.9M | ||
| Q2 25 | $20.6M | $3.7M | ||
| Q1 25 | $19.2M | $3.6M | ||
| Q4 24 | — | $2.5M | ||
| Q3 24 | — | $2.7M | ||
| Q2 24 | — | $2.7M | ||
| Q1 24 | — | $2.7M |
净利润AVBCBSBK
| Q4 25 | $5.3M | $680.8K | ||
| Q3 25 | $-907.0K | $454.6K | ||
| Q2 25 | $3.9M | $224.4K | ||
| Q1 25 | $-11.6M | $730.9K | ||
| Q4 24 | — | $-930.0K | ||
| Q3 24 | — | $-367.0K | ||
| Q2 24 | — | $-432.5K | ||
| Q1 24 | — | $-441.0K |
营业利润率AVBCBSBK
| Q4 25 | 33.3% | 15.6% | ||
| Q3 25 | -8.3% | 13.5% | ||
| Q2 25 | 24.4% | 4.7% | ||
| Q1 25 | -85.9% | 19.6% | ||
| Q4 24 | — | -19.2% | ||
| Q3 24 | — | -23.3% | ||
| Q2 24 | — | -26.0% | ||
| Q1 24 | — | -27.5% |
净利率AVBCBSBK
| Q4 25 | 22.9% | 15.9% | ||
| Q3 25 | -3.9% | 11.7% | ||
| Q2 25 | 18.8% | 6.1% | ||
| Q1 25 | -60.3% | 20.3% | ||
| Q4 24 | — | -37.2% | ||
| Q3 24 | — | -13.8% | ||
| Q2 24 | — | -15.8% | ||
| Q1 24 | — | -16.6% |
每股收益（稀释后）AVBCBSBK
| Q4 25 | — | $0.05 | ||
| Q3 25 | $-0.05 | $0.04 | ||
| Q2 25 | — | $0.02 | ||
| Q1 25 | — | $0.06 | ||
| Q4 24 | — | $-0.08 | ||
| Q3 24 | — | $-0.03 | ||
| Q2 24 | — | $-0.03 | ||
| Q1 24 | — | $-0.03 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $275.0M | $35.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $379.0M | $140.9M |
| 总资产 | $2.8B | $904.9M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AVBCBSBK
| Q4 25 | $275.0M | $35.6M | ||
| Q3 25 | $208.3M | $31.2M | ||
| Q2 25 | $592.5M | $20.3M | ||
| Q1 25 | — | $25.6M | ||
| Q4 24 | — | $52.2M | ||
| Q3 24 | — | $21.0M | ||
| Q2 24 | — | $17.6M | ||
| Q1 24 | — | $14.4M |
股东权益AVBCBSBK
| Q4 25 | $379.0M | $140.9M | ||
| Q3 25 | $372.0M | $140.7M | ||
| Q2 25 | $191.4M | $138.4M | ||
| Q1 25 | $186.1M | $138.3M | ||
| Q4 24 | — | $137.3M | ||
| Q3 24 | — | $136.9M | ||
| Q2 24 | — | $136.3M | ||
| Q1 24 | — | $136.4M |
总资产AVBCBSBK
| Q4 25 | $2.8B | $904.9M | ||
| Q3 25 | $2.8B | $925.8M | ||
| Q2 25 | $3.0B | $921.8M | ||
| Q1 25 | $2.7B | $930.2M | ||
| Q4 24 | — | $971.5M | ||
| Q3 24 | — | $978.9M | ||
| Q2 24 | — | $974.7M | ||
| Q1 24 | — | $960.9M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $8.8M | $1.0M |
| 自由现金流经营现金流 - 资本支出 | $8.0M | $988.0K |
| 自由现金流率自由现金流/营收 | 34.4% | 23.0% |
| 资本支出强度资本支出/营收 | 3.4% | 0.4% |
| 现金转化率经营现金流/净利润 | 1.65× | 1.48× |
| 过去12个月自由现金流最近4个季度 | $24.1M | — |
8季度趋势，按日历期对齐
经营现金流AVBCBSBK
| Q4 25 | $8.8M | $1.0M | ||
| Q3 25 | $24.1M | $292.5K | ||
| Q2 25 | $-2.3M | $1.9M | ||
| Q1 25 | $-2.2M | $-16.0K | ||
| Q4 24 | — | $-1.0M | ||
| Q3 24 | — | $-287.9K | ||
| Q2 24 | — | $1.7M | ||
| Q1 24 | — | $-2.9M |
自由现金流AVBCBSBK
| Q4 25 | $8.0M | $988.0K | ||
| Q3 25 | $23.3M | $277.1K | ||
| Q2 25 | $-3.3M | — | ||
| Q1 25 | $-3.9M | $-52.2K | ||
| Q4 24 | — | $-1.1M | ||
| Q3 24 | — | $-330.9K | ||
| Q2 24 | — | $1.4M | ||
| Q1 24 | — | $-3.1M |
自由现金流率AVBCBSBK
| Q4 25 | 34.4% | 23.0% | ||
| Q3 25 | 99.2% | 7.1% | ||
| Q2 25 | -16.0% | — | ||
| Q1 25 | -20.2% | -1.5% | ||
| Q4 24 | — | -43.8% | ||
| Q3 24 | — | -12.5% | ||
| Q2 24 | — | 51.6% | ||
| Q1 24 | — | -118.7% |
资本支出强度AVBCBSBK
| Q4 25 | 3.4% | 0.4% | ||
| Q3 25 | 3.7% | 0.4% | ||
| Q2 25 | 4.7% | 0.0% | ||
| Q1 25 | 8.6% | 1.0% | ||
| Q4 24 | — | 2.1% | ||
| Q3 24 | — | 1.6% | ||
| Q2 24 | — | 8.5% | ||
| Q1 24 | — | 10.0% |
现金转化率AVBCBSBK
| Q4 25 | 1.65× | 1.48× | ||
| Q3 25 | — | 0.64× | ||
| Q2 25 | -0.60× | 8.56× | ||
| Q1 25 | — | -0.02× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
