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Axos Financial, Inc.（AX）与Columbia Financial, Inc.（CLBK）财务数据对比。点击上方公司名可切换其他公司
Axos Financial, Inc.的季度营收约是Columbia Financial, Inc.的5.5倍（$331.7M vs $60.2M）。Axos Financial, Inc.净利率更高（38.7% vs 26.1%，领先12.6%）。Columbia Financial, Inc.同比增速更快（29.7% vs 18.4%）。Axos Financial, Inc.自由现金流更多（$85.4M vs $22.0M）
Axos Financial是总部位于美国内华达州拉斯维加斯的银行控股公司，旗下拥有直销银行Axos Bank，同时提供注册投资顾问服务及电子交易平台，深耕数字化金融赛道，可为用户提供多元便捷的金融服务解决方案。
哥伦比亚金融公司（CLBK）是一家美国多元化金融服务及银行控股企业，提供财富管理、资产管理、保险、年金、遗产规划在内的全方位金融规划产品与服务，满足客户不同阶段的财务规划需求。
AX vs CLBK — 直观对比
营收规模更大
AX
是对方的5.5倍
$60.2M
营收增速更快
CLBK
高出11.3%
18.4%
净利率更高
AX
高出12.6%
26.1%
自由现金流更多
AX
多$63.4M
$22.0M
损益表 — Q2 2026 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $331.7M | $60.2M |
| 净利润 | $128.4M | $15.7M |
| 毛利率 | — | — |
| 营业利润率 | 52.9% | 32.6% |
| 净利率 | 38.7% | 26.1% |
| 营收同比 | 18.4% | 29.7% |
| 净利润同比 | 22.6% | 173.9% |
| 每股收益（稀释后） | $2.22 | $0.15 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXCLBK
| Q4 25 | $331.7M | $60.2M | ||
| Q3 25 | $291.1M | $57.4M | ||
| Q2 25 | — | $53.7M | ||
| Q1 25 | — | $50.3M | ||
| Q4 24 | — | $46.4M | ||
| Q3 24 | — | $45.3M | ||
| Q2 24 | — | $44.1M | ||
| Q1 24 | — | $42.2M |
净利润AXCLBK
| Q4 25 | $128.4M | $15.7M | ||
| Q3 25 | $112.4M | $14.9M | ||
| Q2 25 | — | $12.3M | ||
| Q1 25 | — | $8.9M | ||
| Q4 24 | — | $-21.2M | ||
| Q3 24 | — | $6.2M | ||
| Q2 24 | — | $4.5M | ||
| Q1 24 | — | $-1.2M |
营业利润率AXCLBK
| Q4 25 | 52.9% | 32.6% | ||
| Q3 25 | 51.5% | 34.5% | ||
| Q2 25 | — | 30.7% | ||
| Q1 25 | — | 23.9% | ||
| Q4 24 | — | -57.6% | ||
| Q3 24 | — | 16.2% | ||
| Q2 24 | — | 10.9% | ||
| Q1 24 | — | -3.0% |
净利率AXCLBK
| Q4 25 | 38.7% | 26.1% | ||
| Q3 25 | 38.6% | 25.9% | ||
| Q2 25 | — | 22.9% | ||
| Q1 25 | — | 17.7% | ||
| Q4 24 | — | -45.7% | ||
| Q3 24 | — | 13.7% | ||
| Q2 24 | — | 10.3% | ||
| Q1 24 | — | -2.7% |
每股收益（稀释后）AXCLBK
| Q4 25 | $2.22 | $0.15 | ||
| Q3 25 | $1.94 | $0.15 | ||
| Q2 25 | — | $0.12 | ||
| Q1 25 | — | $0.09 | ||
| Q4 24 | — | $-0.20 | ||
| Q3 24 | — | $0.06 | ||
| Q2 24 | — | $0.04 | ||
| Q1 24 | — | $-0.01 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.0B | $340.8M |
| 总债务越低越好 | — | $1.2B |
| 股东权益账面价值 | $2.9B | $1.2B |
| 总资产 | $28.2B | $11.0B |
| 负债/权益比越低杠杆越低 | — | 1.02× |
8季度趋势，按日历期对齐
现金及短期投资AXCLBK
| Q4 25 | $1.0B | $340.8M | ||
| Q3 25 | $2.6B | $253.4M | ||
| Q2 25 | — | $248.2M | ||
| Q1 25 | — | $256.1M | ||
| Q4 24 | — | $289.2M | ||
| Q3 24 | — | $283.5M | ||
| Q2 24 | — | $391.1M | ||
| Q1 24 | — | $373.5M |
总债务AXCLBK
| Q4 25 | — | $1.2B | ||
| Q3 25 | — | $1.3B | ||
| Q2 25 | — | $1.3B | ||
| Q1 25 | — | $1.1B | ||
| Q4 24 | — | $1.1B | ||
| Q3 24 | — | $1.4B | ||
| Q2 24 | — | $1.7B | ||
| Q1 24 | — | $1.5B |
股东权益AXCLBK
| Q4 25 | $2.9B | $1.2B | ||
| Q3 25 | $2.8B | $1.1B | ||
| Q2 25 | — | $1.1B | ||
| Q1 25 | — | $1.1B | ||
| Q4 24 | — | $1.1B | ||
| Q3 24 | — | $1.1B | ||
| Q2 24 | — | $1.0B | ||
| Q1 24 | — | $1.0B |
总资产AXCLBK
| Q4 25 | $28.2B | $11.0B | ||
| Q3 25 | $27.4B | $10.9B | ||
| Q2 25 | — | $10.7B | ||
| Q1 25 | — | $10.6B | ||
| Q4 24 | — | $10.5B | ||
| Q3 24 | — | $10.7B | ||
| Q2 24 | — | $10.8B | ||
| Q1 24 | — | $10.6B |
负债/权益比AXCLBK
| Q4 25 | — | 1.02× | ||
| Q3 25 | — | 1.11× | ||
| Q2 25 | — | 1.14× | ||
| Q1 25 | — | 1.01× | ||
| Q4 24 | — | 1.00× | ||
| Q3 24 | — | 1.32× | ||
| Q2 24 | — | 1.61× | ||
| Q1 24 | — | 1.47× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $104.1M | $24.4M |
| 自由现金流经营现金流 - 资本支出 | $85.4M | $22.0M |
| 自由现金流率自由现金流/营收 | 25.8% | 36.5% |
| 资本支出强度资本支出/营收 | 5.6% | 3.9% |
| 现金转化率经营现金流/净利润 | 0.81× | 1.55× |
| 过去12个月自由现金流最近4个季度 | — | $58.6M |
8季度趋势，按日历期对齐
经营现金流AXCLBK
| Q4 25 | $104.1M | $24.4M | ||
| Q3 25 | $118.4M | $31.0M | ||
| Q2 25 | — | $14.6M | ||
| Q1 25 | — | $-1.6M | ||
| Q4 24 | — | $28.9M | ||
| Q3 24 | — | $-28.3M | ||
| Q2 24 | — | $18.6M | ||
| Q1 24 | — | $14.1M |
自由现金流AXCLBK
| Q4 25 | $85.4M | $22.0M | ||
| Q3 25 | $109.3M | $28.1M | ||
| Q2 25 | — | $12.9M | ||
| Q1 25 | — | $-4.5M | ||
| Q4 24 | — | $27.3M | ||
| Q3 24 | — | $-31.1M | ||
| Q2 24 | — | $17.2M | ||
| Q1 24 | — | $12.5M |
自由现金流率AXCLBK
| Q4 25 | 25.8% | 36.5% | ||
| Q3 25 | 37.5% | 49.0% | ||
| Q2 25 | — | 24.1% | ||
| Q1 25 | — | -8.9% | ||
| Q4 24 | — | 58.8% | ||
| Q3 24 | — | -68.6% | ||
| Q2 24 | — | 39.0% | ||
| Q1 24 | — | 29.5% |
资本支出强度AXCLBK
| Q4 25 | 5.6% | 3.9% | ||
| Q3 25 | 3.1% | 4.9% | ||
| Q2 25 | — | 3.2% | ||
| Q1 25 | — | 5.8% | ||
| Q4 24 | — | 3.5% | ||
| Q3 24 | — | 6.1% | ||
| Q2 24 | — | 3.1% | ||
| Q1 24 | — | 4.0% |
现金转化率AXCLBK
| Q4 25 | 0.81× | 1.55× | ||
| Q3 25 | 1.05× | 2.08× | ||
| Q2 25 | — | 1.19× | ||
| Q1 25 | — | -0.18× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -4.57× | ||
| Q2 24 | — | 4.09× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
