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美国运通（AXP）与WINMARK CORP（WINA）财务数据对比。点击上方公司名可切换其他公司
美国运通的季度营收约是WINMARK CORP的896.6倍（$18.9B vs $21.1M），WINMARK CORP净利率更高（47.2% vs 15.7%，领先31.5%），美国运通同比增速更快（11.4% vs 7.9%），过去两年美国运通的营收复合增速更高（38.8% vs 2.4%）
美国运通是全球知名的支付服务提供商，主营签账卡、信用卡产品及旅行相关服务，下设全球消费者服务、全球商业服务、全球商户与网络服务三大业务板块，还提供支付融资、网络服务、应付账款费用管理、旅行生活服务等多元解决方案。
温马克公司是美国的二手商品零售特许经营商，总部位于明尼苏达州明尼阿波利斯，旗下运营五大零售品牌，专注于二手商品的收售业务。公司1988年由罗恩·奥尔森与杰弗里·达尔伯格创立，最初名为Play It Again Sports特许经营公司，1993年更名为Grow Biz国际并于同年上市。
AXP vs WINA — 直观对比
营收规模更大
AXP
是对方的896.6倍
$21.1M
营收增速更快
AXP
高出3.6%
7.9%
净利率更高
WINA
高出31.5%
15.7%
两年增速更快
AXP
近两年复合增速
2.4%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $18.9B | $21.1M |
| 净利润 | $3.0B | $10.0M |
| 毛利率 | — | — |
| 营业利润率 | — | 61.7% |
| 净利率 | 15.7% | 47.2% |
| 营收同比 | 11.4% | 7.9% |
| 净利润同比 | 15.0% | 3.9% |
| 每股收益（稀释后） | $4.28 | $2.68 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXPWINA
| Q1 26 | $18.9B | — | ||
| Q4 25 | $10.9B | $21.1M | ||
| Q3 25 | $10.4B | $22.6M | ||
| Q2 25 | $10.3B | $20.4M | ||
| Q1 25 | $9.6B | $21.9M | ||
| Q4 24 | $10.0B | $19.5M | ||
| Q3 24 | $9.7B | $21.5M | ||
| Q2 24 | $9.8B | $20.1M |
净利润AXPWINA
| Q1 26 | $3.0B | — | ||
| Q4 25 | $2.5B | $10.0M | ||
| Q3 25 | $2.9B | $11.1M | ||
| Q2 25 | $2.9B | $10.6M | ||
| Q1 25 | $2.6B | $10.0M | ||
| Q4 24 | $2.2B | $9.6M | ||
| Q3 24 | $2.5B | $11.1M | ||
| Q2 24 | $3.0B | $10.4M |
营业利润率AXPWINA
| Q1 26 | — | — | ||
| Q4 25 | 28.2% | 61.7% | ||
| Q3 25 | 36.7% | 65.9% | ||
| Q2 25 | 34.4% | 64.0% | ||
| Q1 25 | 34.6% | 62.0% | ||
| Q4 24 | 27.7% | 65.3% | ||
| Q3 24 | 33.0% | 69.4% | ||
| Q2 24 | 38.6% | 64.7% |
净利率AXPWINA
| Q1 26 | 15.7% | — | ||
| Q4 25 | 22.5% | 47.2% | ||
| Q3 25 | 27.9% | 49.2% | ||
| Q2 25 | 28.0% | 51.9% | ||
| Q1 25 | 26.8% | 45.4% | ||
| Q4 24 | 21.8% | 49.0% | ||
| Q3 24 | 25.8% | 51.7% | ||
| Q2 24 | 30.7% | 51.8% |
每股收益（稀释后）AXPWINA
| Q1 26 | $4.28 | — | ||
| Q4 25 | $3.52 | $2.68 | ||
| Q3 25 | $4.14 | $3.02 | ||
| Q2 25 | $4.08 | $2.89 | ||
| Q1 25 | $3.64 | $2.71 | ||
| Q4 24 | $3.04 | $2.60 | ||
| Q3 24 | $3.49 | $3.03 | ||
| Q2 24 | $4.15 | $2.85 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $10.3M |
| 总债务越低越好 | $60.4M | — |
| 股东权益账面价值 | $34.0M | $-53.7M |
| 总资产 | $308.9M | $24.9M |
| 负债/权益比越低杠杆越低 | 1.78× | — |
8季度趋势，按日历期对齐
现金及短期投资AXPWINA
| Q1 26 | — | — | ||
| Q4 25 | $742.0M | $10.3M | ||
| Q3 25 | $1.3B | $39.7M | ||
| Q2 25 | $197.0M | $28.8M | ||
| Q1 25 | $261.0M | $21.8M | ||
| Q4 24 | $221.0M | $12.2M | ||
| Q3 24 | $120.0M | $37.2M | ||
| Q2 24 | $188.0M | $29.4M |
总债务AXPWINA
| Q1 26 | $60.4M | — | ||
| Q4 25 | $56.4B | — | ||
| Q3 25 | $57.8B | — | ||
| Q2 25 | $58.2B | — | ||
| Q1 25 | $51.2B | — | ||
| Q4 24 | $49.7B | — | ||
| Q3 24 | $53.5B | — | ||
| Q2 24 | $51.5B | — |
股东权益AXPWINA
| Q1 26 | $34.0M | — | ||
| Q4 25 | $33.5B | $-53.7M | ||
| Q3 25 | $32.4B | $-26.3M | ||
| Q2 25 | $32.3B | $-36.8M | ||
| Q1 25 | $31.2B | $-45.9M | ||
| Q4 24 | $30.3B | $-51.0M | ||
| Q3 24 | $29.7B | $-33.7M | ||
| Q2 24 | $29.5B | $-42.2M |
总资产AXPWINA
| Q1 26 | $308.9M | — | ||
| Q4 25 | $300.1B | $24.9M | ||
| Q3 25 | $297.6B | $53.7M | ||
| Q2 25 | $295.6B | $43.2M | ||
| Q1 25 | $282.2B | $37.1M | ||
| Q4 24 | $271.5B | $26.8M | ||
| Q3 24 | $271.0B | $52.0M | ||
| Q2 24 | $272.2B | $44.7M |
负债/权益比AXPWINA
| Q1 26 | 1.78× | — | ||
| Q4 25 | 1.68× | — | ||
| Q3 25 | 1.78× | — | ||
| Q2 25 | 1.80× | — | ||
| Q1 25 | 1.64× | — | ||
| Q4 24 | 1.64× | — | ||
| Q3 24 | 1.80× | — | ||
| Q2 24 | 1.74× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $8.5M |
| 自由现金流经营现金流 - 资本支出 | — | $8.5M |
| 自由现金流率自由现金流/营收 | — | 40.3% |
| 资本支出强度资本支出/营收 | — | 0.1% |
| 现金转化率经营现金流/净利润 | — | 0.86× |
| 过去12个月自由现金流最近4个季度 | — | $44.7M |
8季度趋势，按日历期对齐
经营现金流AXPWINA
| Q1 26 | — | — | ||
| Q4 25 | $3.1B | $8.5M | ||
| Q3 25 | $6.2B | $12.3M | ||
| Q2 25 | $4.4B | $9.0M | ||
| Q1 25 | $4.8B | $15.1M | ||
| Q4 24 | $5.8B | $8.5M | ||
| Q3 24 | $-1.8B | $12.1M | ||
| Q2 24 | $4.5B | $8.2M |
自由现金流AXPWINA
| Q1 26 | — | — | ||
| Q4 25 | $2.3B | $8.5M | ||
| Q3 25 | $5.6B | $12.2M | ||
| Q2 25 | $3.7B | $9.0M | ||
| Q1 25 | $4.3B | $15.0M | ||
| Q4 24 | $5.3B | — | ||
| Q3 24 | $-2.3B | $12.1M | ||
| Q2 24 | $4.0B | $8.1M |
自由现金流率AXPWINA
| Q1 26 | — | — | ||
| Q4 25 | 21.4% | 40.3% | ||
| Q3 25 | 53.6% | 53.8% | ||
| Q2 25 | 36.3% | 44.0% | ||
| Q1 25 | 45.0% | 68.6% | ||
| Q4 24 | 53.1% | — | ||
| Q3 24 | -23.3% | 56.3% | ||
| Q2 24 | 40.4% | 40.4% |
资本支出强度AXPWINA
| Q1 26 | — | — | ||
| Q4 25 | 6.6% | 0.1% | ||
| Q3 25 | 6.3% | 0.3% | ||
| Q2 25 | 6.0% | 0.3% | ||
| Q1 25 | 4.5% | 0.2% | ||
| Q4 24 | 5.0% | 0.0% | ||
| Q3 24 | 4.7% | 0.0% | ||
| Q2 24 | 5.8% | 0.5% |
现金转化率AXPWINA
| Q1 26 | — | — | ||
| Q4 25 | 1.25× | 0.86× | ||
| Q3 25 | 2.15× | 1.10× | ||
| Q2 25 | 1.51× | 0.85× | ||
| Q1 25 | 1.84× | 1.51× | ||
| Q4 24 | 2.66× | 0.88× | ||
| Q3 24 | -0.72× | 1.09× | ||
| Q2 24 | 1.50× | 0.79× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
