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Avidia Bancorp, Inc.（AVBC）与Third Coast Bancshares, Inc.（TCBX）财务数据对比。点击上方公司名可切换其他公司
Third Coast Bancshares, Inc.的季度营收约是Avidia Bancorp, Inc.的2.5倍（$57.7M vs $23.3M）。Third Coast Bancshares, Inc.净利率更高（28.4% vs 22.9%，领先5.5%）
Avidia银行是一家美国互助型社区银行，总部位于马萨诸塞州哈德逊市，于2007年由哈德逊储蓄银行与韦斯特伯勒银行合并成立，主要为当地社区提供各类金融服务。
Third Coast Bancshares Inc.是一家总部位于美国墨西哥湾沿岸地区的区域性金融控股公司，主要为得克萨斯州及周边区域的中小企业、个人消费者和社区客户提供商业与零售银行服务，覆盖存贷款、抵押贷款、财富管理等业务。
AVBC vs TCBX — 直观对比
营收规模更大
TCBX
是对方的2.5倍
$23.3M
净利率更高
TCBX
高出5.5%
22.9%
损益表 — Q4 2025 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $23.3M | $57.7M |
| 净利润 | $5.3M | $16.4M |
| 毛利率 | — | — |
| 营业利润率 | 33.3% | — |
| 净利率 | 22.9% | 28.4% |
| 营收同比 | — | — |
| 净利润同比 | — | 20.5% |
| 每股收益（稀释后） | — | $0.88 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AVBCTCBX
| Q1 26 | — | $57.7M | ||
| Q4 25 | $23.3M | $52.2M | ||
| Q3 25 | $23.4M | $50.8M | ||
| Q2 25 | $20.6M | $49.4M | ||
| Q1 25 | $19.2M | $42.8M | ||
| Q4 24 | — | $43.4M | ||
| Q3 24 | — | $40.4M | ||
| Q2 24 | — | $38.9M |
净利润AVBCTCBX
| Q1 26 | — | $16.4M | ||
| Q4 25 | $5.3M | $17.9M | ||
| Q3 25 | $-907.0K | $18.1M | ||
| Q2 25 | $3.9M | $16.7M | ||
| Q1 25 | $-11.6M | $13.6M | ||
| Q4 24 | — | $13.7M | ||
| Q3 24 | — | $12.8M | ||
| Q2 24 | — | $10.8M |
营业利润率AVBCTCBX
| Q1 26 | — | — | ||
| Q4 25 | 33.3% | 41.2% | ||
| Q3 25 | -8.3% | 44.9% | ||
| Q2 25 | 24.4% | 42.6% | ||
| Q1 25 | -85.9% | 40.5% | ||
| Q4 24 | — | 41.3% | ||
| Q3 24 | — | 40.3% | ||
| Q2 24 | — | 36.6% |
净利率AVBCTCBX
| Q1 26 | — | 28.4% | ||
| Q4 25 | 22.9% | 34.3% | ||
| Q3 25 | -3.9% | 35.5% | ||
| Q2 25 | 18.8% | 33.9% | ||
| Q1 25 | -60.3% | 31.8% | ||
| Q4 24 | — | 31.6% | ||
| Q3 24 | — | 31.6% | ||
| Q2 24 | — | 27.8% |
每股收益（稀释后）AVBCTCBX
| Q1 26 | — | $0.88 | ||
| Q4 25 | — | $1.02 | ||
| Q3 25 | $-0.05 | $1.03 | ||
| Q2 25 | — | $0.96 | ||
| Q1 25 | — | $0.78 | ||
| Q4 24 | — | $0.80 | ||
| Q3 24 | — | $0.74 | ||
| Q2 24 | — | $0.63 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $275.0M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $379.0M | $650.5M |
| 总资产 | $2.8B | $6.6B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AVBCTCBX
| Q1 26 | — | — | ||
| Q4 25 | $275.0M | $175.2M | ||
| Q3 25 | $208.3M | $116.4M | ||
| Q2 25 | $592.5M | $113.1M | ||
| Q1 25 | — | $219.0M | ||
| Q4 24 | — | $371.2M | ||
| Q3 24 | — | $258.2M | ||
| Q2 24 | — | $241.8M |
股东权益AVBCTCBX
| Q1 26 | — | $650.5M | ||
| Q4 25 | $379.0M | $531.0M | ||
| Q3 25 | $372.0M | $513.8M | ||
| Q2 25 | $191.4M | $496.1M | ||
| Q1 25 | $186.1M | $479.8M | ||
| Q4 24 | — | $460.7M | ||
| Q3 24 | — | $450.5M | ||
| Q2 24 | — | $435.0M |
总资产AVBCTCBX
| Q1 26 | — | $6.6B | ||
| Q4 25 | $2.8B | $5.3B | ||
| Q3 25 | $2.8B | $5.1B | ||
| Q2 25 | $3.0B | $4.9B | ||
| Q1 25 | $2.7B | $4.9B | ||
| Q4 24 | — | $4.9B | ||
| Q3 24 | — | $4.6B | ||
| Q2 24 | — | $4.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $8.8M | — |
| 自由现金流经营现金流 - 资本支出 | $8.0M | — |
| 自由现金流率自由现金流/营收 | 34.4% | — |
| 资本支出强度资本支出/营收 | 3.4% | — |
| 现金转化率经营现金流/净利润 | 1.65× | — |
| 过去12个月自由现金流最近4个季度 | $24.1M | — |
8季度趋势，按日历期对齐
经营现金流AVBCTCBX
| Q1 26 | — | — | ||
| Q4 25 | $8.8M | $5.7M | ||
| Q3 25 | $24.1M | $20.7M | ||
| Q2 25 | $-2.3M | $13.9M | ||
| Q1 25 | $-2.2M | $10.5M | ||
| Q4 24 | — | $-3.6M | ||
| Q3 24 | — | $22.0M | ||
| Q2 24 | — | $7.3M |
自由现金流AVBCTCBX
| Q1 26 | — | — | ||
| Q4 25 | $8.0M | — | ||
| Q3 25 | $23.3M | — | ||
| Q2 25 | $-3.3M | — | ||
| Q1 25 | $-3.9M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
自由现金流率AVBCTCBX
| Q1 26 | — | — | ||
| Q4 25 | 34.4% | — | ||
| Q3 25 | 99.2% | — | ||
| Q2 25 | -16.0% | — | ||
| Q1 25 | -20.2% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
资本支出强度AVBCTCBX
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | — | ||
| Q3 25 | 3.7% | — | ||
| Q2 25 | 4.7% | — | ||
| Q1 25 | 8.6% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金转化率AVBCTCBX
| Q1 26 | — | — | ||
| Q4 25 | 1.65× | 0.32× | ||
| Q3 25 | — | 1.15× | ||
| Q2 25 | -0.60× | 0.83× | ||
| Q1 25 | — | 0.77× | ||
| Q4 24 | — | -0.26× | ||
| Q3 24 | — | 1.72× | ||
| Q2 24 | — | 0.68× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AVBC
暂无分部数据
TCBX
| Net Interest Income | $53.6M | 93% |
| Noninterest Income | $4.0M | 7% |
