vs
Avidbank Holdings, Inc.（AVBH）与华美银行集团（EWBC）财务数据对比。点击上方公司名可切换其他公司
Avidbank Holdings, Inc.净利率更高（62.0% vs 46.2%，领先15.8%）
Avidbank Holdings, Inc.是一家总部位于美国的金融控股公司，通过旗下子公司AvidBank运营，主要为加利福尼亚州的中小企业、企业主和高净值人群提供商业银行产品与服务，涵盖商业贷款、存款账户、现金管理及定制化融资方案，覆盖制造、科技、房地产等多个行业领域。
华美银行集团旗下核心子公司为华美银行，是总部位于美国南加州的最大上市银行控股集团。集团资产规模超100亿美元，曾获评标普全球市场财智全美最佳银行，自2023年起连续三年位列《银行董事》杂志同资产规模银行绩效榜单首位。
AVBH vs EWBC — 直观对比
营收规模更大
EWBC
是对方的-12.7倍
$-60.9M
净利率更高
AVBH
高出15.8%
46.2%
损益表 — Q3 2025 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $-60.9M | $775.0M |
| 净利润 | $-37.7M | $358.0M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 62.0% | 46.2% |
| 营收同比 | — | 2.1% |
| 净利润同比 | — | 0.4% |
| 每股收益（稀释后） | $-4.12 | $2.57 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AVBHEWBC
| Q1 26 | — | $775.0M | ||
| Q4 25 | — | $657.8M | ||
| Q3 25 | $-60.9M | $677.5M | ||
| Q2 25 | $1.5M | $617.1M | ||
| Q1 25 | — | $600.2M | ||
| Q4 24 | — | $587.6M | ||
| Q3 24 | — | $572.7M | ||
| Q2 24 | — | $553.2M |
净利润AVBHEWBC
| Q1 26 | — | $358.0M | ||
| Q4 25 | — | $356.3M | ||
| Q3 25 | $-37.7M | $368.4M | ||
| Q2 25 | $5.8M | $310.3M | ||
| Q1 25 | — | $290.3M | ||
| Q4 24 | — | $293.1M | ||
| Q3 24 | — | $299.2M | ||
| Q2 24 | — | $288.2M |
营业利润率AVBHEWBC
| Q1 26 | — | — | ||
| Q4 25 | — | 71.0% | ||
| Q3 25 | — | 68.6% | ||
| Q2 25 | — | 65.2% | ||
| Q1 25 | — | 65.2% | ||
| Q4 24 | — | 60.6% | ||
| Q3 24 | — | 68.0% | ||
| Q2 24 | — | 65.9% |
净利率AVBHEWBC
| Q1 26 | — | 46.2% | ||
| Q4 25 | — | 54.2% | ||
| Q3 25 | 62.0% | 54.4% | ||
| Q2 25 | 376.9% | 50.3% | ||
| Q1 25 | — | 48.4% | ||
| Q4 24 | — | 49.9% | ||
| Q3 24 | — | 52.2% | ||
| Q2 24 | — | 52.1% |
每股收益（稀释后）AVBHEWBC
| Q1 26 | — | $2.57 | ||
| Q4 25 | — | $2.55 | ||
| Q3 25 | $-4.12 | $2.65 | ||
| Q2 25 | $0.75 | $2.24 | ||
| Q1 25 | — | $2.08 | ||
| Q4 24 | — | $2.10 | ||
| Q3 24 | — | $2.14 | ||
| Q2 24 | — | $2.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $273.1M | $9.0B |
| 总资产 | $2.4B | $82.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AVBHEWBC
| Q1 26 | — | — | ||
| Q4 25 | — | $4.2B | ||
| Q3 25 | — | $4.7B | ||
| Q2 25 | — | $4.4B | ||
| Q1 25 | — | $3.4B | ||
| Q4 24 | — | $5.3B | ||
| Q3 24 | — | $4.9B | ||
| Q2 24 | — | $4.4B |
总债务AVBHEWBC
| Q1 26 | — | — | ||
| Q4 25 | — | $35.6M | ||
| Q3 25 | — | $35.7M | ||
| Q2 25 | — | $35.8M | ||
| Q1 25 | — | $35.9M | ||
| Q4 24 | — | $36.0M | ||
| Q3 24 | — | $36.1M | ||
| Q2 24 | — | $36.1M |
股东权益AVBHEWBC
| Q1 26 | — | $9.0B | ||
| Q4 25 | — | $8.9B | ||
| Q3 25 | $273.1M | $8.6B | ||
| Q2 25 | $204.4M | $8.2B | ||
| Q1 25 | — | $7.9B | ||
| Q4 24 | — | $7.7B | ||
| Q3 24 | — | $7.7B | ||
| Q2 24 | — | $7.2B |
总资产AVBHEWBC
| Q1 26 | — | $82.9B | ||
| Q4 25 | — | $80.4B | ||
| Q3 25 | $2.4B | $79.7B | ||
| Q2 25 | $2.4B | $78.2B | ||
| Q1 25 | — | $76.2B | ||
| Q4 24 | — | $76.0B | ||
| Q3 24 | — | $74.5B | ||
| Q2 24 | — | $72.5B |
负债/权益比AVBHEWBC
| Q1 26 | — | — | ||
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.01× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $12.4M | — |
| 自由现金流经营现金流 - 资本支出 | $12.4M | — |
| 自由现金流率自由现金流/营收 | -20.3% | — |
| 资本支出强度资本支出/营收 | -0.1% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流AVBHEWBC
| Q1 26 | — | — | ||
| Q4 25 | — | $713.4M | ||
| Q3 25 | $12.4M | $231.7M | ||
| Q2 25 | $10.7M | $278.7M | ||
| Q1 25 | — | $277.9M | ||
| Q4 24 | — | $500.1M | ||
| Q3 24 | — | $386.1M | ||
| Q2 24 | — | $259.2M |
自由现金流AVBHEWBC
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $12.4M | — | ||
| Q2 25 | $10.6M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
自由现金流率AVBHEWBC
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | -20.3% | — | ||
| Q2 25 | 690.0% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
资本支出强度AVBHEWBC
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | -0.1% | — | ||
| Q2 25 | 3.8% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金转化率AVBHEWBC
| Q1 26 | — | — | ||
| Q4 25 | — | 2.00× | ||
| Q3 25 | — | 0.63× | ||
| Q2 25 | 1.84× | 0.90× | ||
| Q1 25 | — | 0.96× | ||
| Q4 24 | — | 1.71× | ||
| Q3 24 | — | 1.29× | ||
| Q2 24 | — | 0.90× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
