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美国运通（AXP）与卡特彼勒（CAT）财务数据对比。点击上方公司名可切换其他公司
美国运通的季度营收约是卡特彼勒的1.1倍（$18.9B vs $17.4B），卡特彼勒同比增速更快（22.2% vs 11.4%），过去两年美国运通的营收复合增速更高（38.8% vs 2.2%）
美国运通是全球知名的支付服务提供商，主营签账卡、信用卡产品及旅行相关服务，下设全球消费者服务、全球商业服务、全球商户与网络服务三大业务板块，还提供支付融资、网络服务、应付账款费用管理、旅行生活服务等多元解决方案。
卡特彼勒是来自美国的工程设备制造企业，主营建筑、采矿等领域的设备生产，是全球规模最大的工程机械设备制造商。2018年该公司位列美国财富500强第73位、全球财富500强第265位，其股票为道琼斯工业平均指数成分股。
AXP vs CAT — 直观对比
营收规模更大
AXP
是对方的1.1倍
$17.4B
营收增速更快
CAT
高出10.8%
11.4%
两年增速更快
AXP
近两年复合增速
2.2%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $18.9B | $17.4B |
| 净利润 | $3.0B | — |
| 毛利率 | — | 35.1% |
| 营业利润率 | — | 17.7% |
| 净利率 | 15.7% | — |
| 营收同比 | 11.4% | 22.2% |
| 净利润同比 | 15.0% | — |
| 每股收益（稀释后） | $4.28 | $5.47 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXPCAT
| Q1 26 | $18.9B | $17.4B | ||
| Q4 25 | $10.9B | $19.1B | ||
| Q3 25 | $10.4B | $17.6B | ||
| Q2 25 | $10.3B | $16.6B | ||
| Q1 25 | $9.6B | $14.2B | ||
| Q4 24 | $10.0B | $16.2B | ||
| Q3 24 | $9.7B | $16.1B | ||
| Q2 24 | $9.8B | $16.7B |
净利润AXPCAT
| Q1 26 | $3.0B | — | ||
| Q4 25 | $2.5B | $2.4B | ||
| Q3 25 | $2.9B | $2.3B | ||
| Q2 25 | $2.9B | $2.2B | ||
| Q1 25 | $2.6B | $2.0B | ||
| Q4 24 | $2.2B | $2.8B | ||
| Q3 24 | $2.5B | $2.5B | ||
| Q2 24 | $3.0B | $2.7B |
毛利率AXPCAT
| Q1 26 | — | 35.1% | ||
| Q4 25 | — | 30.5% | ||
| Q3 25 | — | 33.8% | ||
| Q2 25 | — | 34.8% | ||
| Q1 25 | — | 37.1% | ||
| Q4 24 | — | 36.3% | ||
| Q3 24 | — | 37.5% | ||
| Q2 24 | — | 39.2% |
营业利润率AXPCAT
| Q1 26 | — | 17.7% | ||
| Q4 25 | 28.2% | 13.9% | ||
| Q3 25 | 36.7% | 17.3% | ||
| Q2 25 | 34.4% | 17.3% | ||
| Q1 25 | 34.6% | 18.1% | ||
| Q4 24 | 27.7% | 18.0% | ||
| Q3 24 | 33.0% | 19.5% | ||
| Q2 24 | 38.6% | 20.9% |
净利率AXPCAT
| Q1 26 | 15.7% | — | ||
| Q4 25 | 22.5% | 12.5% | ||
| Q3 25 | 27.9% | 13.0% | ||
| Q2 25 | 28.0% | 13.2% | ||
| Q1 25 | 26.8% | 14.1% | ||
| Q4 24 | 21.8% | 17.2% | ||
| Q3 24 | 25.8% | 15.3% | ||
| Q2 24 | 30.7% | 16.1% |
每股收益（稀释后）AXPCAT
| Q1 26 | $4.28 | $5.47 | ||
| Q4 25 | $3.52 | $5.11 | ||
| Q3 25 | $4.14 | $4.88 | ||
| Q2 25 | $4.08 | $4.62 | ||
| Q1 25 | $3.64 | $4.20 | ||
| Q4 24 | $3.04 | $5.76 | ||
| Q3 24 | $3.49 | $5.06 | ||
| Q2 24 | $4.15 | $5.48 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $4.1B |
| 总债务越低越好 | $60.4M | $4.7B |
| 股东权益账面价值 | $34.0M | $18.7B |
| 总资产 | $308.9M | $95.5B |
| 负债/权益比越低杠杆越低 | 1.78× | 0.25× |
8季度趋势，按日历期对齐
现金及短期投资AXPCAT
| Q1 26 | — | $4.1B | ||
| Q4 25 | $742.0M | $10.0B | ||
| Q3 25 | $1.3B | $7.5B | ||
| Q2 25 | $197.0M | $5.4B | ||
| Q1 25 | $261.0M | $3.6B | ||
| Q4 24 | $221.0M | $6.9B | ||
| Q3 24 | $120.0M | $5.6B | ||
| Q2 24 | $188.0M | $4.3B |
总债务AXPCAT
| Q1 26 | $60.4M | $4.7B | ||
| Q4 25 | $56.4B | — | ||
| Q3 25 | $57.8B | — | ||
| Q2 25 | $58.2B | — | ||
| Q1 25 | $51.2B | — | ||
| Q4 24 | $49.7B | — | ||
| Q3 24 | $53.5B | — | ||
| Q2 24 | $51.5B | — |
股东权益AXPCAT
| Q1 26 | $34.0M | $18.7B | ||
| Q4 25 | $33.5B | $21.3B | ||
| Q3 25 | $32.4B | $20.7B | ||
| Q2 25 | $32.3B | $18.7B | ||
| Q1 25 | $31.2B | $18.1B | ||
| Q4 24 | $30.3B | $19.5B | ||
| Q3 24 | $29.7B | $19.4B | ||
| Q2 24 | $29.5B | $17.1B |
总资产AXPCAT
| Q1 26 | $308.9M | $95.5B | ||
| Q4 25 | $300.1B | $98.6B | ||
| Q3 25 | $297.6B | $93.7B | ||
| Q2 25 | $295.6B | $90.3B | ||
| Q1 25 | $282.2B | $85.0B | ||
| Q4 24 | $271.5B | $87.8B | ||
| Q3 24 | $271.0B | $86.3B | ||
| Q2 24 | $272.2B | $83.3B |
负债/权益比AXPCAT
| Q1 26 | 1.78× | 0.25× | ||
| Q4 25 | 1.68× | — | ||
| Q3 25 | 1.78× | — | ||
| Q2 25 | 1.80× | — | ||
| Q1 25 | 1.64× | — | ||
| Q4 24 | 1.64× | — | ||
| Q3 24 | 1.80× | — | ||
| Q2 24 | 1.74× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AXP
暂无分部数据
CAT
| Sales of Machinery, Power & Energy | $16.5B | 95% |
| Revenues of Financial Products | $942.0M | 5% |
