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Axos Financial, Inc.（AX）与TFS Financial CORP（TFSL）财务数据对比。点击上方公司名可切换其他公司
Axos Financial, Inc.的季度营收约是TFS Financial CORP的4.4倍（$331.7M vs $75.7M）。Axos Financial, Inc.净利率更高（38.7% vs 29.4%，领先9.3%）。Axos Financial, Inc.同比增速更快（18.4% vs 10.8%）。Axos Financial, Inc.自由现金流更多（$85.4M vs $57.1M）
Axos Financial是总部位于美国内华达州拉斯维加斯的银行控股公司，旗下拥有直销银行Axos Bank，同时提供注册投资顾问服务及电子交易平台，深耕数字化金融赛道，可为用户提供多元便捷的金融服务解决方案。
TFS金融公司是一家总部位于美国的金融控股企业，主要通过旗下零售银行子公司开展业务，提供住房抵押贷款、储蓄账户及其他消费金融产品，核心客群主要分布于俄亥俄州和佛罗里达州，以个人及家庭客户为服务重心。
AX vs TFSL — 直观对比
营收规模更大
AX
是对方的4.4倍
$75.7M
营收增速更快
AX
高出7.7%
10.8%
净利率更高
AX
高出9.3%
29.4%
自由现金流更多
AX
多$28.3M
$57.1M
损益表 — Q2 2026 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $331.7M | $75.7M |
| 净利润 | $128.4M | $22.3M |
| 毛利率 | — | — |
| 营业利润率 | 52.9% | 37.7% |
| 净利率 | 38.7% | 29.4% |
| 营收同比 | 18.4% | 10.8% |
| 净利润同比 | 22.6% | -0.7% |
| 每股收益（稀释后） | $2.22 | $0.08 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXTFSL
| Q4 25 | $331.7M | $75.7M | ||
| Q3 25 | $291.1M | $77.3M | ||
| Q2 25 | — | $75.0M | ||
| Q1 25 | — | $72.0M | ||
| Q4 24 | — | $68.3M | ||
| Q3 24 | — | $68.7M | ||
| Q2 24 | — | $69.3M | ||
| Q1 24 | — | $71.4M |
净利润AXTFSL
| Q4 25 | $128.4M | $22.3M | ||
| Q3 25 | $112.4M | $26.0M | ||
| Q2 25 | — | $21.5M | ||
| Q1 25 | — | $21.0M | ||
| Q4 24 | — | $22.4M | ||
| Q3 24 | — | $18.2M | ||
| Q2 24 | — | $20.0M | ||
| Q1 24 | — | $20.7M |
营业利润率AXTFSL
| Q4 25 | 52.9% | 37.7% | ||
| Q3 25 | 51.5% | 42.0% | ||
| Q2 25 | — | 36.5% | ||
| Q1 25 | — | 36.8% | ||
| Q4 24 | — | 41.5% | ||
| Q3 24 | — | 33.5% | ||
| Q2 24 | — | 36.4% | ||
| Q1 24 | — | 36.3% |
净利率AXTFSL
| Q4 25 | 38.7% | 29.4% | ||
| Q3 25 | 38.6% | 33.6% | ||
| Q2 25 | — | 28.7% | ||
| Q1 25 | — | 29.2% | ||
| Q4 24 | — | 32.8% | ||
| Q3 24 | — | 26.5% | ||
| Q2 24 | — | 28.8% | ||
| Q1 24 | — | 29.0% |
每股收益（稀释后）AXTFSL
| Q4 25 | $2.22 | $0.08 | ||
| Q3 25 | $1.94 | $0.09 | ||
| Q2 25 | — | $0.08 | ||
| Q1 25 | — | $0.07 | ||
| Q4 24 | — | $0.08 | ||
| Q3 24 | — | $0.07 | ||
| Q2 24 | — | $0.07 | ||
| Q1 24 | — | $0.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.0B | $456.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $2.9B | $1.9B |
| 总资产 | $28.2B | $17.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AXTFSL
| Q4 25 | $1.0B | $456.7M | ||
| Q3 25 | $2.6B | $429.4M | ||
| Q2 25 | — | $452.6M | ||
| Q1 25 | — | $463.6M | ||
| Q4 24 | — | $465.9M | ||
| Q3 24 | — | $463.7M | ||
| Q2 24 | — | $560.4M | ||
| Q1 24 | — | $594.3M |
股东权益AXTFSL
| Q4 25 | $2.9B | $1.9B | ||
| Q3 25 | $2.8B | $1.9B | ||
| Q2 25 | — | $1.9B | ||
| Q1 25 | — | $1.9B | ||
| Q4 24 | — | $1.9B | ||
| Q3 24 | — | $1.9B | ||
| Q2 24 | — | $1.9B | ||
| Q1 24 | — | $1.9B |
总资产AXTFSL
| Q4 25 | $28.2B | $17.5B | ||
| Q3 25 | $27.4B | $17.5B | ||
| Q2 25 | — | $17.4B | ||
| Q1 25 | — | $17.1B | ||
| Q4 24 | — | $17.1B | ||
| Q3 24 | — | $17.1B | ||
| Q2 24 | — | $17.0B | ||
| Q1 24 | — | $17.0B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $104.1M | $58.7M |
| 自由现金流经营现金流 - 资本支出 | $85.4M | $57.1M |
| 自由现金流率自由现金流/营收 | 25.8% | 75.4% |
| 资本支出强度资本支出/营收 | 5.6% | 2.2% |
| 现金转化率经营现金流/净利润 | 0.81× | 2.64× |
| 过去12个月自由现金流最近4个季度 | — | $83.1M |
8季度趋势，按日历期对齐
经营现金流AXTFSL
| Q4 25 | $104.1M | $58.7M | ||
| Q3 25 | $118.4M | $-11.1M | ||
| Q2 25 | — | $26.8M | ||
| Q1 25 | — | $21.2M | ||
| Q4 24 | — | $45.5M | ||
| Q3 24 | — | $-58.7M | ||
| Q2 24 | — | $96.7M | ||
| Q1 24 | — | $14.2M |
自由现金流AXTFSL
| Q4 25 | $85.4M | $57.1M | ||
| Q3 25 | $109.3M | $-13.2M | ||
| Q2 25 | — | $25.0M | ||
| Q1 25 | — | $14.3M | ||
| Q4 24 | — | $44.9M | ||
| Q3 24 | — | $-59.4M | ||
| Q2 24 | — | $95.9M | ||
| Q1 24 | — | $13.4M |
自由现金流率AXTFSL
| Q4 25 | 25.8% | 75.4% | ||
| Q3 25 | 37.5% | -17.1% | ||
| Q2 25 | — | 33.4% | ||
| Q1 25 | — | 19.8% | ||
| Q4 24 | — | 65.7% | ||
| Q3 24 | — | -86.4% | ||
| Q2 24 | — | 138.5% | ||
| Q1 24 | — | 18.8% |
资本支出强度AXTFSL
| Q4 25 | 5.6% | 2.2% | ||
| Q3 25 | 3.1% | 2.8% | ||
| Q2 25 | — | 2.3% | ||
| Q1 25 | — | 9.6% | ||
| Q4 24 | — | 0.9% | ||
| Q3 24 | — | 1.0% | ||
| Q2 24 | — | 1.2% | ||
| Q1 24 | — | 1.1% |
现金转化率AXTFSL
| Q4 25 | 0.81× | 2.64× | ||
| Q3 25 | 1.05× | -0.43× | ||
| Q2 25 | — | 1.24× | ||
| Q1 25 | — | 1.01× | ||
| Q4 24 | — | 2.03× | ||
| Q3 24 | — | -3.22× | ||
| Q2 24 | — | 4.85× | ||
| Q1 24 | — | 0.69× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
