vs
Avidbank Holdings, Inc.（AVBH）与FIRST CITIZENS BANCSHARES INC（FCNCA）财务数据对比。点击上方公司名可切换其他公司
Avidbank Holdings, Inc.净利率更高（62.0% vs 49.1%，领先12.9%）
Avidbank Holdings, Inc.是一家总部位于美国的金融控股公司，通过旗下子公司AvidBank运营，主要为加利福尼亚州的中小企业、企业主和高净值人群提供商业银行产品与服务，涵盖商业贷款、存款账户、现金管理及定制化融资方案，覆盖制造、科技、房地产等多个行业领域。
第一公民银行控股公司是美国本土银行控股企业，总部位于罗德岛州普罗维登斯，旗下拥有国民公民银行，业务覆盖美国康涅狄格、特拉华、佛罗里达、马里兰、马萨诸塞、密歇根、新罕布什尔、新泽西、纽约、俄亥俄、宾夕法尼亚、罗德岛、佛蒙特、弗吉尼亚等14个州及华盛顿哥伦比亚特区。
AVBH vs FCNCA — 直观对比
营收规模更大
FCNCA
是对方的-17.9倍
$-60.9M
净利率更高
AVBH
高出12.9%
49.1%
损益表 — Q3 2025 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $-60.9M | $1.1B |
| 净利润 | $-37.7M | $534.0M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 62.0% | 49.1% |
| 营收同比 | — | 3.5% |
| 净利润同比 | — | 10.6% |
| 每股收益（稀释后） | $-4.12 | $42.63 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AVBHFCNCA
| Q1 26 | — | $1.1B | ||
| Q4 25 | — | $2.4B | ||
| Q3 25 | $-60.9M | $2.4B | ||
| Q2 25 | $1.5M | $2.4B | ||
| Q1 25 | — | $2.3B | ||
| Q4 24 | — | $2.4B | ||
| Q3 24 | — | $2.4B | ||
| Q2 24 | — | $2.5B |
净利润AVBHFCNCA
| Q1 26 | — | $534.0M | ||
| Q4 25 | — | $580.0M | ||
| Q3 25 | $-37.7M | $568.0M | ||
| Q2 25 | $5.8M | $575.0M | ||
| Q1 25 | — | $483.0M | ||
| Q4 24 | — | $700.0M | ||
| Q3 24 | — | $639.0M | ||
| Q2 24 | — | $707.0M |
营业利润率AVBHFCNCA
| Q1 26 | — | — | ||
| Q4 25 | — | 33.3% | ||
| Q3 25 | — | 30.9% | ||
| Q2 25 | — | 31.9% | ||
| Q1 25 | — | 28.3% | ||
| Q4 24 | — | 30.6% | ||
| Q3 24 | — | 35.7% | ||
| Q2 24 | — | 39.8% |
净利率AVBHFCNCA
| Q1 26 | — | 49.1% | ||
| Q4 25 | — | 23.8% | ||
| Q3 25 | 62.0% | 23.3% | ||
| Q2 25 | 376.9% | 24.2% | ||
| Q1 25 | — | 21.0% | ||
| Q4 24 | — | 29.1% | ||
| Q3 24 | — | 26.1% | ||
| Q2 24 | — | 28.7% |
每股收益（稀释后）AVBHFCNCA
| Q1 26 | — | $42.63 | ||
| Q4 25 | — | $45.33 | ||
| Q3 25 | $-4.12 | $43.08 | ||
| Q2 25 | $0.75 | $42.36 | ||
| Q1 25 | — | $34.47 | ||
| Q4 24 | — | $49.19 | ||
| Q3 24 | — | $43.42 | ||
| Q2 24 | — | $47.54 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | $34.0B |
| 股东权益账面价值 | $273.1M | $22.0B |
| 总资产 | $2.4B | $236.0B |
| 负债/权益比越低杠杆越低 | — | 1.54× |
8季度趋势，按日历期对齐
总债务AVBHFCNCA
| Q1 26 | — | $34.0B | ||
| Q4 25 | — | $35.8B | ||
| Q3 25 | — | $38.3B | ||
| Q2 25 | — | $37.6B | ||
| Q1 25 | — | $38.0B | ||
| Q4 24 | — | $36.7B | ||
| Q3 24 | — | $36.8B | ||
| Q2 24 | — | $37.1B |
股东权益AVBHFCNCA
| Q1 26 | — | $22.0B | ||
| Q4 25 | — | $22.2B | ||
| Q3 25 | $273.1M | $22.0B | ||
| Q2 25 | $204.4M | $22.3B | ||
| Q1 25 | — | $22.3B | ||
| Q4 24 | — | $22.2B | ||
| Q3 24 | — | $22.8B | ||
| Q2 24 | — | $22.5B |
总资产AVBHFCNCA
| Q1 26 | — | $236.0B | ||
| Q4 25 | — | $229.7B | ||
| Q3 25 | $2.4B | $233.5B | ||
| Q2 25 | $2.4B | $229.7B | ||
| Q1 25 | — | $228.8B | ||
| Q4 24 | — | $223.7B | ||
| Q3 24 | — | $220.6B | ||
| Q2 24 | — | $219.8B |
负债/权益比AVBHFCNCA
| Q1 26 | — | 1.54× | ||
| Q4 25 | — | 1.61× | ||
| Q3 25 | — | 1.74× | ||
| Q2 25 | — | 1.69× | ||
| Q1 25 | — | 1.70× | ||
| Q4 24 | — | 1.65× | ||
| Q3 24 | — | 1.61× | ||
| Q2 24 | — | 1.65× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $12.4M | — |
| 自由现金流经营现金流 - 资本支出 | $12.4M | — |
| 自由现金流率自由现金流/营收 | -20.3% | — |
| 资本支出强度资本支出/营收 | -0.1% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流AVBHFCNCA
| Q1 26 | — | — | ||
| Q4 25 | — | $1.1B | ||
| Q3 25 | $12.4M | $916.0M | ||
| Q2 25 | $10.7M | $859.0M | ||
| Q1 25 | — | $98.0M | ||
| Q4 24 | — | $1.1B | ||
| Q3 24 | — | $991.0M | ||
| Q2 24 | — | $417.0M |
自由现金流AVBHFCNCA
| Q1 26 | — | — | ||
| Q4 25 | — | $807.0M | ||
| Q3 25 | $12.4M | $678.0M | ||
| Q2 25 | $10.6M | $733.0M | ||
| Q1 25 | — | $-5.0M | ||
| Q4 24 | — | $991.0M | ||
| Q3 24 | — | $885.0M | ||
| Q2 24 | — | $316.0M |
自由现金流率AVBHFCNCA
| Q1 26 | — | — | ||
| Q4 25 | — | 33.1% | ||
| Q3 25 | -20.3% | 27.9% | ||
| Q2 25 | 690.0% | 30.9% | ||
| Q1 25 | — | -0.2% | ||
| Q4 24 | — | 41.2% | ||
| Q3 24 | — | 36.2% | ||
| Q2 24 | — | 12.8% |
资本支出强度AVBHFCNCA
| Q1 26 | — | — | ||
| Q4 25 | — | 10.0% | ||
| Q3 25 | -0.1% | 9.8% | ||
| Q2 25 | 3.8% | 5.3% | ||
| Q1 25 | — | 4.5% | ||
| Q4 24 | — | 5.3% | ||
| Q3 24 | — | 4.3% | ||
| Q2 24 | — | 4.1% |
现金转化率AVBHFCNCA
| Q1 26 | — | — | ||
| Q4 25 | — | 1.81× | ||
| Q3 25 | — | 1.61× | ||
| Q2 25 | 1.84× | 1.49× | ||
| Q1 25 | — | 0.20× | ||
| Q4 24 | — | 1.60× | ||
| Q3 24 | — | 1.55× | ||
| Q2 24 | — | 0.59× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
