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美国运通（AXP）与R F INDUSTRIES LTD（RFIL）财务数据对比。点击上方公司名可切换其他公司
R F INDUSTRIES LTD的季度营收约是美国运通的1.2倍（$22.7M vs $18.9M），美国运通净利率更高（15.7% vs 0.8%，领先15.0%），R F INDUSTRIES LTD同比增速更快（22.9% vs 11.4%），过去两年R F INDUSTRIES LTD的营收复合增速更高（29.8% vs -95.6%）
美国运通是全球知名的支付服务提供商，主营签账卡、信用卡产品及旅行相关服务，下设全球消费者服务、全球商业服务、全球商户与网络服务三大业务板块，还提供支付融资、网络服务、应付账款费用管理、旅行生活服务等多元解决方案。
妥思卷工业是一家总部位于美国伊利诺伊州芝加哥的糖果制造商，旗下最知名的产品包括同名的Tootsie Roll软糖以及Tootsie Pop棒棒糖，目前其品牌产品销往加拿大、墨西哥等全球超过75个国家。
AXP vs RFIL — 直观对比
营收规模更大
RFIL
是对方的1.2倍
$18.9M
营收增速更快
RFIL
高出11.5%
11.4%
净利率更高
AXP
高出15.0%
0.8%
两年增速更快
RFIL
近两年复合增速
-95.6%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $18.9M | $22.7M |
| 净利润 | $3.0M | $173.0K |
| 毛利率 | — | 36.8% |
| 营业利润率 | — | 4.0% |
| 净利率 | 15.7% | 0.8% |
| 营收同比 | 11.4% | 22.9% |
| 净利润同比 | 15.0% | 172.7% |
| 每股收益（稀释后） | — | $0.01 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXPRFIL
| Q1 26 | $18.9M | — | ||
| Q4 25 | $10.9B | $22.7M | ||
| Q3 25 | $10.4B | $19.8M | ||
| Q2 25 | $10.3B | $18.9M | ||
| Q1 25 | $9.6B | $19.2M | ||
| Q4 24 | $10.0B | $18.5M | ||
| Q3 24 | $9.7B | $16.8M | ||
| Q2 24 | $9.8B | $16.1M |
净利润AXPRFIL
| Q1 26 | $3.0M | — | ||
| Q4 25 | $2.5B | $173.0K | ||
| Q3 25 | $2.9B | $392.0K | ||
| Q2 25 | $2.9B | $-245.0K | ||
| Q1 25 | $2.6B | $-245.0K | ||
| Q4 24 | $2.2B | $-238.0K | ||
| Q3 24 | $2.5B | $-705.0K | ||
| Q2 24 | $3.0B | $-4.3M |
毛利率AXPRFIL
| Q1 26 | — | — | ||
| Q4 25 | — | 36.8% | ||
| Q3 25 | — | 34.0% | ||
| Q2 25 | — | 31.5% | ||
| Q1 25 | — | 29.8% | ||
| Q4 24 | — | 31.3% | ||
| Q3 24 | — | 29.5% | ||
| Q2 24 | — | 29.9% |
营业利润率AXPRFIL
| Q1 26 | — | — | ||
| Q4 25 | 28.2% | 4.0% | ||
| Q3 25 | 36.7% | 3.6% | ||
| Q2 25 | 34.4% | 0.6% | ||
| Q1 25 | 34.6% | 0.3% | ||
| Q4 24 | 27.7% | 0.5% | ||
| Q3 24 | 33.0% | -2.5% | ||
| Q2 24 | 38.6% | -2.6% |
净利率AXPRFIL
| Q1 26 | 15.7% | — | ||
| Q4 25 | 22.5% | 0.8% | ||
| Q3 25 | 27.9% | 2.0% | ||
| Q2 25 | 28.0% | -1.3% | ||
| Q1 25 | 26.8% | -1.3% | ||
| Q4 24 | 21.8% | -1.3% | ||
| Q3 24 | 25.8% | -4.2% | ||
| Q2 24 | 30.7% | -26.7% |
每股收益（稀释后）AXPRFIL
| Q1 26 | — | — | ||
| Q4 25 | $3.52 | $0.01 | ||
| Q3 25 | $4.14 | $0.04 | ||
| Q2 25 | $4.08 | $-0.02 | ||
| Q1 25 | $3.64 | $-0.02 | ||
| Q4 24 | $3.04 | $-0.02 | ||
| Q3 24 | $3.49 | $-0.07 | ||
| Q2 24 | $4.15 | $-0.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $5.1M |
| 总债务越低越好 | $60.4M | — |
| 股东权益账面价值 | $34.0M | $35.2M |
| 总资产 | $308.9M | $73.0M |
| 负债/权益比越低杠杆越低 | 1.78× | — |
8季度趋势，按日历期对齐
现金及短期投资AXPRFIL
| Q1 26 | — | — | ||
| Q4 25 | $742.0M | $5.1M | ||
| Q3 25 | $1.3B | $3.0M | ||
| Q2 25 | $197.0M | $3.6M | ||
| Q1 25 | $261.0M | $1.3M | ||
| Q4 24 | $221.0M | $839.0K | ||
| Q3 24 | $120.0M | $1.8M | ||
| Q2 24 | $188.0M | $1.4M |
总债务AXPRFIL
| Q1 26 | $60.4M | — | ||
| Q4 25 | $56.4B | — | ||
| Q3 25 | $57.8B | — | ||
| Q2 25 | $58.2B | — | ||
| Q1 25 | $51.2B | — | ||
| Q4 24 | $49.7B | — | ||
| Q3 24 | $53.5B | — | ||
| Q2 24 | $51.5B | — |
股东权益AXPRFIL
| Q1 26 | $34.0M | — | ||
| Q4 25 | $33.5B | $35.2M | ||
| Q3 25 | $32.4B | $34.8M | ||
| Q2 25 | $32.3B | $34.2M | ||
| Q1 25 | $31.2B | $34.2M | ||
| Q4 24 | $30.3B | $34.1M | ||
| Q3 24 | $29.7B | $34.1M | ||
| Q2 24 | $29.5B | $34.6M |
总资产AXPRFIL
| Q1 26 | $308.9M | — | ||
| Q4 25 | $300.1B | $73.0M | ||
| Q3 25 | $297.6B | $73.2M | ||
| Q2 25 | $295.6B | $72.7M | ||
| Q1 25 | $282.2B | $70.4M | ||
| Q4 24 | $271.5B | $71.0M | ||
| Q3 24 | $271.0B | $71.9M | ||
| Q2 24 | $272.2B | $72.8M |
负债/权益比AXPRFIL
| Q1 26 | 1.78× | — | ||
| Q4 25 | 1.68× | — | ||
| Q3 25 | 1.78× | — | ||
| Q2 25 | 1.80× | — | ||
| Q1 25 | 1.64× | — | ||
| Q4 24 | 1.64× | — | ||
| Q3 24 | 1.80× | — | ||
| Q2 24 | 1.74× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $2.1M |
| 自由现金流经营现金流 - 资本支出 | — | $2.0M |
| 自由现金流率自由现金流/营收 | — | 9.0% |
| 资本支出强度资本支出/营收 | — | 0.3% |
| 现金转化率经营现金流/净利润 | — | 12.13× |
| 过去12个月自由现金流最近4个季度 | — | $4.3M |
8季度趋势，按日历期对齐
经营现金流AXPRFIL
| Q1 26 | — | — | ||
| Q4 25 | $3.1B | $2.1M | ||
| Q3 25 | $6.2B | $-311.0K | ||
| Q2 25 | $4.4B | $2.2M | ||
| Q1 25 | $4.8B | $601.0K | ||
| Q4 24 | $5.8B | $-244.0K | ||
| Q3 24 | $-1.8B | $2.4M | ||
| Q2 24 | $4.5B | $197.0K |
自由现金流AXPRFIL
| Q1 26 | — | — | ||
| Q4 25 | $2.3B | $2.0M | ||
| Q3 25 | $5.6B | $-419.0K | ||
| Q2 25 | $3.7B | $2.2M | ||
| Q1 25 | $4.3B | $574.0K | ||
| Q4 24 | $5.3B | $-418.0K | ||
| Q3 24 | $-2.3B | $2.1M | ||
| Q2 24 | $4.0B | $28.0K |
自由现金流率AXPRFIL
| Q1 26 | — | — | ||
| Q4 25 | 21.4% | 9.0% | ||
| Q3 25 | 53.6% | -2.1% | ||
| Q2 25 | 36.3% | 11.4% | ||
| Q1 25 | 45.0% | 3.0% | ||
| Q4 24 | 53.1% | -2.3% | ||
| Q3 24 | -23.3% | 12.6% | ||
| Q2 24 | 40.4% | 0.2% |
资本支出强度AXPRFIL
| Q1 26 | — | — | ||
| Q4 25 | 6.6% | 0.3% | ||
| Q3 25 | 6.3% | 0.5% | ||
| Q2 25 | 6.0% | 0.2% | ||
| Q1 25 | 4.5% | 0.1% | ||
| Q4 24 | 5.0% | 0.9% | ||
| Q3 24 | 4.7% | 1.5% | ||
| Q2 24 | 5.8% | 1.0% |
现金转化率AXPRFIL
| Q1 26 | — | — | ||
| Q4 25 | 1.25× | 12.13× | ||
| Q3 25 | 2.15× | -0.79× | ||
| Q2 25 | 1.51× | — | ||
| Q1 25 | 1.84× | — | ||
| Q4 24 | 2.66× | — | ||
| Q3 24 | -0.72× | — | ||
| Q2 24 | 1.50× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AXP
| Discount revenue | $9.5M | 50% |
| Other | $8.9M | 47% |
| Deposits with banks and other | $512.0K | 3% |
RFIL
| US | $20.9M | 92% |
| Non Us | $1.8M | 8% |
