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Avidia Bancorp, Inc.（AVBC）与First Northwest Bancorp（FNWB）财务数据对比。点击上方公司名可切换其他公司
Avidia Bancorp, Inc.的季度营收约是First Northwest Bancorp的1.6倍（$23.3M vs $14.7M）。Avidia Bancorp, Inc.净利率更高（22.9% vs 2.6%，领先20.3%）
Avidia银行是一家美国互助型社区银行，总部位于马萨诸塞州哈德逊市，于2007年由哈德逊储蓄银行与韦斯特伯勒银行合并成立，主要为当地社区提供各类金融服务。
第一西北 Bancorp 相关主体前身为伊利诺伊州乔利埃特的金融机构，发展后业务覆盖芝加哥多个郊区、印第安纳州西北部、伊利诺伊州南部、威斯康星州东南部，以及包含爱荷华州的阔德城地区，旗下第一中西部银行是美国规模较大的银行业机构之一，总部位于伊利诺伊州芝加哥奥黑尔机场东侧。
AVBC vs FNWB — 直观对比
营收规模更大
AVBC
是对方的1.6倍
$14.7M
净利率更高
AVBC
高出20.3%
2.6%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $23.3M | $14.7M |
| 净利润 | $5.3M | $382.0K |
| 毛利率 | — | — |
| 营业利润率 | 33.3% | 6.2% |
| 净利率 | 22.9% | 2.6% |
| 营收同比 | — | 3.9% |
| 净利润同比 | — | 113.6% |
| 每股收益（稀释后） | — | $0.04 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AVBCFNWB
| Q4 25 | $23.3M | $14.7M | ||
| Q3 25 | $23.4M | $14.6M | ||
| Q2 25 | $20.6M | $14.2M | ||
| Q1 25 | $19.2M | $13.8M | ||
| Q4 24 | — | $14.1M | ||
| Q3 24 | — | $14.0M | ||
| Q2 24 | — | $14.2M | ||
| Q1 24 | — | $13.9M |
净利润AVBCFNWB
| Q4 25 | $5.3M | $382.0K | ||
| Q3 25 | $-907.0K | $802.0K | ||
| Q2 25 | $3.9M | $3.7M | ||
| Q1 25 | $-11.6M | $-9.0M | ||
| Q4 24 | — | $-2.8M | ||
| Q3 24 | — | $-2.0M | ||
| Q2 24 | — | $-2.2M | ||
| Q1 24 | — | $396.0K |
营业利润率AVBCFNWB
| Q4 25 | 33.3% | 6.2% | ||
| Q3 25 | -8.3% | -1.0% | ||
| Q2 25 | 24.4% | 27.9% | ||
| Q1 25 | -85.9% | -73.4% | ||
| Q4 24 | — | -17.3% | ||
| Q3 24 | — | -22.7% | ||
| Q2 24 | — | -19.4% | ||
| Q1 24 | — | 6.1% |
净利率AVBCFNWB
| Q4 25 | 22.9% | 2.6% | ||
| Q3 25 | -3.9% | 5.5% | ||
| Q2 25 | 18.8% | 25.8% | ||
| Q1 25 | -60.3% | -65.3% | ||
| Q4 24 | — | -19.9% | ||
| Q3 24 | — | -14.1% | ||
| Q2 24 | — | -15.6% | ||
| Q1 24 | — | 2.8% |
每股收益（稀释后）AVBCFNWB
| Q4 25 | — | $0.04 | ||
| Q3 25 | $-0.05 | $0.09 | ||
| Q2 25 | — | $0.42 | ||
| Q1 25 | — | $-1.03 | ||
| Q4 24 | — | $-0.31 | ||
| Q3 24 | — | $-0.23 | ||
| Q2 24 | — | $-0.25 | ||
| Q1 24 | — | $0.04 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $275.0M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $379.0M | $157.3M |
| 总资产 | $2.8B | $2.1B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AVBCFNWB
| Q4 25 | $275.0M | — | ||
| Q3 25 | $208.3M | — | ||
| Q2 25 | $592.5M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益AVBCFNWB
| Q4 25 | $379.0M | $157.3M | ||
| Q3 25 | $372.0M | $154.5M | ||
| Q2 25 | $191.4M | $149.7M | ||
| Q1 25 | $186.1M | $146.5M | ||
| Q4 24 | — | $153.9M | ||
| Q3 24 | — | $160.8M | ||
| Q2 24 | — | $158.9M | ||
| Q1 24 | — | $160.5M |
总资产AVBCFNWB
| Q4 25 | $2.8B | $2.1B | ||
| Q3 25 | $2.8B | $2.1B | ||
| Q2 25 | $3.0B | $2.2B | ||
| Q1 25 | $2.7B | $2.2B | ||
| Q4 24 | — | $2.2B | ||
| Q3 24 | — | $2.3B | ||
| Q2 24 | — | $2.2B | ||
| Q1 24 | — | $2.2B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $8.8M | $10.3M |
| 自由现金流经营现金流 - 资本支出 | $8.0M | — |
| 自由现金流率自由现金流/营收 | 34.4% | — |
| 资本支出强度资本支出/营收 | 3.4% | — |
| 现金转化率经营现金流/净利润 | 1.65× | 26.94× |
| 过去12个月自由现金流最近4个季度 | $24.1M | — |
8季度趋势，按日历期对齐
经营现金流AVBCFNWB
| Q4 25 | $8.8M | $10.3M | ||
| Q3 25 | $24.1M | $4.7M | ||
| Q2 25 | $-2.3M | $4.0M | ||
| Q1 25 | $-2.2M | $-21.7M | ||
| Q4 24 | — | $12.5M | ||
| Q3 24 | — | $1.2M | ||
| Q2 24 | — | $8.1M | ||
| Q1 24 | — | $-4.9M |
自由现金流AVBCFNWB
| Q4 25 | $8.0M | — | ||
| Q3 25 | $23.3M | — | ||
| Q2 25 | $-3.3M | — | ||
| Q1 25 | $-3.9M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | $-5.0M |
自由现金流率AVBCFNWB
| Q4 25 | 34.4% | — | ||
| Q3 25 | 99.2% | — | ||
| Q2 25 | -16.0% | — | ||
| Q1 25 | -20.2% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | -35.7% |
资本支出强度AVBCFNWB
| Q4 25 | 3.4% | — | ||
| Q3 25 | 3.7% | — | ||
| Q2 25 | 4.7% | — | ||
| Q1 25 | 8.6% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 0.8% |
现金转化率AVBCFNWB
| Q4 25 | 1.65× | 26.94× | ||
| Q3 25 | — | 5.89× | ||
| Q2 25 | -0.60× | 1.08× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | -12.29× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
